---
title: "HUB International vs Marsh McLennan Agency: Cyber Insurance"
description: "HUB lists forensic, notification, PR and legal support for businesses storing network data; Marsh McLennan Agency describes cyber placement without listing services."
canonical: "https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cyber"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "hub-international-vs-marsh-mclennan-agency"
provider-a: "hub-international"
provider-b: "marsh-mclennan-agency"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cyber)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Marsh McLennan Agency for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about HUB International versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Marsh McLennan Agency for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, HUB International or Marsh McLennan Agency?
- What does HUB International or Marsh McLennan Agency publish about Cyber Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cyber Insurance from HUB International or Marsh McLennan Agency?

**Key facts:**
- Line: Cyber Insurance. Providers: HUB International and Marsh McLennan Agency.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [HUB International vs Marsh McLennan Agency](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — coverage explainer for this line
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [HUB International vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/builders-risk) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Cyber Insurance](https://spot.insure/compare/aig-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs HUB International Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs HUB International Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line)

# HUB International vs Marsh McLennan Agency: How Do They Compare for Cyber Insurance?

HUB lists forensic, notification, PR and legal support for businesses storing network data; Marsh McLennan Agency describes cyber placement without listing services.

## Research Scope and Use

Use this comparison to evaluate HUB International and Marsh McLennan Agency for Cyber Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

HUB lists forensic, notification, PR and legal support for businesses storing network data; Marsh McLennan Agency describes cyber placement without listing services. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA")

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [5](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [6](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## What Is Cyber Insurance?

Cyber insurance can help pay covered response costs and claims against your business after a cyber incident. If your business relies on data, software or outside providers, compare response limits, vendor outages and approval rules. [8](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance "Cyber Insurance") [9](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/cyber/cyberedge-wording-sample-specimen-form.pdf "CyberEdge specimen policy")

## Key Differences in Cyber Insurance

### Coverage and Audience

HUB brokers cyber and lists privacy counsel, IT forensics, state-notification costs, credit monitoring, crisis PR, regulatory fines and class-action defense. Marsh McLennan Agency describes cyber liability and risk strategy but does not itemize response costs. A business should ask Marsh McLennan Agency whether legal defense, notification and crisis communications are separate limits or part of one aggregate. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA")

### Eligibility and Risk Review

HUB frames cyber as relevant to any business storing data on a network and directs prospects to specialists for assessment, without an online quote. Marsh McLennan Agency also routes prospects to an adviser and says eligibility is placement-specific. Ask both how their assessment considers vendors, record types and security controls. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA")

### Application and Support

HUB cites industry statistics about attack frequency and small-business claims to explain exposure; these figures do not predict an individual buyer’s claim. Marsh McLennan Agency’s overview does not publish claim data or policy limits. Compare the actual terms and identify each provider’s incident contact before purchase. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA")

## What to Confirm in Cyber Insurance Quotes

- Which HUB services are included in the quoted policy, especially forensics and crisis PR? Ask Marsh McLennan Agency for its notification, regulatory, legal-defense terms, limits and cyber specialists. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA")

## Offering Details

| Criteria | HUB International Cyber Insurance Brokerage | Marsh McLennan Agency cyber (official overview) |
| --- | --- | --- |
| Role in This Line | HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Marsh McLennan Agency describes arranging cyber for the audience stated on the cited product page. [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA") (Evidence: Company-reported; scope: cyber marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Issuing Insurer | The cyber insurance page does not name an issuing insurer; HUB places cyber coverage with carriers that vary by client and placement. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Not found in reviewed sources; scope: Checked the cyber insurance product page on 2026-09-23; no carrier is disclosed there..) | Confirm in your quote. |
| Who It’s For | HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page framing; not a published underwriting appetite..) | Organizations managing cyber exposure; exact insurer, policy form, and eligibility are placement-specific. [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA") (Evidence: Company-reported; scope: cyber marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)<br><br>HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page statistics are company-cited industry figures, not independently verified by Spot and not HUB-specific claims data..) | The cited product page describes cyber liability and a cyber-risk management strategy as part of the executive and professional risk offering. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA") (Evidence: Company-reported; scope: cyber marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Published policy limits or retentions for HUB-placed cyber coverage were not found on the product page; the page instead argues that response costs following a breach can reach the six figures to counter a perception that cyber insurance is unnecessary. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Not publicly disclosed; scope: Checked the cyber insurance product page on 2026-09-23; limits are set on the quote and declarations..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | HUB directs you to a broker or its cyber specialists for a policy assessment; no online quote is described. [4](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.marshmma.com/us/solutions/cyber.html "Cyber | MMA") (Evidence: Company-reported; scope: cyber marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Full Comparison

- [HUB International vs Marsh McLennan Agency](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [HUB International vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/builders-risk)
- [HUB International vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cargo-transit)
- [HUB International vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-auto)
- [HUB International vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/commercial-property)
- [HUB International vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/crime)
- [HUB International vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/employment-practices)
- [HUB International vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/fiduciary)
- [HUB International vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/general-liability)
- [AIG vs HUB International Cyber Insurance](https://spot.insure/compare/aig-vs-hub-international/cyber)
- [AIG vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/cyber)
- [Alliance Risk vs HUB International Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/cyber)
- [Alliance Risk vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/cyber)
- [Amelia Risk vs HUB International Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/cyber)
- [Amelia Risk vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/cyber)

## Sources

### HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Cyber Insurance](https://www.hubinternational.com/products/business-insurance/cyber-insurance/). HUB International; Cybersecurity insurance definition; coverage list: privacy attorney services, IT forensic investigation, state notification compliance, credit monitoring, crisis PR, regulatory fines, class action lawsuits; breach-frequency and small-business-claims statistics; five-myths section; Connect With a Broker. Accessed 2026-09-23.

### Marsh McLennan Agency

5. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
6. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
7. [Cyber | MMA](https://www.marshmma.com/us/solutions/cyber.html). Marsh McLennan Agency; Cyber solution overview and cyber-risk services.. Accessed 2026-09-30.

### Cyber Insurance Guide

8. [Cyber Insurance](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance). Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.
9. [CyberEdge specimen policy](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/cyber/cyberedge-wording-sample-specimen-form.pdf). AIG; General Terms §§4–6, PDF pp.3–6; Security and Privacy §1 p.11, §2(l)/(p) p.14, §3 pp.15–18, exclusions p.18; Event Management §1 and §2(h), PDF pp.19–20. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## HUB International Reviews

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Marsh McLennan Agency Reviews

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-marsh-mclennan-agency/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)