---
title: "Heffernan Insurance Brokers vs Newfront: Crime Insurance"
description: "Heffernan fits home-care, home-health and hospice agencies seeking third-party theft cover in a package; Newfront serves private companies from seed stage and public companies but does not detail crime terms."
canonical: "https://spot.insure/compare/heffernan-vs-newfront/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "heffernan-vs-newfront"
provider-a: "heffernan"
provider-b: "newfront"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/heffernan-vs-newfront/crime)

## Agent Guide

**What this page is:** Focused comparison of Heffernan Insurance Brokers and Newfront for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Heffernan Insurance Brokers versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Heffernan Insurance Brokers vs Newfront for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Heffernan Insurance Brokers or Newfront?
- What does Heffernan Insurance Brokers or Newfront publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Heffernan Insurance Brokers and Newfront.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Heffernan Insurance Brokers vs Newfront](https://spot.insure/compare/heffernan-vs-newfront) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) — provider profile
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile

# Heffernan Insurance Brokers vs Newfront: How Do They Compare for Crime Insurance?

Heffernan Insurance Brokers markets crime to home care, hospice and staffing businesses; Newfront brokers crime for private companies from seed round through every funding series, starting with a consultation and a connected dashboard.

Heffernan documents crime only in home-care packages; Newfront serves companies from seed stage to public listing but groups crime with fidelity without publishing its agreements.

## Heffernan Insurance Brokers vs Newfront Crime Insurance Summary

Heffernan fits home-care, home-health and hospice agencies seeking third-party theft cover in a package; Newfront serves private companies from seed stage and public companies but does not detail crime terms. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [2](https://www.newfront.com/executive-risk "Executive Risk")

## What Are the Key Differences Between Heffernan Insurance Brokers and Newfront Crime Insurance?

If you are not a home-care business, Heffernan’s reviewed crime offer does not describe coverage for your industry. Newfront’s Executive Risk practice reaches a wider company range, but you need its proposed form to see which crime losses it covers. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [2](https://www.newfront.com/executive-risk "Executive Risk")

### Home-Care Packages Versus Executive Risk Placement

Heffernan lists third-party theft inside home-care packages and does not describe a general commercial crime offering; Newfront groups Fidelity and Crime inside its broader Executive Risk practice for venture-backed and public companies. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [2](https://www.newfront.com/executive-risk "Executive Risk")

### Care Agencies Versus Funded and Public Companies

Heffernan targets home health, hospice, staffing and related care agencies of all sizes; Newfront says its Executive Risk practice serves private companies from seed through later funding and more than 500 public companies. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [2](https://www.newfront.com/executive-risk "Executive Risk")

## What Should You Confirm in Heffernan Insurance Brokers and Newfront Crime Insurance Quotes?

- Confirm whether you need Heffernan’s home-care third-party theft and employee dishonesty bond or Newfront’s Executive Risk fidelity and crime placement. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [2](https://www.newfront.com/executive-risk "Executive Risk")
- Ask Newfront which agreements sit under Fidelity and Crime. [2](https://www.newfront.com/executive-risk "Executive Risk")
- Ask Heffernan for crime and bond limits separate from package cost ranges. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance")
- Get the writing company from both. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [2](https://www.newfront.com/executive-risk "Executive Risk")

## Heffernan Insurance Brokers vs Newfront Crime Insurance Compared

| Criteria | Heffernan Home Care Crime Insurance | Newfront Fidelity and Crime Insurance |
| --- | --- | --- |
| Who It’s For | Heffernan markets this crime coverage to home health care and in-home health care providers, hospices, staffing agencies and registries, infusion therapy providers and personal care assistants, and says its home care programs cover all states and agency sizes. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Evidence: Company-reported; scope: Home Care Business Insurance page's client-type and coverage-area descriptions; 'all states' is a company statement, not independently verified state-by-state licensing..) | Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. [2](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically..) |
| How to Apply | Heffernan tells home care businesses to begin the insurance application process at least 30 days before working with clients and to contact Heffernan for a free rate quote, since rates vary by state. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Evidence: Company-reported; scope: Home Care Business Insurance page's cost-and-timing section..) | You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. [2](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) |
| Coverage Features | Heffernan lists 'Crime – Third Party Theft' and a separate 'Employee Dishonesty Bond' among the coverages in its home care package, alongside workers' compensation, general and professional liability, and cyber and identity theft coverage. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Evidence: Company-reported; scope: Home Care Business Insurance page's coverage list; specific insuring agreements, exclusions and endorsements for the crime coverage are not published there..) | Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. [2](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item..) |
| Role in This Line | Heffernan arranges crime coverage, listed on its site as 'Crime – Third Party Theft,' as part of the insurance packages it builds for home care, home health and hospice businesses. This record only documents crime coverage in that home-care context; the reviewed sources do not describe a general commercial crime offering outside home care. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Evidence: Company-reported; scope: Home Care Business Insurance page's coverage list..) | Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. [2](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page; crime and fidelity are listed together, not as separately described products..) |
| Risk Services | Heffernan says its home care insurance specialists can walk clients through coverage and premium options, and it names a dedicated Home Care Practice Leader and regional practice leaders as points of contact. [1](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") (Evidence: Company-reported; scope: Home Care Business Insurance page's workers'-compensation guidance and practice-leader contact sections..) | Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. [2](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section; described across Executive Risk lines, not crime-specific..) |

## About Heffernan Insurance Brokers and Newfront and Crime Insurance

- [Heffernan Insurance Brokers company profile](https://spot.insure/insurance-providers/heffernan) · [Heffernan Insurance Brokers customer reviews](https://spot.insure/insurance-providers/heffernan/reviews)
- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Heffernan Insurance Brokers vs Newfront Crime

- [Heffernan Insurance Brokers vs Newfront](https://spot.insure/compare/heffernan-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Heffernan Insurance Brokers Crime Insurance](https://spot.insure/insurance-providers/heffernan/crime)
- [Newfront Crime Insurance](https://spot.insure/insurance-providers/newfront/crime)

## Sources for Heffernan Insurance Brokers vs Newfront Crime Insurance

### Sources About Heffernan Insurance Brokers

1. [Home Care Business Insurance](https://www.heffins.com/business-insurance/health-care/homecare/). Heffernan Insurance Brokers; Insurance for Home Care Businesses, Home Health, and Hospices: covering all states and agency sizes; 'We offer comprehensive coverage for' list including Crime – Third Party Theft and Employee Dishonesty Bond; Home Care Insurance Cost for Start-ups; practice-leader contacts. Accessed 2026-09-23.

### Sources About Newfront

2. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/heffernan-vs-newfront/crime.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)