---
title: "HUB International vs Markel Insurance: Surety Bonds"
description: "HUB describes a three-C underwriting review for contract bonds; Markel lists contract and commercial bonds for contractors and commercial accounts."
canonical: "https://spot.insure/compare/hub-international-vs-markel/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "hub-international-vs-markel"
provider-a: "hub-international"
provider-b: "markel"
coverage-line: "surety-bonds"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/hub-international-vs-markel/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Markel Insurance for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about HUB International versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Markel Insurance for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, HUB International or Markel Insurance?
- What does HUB International or Markel Insurance publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from HUB International or Markel Insurance?

**Key facts:**
- Line: Surety Bonds. Providers: HUB International and Markel Insurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [HUB International vs Markel Insurance](https://spot.insure/compare/hub-international-vs-markel) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence)
- [HUB International vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-markel/builders-risk) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Crime Insurance](https://spot.insure/compare/hub-international-vs-markel/crime) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Cyber Insurance](https://spot.insure/compare/hub-international-vs-markel/cyber) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance D&O Insurance](https://spot.insure/compare/hub-international-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-markel/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance General Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Hired and Non-Owned Auto Insurance](https://spot.insure/compare/hub-international-vs-markel/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Inland Marine Insurance](https://spot.insure/compare/hub-international-vs-markel/inland-marine) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/management-liability) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-markel/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-markel/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Aon vs HUB International Surety Bonds](https://spot.insure/compare/aon-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs Markel Insurance Surety Bonds](https://spot.insure/compare/aon-vs-markel/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs HUB International Surety Bonds](https://spot.insure/compare/baldwin-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Markel Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-markel/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs HUB International Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/surety-bonds) — sibling comparison (other line, or other pair for this line)

# HUB International vs Markel Insurance: How Do They Compare for Surety Bonds?

HUB describes a three-C underwriting review for contract bonds; Markel lists contract and commercial bonds for contractors and commercial accounts.

## How to Use the HUB International vs Markel Insurance Surety Bonds Comparison

Use this comparison to evaluate HUB International and Markel Insurance for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## HUB International vs Markel Insurance Surety Bonds Summary

HUB brokers contract and commercial surety and describes character, capacity, and capital as key underwriting considerations. Markel lists contract, commercial, court, and probate bonds for prime and subcontractors plus large and smaller commercial accounts. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.markel.com/us/surety "Markel Surety")

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [5](https://www.markel.com/about-us "About us") [6](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K")

[Markel Insurance profile](https://spot.insure/insurance-providers/markel)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [8](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [9](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [10](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [11](https://www.chubb.com/us-en/surety.html "Surety Bonds") [12](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## What Are the Key Differences Between HUB International and Markel Insurance Surety Bonds?

### Applicant Review and Market Fit

HUB says surety eligibility turns on character, capacity, and capital: credit and integrity, ability and resources to perform, and financial strength for project costs. A surety specialist guides applicants through documentation. Markel identifies prime and subcontractors for contract bonds and Fortune 2000 and smaller commercial accounts for commercial bonds. A contractor should expect to substantiate both its financial capacity and job experience; ask each provider what supporting documents the underwriter needs. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.markel.com/us/surety "Markel Surety")

### Contract and Commercial Bond Scope

HUB describes bid, performance, and payment bonds plus wage, warranty, maintenance, and lien-release forms; it separately places commercial bonds required by governments, financial institutions, and private companies. Markel lists contract, commercial, court, and probate categories and supports standalone or co-surety contracts. The lists overlap on contract and commercial needs, while HUB names more specific construction forms; give both the obligee's requirement to identify the matching bond. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.markel.com/us/surety "Markel Surety")

### Broker Guidance During Application

HUB says a surety specialist works with an applicant through the documentation and underwriting process. Markel's page invites prospects or brokers to contact its named underwriting team but does not describe the same documentation support. Ask who will assemble the submission and communicate with the surety, especially if the obligation requires a detailed backlog or financial review. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.markel.com/us/surety "Markel Surety")

## What Should You Confirm in HUB International and Markel Insurance Surety Bonds Quotes?

- Ask HUB which financial, project-history, and integrity documents it needs to assess character, capacity, and capital for your bond. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses")

- Ask Markel which contract or commercial class fits the obligee's form and whether a surety specialist will guide the underwriting submission. [7](https://www.markel.com/us/surety "Markel Surety")

## HUB International vs Markel Insurance Surety Bonds Compared

| Criteria | HUB International Surety Bonds Brokerage | Markel surety bonds (official overview) |
| --- | --- | --- |
| Role in This Line | HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Surety bonds product page as read 2026-09-23..) | Markel describes offering surety bonds for the audience stated on the cited product page. [7](https://www.markel.com/us/surety "Markel Surety") (Evidence: Company-reported; scope: surety bonds marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Issuing Insurer | The surety bonds page does not name a specific surety company; HUB places bonds with sureties that vary by client and bond type. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Not found in reviewed sources; scope: Checked the surety bonds page on 2026-09-23; no surety company is disclosed there..) | Confirm in your quote. |
| Who It’s For | HUB underwrites bond eligibility around what it calls the three C's: character (credit record and business integrity), capacity (skills, experience, equipment and facilities), and capital (financial strength for project costs), and says a surety specialist guides applicants through the required documentation. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page underwriting-criteria description; the surety, not HUB, makes the final bonding decision..) | Prime and subcontractors for contract bonds, plus Fortune 2000 and smaller commercial accounts for commercial bonds, as described by Markel. [7](https://www.markel.com/us/surety "Markel Surety") (Evidence: Company-reported; scope: surety bonds marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page bond-type descriptions; the issued bond and its terms control an actual claim..)<br><br>HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page commercial-surety description..) | The cited product page describes contract, commercial, court, and probate bond products, including standalone and co-surety contract-bond support. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.markel.com/us/surety "Markel Surety") (Evidence: Company-reported; scope: surety bonds marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Confirm in your quote. | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.markel.com/us/surety "Markel Surety") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page application description as read 2026-09-23..) | The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.markel.com/us/surety "Markel Surety") (Evidence: Company-reported; scope: surety bonds marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for HUB International vs Markel Insurance Surety Bonds

- [HUB International vs Markel Insurance](https://spot.insure/compare/hub-international-vs-markel): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [HUB International vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-markel/builders-risk)
- [HUB International vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-markel/cargo-transit)
- [HUB International vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-markel/commercial-property)
- [HUB International vs Markel Insurance Crime Insurance](https://spot.insure/compare/hub-international-vs-markel/crime)
- [HUB International vs Markel Insurance Cyber Insurance](https://spot.insure/compare/hub-international-vs-markel/cyber)
- [HUB International vs Markel Insurance D&O Insurance](https://spot.insure/compare/hub-international-vs-markel/directors-officers)
- [HUB International vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/employment-practices)
- [HUB International vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-markel/equipment-breakdown)
- [HUB International vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/fiduciary)
- [HUB International vs Markel Insurance General Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/general-liability)
- [HUB International vs Markel Insurance Hired and Non-Owned Auto Insurance](https://spot.insure/compare/hub-international-vs-markel/hired-non-owned-auto)
- [HUB International vs Markel Insurance Inland Marine Insurance](https://spot.insure/compare/hub-international-vs-markel/inland-marine)
- [HUB International vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/management-liability)
- [HUB International vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/product-liability)
- [HUB International vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-markel/professional-errors-omissions)
- [HUB International vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-markel/technology-errors-omissions)
- [HUB International vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/umbrella-excess)
- [HUB International vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-markel/workers-compensation)
- [Aon vs HUB International Surety Bonds](https://spot.insure/compare/aon-vs-hub-international/surety-bonds)
- [Aon vs Markel Insurance Surety Bonds](https://spot.insure/compare/aon-vs-markel/surety-bonds)
- [The Baldwin Group vs HUB International Surety Bonds](https://spot.insure/compare/baldwin-vs-hub-international/surety-bonds)
- [The Baldwin Group vs Markel Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-markel/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs HUB International Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/surety-bonds)

## Sources for HUB International vs Markel Insurance Surety Bonds

### Sources About HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Surety Bonds and Surety Bond Insurance for Businesses](https://www.hubinternational.com/products/business-insurance/surety-bonds/). HUB International; What is a surety bond?; three-party structure (principal, obligee, surety); Types of surety bonds: bid, performance, payment and other contract surety bonds; Commercial Surety section; Three C's of underwriting: Character, Capacity, Capital; What Do You Need to Get a Surety Bond?. Accessed 2026-09-23.

### Sources About Markel Insurance

5. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28.
6. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
7. [Markel Surety](https://www.markel.com/us/surety). Markel; Products; contract bonds; commercial bonds; court and probate bonds; support and claims resources.. Accessed 2026-09-30.

### Sources for the Surety Bonds Guide

8. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
9. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
10. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
11. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
12. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## HUB International Review Scores for 2026

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Markel Insurance Review Scores for 2026

Review Score: 7.5 / 10 from 2 rated sources, equally weighted.

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

- J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf)
- Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com)
- BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)
- BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-markel/surety-bonds.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)