--- title: "HUB International vs Markel Insurance: Fiduciary Liability Insurance" description: "Compare HUB’s detailed plan-claim examples and broker access with Markel’s covered fiduciary allegations and defense-cost description." canonical: "https://spot.insure/compare/hub-international-vs-markel/fiduciary" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "hub-international-vs-markel" provider-a: "hub-international" provider-b: "markel" coverage-line: "fiduciary" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-markel/fiduciary) ## Agent Guide **What this page is:** Focused comparison of HUB International and Markel Insurance for Fiduciary Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Fiduciary Liability Insurance questions about HUB International versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs Markel Insurance for Fiduciary Liability Insurance: how do they differ? - Which is better for Fiduciary Liability Insurance, HUB International or Markel Insurance? - What does HUB International or Markel Insurance publish about Fiduciary Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Fiduciary Liability Insurance from HUB International or Markel Insurance? **Key facts:** - Line: Fiduciary Liability Insurance. Providers: HUB International and Markel Insurance. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [HUB International vs Markel Insurance](https://spot.insure/compare/hub-international-vs-markel) — parent: all coverage lines for this pair - [Fiduciary Liability Insurance guide](https://spot.insure/coverage/fiduciary) — coverage explainer for this line - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence) - [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence) - [HUB International vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-markel/builders-risk) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Crime Insurance](https://spot.insure/compare/hub-international-vs-markel/crime) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Cyber Insurance](https://spot.insure/compare/hub-international-vs-markel/cyber) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance D&O Insurance](https://spot.insure/compare/hub-international-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-markel/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance General Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [HUB International vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-markel/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) - [AIG vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line) - [Aon vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) - [Aon vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line) # HUB International vs Markel Insurance: How Do They Compare for Fiduciary Liability Insurance? Compare HUB’s detailed plan-claim examples and broker access with Markel’s covered fiduciary allegations and defense-cost description. ## Research Scope and Use Use this comparison to evaluate HUB International and Markel Insurance for Fiduciary Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary HUB lists plan-administration, investment, benefit-denial and funding scenarios and directs employers to a broker. Markel describes mismanagement and administrative-error claims with potential defense costs, settlements and judgments. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ## What Is HUB International? HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## Markel Insurance: Specialty Business and Products Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [5](https://www.markel.com/about-us "About us") [6](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K") [Markel Insurance profile](https://spot.insure/insurance-providers/markel) ## What Is Fiduciary Liability Insurance? Fiduciary liability can protect your company and plan fiduciaries when participants claim mishandling of an employee benefit plan. If you sponsor a retirement or health plan, check who is insured and whether both administration errors and fiduciary-breach claims are addressed. [8](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf "Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements") [9](https://asset.trvstatic.com/download/assets/fri-3001.pdf/c75b6c8e63ca11ee93454641efede6a9 "Fiduciary Liability") [10](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") ## Key Differences in Fiduciary Liability Insurance ### Claim Examples and Policy Scope HUB lists detailed scenarios including poor choices by a plan insurer, mutual fund or third-party administrator, benefit denials or reductions, conflicts, insufficient funding, investment selection and plan termination. Markel’s summary names plan mismanagement, administration errors and breach of fiduciary duty, with defense costs, settlements and judgments subject to wording. HUB’s list gives sponsors more examples to test against their own plan operations; it does not establish that every scenario is insured, so compare the forms rather than count the labels. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ### Broker Access and Related Coverage HUB brokers fiduciary coverage for employers sponsoring health or retirement plans and directs prospects to contact a broker; it also states fiduciary exposure is separate from D&O. Markel identifies private companies, nonprofits and individual plan fiduciaries but does not describe the submission route or a D&O distinction in the reviewed claim. Buyers should identify which channel will negotiate the terms and confirm whether a management-liability package shares limits with the fiduciary policy. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ## What to Confirm in Fiduciary Liability Insurance Quotes - Are third-party administrator decisions, investment selection, benefit changes, funding and plan termination addressed in the issued wording? [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") - Is fiduciary liability separately limited from D&O and other management-liability coverages? [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") - Which insurer, plan data and submission documents are required by the broker or Markel underwriting team? [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ## Offering Details | Criteria | HUB International Fiduciary Liability Insurance Brokerage | Markel fiduciary liability | | --- | --- | --- | | Role in This Line | HUB brokers fiduciary liability insurance for employers that sponsor health-care and retirement benefit plans, rather than underwriting the coverage itself. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Fiduciary liability product page, read 2026-09-23. The page does not name an issuing insurer..) | Markel lists fiduciary liability for private companies, nonprofits and individuals managing employee benefit plans. [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: U.S. private/nonprofit product page; not a fidelity bond..) | | Issuing Insurer | No insurer is named for fiduciary liability on the product page; the carrier depends on the placement. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Not found in reviewed sources; scope: Checked the fiduciary liability product page on 2026-09-23..) | Confirm in your quote. | | Who It’s For | HUB targets fiduciary liability brokerage at employers offering health-care or retirement benefit plans who face potential litigation from plan participants, the Department of Labor or the Pension Benefit Guaranty Corporation. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page target-audience description; not a published underwriting appetite..) | The page identifies private companies and not-for-profits and employee-plan fiduciaries as intended audiences; exact class and plan eligibility is not stated universally. [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: Published audience description only..) | | Coverage Features | HUB lists fiduciary liability claim scenarios it covers as including a plan's insurer, mutual fund or third-party administrator making bad choices, plan administration errors or conflicts of interest, benefits denial, changes or reductions, bad advice or improper counsel, insufficient plan funding, poor investment selection and incorrect plan termination. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page list of covered claim scenarios; the issued policy's insuring agreement and exclusions control an actual claim..)

HUB states that fiduciary liability exposure "is not covered by director's and officers' liability policies," positioning fiduciary liability as a separate line from D&O rather than a bundled coverage. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page statement distinguishing fiduciary liability from D&O..) | Markel describes claims involving benefit-plan mismanagement, administrative errors or breach of fiduciary duty, with potential defense costs, settlements and judgments subject to policy wording. [7](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: Illustrative page description; policy terms control..) | | Limits and Retentions | The product page does not publish specific policy limits or retentions; it references that combined defense and settlement costs on fiduciary claims can exceed $1 million as a risk statistic, not a policy limit. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Not publicly disclosed; scope: Checked the fiduciary liability product page on 2026-09-23; the $1 million figure describes potential exposure, not an offered limit..) | Confirm in your quote. | | Risk Services | HUB publishes a video on preventing fiduciary liability claims and administrative-error best practices on the product page, but the page does not describe a formal fiduciary risk-management or plan-review service. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page educational video reference..) | Confirm in your quote. | | How to Apply | HUB directs fiduciary liability prospects to "Connect With a Broker" or "Contact a HUB broker" rather than an online quote or bind flow. [4](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page calls to action..) | Confirm in your quote. | ## Full Comparison - [HUB International vs Markel Insurance](https://spot.insure/compare/hub-international-vs-markel): all coverage lines, business roles, service and claims. - [What Is Fiduciary Liability Insurance?](https://spot.insure/coverage/fiduciary): Fiduciary liability can protect your company and plan fiduciaries from covered claims about benefit-plan management; check who is insured and whether administration errors are included. - [HUB International vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-markel/builders-risk) - [HUB International vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-markel/cargo-transit) - [HUB International vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-markel/commercial-property) - [HUB International vs Markel Insurance Crime Insurance](https://spot.insure/compare/hub-international-vs-markel/crime) - [HUB International vs Markel Insurance Cyber Insurance](https://spot.insure/compare/hub-international-vs-markel/cyber) - [HUB International vs Markel Insurance D&O Insurance](https://spot.insure/compare/hub-international-vs-markel/directors-officers) - [HUB International vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/employment-practices) - [HUB International vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-markel/equipment-breakdown) - [HUB International vs Markel Insurance General Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/general-liability) - [HUB International vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/product-liability) - [HUB International vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-markel/professional-errors-omissions) - [HUB International vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/umbrella-excess) - [HUB International vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-markel/workers-compensation) - [AIG vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/fiduciary) - [AIG vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-markel/fiduciary) - [Alliance Risk vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/fiduciary) - [Alliance Risk vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/fiduciary) - [Aon vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-hub-international/fiduciary) - [Aon vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-markel/fiduciary) ## Sources ### HUB International 1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 4. [Fiduciary Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/). HUB International; Target audience: employers offering health-care and retirement benefit plans; list of covered claim scenarios; statement distinguishing fiduciary liability from D&O; $1 million defense-and-settlement-cost reference; "Prevent Fiduciary Liability Claims" video; Connect With a Broker / Contact a HUB broker calls to action. Accessed 2026-09-23. ### Markel Insurance 5. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28. 6. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28. 7. [Private and Nonprofit Management Liability Insurance](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit). Markel; What we offer; private/nonprofit segment; D&O, EPL, fiduciary and optional coverage sections.. Accessed 2026-09-29. ### Fiduciary Liability Insurance Guide 8. [Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf). U.S. Department of Labor, Employee Benefits Security Administration; Q2 pp.2–3. Accessed 2026-09-16. 9. [Fiduciary Liability](https://asset.trvstatic.com/download/assets/fri-3001.pdf/c75b6c8e63ca11ee93454641efede6a9). Travelers Casualty and Surety Company of America; II.D,J–L pp.2–3; II.A p.1; II.V p.5; Header p.1; II.M p.3; I p.1; III.A.6–8 pp.5–6; II.M.2 p.3; III.B.1 p.6. Accessed 2026-09-16. 10. [Fiduciary Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability). Travelers; What Is Fiduciary Liability Insurance?. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## HUB International Reviews Review Score: 5.6 / 10 from 2 rated sources, equally weighted. Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-. - BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202) - BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews) - BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews). ## Markel Insurance Reviews Review Score: 7.5 / 10 from 2 rated sources, equally weighted. There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years. - J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf) - Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com) - BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) - BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/hub-international-vs-markel/fiduciary.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)