--- title: "Gallagher vs TechInsurance: Fidelity Bonds" description: "Gallagher helps ERISA plan sponsors set fidelity limits with peer analysis; TechInsurance lists first-party, third-party and ERISA bonds you can start online." canonical: "https://spot.insure/compare/gallagher-vs-techinsurance/fidelity-bonds" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "gallagher-vs-techinsurance" provider-a: "gallagher" provider-b: "techinsurance" coverage-line: "fidelity-bonds" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/gallagher-vs-techinsurance/fidelity-bonds) ## Agent Guide **What this page is:** Focused comparison of Gallagher and TechInsurance for Fidelity Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Fidelity Bonds questions about Gallagher versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Gallagher vs TechInsurance for Fidelity Bonds: how do they differ? - Which is better for Fidelity Bonds, Gallagher or TechInsurance? - What does Gallagher or TechInsurance publish about Fidelity Bonds (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Fidelity Bonds. Providers: Gallagher and TechInsurance. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Gallagher vs TechInsurance](https://spot.insure/compare/gallagher-vs-techinsurance) — all coverage lines for this pair - [Fidelity Bonds guide](https://spot.insure/coverage/fidelity-bonds) — how this coverage works - [Gallagher profile](https://spot.insure/insurance-providers/gallagher) — provider profile - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile # Gallagher vs TechInsurance: How Do They Compare for Fidelity Bonds? Gallagher arranges ERISA fidelity bonds through other carriers and reviews required limits and terms. TechInsurance arranges business fidelity bonds online, describes several coverage variants, and does not name the insurer on its reviewed page. Gallagher benchmarks benefit-plan bond limits; TechInsurance lists several named bond types you can start through a short online application. ## Gallagher vs TechInsurance Fidelity Bonds Summary Gallagher helps ERISA plan sponsors set fidelity limits with peer analysis; TechInsurance lists first-party, third-party and ERISA bonds you can start online. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") ## What Are the Key Differences Between Gallagher and TechInsurance Fidelity Bonds? ### Limit Benchmarking or Online Bond Selection Gallagher ties fidelity limits to ERISA requirements and adds peer analysis for plan sponsors and fiduciaries. TechInsurance’s product page names first-party, third-party, ERISA and other variants and takes a short online application. Choose Gallagher if you need help setting a plan's limit; choose TechInsurance if you already know which bond type you need and want to apply online. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") ### How Amount and Price Are Explained Gallagher does not publish a dollar range. It says it recommends a limit using ERISA requirements, peer analysis and an exposure index from the Surety Association of America and the American Institute of Accountants. TechInsurance says premium typically follows the total bond amount, then bond type, industry risk, how many employees can reach sensitive data, and credit score. You would compare Gallagher’s recommended penalty with TechInsurance’s quoted amount and those pricing inputs. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") ### How You Apply Gallagher’s reviewed page does not describe an online application. TechInsurance takes a short online application and says licensed agents can add the bond to a broader package. Gallagher does not name an insurer. TechInsurance does not name a surety for a standard bond, but says an ERISA bond must come from a Treasury-authorized surety. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") ## What Should You Confirm in Gallagher and TechInsurance Fidelity Bonds Quotes? - Ask Gallagher for the ERISA-linked recommended limit. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") - Ask TechInsurance which variant is on the quote and, for ERISA, which Treasury-authorized surety issues it. [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") - Confirm whether Gallagher is placing crime cover beside the bond, which its practice describes as a joint offering. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") - Ask Gallagher how its review of older incidents and claims triggers would apply to the quoted wording. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") ## Gallagher vs TechInsurance Fidelity Bonds Compared | Criteria | Gallagher Fidelity Bond Insurance | TechInsurance Fidelity Bonds | | --- | --- | --- | | Who It’s For | Gallagher ties fidelity bond limit-setting to a client's required bond limits under ERISA, indicating this offering is aimed at plan sponsors and fiduciaries needing ERISA fidelity bonding rather than a general commercial audience. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page..) | TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page, Who should get fidelity bonds? section..) | | Role in This Line | Gallagher's Executive and Financial Risk practice places fidelity bond coverage with outside carriers alongside its employee-dishonesty (crime) coverage; it does not underwrite the bond. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page; fidelity bonds are described jointly with crime coverage, not as a fully separate section..) | TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. [2](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page..) | ## About Gallagher and TechInsurance and Fidelity Bonds - [Gallagher company profile](https://spot.insure/insurance-providers/gallagher) · [Gallagher customer reviews](https://spot.insure/insurance-providers/gallagher/reviews) - [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews) - [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds) ## Related Pages for Gallagher vs TechInsurance Fidelity Bonds - [Gallagher vs TechInsurance](https://spot.insure/compare/gallagher-vs-techinsurance): all coverage lines, business roles, service and claims. - [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity coverage can reimburse certain losses from employee theft; identify whether you need protection for company funds, client property or benefit-plan assets. - [Gallagher Fidelity Bonds](https://spot.insure/insurance-providers/gallagher/fidelity-bonds) - [TechInsurance Fidelity Bonds](https://spot.insure/insurance-providers/techinsurance/fidelity-bonds) ## Sources for Gallagher vs TechInsurance Fidelity Bonds ### Sources About Gallagher 1. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23. ### Sources About TechInsurance 2. [Fidelity Bonds – Quotes Online](https://www.techinsurance.com/fidelity-bonds). TechInsurance; What do fidelity bonds cover? (fraud, theft, forgery, embezzlement, employee benefits theft/ERISA); What is the difference between first-party and third-party fidelity bonds?; What are the different kinds of fidelity bonds?; How much do fidelity bonds cost?; What is the difference between commercial crime insurance and a fidelity bond?. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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