---
title: "HUB International vs Marsh McLennan Agency: Kidnap and Ransom Insurance"
description: "HUB offers standalone and executive-liability K&R routes with named claims and legal-risk resources; Marsh McLennan Agency describes K&R placement for multinational business needs."
canonical: "https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/kidnap-ransom"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "hub-international-vs-marsh-mclennan-agency"
provider-a: "hub-international"
provider-b: "marsh-mclennan-agency"
coverage-line: "kidnap-ransom"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/kidnap-ransom)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Marsh McLennan Agency for Kidnap and Ransom Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Kidnap and Ransom Insurance questions about HUB International versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Marsh McLennan Agency for Kidnap and Ransom Insurance: how do they differ?
- Which is better for Kidnap and Ransom Insurance, HUB International or Marsh McLennan Agency?
- What does HUB International or Marsh McLennan Agency publish about Kidnap and Ransom Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Kidnap and Ransom Insurance from HUB International or Marsh McLennan Agency?

**Key facts:**
- Line: Kidnap and Ransom Insurance. Providers: HUB International and Marsh McLennan Agency.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [HUB International vs Marsh McLennan Agency](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair
- [Kidnap and Ransom Insurance guide](https://spot.insure/coverage/kidnap-ransom) — coverage explainer for this line
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [HUB International vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/builders-risk) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [AIG vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [Aon vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [Aon vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/kidnap-ransom) — sibling comparison (other line, or other pair for this line)

# HUB International vs Marsh McLennan Agency: How Do They Compare for Kidnap and Ransom Insurance?

HUB offers standalone and executive-liability K&R routes with named claims and legal-risk resources; Marsh McLennan Agency describes K&R placement for multinational business needs.

## How to Use the HUB International vs Marsh McLennan Agency Kidnap and Ransom Insurance Comparison

Use this comparison to evaluate HUB International and Marsh McLennan Agency for Kidnap and Ransom Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## HUB International vs Marsh McLennan Agency Kidnap and Ransom Insurance Summary

HUB places K&R both as a standalone offering and within its ProEx practice, which describes analytics, litigation support, and access to a claims/legal group. Marsh McLennan Agency lists K&R for international businesses and employee assignments. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA")

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [6](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [7](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## What Is Kidnap and Ransom Insurance?

Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and gives the business access to a crisis-response firm. Check who is insured, which events are named, and how territory and sanctions terms apply to your actual travel. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom "Kidnap and Ransom Applications and Forms") [10](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html "The Chubb Primary Kidnap Ransom and Extortion Insurance") [11](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5 "Kidnap and Ransom Coverage")

## What Are the Key Differences Between HUB International and Marsh McLennan Agency Kidnap and Ransom Insurance?

### Standalone coverage or executive-risk practice

HUB says it brokers K&R as a standalone product and within its ProEx Professional & Executive Risk practice. It markets the coverage for executives, employees, key personnel, and their families, whether travel is international or domestic. Marsh McLennan Agency describes K&R solutions for multinational placements and employee assignments but does not specify a standalone-versus-package structure or domestic scope. Ask MMA which policy format and covered people fit your exposure; with HUB, clarify which route best matches the broader executive-risk program. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA")

### Broker support and buyer scope

HUB describes analytics, litigation support, risk management, and access to a Claims & Legal Risks Group within its ProEx practice; its K&R pages direct prospects to connect with a broker. MMA likewise asks prospective buyers to contact an adviser, but its reviewed K&R overview does not detail claims or legal-risk services. Compare the service team’s role during an incident, the carrier’s response provider, and the policy’s covered costs. Neither public overview supplies a quote-specific limit. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA")

## What Should You Confirm in HUB International and Marsh McLennan Agency Kidnap and Ransom Insurance Quotes?

- Would HUB place this as standalone K&R or through ProEx, and which claims/legal support applies to this policy? [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA")
- Which response and claims resources, limits, and covered persons will MMA arrange? [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA")

## HUB International vs Marsh McLennan Agency Kidnap and Ransom Compared

| Criteria | HUB International Kidnap and Ransom Insurance Brokerage | Marsh McLennan Agency kidnap ransom (official overview) |
| --- | --- | --- |
| Role in This Line | HUB brokers kidnap and ransom (K&R) insurance both as a standalone product page offering and as one of the Executive Liability coverages in its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer..) | Marsh McLennan Agency describes arranging kidnap ransom for the audience stated on the cited product page. [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA") (Evidence: Company-reported; scope: kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Issuing Insurer | The K&R product page and the ProEx page do not name an issuing insurer for K&R policies; HUB says ProEx places over $2 billion in premium with insurers it calls top-rated carriers, without naming them. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not found in reviewed sources; scope: Checked both pages on 2026-09-23; the carrier for a specific K&R placement depends on the quote..) | Confirm in your quote. |
| Who It’s For | HUB markets K&R coverage to organizations with executives who travel internationally, employees working abroad or domestically, and other key personnel whose safety is considered critical to the organization, plus their families. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page target-audience description; not an underwriting appetite statement..) | Businesses with international insurance goals; the source describes multinational placements and employee assignments. [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA") (Evidence: Company-reported; scope: kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | HUB cites roughly 15,000 kidnap, extortion or illegal-detention incidents a year generating about half a billion dollars in ransom payments, and says an organization can face significant costs even when no ransom is paid. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page risk-framing statistics; company-reported and not independently verified by Spot..)<br><br>HUB's K&R product page cross-references directors and officers liability, business interruption and cyber coverage as related protections, and its ProEx practice groups K&R with other Executive Liability lines such as D&O, employment practices liability and fiduciary liability. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page related-coverage links and ProEx coverage list; the pages do not describe specific K&R insuring agreements, sublimits or exclusions..) | The cited product page describes kidnap-and-ransom risk-transfer solutions listed for businesses with international insurance needs. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA") (Evidence: Company-reported; scope: kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Published K&R policy limits or retentions were not found on the reviewed pages. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not publicly disclosed; scope: Checked the K&R product page and ProEx page on 2026-09-23; limits are set on the quote and declarations..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| Risk Services | HUB says its ProEx practice, which lists K&R among its Executive Liability coverages, provides analytics, litigation support and risk-management services led by a named practice leader, and gives clients access to a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages. [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page services and claims-support description; not specific to a single K&R engagement..) | Confirm in your quote. |
| How to Apply | HUB directs K&R prospects to "Connect With a Broker" rather than an online quote or bind flow. [4](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page call to action..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [8](https://www.marshmma.com/us/solutions/international.html "International Insurance Cover | MMA") (Evidence: Company-reported; scope: kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for HUB International vs Marsh McLennan Agency

- [HUB International vs Marsh McLennan Agency](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims.
- [What Is Kidnap and Ransom Insurance?](https://spot.insure/coverage/kidnap-ransom): Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and access to crisis-response experts; check fit with your travel destinations.
- [HUB International vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/builders-risk)
- [HUB International vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cargo-transit)
- [HUB International vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-auto)
- [HUB International vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-property)
- [HUB International vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/crime)
- [HUB International vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cyber)
- [HUB International vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/directors-officers)
- [HUB International vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/employment-practices)
- [HUB International vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/fiduciary)
- [HUB International vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/general-liability)
- [HUB International vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/professional-errors-omissions)
- [HUB International vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/surety-bonds)
- [HUB International vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/workers-compensation)
- [AIG vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-hub-international/kidnap-ransom)
- [AIG vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/kidnap-ransom)
- [Aon vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-hub-international/kidnap-ransom)
- [Aon vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/kidnap-ransom)
- [The Baldwin Group vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-hub-international/kidnap-ransom)
- [The Baldwin Group vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/kidnap-ransom)

## Sources for HUB International vs Marsh McLennan Agency

### Sources About HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Kidnap and Ransom Insurance Brokers](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/). HUB International; Why coverage is needed: kidnap, extortion and illegal detention risk; incident and ransom-payment statistics; target audience of traveling executives, employees abroad and their loved ones; costs beyond ransom payment; Connect With a Broker call to action; cross-references to D&O, business interruption and cyber coverage. Accessed 2026-09-23.
5. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Kidnap, Ransom, and Extortion insurance under Executive Liability; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23.

### Sources About Marsh McLennan Agency

6. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
7. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
8. [International Insurance Cover | MMA](https://www.marshmma.com/us/solutions/international.html). Marsh McLennan Agency; International business insurance lists kidnap and ransom as a risk-transfer solution.. Accessed 2026-09-30.

### Sources for the Kidnap and Ransom Insurance Guide

9. [Kidnap and Ransom Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom). Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-16.
10. [The Chubb Primary Kidnap Ransom and Extortion Insurance](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html). Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-16.
11. [Kidnap and Ransom Coverage](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5). Travelers; I pp.1–2; III pp.3–9; IV p.9; V pp.10–13. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## HUB International Review Scores for 2026

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Marsh McLennan Agency Review Scores for 2026

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/kidnap-ransom.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)