---
title: "HUB International vs Lockton: Cyber Insurance"
description: "HUB brokers cyber and lists privacy attorneys, forensics, notification, credit monitoring, crisis PR, regulatory fines and class-action defense among services it arranges. Lockton works under an Inform, Improve, Insure process, with more than 100 associates who review security posture and run incident-response exercises."
canonical: "https://spot.insure/compare/hub-international-vs-lockton/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-lockton"
provider-a: "hub-international"
provider-b: "lockton"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-lockton/cyber)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Lockton for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about HUB International versus Lockton. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Lockton for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, HUB International or Lockton?
- What does HUB International or Lockton publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: HUB International and Lockton.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Lockton](https://spot.insure/compare/hub-international-vs-lockton) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile

# HUB International vs Lockton: How Do They Compare for Cyber Insurance?

Both are brokers: Lockton uses a three-step approach for tech sectors with 100-plus cyber specialists, while HUB International cites breach statistics and sends you to a specialist.

HUB lists specific breach-response services it arranges; Lockton pairs cyber placement with a 100-person risk team and incident-response exercises.

## HUB International vs Lockton Cyber Insurance Summary

HUB brokers cyber and lists privacy attorneys, forensics, notification, credit monitoring, crisis PR, regulatory fines and class-action defense among services it arranges. Lockton works under an Inform, Improve, Insure process, with more than 100 associates who review security posture and run incident-response exercises. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")

## What Are the Key Differences Between HUB International and Lockton Cyber Insurance?

### Listed Breach Services or Pre-Bind Risk Engineering

HUB connects you to cyber specialists for a policy assessment and lists privacy attorneys, forensics, notification, credit monitoring, crisis PR, regulatory fines and class-action defense among arranged services. Lockton quantifies cyber financial exposure, recommends security improvements, then negotiates terms, with more than 100 associates who review posture and run incident-response exercises. Choose HUB if that breach-service roster is what you want arranged; choose Lockton if you want security-posture work and incident exercises before the policy. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")

### Who Each Practice Names as Clients

HUB frames cyber as relevant to any business storing data on a network. Lockton's technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications as core industries. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [3](https://global.lockton.com/us/en/technology "Technology")

### How You Start the Conversation

HUB's page directs you to connect with a broker or cyber specialist. Lockton lists a named U.S. Cyber and Technology leader and a published team email rather than a self-serve quote. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")

## What Should You Confirm in HUB International and Lockton Cyber Insurance Quotes?

- Ask HUB which carrier it would place. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")
- Ask Lockton which insurer partners it would negotiate with. [2](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")
- Ask Lockton whether incident-response exercises are included in the fee. [2](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")
- Ask HUB whether regulatory fines and class-action defense appear on your form. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")

## HUB International vs Lockton Cyber Insurance Compared

| Criteria | HUB International Cyber Insurance Brokerage | Lockton Cyber & Technology Insurance Brokerage |
| --- | --- | --- |
| Who It’s For | HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page framing; not a published underwriting appetite..) | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. [3](https://global.lockton.com/us/en/technology "Technology") (Evidence: Company-reported; scope: Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published..) |
| How to Apply | HUB directs you to a broker or its cyber specialists for a policy assessment; no online quote is described. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. [2](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology page as read 2026-09-23..) |
| Role in This Line | HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. [2](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology product page as read 2026-09-23..) |

## About HUB International and Lockton and Cyber Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for HUB International vs Lockton Cyber Insurance

- [HUB International vs Lockton](https://spot.insure/compare/hub-international-vs-lockton): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [HUB International Cyber Insurance](https://spot.insure/insurance-providers/hub-international/cyber)
- [Lockton Cyber Insurance](https://spot.insure/insurance-providers/lockton/cyber)

## Sources for HUB International vs Lockton Cyber Insurance

### Sources About HUB International

1. [Cyber Insurance](https://www.hubinternational.com/products/business-insurance/cyber-insurance/). HUB International; Cybersecurity insurance definition; coverage list: privacy attorney services, IT forensic investigation, state notification compliance, credit monitoring, crisis PR, regulatory fines, class action lawsuits; breach-frequency and small-business-claims statistics; five-myths section; Connect With a Broker. Accessed 2026-09-23.

### Sources About Lockton

2. [Cyber & Technology](https://global.lockton.com/us/en/cyber-technology). Lockton; A Custom Approach; The Lockton Difference; Inform, Improve, and Insure three-step approach; team of over 100 Associates; contact cyber@lockton.com. Accessed 2026-09-23.
3. [Technology](https://global.lockton.com/us/en/technology). Lockton; Unique expertise in Cyber Liability; industries served (electronic hardware, information technology, internet, medical equipment, semiconductors, software, telecommunications). Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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- [Markdown page](https://spot.insure/compare/hub-international-vs-lockton/cyber.md)
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