---
title: "HUB International vs Markel Insurance: Equipment Breakdown Insurance"
description: "Compare HUB’s standalone or embedded boiler-and-machinery placement and downtime options with Markel’s commercial-property add-on."
canonical: "https://spot.insure/compare/hub-international-vs-markel/equipment-breakdown"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "hub-international-vs-markel"
provider-a: "hub-international"
provider-b: "markel"
coverage-line: "equipment-breakdown"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/hub-international-vs-markel/equipment-breakdown)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Markel Insurance for Equipment Breakdown Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Equipment Breakdown Insurance questions about HUB International versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Markel Insurance for Equipment Breakdown Insurance: how do they differ?
- Which is better for Equipment Breakdown Insurance, HUB International or Markel Insurance?
- What does HUB International or Markel Insurance publish about Equipment Breakdown Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Equipment Breakdown Insurance from HUB International or Markel Insurance?

**Key facts:**
- Line: Equipment Breakdown Insurance. Providers: HUB International and Markel Insurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [HUB International vs Markel Insurance](https://spot.insure/compare/hub-international-vs-markel) — parent: all coverage lines for this pair
- [Equipment Breakdown Insurance guide](https://spot.insure/coverage/equipment-breakdown) — coverage explainer for this line
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence)
- [HUB International vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-markel/builders-risk) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Crime Insurance](https://spot.insure/compare/hub-international-vs-markel/crime) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Cyber Insurance](https://spot.insure/compare/hub-international-vs-markel/cyber) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance D&O Insurance](https://spot.insure/compare/hub-international-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance General Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-markel/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-hub-international/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [AIG vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-markel/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/alliance-risk-vs-markel/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-hub-international/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-markel/equipment-breakdown) — sibling comparison (other line, or other pair for this line)

# HUB International vs Markel Insurance: How Do They Compare for Equipment Breakdown Insurance?

Compare HUB’s standalone or embedded boiler-and-machinery placement and downtime options with Markel’s commercial-property add-on.

## Research Scope and Use

Use this comparison to evaluate HUB International and Markel Insurance for Equipment Breakdown Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

HUB brokers equipment breakdown as a standalone policy or within property and describes repair, replacement and downtime protection. Markel says its commercial-property coverage can include equipment breakdown but does not publish trigger or limit detail in the reviewed claim. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance")

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [5](https://www.markel.com/about-us "About us") [6](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K")

[Markel Insurance profile](https://spot.insure/insurance-providers/markel)

## What Is Equipment Breakdown Insurance?

Equipment-breakdown coverage can help repair covered machinery or building equipment after a mechanical or electrical failure. It fits businesses that depend on equipment to operate; check whether lost income, spoilage and utility failures are included. [8](https://www.iii.org/article/understanding-commercial-package-policies "Understanding Commercial Package Policies") [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://www.travelers.com/risk-control/specialties/equipment-breakdown "Equipment Breakdown") [11](https://www.munichre.com/content/dam/munichre/hsb/hsb-iic/documents/hsb-techadvantage-equipment-breakdown-coverage-form.pdf/_jcr_content/renditions/original./hsb-techadvantage-equipment-breakdown-coverage-form.pdf "HSB TechAdvantage Equipment Breakdown Coverage Form")

## Key Differences in Equipment Breakdown Insurance

### Standalone Placement and Business Interruption

HUB says it brokers equipment breakdown as a monoline policy or within property coverage, with repair or replacement after sudden, unforeseen failure, resulting downtime losses and other property damage caused by malfunction. Its Extra Expense option helps pay costs to keep operating but does not cover lost income unless combined with business-income coverage. Markel describes equipment breakdown as an option in commercial property, without specifying limits, trigger or waiting period. Buyers should compare HUB’s listed operating-cost distinctions against the exact Markel property schedule. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance")

### Equipment Scope and Quote Route

HUB names equipment from boilers, generators and transformers to elevators, computers and security systems, and directs prospects to a broker rather than an online quote or bind flow. Markel’s reviewed claim places the option in its commercial-property product for a broad range of business risks but does not identify covered equipment. That leaves a practical schedule question for facilities with specialized machinery: list each critical asset and ask both channels how it is valued and whether breakdown protection is included. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance")

## What to Confirm in Equipment Breakdown Insurance Quotes

- Is HUB’s Extra Expense coverage separate from lost-income coverage, and what business-income option is needed? [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage")
- What equipment, breakdown triggers, waiting periods and sublimits are listed in Markel’s property schedule? [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance")
- Can each placement stand alone, or must it be part of a property policy, and which insurer issues it? [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance")

## Offering Details

| Criteria | HUB International Boiler and Machinery (Equipment Breakdown) Insurance Brokerage | Markel equipment breakdown option |
| --- | --- | --- |
| Role in This Line | HUB brokers boiler and machinery (equipment breakdown) insurance, available as a standalone monoline policy or embedded within a client's property policy, rather than underwriting the coverage itself. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Boiler and machinery product page, read 2026-09-23. The page does not name an issuing insurer..) | Markel says commercial property coverage can include equipment-breakdown protection. [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") (Evidence: Company-reported; scope: Optional property coverage description; no separate standalone policy established..) |
| Issuing Insurer | No insurer is named for equipment breakdown coverage on the product page; the carrier depends on the placement. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Not found in reviewed sources; scope: Checked the boiler and machinery product page on 2026-09-23..) | Confirm in your quote. |
| Who It’s For | HUB targets this coverage at manufacturing companies running equipment that must operate continuously, businesses that process goods using electrical, mechanical, heating or refrigeration equipment at scale, and small businesses protecting equipment such as air conditioners, computers, refrigerators and ovens. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page target-market description; not a published underwriting appetite..) | The reviewed page places the option in its commercial-property offering for a broad range of business risks. [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") (Evidence: Company-reported; scope: Specific risk class and availability require underwriting..) |
| Coverage Features | HUB says the coverage it arranges pays the costs to repair or replace equipment damaged by a sudden, unforeseen breakdown, losses from the resulting downtime, and other property damage caused by the malfunctioning equipment, and lists manufacturing equipment (boilers, generators, engines, HVAC systems, transformers) and office equipment (elevators, computers, copiers, security systems) as typical covered items. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy's definitions and exclusions control an actual claim..)<br><br>HUB describes three coverage options for equipment breakdown: basic, broad, and consequential-damage coverage for losses resulting from equipment failure, plus an Extra Expense component that covers costs to keep operating during a breakdown but excludes loss of income unless combined with business income coverage. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page coverage-tier description..) | The source names equipment breakdown but does not state a limit, waiting period, trigger or exclusions. [7](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") (Evidence: Company-reported; scope: No policy terms inferred..) |
| Limits and Retentions | Published policy limits or retentions for equipment breakdown coverage were not found on the product page. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Not publicly disclosed; scope: Checked the boiler and machinery product page on 2026-09-23; limits are set on the quote and declarations..) | Confirm in your quote. |
| Risk Services | The boiler and machinery product page does not describe engineering inspections or other line-specific risk-control services. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Not found in reviewed sources; scope: Checked the boiler and machinery product page on 2026-09-23..) | Confirm in your quote. |
| How to Apply | HUB directs prospects to "contact a HUB broker to get started" rather than an online quote or bind flow. [4](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page call to action..) | Confirm in your quote. |

## Full Comparison

- [HUB International vs Markel Insurance](https://spot.insure/compare/hub-international-vs-markel): all coverage lines, business roles, service and claims.
- [What Is Equipment Breakdown Insurance?](https://spot.insure/coverage/equipment-breakdown): Equipment breakdown can help repair covered machinery after mechanical or electrical failure; check whether downtime, spoilage and utility interruption are also covered.
- [HUB International vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-markel/builders-risk)
- [HUB International vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-markel/cargo-transit)
- [HUB International vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-markel/commercial-property)
- [HUB International vs Markel Insurance Crime Insurance](https://spot.insure/compare/hub-international-vs-markel/crime)
- [HUB International vs Markel Insurance Cyber Insurance](https://spot.insure/compare/hub-international-vs-markel/cyber)
- [HUB International vs Markel Insurance D&O Insurance](https://spot.insure/compare/hub-international-vs-markel/directors-officers)
- [HUB International vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/employment-practices)
- [HUB International vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/fiduciary)
- [HUB International vs Markel Insurance General Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/general-liability)
- [HUB International vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/product-liability)
- [HUB International vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-markel/professional-errors-omissions)
- [HUB International vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-markel/umbrella-excess)
- [HUB International vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-markel/workers-compensation)
- [AIG vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-hub-international/equipment-breakdown)
- [AIG vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-markel/equipment-breakdown)
- [Alliance Risk vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/equipment-breakdown)
- [Alliance Risk vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/alliance-risk-vs-markel/equipment-breakdown)
- [The Baldwin Group vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-hub-international/equipment-breakdown)
- [The Baldwin Group vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-markel/equipment-breakdown)

## Sources

### HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Boiler and Machinery Equipment Insurance Coverage](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/). HUB International; What is Boiler and Machinery Insurance?; What does Boiler and Machinery Insurance cover?; covered manufacturing and office equipment examples; basic, broad and consequential-damage coverage options; Extra Expense coverage description; Contact a HUB broker call to action. Accessed 2026-09-23.

### Markel Insurance

5. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28.
6. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
7. [Small Business Casualty and Property Insurance](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property). Markel; What we offer; product/liability, property, general casualty, inland marine, excess umbrella, liquor liability, hired/non-owned auto, employee benefits liability, E&O and equipment breakdown references.. Accessed 2026-09-29.

### Equipment Breakdown Insurance Guide

8. [Understanding Commercial Package Policies](https://www.iii.org/article/understanding-commercial-package-policies). Insurance Information Institute; Available CPP additions: Equipment breakdown. Accessed 2026-09-16.
9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Boiler and Machinery; Commercial Property: Covered Causes of Loss; Commercial Property: Time Element; Inland Marine; Coverage Forms and/or Specialty Coverages. Accessed 2026-09-16.
10. [Equipment Breakdown](https://www.travelers.com/risk-control/specialties/equipment-breakdown). Travelers; Definition and equipment list. Accessed 2026-09-16.
11. [HSB TechAdvantage Equipment Breakdown Coverage Form](https://www.munichre.com/content/dam/munichre/hsb/hsb-iic/documents/hsb-techadvantage-equipment-breakdown-coverage-form.pdf/_jcr_content/renditions/original./hsb-techadvantage-equipment-breakdown-coverage-form.pdf). The Hartford Steam Boiler Inspection and Insurance Company; G.1 Accident, PDF p.17; A.2.a–c p.1; C.2 pp.8–9; C pp.8–9; D pp.9–10; E.10 Valuation, PDF pp.13–14; G.10–11 pp.18–19; A.2.n p.5 (Off Premises Equipment Breakdown); A.2.p pp.5–6; A.2.r p.6; G.18 p.20 (Interruption of Service). Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## HUB International Reviews

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Markel Insurance Reviews

Review Score: 7.5 / 10 from 2 rated sources, equally weighted.

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

- J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf)
- Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com)
- BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)
- BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-markel/equipment-breakdown.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)