--- title: "Hiscox vs Newfront: Professional Liability (E&O) Insurance" description: "Newfront's Executive Risk team places E&O for private companies from seed funding through public companies, while Hiscox underwrites and sells a small-business version of the policy directly online." canonical: "https://spot.insure/compare/hiscox-vs-newfront/professional-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "hiscox-vs-newfront" provider-a: "hiscox" provider-b: "newfront" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hiscox-vs-newfront/professional-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Hiscox and Newfront for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Hiscox versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Hiscox vs Newfront for Professional Liability (E&O) Insurance: how do they differ? - Which is better for Professional Liability (E&O) Insurance, Hiscox or Newfront? - What does Hiscox or Newfront publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Professional Liability (E&O) Insurance. Providers: Hiscox and Newfront. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Hiscox vs Newfront](https://spot.insure/compare/hiscox-vs-newfront) — all coverage lines for this pair - [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — how this coverage works - [Hiscox profile](https://spot.insure/insurance-providers/hiscox) — provider profile - [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile # Hiscox vs Newfront: How Do They Compare for Professional Liability (E&O) Insurance? Hiscox is the do-it-yourself route, selling professional liability online to small businesses. Newfront, a broker, serves seed-stage to public companies, starting with a consultation and offering a 24/7 policy dashboard. Newfront serves venture-backed companies from seed funding through public status; Hiscox sells a small-business policy directly online. ## Hiscox vs Newfront Professional Liability (E&O) Insurance Summary Newfront's Executive Risk team places E&O for private companies from seed funding through public companies, while Hiscox underwrites and sells a small-business version of the policy directly online. [5](https://www.newfront.com/executive-risk "Executive Risk") [1](https://www.hiscox.com/small-business-insurance/professional-liability-insurance "Professional Liability Insurance for Small Businesses") [4](https://www.hiscox.com/documents/partner-agent/appetite_guide/Hiscox-NOW-Appetite-Guide.pdf "Hiscox US Agent Appetite Guide") ## What Are the Key Differences Between Hiscox and Newfront Professional Liability (E&O) Insurance? ### Who Each Serves Newfront's Executive Risk page says the practice serves private companies from seed-stage funding through later rounds and public companies it has worked with in over 500 instances: [5](https://www.newfront.com/executive-risk "Executive Risk") Newfront says its Executive Risk practice serves private companies from seed-stage funding through later rounds and public companies it has worked with in over 500 instances, without breaking eligibility out by coverage line. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page's Here for the Long Run section; a practice-wide statement, not E&O-specific eligibility criteria..) Hiscox instead sells professional liability directly online to small businesses, licensed for sale in 49 states and Washington, D.C., excluding Alaska. [1](https://www.hiscox.com/small-business-insurance/professional-liability-insurance "Professional Liability Insurance for Small Businesses") When comparing Hiscox and Newfront, use the stated fit categories to rule either provider in or out before spending time on an application. ### Who Carries the Risk Newfront's reviewed page does not name an insurer for E&O placements; it describes negotiating coverage on the client's behalf, so the carrier would vary by placement. [5](https://www.newfront.com/executive-risk "Executive Risk") Hiscox names Hiscox Insurance Company Inc. as the underwriter of its own admitted policies. [4](https://www.hiscox.com/documents/partner-agent/appetite_guide/Hiscox-NOW-Appetite-Guide.pdf "Hiscox US Agent Appetite Guide") ### Getting Started Newfront has buyers request a consultation that asks for industry, company details and the service needed, rather than issuing an instant quote. [6](https://www.newfront.com/talk-to-an-expert "Get Started Today") Hiscox instead lets eligible buyers quote and buy professional liability online directly, with licensed advisors available by phone for questions. [1](https://www.hiscox.com/small-business-insurance/professional-liability-insurance "Professional Liability Insurance for Small Businesses") ## What Should You Confirm in Hiscox and Newfront Professional Liability (E&O) Insurance Quotes? - Ask Newfront which specific insuring agreement and exclusions apply to its E&O coverage, since the reviewed page only names the coverage. [5](https://www.newfront.com/executive-risk "Executive Risk") - Confirm whether Hiscox sells this product directly in your state, since it excludes Alaska. [1](https://www.hiscox.com/small-business-insurance/professional-liability-insurance "Professional Liability Insurance for Small Businesses") - Ask Newfront which insurer would actually issue your policy once it negotiates a placement. [5](https://www.newfront.com/executive-risk "Executive Risk") - Ask both firms for the policy limit and retention, since neither publishes figures. [5](https://www.newfront.com/executive-risk "Executive Risk") [2](https://www.hiscox.com/small-business-insurance/professional-liability-insurance/pl-faq "What is Professional Liability Insurance?") ## Hiscox vs Newfront Professional Liability (E&O) Insurance Compared | Criteria | Hiscox Professional Liability Insurance | Newfront Executive Risk Errors & Omissions | | --- | --- | --- | | Who It’s For | Hiscox says professional liability is licensed for sale in 49 states and Washington, D.C., excluding Alaska, and that if it does not sell the product online in a buyer's state, a specialist broker may be able to help instead. [1](https://www.hiscox.com/small-business-insurance/professional-liability-insurance "Professional Liability Insurance for Small Businesses") [4](https://www.hiscox.com/documents/partner-agent/appetite_guide/Hiscox-NOW-Appetite-Guide.pdf "Hiscox US Agent Appetite Guide") (Evidence: Company-reported; scope: Company-stated jurisdiction for the online small-business catalogue; the appetite guide's technology classes (IT consultants, software development) illustrate typical buyers but do not guarantee acceptance for any one applicant..) | Newfront says its Executive Risk practice serves private companies from seed-stage funding through later rounds and public companies it has worked with in over 500 instances, without breaking eligibility out by coverage line. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page's Here for the Long Run section; a practice-wide statement, not E&O-specific eligibility criteria..) | | How to Apply | Hiscox says eligible buyers can quote and buy professional liability online, with licensed advisors available by phone during posted hours for questions during the process. [1](https://www.hiscox.com/small-business-insurance/professional-liability-insurance "Professional Liability Insurance for Small Businesses") (Evidence: Company-reported; scope: Company-described online application; eligibility and binding conditions require confirmation on the actual application..) | You engage Newfront for E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. [6](https://www.newfront.com/talk-to-an-expert "Get Started Today") (Evidence: Company-reported; scope: General consultation intake, not an E&O-specific application path..) | | Role in This Line | Hiscox Inc., a licensed insurance intermediary, sells professional liability (errors and omissions) coverage directly online to small businesses as part of its Hiscox NOW admitted small-business catalogue. [3](https://www.hiscox.com/about-hiscox-insurance "About Hiscox US Insurance") [1](https://www.hiscox.com/small-business-insurance/professional-liability-insurance "Professional Liability Insurance for Small Businesses") (Evidence: Company-reported; scope: Company-stated online small-business channel..) | Newfront lists Errors and Omissions (E&O) among the coverages its Executive Risk team places, alongside D&O, EPLI and fiduciary liability. Newfront brokers this professional-liability coverage rather than underwriting it, and distinguishes it from the technology E&O it places through its Cyber Risk practice. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page's Key Coverages list; general professional E&O, not the technology E&O line placed by the cyber practice..) | ## About Hiscox and Newfront and Professional Liability (E&O) Insurance - [Hiscox company profile](https://spot.insure/insurance-providers/hiscox) · [Hiscox customer reviews](https://spot.insure/insurance-providers/hiscox/reviews) - [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews) - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions) ## Related Pages for Hiscox vs Newfront Professional Liability (E&O) - [Hiscox vs Newfront](https://spot.insure/compare/hiscox-vs-newfront): all coverage lines, business roles, service and claims. - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms. - [Hiscox Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/hiscox/professional-errors-omissions) - [Newfront Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/newfront/professional-errors-omissions) ## Sources for Hiscox vs Newfront Professional Liability (E&O) Insurance ### Sources About Hiscox 1. [Professional Liability Insurance for Small Businesses](https://www.hiscox.com/small-business-insurance/professional-liability-insurance). Hiscox; Professional liability/E&O product; licensed in 49 states and Washington, D.C. (Alaska excluded); specialist-broker assistance if not licensed in a state; licensed-advisor hours. Accessed 2026-09-16. 2. [What is Professional Liability Insurance?](https://www.hiscox.com/small-business-insurance/professional-liability-insurance/pl-faq). Hiscox; Claims-made description; current-customer claim number described as open 24 hours a day, 7 days a week. Accessed 2026-09-16. 3. [About Hiscox US Insurance](https://www.hiscox.com/about-hiscox-insurance). Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent. Accessed 2026-09-16. 4. [Hiscox US Agent Appetite Guide](https://www.hiscox.com/documents/partner-agent/appetite_guide/Hiscox-NOW-Appetite-Guide.pdf). Hiscox; Hiscox NOW admitted GL, PL, cyber and BOP underwritten by Hiscox Insurance Company Inc.; technology classes including IT consultants and software development. Accessed 2026-09-16. ### Sources About Newfront 5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Errors and Omissions (E&O); Here for the Long Run: Private Companies, IPOs, Public segments; Committed to Client Advocacy: integrated claims and coverage negotiation. Accessed 2026-09-23. 6. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. 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