---
title: "HUB International vs Newfront Cargo and Transit Insurance"
description: "HUB places marine cargo and stock throughput through a marine practice; Newfront places cargo stock throughput inside its property practice."
canonical: "https://spot.insure/compare/hub-international-vs-newfront/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# HUB International vs Newfront Cargo and Transit Insurance

HUB places marine cargo and stock throughput through a marine practice; Newfront places cargo stock throughput inside its property practice.

## Research Scope and Use

Use this comparison to evaluate HUB International and Newfront for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

HUB’s marine page describes cargo by land, sea or air plus stock throughput from manufacture through delivery, for listed marine markets. Newfront lists cargo stock throughput among property coverages and names retail, food, agriculture and manufacturing among the industries its property team serves. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.newfront.com/property-insurance "Property")

## What Is HUB International?

HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [5](https://www.newfront.com/business-insurance "Business Insurance") [6](https://www.newfront.com/total-rewards "Employee Benefits") [7](https://www.newfront.com/navigator "Newfront Navigator") [8](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Cargo and Transit Insurance?

Cargo and transit insurance addresses loss or damage to goods being transported, subject to the coverage purchased. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.trade.gov/special-documents "Special Documents")

## Key Differences in Cargo and Transit Insurance

### Marine Practice Versus Property Practice

HUB brokers marine cargo through a dedicated marine practice rather than underwriting the policy. Newfront’s property practice brokers cargo stock throughput as part of its property placement services and also does not underwrite. HUB describes marine cargo covering freight by land, sea or air and separately offers stock throughput; Newfront lists cargo stock throughput among property Key Coverages without a separate marine-cargo product description on the reviewed page. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.newfront.com/property-insurance "Property")

### Listed Markets Versus Property Industries

HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. Newfront lists retail/wholesale, food and beverage, agriculture and manufacturing among the industries its property team serves, businesses that commonly hold goods in transit or storage. Newfront’s list is not a stated eligibility requirement for cargo stock throughput specifically. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.newfront.com/property-insurance "Property")

### How You Start and What Services Are Described

HUB directs prospects to contact a HUB marine insurance specialist; no online quote flow is described. Newfront starts a cargo stock throughput placement by requesting a consultation through its property page. Newfront says its property team reviews property and business-interruption values and pairs placements with in-house risk engineers for loss control, plus claims-resolution support. HUB’s reviewed marine page does not describe those property engineering or value-review services. Neither names the issuer or publishes limits. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.newfront.com/property-insurance "Property")

## What to Confirm in Cargo and Transit Insurance Quotes

- Ask HUB whether the placement is marine cargo, stock throughput, or both, and which conveyance modes are scheduled. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage")
- Ask Newfront what the stock throughput form covers in transit versus in storage; the property page does not describe cargo-specific triggers. [9](https://www.newfront.com/property-insurance "Property")
- Get the issuing carrier from both. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.newfront.com/property-insurance "Property")
- Get written limits from both; neither reviewed page publishes them. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.newfront.com/property-insurance "Property")

## Offering Details

| Criteria | HUB International Marine Cargo Insurance Brokerage | Newfront Cargo Stock Throughput |
| --- | --- | --- |
| Role in This Line | HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Newfront's property practice brokers cargo stock throughput coverage as part of its property placement services. It negotiates and places the coverage rather than underwriting the risk itself. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property offering page; cargo stock throughput is one of several coverages listed under the property practice..) |
| Issuing Insurer | The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Not found in reviewed sources; scope: Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there..) | The reviewed property page does not name the insurer or insurers that would issue a cargo stock throughput policy placed through Newfront. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23; carrier depends on the specific placement..) |
| Who It’s For | HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page target-market list; not a published underwriting appetite by cargo type or region..) | Newfront lists retail/wholesale, food & beverage, agriculture and manufacturing among the industries its property team serves, businesses that commonly hold goods in transit or storage covered by cargo stock throughput programs. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Areas of Expertise list on the property page; not a stated eligibility requirement for cargo stock throughput specifically..) |
| Coverage Features | HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and its exclusions control an actual claim..) | Newfront lists Cargo Stock Throughput among the Key Coverages of its property program, alongside supply-chain and business-interruption, flood, windstorm/earthquake, wildfire and terrorism coverage. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page Key Coverages list; the page does not describe cargo-specific triggers, exclusions or valuation methods..) |
| Limits and Retentions | Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Not publicly disclosed; scope: Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations..) | Newfront's property page does not publish limits, deductibles or retentions for cargo stock throughput coverage. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23..) |
| Risk Services | Not described in the reviewed sources. | Newfront says its property team performs an in-depth review of property and business-interruption values to identify data deficiencies, and pairs placements with in-house risk engineers for loss control. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Our Approach and Loss Control & Claims Advocacy sections of the property page; described as a property-wide service, not cargo-exclusive..) |
| How to Apply | HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | You start a cargo stock throughput placement by requesting a consultation through Newfront's property page, which routes to its property team. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page call-to-action; no online quoting or binding is described..) |
| Claims Support | Not described in the reviewed sources. | Newfront describes coverage negotiation and claims-resolution support as part of its property loss control and claims advocacy, which would apply to a cargo stock throughput claim. [9](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Loss Control & Claims Advocacy section; not a cargo-specific claims workflow..) |

## Full Comparison

- [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo and transit insurance helps protect goods during transport, with coverage that depends on the journey and your responsibility for the shipment.
- [HUB International vs Newfront Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-newfront/commercial-auto)
- [HUB International vs Newfront Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-newfront/commercial-property)
- [HUB International vs Newfront Crime Insurance](https://spot.insure/compare/hub-international-vs-newfront/crime)
- [HUB International vs Newfront Cyber Insurance](https://spot.insure/compare/hub-international-vs-newfront/cyber)
- [HUB International vs Newfront D&O Insurance](https://spot.insure/compare/hub-international-vs-newfront/directors-officers)
- [HUB International vs Newfront Employee Health Benefits](https://spot.insure/compare/hub-international-vs-newfront/employee-health-benefits)
- [HUB International vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/employment-practices)
- [HUB International vs Newfront Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-newfront/equipment-breakdown)
- [HUB International vs Newfront Fidelity Bonds](https://spot.insure/compare/hub-international-vs-newfront/fidelity-bonds)
- [HUB International vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/fiduciary)
- [HUB International vs Newfront General Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/general-liability)
- [HUB International vs Newfront Management Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/management-liability)
- [HUB International vs Newfront Product Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/product-liability)
- [HUB International vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-newfront/professional-errors-omissions)
- [HUB International vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/hub-international-vs-newfront/representations-warranties)
- [HUB International vs Newfront Surety Bonds](https://spot.insure/compare/hub-international-vs-newfront/surety-bonds)
- [HUB International vs Newfront Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-newfront/technology-errors-omissions)
- [HUB International vs Newfront Telehealth Insurance](https://spot.insure/compare/hub-international-vs-newfront/virtual-care-telehealth)
- [HUB International vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/umbrella-excess)
- [HUB International vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-newfront/workers-compensation)
- [Alliance Risk vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/cargo-transit)
- [Alliance Risk vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/cargo-transit)
- [Amelia Risk vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/cargo-transit)
- [Amelia Risk vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/cargo-transit)
- [Chubb vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/chubb-vs-hub-international/cargo-transit)
- [Chubb vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/chubb-vs-newfront/cargo-transit)

## Sources

### HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Marine Insurance Broker Policy & Coverage](https://www.hubinternational.com/products/business-insurance/marine-insurance/). HUB International; Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist. Accessed 2026-09-23.

### Newfront

5. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
6. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
7. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
8. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
9. [Property](https://www.newfront.com/property-insurance). Newfront; Key Coverages to Protect Your Business: Cargo Stock Throughput; Our Approach: Quality Matters and Global Placement Expertise; Loss Control & Claims Advocacy; View Our Areas of Expertise. Accessed 2026-09-23.

### Cargo and Transit Insurance Guide

10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
11. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-newfront/cargo-transit.md)
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