---
title: "Gallagher vs RiskCube: Tech E&O Insurance"
description: "RiskCube suits AI, fintech, govtech, defense, space and Web3 companies that want Tech E&O quoted in about 24 hours, with excess cover for AI bias or hallucination claims; Gallagher suits tech companies of any size that want E&O and cyber combined by a large broker. Gallagher says it serves more than 7,500 tech and telecom clients."
canonical: "https://spot.insure/compare/gallagher-vs-riskcube/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "gallagher-vs-riskcube"
provider-a: "gallagher"
provider-b: "riskcube"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/gallagher-vs-riskcube/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Gallagher and RiskCube for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Gallagher versus RiskCube. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Gallagher vs RiskCube for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Gallagher or RiskCube?
- What does Gallagher or RiskCube publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Gallagher and RiskCube.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Gallagher vs RiskCube](https://spot.insure/compare/gallagher-vs-riskcube) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Gallagher profile](https://spot.insure/insurance-providers/gallagher) — provider profile
- [RiskCube profile](https://spot.insure/insurance-providers/riskcube) — provider profile

# Gallagher vs RiskCube: How Do They Compare for Tech E&O Insurance?

Both are brokers. RiskCube compares carriers for AI/ML, fintech, govtech and Web3 firms and quotes in about 24 hours; Gallagher fields a 250-plus person tech practice for startups through global enterprises.

RiskCube is a specialist broker for AI, fintech, govtech, defense, space and Web3 firms that says it quotes Tech E&O in about 24 hours; Gallagher is a large broker placing combined E&O and cyber for 7,500-plus tech and telecom clients.

## Gallagher vs RiskCube Tech E&O Insurance Summary

RiskCube suits AI, fintech, govtech, defense, space and Web3 companies that want Tech E&O quoted in about 24 hours, with excess cover for AI bias or hallucination claims; Gallagher suits tech companies of any size that want E&O and cyber combined by a large broker. Gallagher says it serves more than 7,500 tech and telecom clients. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

## What Are the Key Differences Between Gallagher and RiskCube Tech E&O Insurance?

### Frontier-Sector Specialist vs Large Generalist Tech Broker

RiskCube targets AI and machine-learning, fintech, govtech, defense, space and Web3 companies, covering software errors, SLA failures, client financial losses and related data loss. Gallagher's Technology practice places one policy combining E&O and cyber for startups through global enterprises and reports more than 7,500 tech and telecom clients. Both are brokers. Choose RiskCube if you build AI or work in a frontier sector and need a fast quote; choose Gallagher if you're a larger company that wants cyber and E&O combined and other lines handled too. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [3](https://riskcubeai.com/disclosures "Disclosures & Compensation") [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

### AI Excess and Contract Checks vs Client Tools

RiskCube asks for your product, customers, revenue, SLA or indemnity terms and claims history, says it typically quotes in about 24 hours, can add excess cover for AI bias or hallucination claims, and checks waiver-of-subrogation language enterprise contracts demand. Gallagher publishes no turnaround time or AI-specific cover, but offers client tools such as Drive, Go, STEP, Submit and Verify. Neither publishes limits. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

## What Should You Confirm in Gallagher and RiskCube Tech E&O Insurance Quotes?

- Ask both which insurer and form they'll use, especially IP and AI exclusions. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance")
- If you need AI bias or hallucination cover, ask Gallagher whether its combined form addresses it. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")
- Ask Gallagher how long a quote will take. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

## Gallagher vs RiskCube Tech E&O Insurance Compared

| Criteria | Gallagher Technology Errors and Omissions (Tech E&O) Insurance | RiskCube Technology Errors and Omissions (E&O) Insurance |
| --- | --- | --- |
| Who It’s For | Gallagher says its Technology insurance practice serves technology and telecommunications clients ranging from startups to middle-market businesses to global enterprises, and reports more than 7,500 such clients and over $1 billion in annual premium placed. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; company-reported client and premium figures, not independently verified..) | RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Who needs this coverage" section..) |
| Coverage Features | Gallagher markets technology E&O as a single policy combining coverage for errors and omissions from rendering or failing to render professional services with cyber liability coverage for perils such as data breaches, ransomware attacks and privacy violations. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; a service description, not a specific policy's insuring agreement or exclusions..) | RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "What's covered" section..)<br><br>RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Common Exclusions" section..) |
| Role in This Line | Gallagher's Technology insurance practice places technology E&O coverage with outside carriers for tech-sector clients; it does not underwrite the policy. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page..) | RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes..) |
| Risk Services | Gallagher offers technology clients a digital suite including Gallagher Drive for data-driven risk analytics, Gallagher Go as a client self-service portal, Gallagher STEP for online safety training, Gallagher Submit for insurance-submission tracking, and Gallagher Verify for certificate management. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; not confirmed as included with every tech E&O placement..)<br><br>Gallagher says its Technology insurance practice includes more than 250 dedicated professionals and points to named team leaders reachable at Rolling Meadows, Illinois phone numbers. [1](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page..) | RiskCube says it can layer an excess policy on top of Tech E&O to address AI-related coverage gaps such as algorithmic-bias or hallucination claims, and checks that policies include waiver-of-subrogation language that enterprise MSAs request. [2](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "AI & enterprise risk" FAQ..) |

## About Gallagher and RiskCube and Tech E&O Insurance

- [Gallagher company profile](https://spot.insure/insurance-providers/gallagher) · [Gallagher customer reviews](https://spot.insure/insurance-providers/gallagher/reviews)
- [RiskCube company profile](https://spot.insure/insurance-providers/riskcube) · [RiskCube customer reviews](https://spot.insure/insurance-providers/riskcube/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Gallagher vs RiskCube Tech E&O Insurance

- [Gallagher vs RiskCube](https://spot.insure/compare/gallagher-vs-riskcube): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions)
- [RiskCube Tech E&O Insurance](https://spot.insure/insurance-providers/riskcube/technology-errors-omissions)

## Sources for Gallagher vs RiskCube Tech E&O Insurance

### Sources About Gallagher

1. [Technology Insurance for the Tech Industry](https://www.ajg.com/industries/technology-insurance/). Gallagher; Solutions and coverages for the technology industry: Technology errors and omissions, including cyber liability; 250+ dedicated professionals, 7,500+ technology and telecommunications clients, $1B+ in annual premium; digital suite (Gallagher Drive, Go, STEP, Submit, Verify); Meet the Technology Insurance leaders. Accessed 2026-09-23.

### Sources About RiskCube

2. [Technology Errors and Omissions (E&O) Insurance](https://riskcubeai.com/insurance/tech-eo). RiskCube; Who needs this coverage; What is Tech E&O; What's covered; Common Exclusions; FAQs; application steps; "Independent brokerage · NPN 21694336" footer. Accessed 2026-09-23.
3. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Section 1, Entity and Licensing Disclosure: "RiskCube is not an insurance carrier and does not underwrite insurance. Insurance coverage is offered, underwritten, and issued by third-party insurance carriers". Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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