---
title: "Gallagher vs Relm Insurance"
description: "Compare financing and transaction risk advice with insurance for an AI company’s operating exposures."
canonical: "https://spot.insure/compare/gallagher-vs-relm"
page-type: "provider-comparison"
updated-at: "2026-09-16"
verified-at: "2026-09-16"
entities: ["Spot", "Gallagher", "Relm Insurance"]
---

[Human-readable page](https://spot.insure/compare/gallagher-vs-relm)

# Gallagher vs Relm Insurance

Compare financing and transaction risk advice with insurance for an AI company’s operating exposures.

## Research Scope and Use

Use this comparison to evaluate Gallagher and Relm Insurance against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business.

This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact.

For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents.

## Highlights

Gallagher offers technology brokerage and executive-risk support, including IPO and M&A work, and now includes former Woodruff Sawyer clients. Relm markets specialty insurance including AI developer liability and an AI liability wrap. [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [1](https://www.ajg.com/merger-partners/woodruff-sawyer-is-now-gallagher/ "Woodruff Sawyer Is Now Gallagher") [19](https://relminsurance.com/relm-insurance-launches-ai-suite/ "Relm Launches AI Liability Solutions")



## Introduction

An AI company approaching a financing, acquisition or public listing may be revisiting both executive liability and the risks of its product. Gallagher offers technology brokerage and executive-risk transaction support. Relm's AI range addresses operating exposures that still need attention during that process. The relevant choice is the scope of the advisory engagement and the policies it produces, not whether a transaction makes specialist AI insurance unnecessary. [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [19](https://relminsurance.com/relm-insurance-launches-ai-suite/ "Relm Launches AI Liability Solutions")

## Documented Provider Strengths

### Gallagher

- Technology specialists for startups through global enterprises. [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") [7](https://www.gallaghersmallbusiness.com/technology-services/ "Insurance for Technology & IT Businesses") (Evidence: Company-reported; scope: US marketed audiences; no inference of minimum premiums or acceptance of every bootstrapped applicant.; verified: 2026-09-16.)
- Executive-risk and transaction support, including IPOs and M&A. [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: US executive and financial risk practice; terms and client eligibility require placement-specific confirmation.; verified: 2026-09-16.)

### Relm Insurance

- Cyber and technology E&O designed for AI developers [20](https://relminsurance.com/relms-novaai-solution-insurance-for-ai-platforms-and-developers/ "Relm’s NOVAAI Solution: Insurance for AI Platforms and Developers") [19](https://relminsurance.com/relm-insurance-launches-ai-suite/ "Relm Launches AI Liability Solutions") (Evidence: Company-reported; scope: AI-specific cyber/technology E&O marketing; no reviewed California policy form.; verified: 2026-09-16.)
- First-party cover for third-party AI failures [22](https://relminsurance.com/rescaai-solution-innovative-insurance-for-ai-exposed-operations/ "Relm’s RESCAAI Solution: Innovative Insurance for AI-Exposed Operations") (Evidence: Company-reported; scope: First-party means the insured business’s own loss; no separate unrestricted product-recall offering inferred.; verified: 2026-09-16.)

## Coverage Comparison

| Coverage Type | Gallagher | Relm Insurance |
| --- | --- | --- |
| Builders risk | Listed [11](https://www.ajg.com/insurance/property-insurance/ "Property Insurance") | Not listed |
| Business owner’s policy | Listed [6](https://www.gallaghersmallbusiness.com/insurance-products/ "The Right Insurance for Your Small Business") | Not listed |
| Commercial auto | Listed [6](https://www.gallaghersmallbusiness.com/insurance-products/ "The Right Insurance for Your Small Business") | Not listed |
| Commercial property | Listed [6](https://www.gallaghersmallbusiness.com/insurance-products/ "The Right Insurance for Your Small Business") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Crime | Listed [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Cyber liability | Listed [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Digital assets | Not listed | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Directors and officers | Listed [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Employee health and benefits | Listed [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") | Not listed |
| Employment practices liability | Listed [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Equipment breakdown | Listed [11](https://www.ajg.com/insurance/property-insurance/ "Property Insurance") | Not listed |
| Fidelity bonds | Listed [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") | Not listed |
| Fiduciary liability | Listed [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| General liability | Listed [6](https://www.gallaghersmallbusiness.com/insurance-products/ "The Right Insurance for Your Small Business") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Generative AI liability | Not listed | Listed [20](https://relminsurance.com/relms-novaai-solution-insurance-for-ai-platforms-and-developers/ "Relm’s NOVAAI Solution: Insurance for AI Platforms and Developers") [19](https://relminsurance.com/relm-insurance-launches-ai-suite/ "Relm Launches AI Liability Solutions") |
| Intellectual property | Listed [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") | Not listed |
| Kidnap and ransom | Listed [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Media liability | Not listed | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Product liability | Listed [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Product recall | Listed [12](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") | Not listed |
| Professional liability / E&O | Listed [6](https://www.gallaghersmallbusiness.com/insurance-products/ "The Right Insurance for Your Small Business") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Representations and warranties | Listed [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") | Not listed |
| Surety bonds | Listed [7](https://www.gallaghersmallbusiness.com/technology-services/ "Insurance for Technology & IT Businesses") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Technology errors and omissions | Listed [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Tools, equipment and inland marine | Not listed | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Umbrella and excess liability | Listed [10](https://www.ajg.com/insurance/casualty-insurance/ "Casualty Insurance") | Listed [17](https://relminsurance.com/lines-of-business/ "Lines of Business") |
| Workers’ compensation | Listed [6](https://www.gallaghersmallbusiness.com/insurance-products/ "The Right Insurance for Your Small Business") | Not listed |

Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider.

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees.

This is a service offered by the publisher, separate from the provider research.

## Key Differences Between Gallagher and Relm Insurance

### Financing Risk and Product Risk Belong in Different Analyses

Gallagher's executive-risk practice includes D&O, IPO and direct-listing support, and M&A representations and warranties insurance. Relm's NOVAAI describes liability from developing AI, including generated-content disputes and bias allegations. A transaction policy or D&O placement should not be read as evidence that customer allegations about the product are insured. Ask for separate analyses with named policy sections. [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [20](https://relminsurance.com/relms-novaai-solution-insurance-for-ai-platforms-and-developers/ "Relm’s NOVAAI Solution: Insurance for AI Platforms and Developers")

Gallagher's technology offering also includes combined E&O/cyber and intellectual-property insurance. Its reviewed AI service page discusses adoption and governance but does not establish a standalone generative-AI policy. That limits what can be compared publicly; it does not show that Gallagher cannot arrange specialist cover. The comparison needs its proposed insurer and wording against NOVAAI or PONTAAI. [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") [13](https://www.ajg.com/insurance/ai-insurance-solutions/ "AI Insurance Solutions") [21](https://relminsurance.com/relms-pontaai-solution-ai-insurance-coverage-beyond-existing-liability-programs/ "Relm’s PONTAAI Solution: AI Insurance Coverage Beyond Existing Liability Programs")

### Former Woodruff Sawyer Relationships Sit Within Gallagher

Gallagher's transition page says Woodruff Sawyer is now part of Gallagher and retains links to former client portals. An existing client should establish who owns the next renewal and transaction work, rather than treating Woodruff Sawyer as a separate alternative. The small-business producer disclosure does not identify the contracting entity for every former Woodruff account. [1](https://www.ajg.com/merger-partners/woodruff-sawyer-is-now-gallagher/ "Woodruff Sawyer Is Now Gallagher") [5](https://www.gallaghersmallbusiness.com/legal-information/ "Legal Information")

This matters if a new specialist placement is being added during the transition: Relm's Bermuda insurer and US producer roles do not by themselves identify the California AI issuer or placing broker. Request an engagement-to-policy entity map, including any intermediary between Gallagher and the insurer. [15](https://relminsurance.com/legal-information/ "Legal Information") [16](https://relminsurance.com/relm-launches-us-mga/ "Relm Launches US MGA")

### Match the Service Team to the Company's Stage

Gallagher has both a technology-specialist practice and a small-business IT route. Its reviewed pages do not state a minimum premium or funding threshold. A bootstrapped vendor and a company preparing an IPO should therefore ask which team, review deliverables and fees apply, without assuming the broad catalogue means the same service model. [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") [7](https://www.gallaghersmallbusiness.com/technology-services/ "Insurance for Technology & IT Businesses") [8](https://www.gallaghersmallbusiness.com/connect-with-us/ "Connect With an Advisor")

Gallagher discloses commissions, fees and possible additional intermediary compensation. Relm's public sources leave buyer-specific compensation undisclosed. Obtain a transaction/advisory scope alongside the insurance cost so the finance team can distinguish project work from recurring placement charges. [4](https://www.ajg.com/about-us/disclosures/ "Compensation Disclosure") [26](https://relminsurance.com/terms-and-conditions/ "Terms & Conditions")

## What to Confirm in Quotes

- Separate financing or transaction obligations from customer-facing AI liability, with actual proposed forms for each. [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") [20](https://relminsurance.com/relms-novaai-solution-insurance-for-ai-platforms-and-developers/ "Relm’s NOVAAI Solution: Insurance for AI Platforms and Developers")
- Confirm the contracting Gallagher producer, renewal owner and continued portal access for a former Woodruff Sawyer account. [1](https://www.ajg.com/merger-partners/woodruff-sawyer-is-now-gallagher/ "Woodruff Sawyer Is Now Gallagher") [5](https://www.gallaghersmallbusiness.com/legal-information/ "Legal Information")
- Identify the specialist insurer, California route, service minimums and compensation at every placement stage. [8](https://www.gallaghersmallbusiness.com/connect-with-us/ "Connect With an Advisor") [4](https://www.ajg.com/about-us/disclosures/ "Compensation Disclosure") [15](https://relminsurance.com/legal-information/ "Legal Information")



## Service Comparison

Gallagher vs Relm Insurance: documented services and availability.

| Criteria | Gallagher | Relm Insurance |
| --- | --- | --- |
| Business role | Gallagher arranges business insurance and provides risk-management and employee-benefits consulting. Its technology practice serves startups through global enterprises. [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: US commercial brokerage and technology practice; company descriptions, not an underwriting designation.; verified: 2026-09-16.)<br><br>Woodruff Sawyer is now part of Gallagher. Gallagher’s transition page retains access to Woodruff Sawyer client portals. [1](https://www.ajg.com/merger-partners/woodruff-sawyer-is-now-gallagher/ "Woodruff Sawyer Is Now Gallagher") (Evidence: Company-reported; scope: Former-name/history alias only; no separate provider or claim that every acquired legal entity has changed its name.; verified: 2026-09-16.)<br><br>Gallagher Small Business identifies Arthur J. Gallagher Risk Management Services, LLC as its insurance-brokerage service provider. The exact producer for a former Woodruff Sawyer account should be confirmed in the engagement documents. [5](https://www.gallaghersmallbusiness.com/legal-information/ "Legal Information") [1](https://www.ajg.com/merger-partners/woodruff-sawyer-is-now-gallagher/ "Woodruff Sawyer Is Now Gallagher") (Evidence: Company-reported; scope: Entity disclosure is scoped to the small-business channel; not a group-wide contracting-entity assertion.; verified: 2026-09-16.) | Relm Insurance is a specialty insurance business serving emerging industries, including artificial intelligence. Its Bermuda insurer and US distribution operation have distinct roles. [14](https://relminsurance.com/industry/artificial-intelligence-insurance/ "Artificial Intelligence Insurance") [16](https://relminsurance.com/relm-launches-us-mga/ "Relm Launches US MGA") [15](https://relminsurance.com/legal-information/ "Legal Information") (Evidence: Company-reported; scope: Brand-level introduction; company descriptions, not an independent regulatory finding.; verified: 2026-09-16.)<br><br>Relm identifies Relm Insurance Ltd. as its Bermuda-regulated insurer and Relm US Insurance Solutions Inc. as a US licensed producer. It describes its US operation as a managing general agent (MGA), an intermediary with delegated insurance authority. The Bermuda entity says it deals only through appropriately licensed brokers. [15](https://relminsurance.com/legal-information/ "Legal Information") [16](https://relminsurance.com/relm-launches-us-mga/ "Relm Launches US MGA") (Evidence: Company-reported; scope: Company legal disclosures and US launch announcement; authority and insurer vary by placement. No regulator license verification completed.; verified: 2026-09-16.) |
| Application process | The small-business quote link opens an advisor inquiry form asking for company and contact details, business description, coverage interests, employee count and annual revenue. Telephone and scheduled-advisor contact are also offered. This observed entry point does not establish instant binding or a turnaround time. [8](https://www.gallaghersmallbusiness.com/connect-with-us/ "Connect With an Advisor") [9](https://www.gallaghersmallbusiness.com/contact-us/ "Contact Us") (Evidence: Company-reported; scope: Public form inspected without submission; no quote, account creation or actual purchase tested.; verified: 2026-09-16.) | Relm provides an inquiry form requesting contact details, company name and location. Its US launch describes access through distribution partners, and the website states that Relm Insurance Ltd. deals through licensed brokers. The reviewed pages do not establish instant quoting or online binding. [24](https://relminsurance.com/contact/ "Contact") [16](https://relminsurance.com/relm-launches-us-mga/ "Relm Launches US MGA") (Evidence: Company-reported; scope: Public inquiry and broker-led access; no form submitted and no quotation received.; verified: 2026-09-16.) |
| Servicing and renewals | Gallagher describes Go for client information and self-service, Submit for submission tracking and documents, and Verify for certificate management. Confirm which tools and service team your engagement includes. [2](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance") (Evidence: Company-reported; scope: Company-described technology-practice tools; no logged-in testing or universal account entitlement.; verified: 2026-09-16.)<br><br>For former Woodruff Sawyer clients, Gallagher links WS Connect for benefits and documents, Woodruff360 for policies, claim submission and certificates, and CSR 24 for certificates and auto ID cards. [1](https://www.ajg.com/merger-partners/woodruff-sawyer-is-now-gallagher/ "Woodruff Sawyer Is Now Gallagher") (Evidence: Company-reported; scope: Transition-page descriptions; no portal functionality tested.; verified: 2026-09-16.)<br><br>Gallagher’s casualty practice describes pre-renewal meetings involving finance, HR, operations and risk-management stakeholders, alongside contract reviews and coverage-gap analysis. Confirm the renewal timetable and deliverables for your account. [10](https://www.ajg.com/insurance/casualty-insurance/ "Casualty Insurance") (Evidence: Company-reported; scope: Casualty-practice service description, not a promise for all small-business engagements.; verified: 2026-09-16.) | The reviewed contact and terms pages provide general-inquiry and complaint channels but do not explain a customer self-service portal, certificate turnaround, endorsement process or renewal timetable. Ask which tasks your broker, the MGA and the issuing insurer will handle. [24](https://relminsurance.com/contact/ "Contact") [26](https://relminsurance.com/terms-and-conditions/ "Terms & Conditions") (Evidence: Not publicly disclosed; scope: Public contact and website terms only; lack of described functions does not establish their absence.; verified: 2026-09-16.) |
| Fees and compensation | Gallagher discloses brokerage commissions or fees, sometimes both, as well as possible contingent and supplemental commissions. Affiliates or other intermediaries may also earn compensation. It directs clients to their representative for placement-specific details; the disclosure provides no startup fee schedule. [4](https://www.ajg.com/about-us/disclosures/ "Compensation Disclosure") (Evidence: Company-reported; scope: US compensation disclosure; no fee-free or uniform commission assumption.; verified: 2026-09-16.) | The reviewed legal, terms and inquiry pages do not disclose buyer-specific broker fees, commission rates, minimum premiums or total California placement costs. Obtain the premium, fees and applicable taxes separately in a written quote. [15](https://relminsurance.com/legal-information/ "Legal Information") [26](https://relminsurance.com/terms-and-conditions/ "Terms & Conditions") [24](https://relminsurance.com/contact/ "Contact") (Evidence: Not publicly disclosed; scope: No quote, producer agreement or remuneration schedule reviewed; no assertion of zero fees or of a particular compensation model.; verified: 2026-09-16.) |
| Claims assistance | Gallagher’s executive-risk practice describes a dedicated claims-advocacy team, including specialized attorneys, working with clients and carriers through claims. This establishes a stated support service, not a guarantee of payment or evidence of claims-handling quality. [3](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Executive-risk practice only; insurer decision-making, counsel role, charges and service scope require confirmation.; verified: 2026-09-16.) | Relm says its claims team manages claims and offers a dedicated concierge within 24 hours of notification. This is a company service statement, not an independently measured response or settlement record. Its terms name Crawford & Co. for global claims response and KSW for US response; confirm the notice instructions in the actual policy. [25](https://relminsurance.com/claims/ "Claims") [26](https://relminsurance.com/terms-and-conditions/ "Terms & Conditions") (Evidence: Company-reported; scope: Website service descriptions; no test claim, outcome data or confirmation that listed response providers apply to every product.; verified: 2026-09-16.) |

## Related Reading

- [What Is Gallagher?](https://spot.insure/insurance-providers/gallagher)
- [What Is Relm Insurance?](https://spot.insure/insurance-providers/relm)

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- [Relm Insurance vs TechInsurance](https://spot.insure/compare/relm-vs-techinsurance)
- [Relm vs The Hartford](https://spot.insure/compare/relm-vs-the-hartford)
- [Relm Insurance vs Travelers Insurance](https://spot.insure/compare/relm-vs-travelers)
- [Relm vs USI](https://spot.insure/compare/relm-vs-usi)
- [Relm Insurance vs Vouch](https://spot.insure/compare/relm-vs-vouch)
- [Relm Insurance vs WithCoverage](https://spot.insure/compare/relm-vs-withcoverage)

## Sources

### [Gallagher Official Website](https://www.ajg.com/)

1. [Woodruff Sawyer Is Now Gallagher](https://www.ajg.com/merger-partners/woodruff-sawyer-is-now-gallagher/). Gallagher; Opening; Executive and Financial Risk consulting; Continued access to client portals; contact form. Accessed 2026-09-16.
2. [Technology Insurance](https://www.ajg.com/industries/technology-insurance/). Gallagher; Introduction; Solutions and coverages for the technology industry; Data-driven insights; global network. Accessed 2026-09-16.
3. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Three key services; D&O; IPO and direct listings; EPL; fiduciary; crime and fidelity; kidnap; M&A. Accessed 2026-09-16.
4. [Compensation Disclosure](https://www.ajg.com/about-us/disclosures/). Gallagher; Commissions and Fees; Contingent Commissions; Supplemental Commissions; Other Carrier Services. Accessed 2026-09-16.
5. [Legal Information](https://www.gallaghersmallbusiness.com/legal-information/). Gallagher Small Business; Producer identification immediately above Quick Links. Accessed 2026-09-16.
6. [The Right Insurance for Your Small Business](https://www.gallaghersmallbusiness.com/insurance-products/). Gallagher Small Business; Choose Your Coverage; carrier network. Accessed 2026-09-16.
7. [Insurance for Technology & IT Businesses](https://www.gallaghersmallbusiness.com/technology-services/). Gallagher Small Business; Protection for IT Professionals; coverage menu; Connect With An Advisor. Accessed 2026-09-16.
8. [Connect With an Advisor](https://www.gallaghersmallbusiness.com/connect-with-us/). Gallagher Small Business; Form fields from company name through annual revenue; acknowledgment. Accessed 2026-09-16.
9. [Contact Us](https://www.gallaghersmallbusiness.com/contact-us/). Gallagher Small Business; Get a Quote; Speak With An Advisor; Schedule Time with Us. Accessed 2026-09-16.
10. [Casualty Insurance](https://www.ajg.com/insurance/casualty-insurance/). Gallagher; Holistic approach; Robust casualty risk analysis. Accessed 2026-09-16.
11. [Property Insurance](https://www.ajg.com/insurance/property-insurance/). Gallagher; Our services include; global reach; Appraisal services. Accessed 2026-09-16.
12. [Product Recall Insurance](https://www.ajg.com/insurance/product-recall-insurance/). Gallagher; Product Recall team description before Product recall insurance coverage. Accessed 2026-09-16.
13. [AI Insurance Solutions](https://www.ajg.com/insurance/ai-insurance-solutions/). Gallagher; AI designed to protect trust in a changing risk landscape. Accessed 2026-09-16.

### [Relm Insurance Official Website](https://relminsurance.com/)

14. [Artificial Intelligence Insurance](https://relminsurance.com/industry/artificial-intelligence-insurance/). Relm Insurance; Introduction; Artificial Intelligence Insurance Risks; footer. Accessed 2026-09-16.
15. [Legal Information](https://relminsurance.com/legal-information/). Relm Insurance; Bermuda License; US Licenses, California row; footer jurisdiction restriction. Accessed 2026-09-16.
16. [Relm Launches US MGA](https://relminsurance.com/relm-launches-us-mga/). Relm Insurance; Opening paragraphs describing US MGA and distribution partners. Accessed 2026-09-16.
17. [Lines of Business](https://relminsurance.com/lines-of-business/). Relm Insurance; Financial Lines through Specialty Lines; individual offering lists. Accessed 2026-09-16.
18. [Tailored Industry Insurance Products](https://relminsurance.com/insurance-products/). Relm Insurance; Artificial Intelligence; Digital Asset & Web3; Fintech; Space. Accessed 2026-09-16.
19. [Relm Launches AI Liability Solutions](https://relminsurance.com/relm-insurance-launches-ai-suite/). Relm Insurance; NOVAAI, PONTAAI and RESCAAI: Applicable Users and Coverage Highlights. Accessed 2026-09-16.
20. [Relm’s NOVAAI Solution: Insurance for AI Platforms and Developers](https://relminsurance.com/relms-novaai-solution-insurance-for-ai-platforms-and-developers/). Relm Insurance; Introduction; Understanding the New AI Liability Risks for AI Developers. Accessed 2026-09-16.
21. [Relm’s PONTAAI Solution: AI Insurance Coverage Beyond Existing Liability Programs](https://relminsurance.com/relms-pontaai-solution-ai-insurance-coverage-beyond-existing-liability-programs/). Relm Insurance; Opening product definition; Specific Shortcomings; Key features. Accessed 2026-09-16.
22. [Relm’s RESCAAI Solution: Innovative Insurance for AI-Exposed Operations](https://relminsurance.com/rescaai-solution-innovative-insurance-for-ai-exposed-operations/). Relm Insurance; RESCAAI: Insurance Coverage Designed for Operational Risks; four coverage areas. Accessed 2026-09-16.
23. [Relm Announces Fronting Partnership with Trisura Specialty Insurance Company](https://relminsurance.com/relm-insurance-announces-fronting-partnership-with-trisura-specialty-insurance-company/). Relm Insurance; Title; opening fronting-agreement paragraph; About Trisura Group. Accessed 2026-09-16.
24. [Contact](https://relminsurance.com/contact/). Relm Insurance; Get in Touch form; footer broker and coverage restrictions. Accessed 2026-09-16.
25. [Claims](https://relminsurance.com/claims/). Relm Insurance; Experienced Claims Team; Accessible; illustrative claims scenarios. Accessed 2026-09-16.
26. [Terms & Conditions](https://relminsurance.com/terms-and-conditions/). Relm Insurance; Website terms; Contact Details: General Inquiries, Claims, Global Claims Response, US Claims Response, Complaints. Accessed 2026-09-16.
27. [Relm Launches Kidnap and Ransom Insurance for Digital Asset and Cannabis Executives](https://relminsurance.com/relm-launches-kidnap-and-ransom-insurance-for-digital-asset-and-cannabis-execs-amid-surge-in-physical-threats/). Relm Insurance; Opening product announcement; Comprehensive Protection with Immediate Response. Accessed 2026-09-16.

Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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