---
title: "HUB International vs Mylo Medical Malpractice Insurance"
description: "HUB brokers occurrence, claims-made and convertible forms plus DDR tail; Mylo compares those form types across carriers and treats cyber as an add-on."
canonical: "https://spot.insure/compare/hub-international-vs-mylo/medical-malpractice"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# HUB International vs Mylo Medical Malpractice Insurance

HUB brokers occurrence, claims-made and convertible forms plus DDR tail; Mylo compares those form types across carriers and treats cyber as an add-on.

## Research Scope and Use

Use this comparison to evaluate HUB International and Mylo for Medical Malpractice Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

HUB arranges occurrence, claims-made and convertible claims-made malpractice, telemedicine liability, settlement-consent defense and complimentary DDR tail after two to five years with the same carrier. Mylo also explains claims-made versus occurrence and optional tail, compares multiple carriers, and says cyber must be added because malpractice does not cover ransomware on its own. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

## What Is HUB International?

HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Mylo Insurance?

Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. [5](https://choosemylo.com/business/business-insurance "Small Business Insurance") [6](https://choosemylo.com/our-story "About Mylo")

[Mylo profile](https://spot.insure/insurance-providers/mylo)

## What Is Medical Malpractice Insurance?

Medical malpractice insurance is professional liability coverage for claims arising from a health care professional’s medical services. [8](https://content.naic.org/insurance-topics/medical-malpractice-insurance "Medical Malpractice Insurance") [9](https://www.tdi.texas.gov/commercial/pcmedmal.html "Medical Liability Insurance shopping guide")

## Key Differences in Medical Malpractice Insurance

### Convertible Forms and DDR Tail

Both brokers describe claims-made and occurrence. HUB also names convertible claims-made structures and complimentary tail under a death, disability and retirement benefit after two to five years of continuous coverage with the same carrier. Mylo describes optional tail to extend reporting after a claims-made policy ends, without a DDR loyalty period on the reviewed page. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

### Telemedicine and Cyber Sitting Next to Malpractice

HUB says its offering includes telemedicine liability coverage addressing privacy breaches and technology errors. Mylo says medical malpractice does not cover cyberattacks or ransomware on its own and that it can add cyber liability for rebuilding, notification, credit monitoring, crisis management and regulatory fines. Privacy-related wording appears in different places: inside HUB’s telemedicine liability description, versus Mylo’s separate cyber add-on. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

### Practitioner List Versus Specialty Customization

HUB lists physicians, PAs, NPs, nurses, CRNAs, therapists, personal trainers, optometrists and dentists and sends buyers to a broker. Mylo customizes to the buyer’s medical specialty and compares a range of carriers; it does not publish a practitioner roster of that length. Neither page names the issuing insurer or publishes limits. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

## What to Confirm in Medical Malpractice Insurance Quotes

- Ask HUB whether the form is occurrence, claims-made or convertible and whether DDR tail applies. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers")
- Ask Mylo for claims-made versus occurrence pricing, tail and whether the cyber add-on is included. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")
- Confirm how telemedicine and data-incident claims would be treated on each quote. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")
- Ask both which carrier issues the policy. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

## Offering Details

| Criteria | HUB International Medical Malpractice Insurance Brokerage | Mylo Medical Malpractice Insurance |
| --- | --- | --- |
| Role in This Line | HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer..) | Mylo brokers medical malpractice insurance, describing it as professional liability insurance for medical professionals, by comparing quotes from multiple carriers rather than underwriting the policy itself. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page..) |
| Issuing Insurer | HUB says it provides access to financially stable, "A"-rated insurance carriers for medical malpractice coverage, but does not name the specific insurer that would issue a given client's policy. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page carrier-access statement; the page describes market access, not a named carrier..) | The medical malpractice product page does not name the insurer that would issue a given practice's policy. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Not publicly disclosed; scope: Checked the medical malpractice product page on 2026-09-23..) |
| Who It’s For | HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page practitioner list; not an underwriting appetite statement..) | Mylo customizes the policy to the buyer's medical specialty and says coverage can be compared across a range of carriers for the buyer's practice. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page..) |
| Coverage Features | HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding..)<br><br>HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy..) | Mylo says the policy helps defend against lawsuits over medical services, including incorrect diagnosis, failure to diagnose, prescribing the wrong drug or dosage, and treatment or surgical errors. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page; the issued policy and its exclusions control..)<br><br>Mylo offers claims-made policies (covering a claim only if the policy was active for both the treatment and the lawsuit filing) and occurrence policies (covering a claim if the policy was active when the treatment occurred, even if lapsed by the time of the lawsuit), plus optional tail coverage to extend reporting after a claims-made policy ends. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page coverage-types section..)<br><br>Mylo says medical malpractice insurance does not cover cyberattacks or ransomware on its own, and that it can add cyber liability coverage for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page "What about lawsuits from data breaches?" section; a distinct add-on coverage, not part of the base malpractice policy..) |
| Limits and Retentions | Published medical malpractice policy limits, retentions or pricing were not found on the reviewed page. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Not publicly disclosed; scope: Checked the medical malpractice product page on 2026-09-23; limits are set on the quote and declarations..) | The medical malpractice product page does not publish specific coverage limits or premium ranges. [7](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Not publicly disclosed; scope: Checked the medical malpractice product page on 2026-09-23..) |
| Risk Services | HUB describes claims defense with settlement-consent provisions and says its team provides experienced claims management and communication for medical malpractice clients. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page claims-defense description..) | Not described in the reviewed sources. |
| How to Apply | HUB directs practitioners to a broker to discuss medical malpractice coverage rather than a self-service online quote. [4](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page broker-connection call to action..) | Not described in the reviewed sources. |

## Full Comparison

- [HUB International vs Mylo](https://spot.insure/compare/hub-international-vs-mylo): all coverage lines, business roles, service and claims.
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can help pay defense costs and covered damages from claims about a health care professional's medical services.
- [HUB International vs Mylo Business Owner’s Policy](https://spot.insure/compare/hub-international-vs-mylo/business-owners-policy)
- [HUB International vs Mylo Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-mylo/commercial-auto)
- [HUB International vs Mylo Cyber Insurance](https://spot.insure/compare/hub-international-vs-mylo/cyber)
- [HUB International vs Mylo Employee Health Benefits](https://spot.insure/compare/hub-international-vs-mylo/employee-health-benefits)
- [HUB International vs Mylo General Liability Insurance](https://spot.insure/compare/hub-international-vs-mylo/general-liability)
- [HUB International vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-mylo/professional-errors-omissions)
- [HUB International vs Mylo Surety Bonds](https://spot.insure/compare/hub-international-vs-mylo/surety-bonds)
- [HUB International vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-mylo/umbrella-excess)
- [HUB International vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-mylo/workers-compensation)
- [Beazley vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-hub-international/medical-malpractice)
- [Beazley vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-mylo/medical-malpractice)
- [Corgi vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-hub-international/medical-malpractice)
- [Corgi vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-mylo/medical-malpractice)
- [Harper vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/harper-vs-hub-international/medical-malpractice)
- [Harper vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/harper-vs-mylo/medical-malpractice)

## Sources

### HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Medical Malpractice Insurance Brokers](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/). HUB International; Definition as a form of errors and omissions coverage; who needs coverage list; carrier access and pricing; policy types (occurrence, claims-made, convertible claims-made); telemedicine liability; claims defense and settlement-consent provisions; death, disability and retirement tail-coverage benefit; broker-connection call to action. Accessed 2026-09-23.

### Mylo

5. [Small Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
6. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
7. [Medical Malpractice Insurance](https://choosemylo.com/medical-malpractice). Mylo; Protect your healthy reputation with medical malpractice insurance; What types of coverage are available? (claims-made, occurrence, tail coverage); What about lawsuits from data breaches?; Medical malpractice insurance FAQs. Accessed 2026-09-23.

### Medical Malpractice Insurance Guide

8. [Medical Malpractice Insurance](https://content.naic.org/insurance-topics/medical-malpractice-insurance). National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
9. [Medical Liability Insurance shopping guide](https://www.tdi.texas.gov/commercial/pcmedmal.html). Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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