--- title: "Gallagher vs Marsh: Surety Bonds" description: "Gallagher brokers license, court, public official and customs bonds in commercial surety and treats construction contract surety as separate. MMA’s surety practice covers contract, commercial and international bonds, cites 150-plus specialists and $353 million of premium, and adds indemnity and JV prequalification services." canonical: "https://spot.insure/compare/gallagher-vs-marsh/surety-bonds" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "gallagher-vs-marsh" provider-a: "gallagher" provider-b: "marsh" coverage-line: "surety-bonds" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/gallagher-vs-marsh/surety-bonds) ## Agent Guide **What this page is:** Focused comparison of Gallagher and Marsh for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Surety Bonds questions about Gallagher versus Marsh. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Gallagher vs Marsh for Surety Bonds: how do they differ? - Which is better for Surety Bonds, Gallagher or Marsh? - What does Gallagher or Marsh publish about Surety Bonds (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Surety Bonds. Providers: Gallagher and Marsh. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Gallagher vs Marsh](https://spot.insure/compare/gallagher-vs-marsh) — all coverage lines for this pair - [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — how this coverage works - [Gallagher profile](https://spot.insure/insurance-providers/gallagher) — provider profile - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile # Gallagher vs Marsh: How Do They Compare for Surety Bonds? Gallagher brokers commercial surety for industries such as finance, health care, and utilities; Marsh McLennan Agency's dedicated surety team places contract and commercial bonds nationwide. Gallagher’s commercial surety page excludes contract surety from that list; MMA places contract, commercial and international surety with published practice-scale statistics. ## Gallagher vs Marsh Surety Bonds Summary Gallagher brokers license, court, public official and customs bonds in commercial surety and treats construction contract surety as separate. MMA’s surety practice covers contract, commercial and international bonds, cites 150-plus specialists and $353 million of premium, and adds indemnity and JV prequalification services. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") ## What Are the Key Differences Between Gallagher and Marsh Surety Bonds? ### Commercial-Only Page Versus Three MMA Lines Gallagher and MMA both broker surety. Gallagher’s commercial surety list is license and permit, court, public official and customs, with contract surety called out as a separate product. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") Choose Gallagher if you need a commercial license, court, public official, or customs bond on that practice page; choose Marsh MMA if you need contract or international surety with a 50-state specialist bench. ### Practice Statistics Versus Industry Roster MMA reports 150-plus surety professionals in 50 states, $353 million premium, nearly 10,000 clients, and markets it says write 95% of U.S. contract bonds. Gallagher names client sectors (healthcare, financial services, utilities, public/private companies, small IT) without those volume statistics. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") [2](https://www.gallaghersmallbusiness.com/technology-services/ "Insurance for Technology & IT Businesses") [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") ## What Should You Confirm in Gallagher and Marsh Surety Bonds Quotes? - If you need contract surety, MMA lists it on this practice; ask which Gallagher team writes it. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") - If you need court, public official or customs bonds, Gallagher lists them; confirm MMA commercial surety includes those headings. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") - Compare LOC-replacement and indemnity-negotiation scopes. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") - Get surety names and whether international placement is required. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") ## Gallagher vs Marsh Surety Bonds Compared | Criteria | Gallagher Commercial Surety Bonds | Marsh McLennan Agency Surety Bonds | | --- | --- | --- | | Coverage Features | Gallagher says it places license and permit bonds, court bonds, public official bonds and customs bonds under its commercial surety practice, distinct from contract (construction) surety bonds, which it treats as a separate related product. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Evidence: Company-reported; scope: Group-level commercial surety practice page; a service-menu description, not a specific bond's terms..) | MMA offers Contract Surety for construction and similar projects, Commercial Surety issuing license and permit bonds nationwide (in lieu of or alongside letters of credit and other banking obligations), and International Surety for global operations facing varied regulatory requirements. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") (Evidence: Company-reported; scope: MMA surety insurance page, Surety Coverage section..) | | Role in This Line | Gallagher places commercial surety bonds as a three-party arrangement between the client (principal), the party requiring the bond (obligee) and a surety company; Gallagher brokers the bond rather than acting as the surety itself. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Evidence: Company-reported; scope: Group-level commercial surety practice page..) | Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, arranges surety bonds through a dedicated surety practice rather than underwriting them itself. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") (Evidence: Company-reported; scope: MMA surety insurance page..) | | Risk Services | Gallagher says its surety team can help replace letters of credit with bonds, work with a client's existing surety program, and facilitate collateral release, citing a case where it placed commercial surety bonds in place of letters of credit to support $60 million in power-purchase obligations for an energy-company client. [1](https://www.ajg.com/insurance/commercial-surety-bonds/ "Surety") (Evidence: Company-reported; scope: Group-level commercial surety practice page case study; a single company-reported example, not independently verified..) | MMA lists competitive indemnity package negotiation, industry benchmarking, joint-venture and teaming-agreement prequalification support, continuity and ownership-transfer consulting, and competitive program design review as services tied to its surety practice. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") (Evidence: Company-reported; scope: MMA surety insurance page, Benefits of Surety and Surety Coverage sections..) | ## About Gallagher and Marsh and Surety Bonds - [Gallagher company profile](https://spot.insure/insurance-providers/gallagher) · [Gallagher customer reviews](https://spot.insure/insurance-providers/gallagher/reviews) - [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews) - [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds) ## Related Pages for Gallagher vs Marsh Surety Bonds - [Gallagher vs Marsh](https://spot.insure/compare/gallagher-vs-marsh): all coverage lines, business roles, service and claims. - [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses. - [Gallagher Surety Bonds](https://spot.insure/insurance-providers/gallagher/surety-bonds) - [Marsh Surety Bonds](https://spot.insure/insurance-providers/marsh/surety-bonds) ## Sources for Gallagher vs Marsh Surety Bonds ### Sources About Gallagher 1. [Surety](https://www.ajg.com/insurance/commercial-surety-bonds/). Gallagher; Surety relationships that convert to future growth; Understanding commercial surety vs. contract surety bonds; Providing assurance that keeps business moving (License and permit bonds, Court bonds, Public official bonds, Customs bonds); The Gallagher Difference case study; Commercial Surety and Bonds Summary. Accessed 2026-09-23. 2. [Insurance for Technology & IT Businesses](https://www.gallaghersmallbusiness.com/technology-services/). Gallagher Small Business; Protection for IT Professionals & Their Technology-Based Businesses; recommended coverage menu, including Surety Bond Programs. Accessed 2026-09-16. ### Sources About Marsh 3. [Surety Bonds to Mitigate Company Risk](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Opening positioning and stats (150+ surety professionals across all 50 states; $353 million in surety premium for nearly 10,000 clients; 95% of all contract bonds in the U.S. written in our markets); Surety Coverage: Contract Surety, Commercial Surety, Joint ventures and teaming agreements, International Surety; Benefits of Surety. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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