---
title: "Foxquilt vs Zurich U.S.: Crime Insurance"
description: "Zurich distinguishes computer-fraud transfers from fraudulent instructions to a financial institution, while Foxquilt describes theft and fraud involving money and securities."
canonical: "https://spot.insure/compare/foxquilt-vs-zurich/crime"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "foxquilt-vs-zurich"
provider-a: "foxquilt"
provider-b: "zurich"
coverage-line: "crime"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/foxquilt-vs-zurich/crime)

## Agent Guide

**What this page is:** Focused comparison of Foxquilt and Zurich U.S. for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Foxquilt versus Zurich U.S.. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Foxquilt vs Zurich U.S. for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Foxquilt or Zurich U.S.?
- What does Foxquilt or Zurich U.S. publish about Crime Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Crime Insurance from Foxquilt or Zurich U.S.?

**Key facts:**
- Line: Crime Insurance. Providers: Foxquilt and Zurich U.S..
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Foxquilt vs Zurich U.S.](https://spot.insure/compare/foxquilt-vs-zurich) — parent: all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — coverage explainer for this line
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) — provider profile (evidence)
- [Foxquilt vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-zurich/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-zurich/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-zurich/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/foxquilt-vs-zurich/cyber) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/foxquilt-vs-zurich/general-liability) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-zurich/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-zurich/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-zurich/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-zurich/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Crime Insurance](https://spot.insure/compare/aig-vs-foxquilt/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Zurich U.S. Crime Insurance](https://spot.insure/compare/aig-vs-zurich/crime) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Crime Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/crime) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Zurich U.S. Crime Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Foxquilt Crime Insurance](https://spot.insure/compare/aon-vs-foxquilt/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Zurich U.S. Crime Insurance](https://spot.insure/compare/aon-vs-zurich/crime) — sibling comparison (other line, or other pair for this line)

# Foxquilt vs Zurich U.S.: How Do They Compare for Crime Insurance?

Zurich distinguishes computer-fraud transfers from fraudulent instructions to a financial institution, while Foxquilt describes theft and fraud involving money and securities.

## How to Use the Foxquilt vs Zurich U.S. Crime Insurance Comparison

Use this comparison to evaluate Foxquilt and Zurich U.S. for Crime Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Foxquilt vs Zurich U.S. Crime Insurance Summary

Zurich’s US crime page describes computer-fraud and funds-transfer losses with different transfer mechanics, subject to policy forms. Foxquilt describes money and securities losses involving theft, employee dishonesty, fraud and forgery. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.")

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## Zurich U.S. Business Insurance: Products, Access, and Claims

Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. [4](https://www.zurichna.com/about "About Us | Zurich U.S. | Commercial Insurance") [5](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.")

[Zurich U.S. profile](https://spot.insure/insurance-providers/zurich)

## What Is Crime Insurance?

Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. [7](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [8](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions "Crime Non-Financial Applications and Forms") [9](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f "Crime Terms and Conditions") [10](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html "Social Engineering Fraud Insurance") [11](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3 "Commercial Crime Coverage Application")

## What Are the Key Differences Between Foxquilt and Zurich U.S. Crime Insurance?

Zurich describes computer fraud as a direct loss tied to computer use that fraudulently causes a transfer originating from the insured’s business or banking premises. It separately describes funds-transfer fraud as a loss from fraudulent instructions to a financial institution to transfer money from the insured’s account. Foxquilt’s summary describes theft, employee dishonesty, fraud and forgery affecting money or securities without laying out those transfer mechanics. [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance")

### Two electronic-transfer descriptions

Zurich distinguishes the location and mechanism of a computer-fraud transfer from instructions sent to a financial institution for funds-transfer fraud. Foxquilt’s product page gives broader theft examples. A business can compare the provider descriptions against its own payment workflow, then check the definitions and causation requirements in the quoted form. [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance")

### General theft wording

Foxquilt names employee dishonesty, fraud and forgery in the context of money and securities losses from inside or outside theft. Zurich also describes employee-theft coverage in its product material, while its electronic-fraud summaries add separate transfer scenarios. Ask both providers to identify covered property, direct-loss conditions and limits; Zurich states issuer varies by product and state. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.")

## What Should You Confirm in Foxquilt and Zurich U.S. Crime Insurance Quotes?

- Ask Zurich which fraud definition applies to vendor changes, banking transfers and other payment instructions. [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.")
- Ask Foxquilt for its employee-theft, funds-transfer and covered-property wording and the quote’s issuer. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance")

## Foxquilt vs Zurich U.S. Crime Insurance Compared

| Criteria | Foxquilt Crime Insurance | Zurich Commercial Crime Insurance |
| --- | --- | --- |
| Role in This Line | Foxquilt markets Crime Insurance, either as a BOP add-on or as a standalone policy according to its product page. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Confirm in your quote. |
| Who It’s For | The page highlights small businesses that handle cash or have employees handling business funds; it does not specify underwriting eligibility. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Zurich offers commercial crime insurance as standalone policies and as package solutions for public and private companies. [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; issuer varies by product/state; Commercial Crime Insurance; United States. Product structure and company class only; terms, underwriting and availability vary..) |
| Coverage Features | The page describes money and securities losses from inside or outside theft, including employee dishonesty, fraud and forgery. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Zurich describes employee-theft coverage for direct loss or damage to money, securities or property caused by employee theft or forgery. [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; issuer varies by product/state; Commercial Crime Insurance; United States. Summary only; form definitions, exclusions, limits and conditions control..)<br><br>Zurich describes computer-fraud losses as loss of or damage to money, securities or property resulting directly from computer use to fraudulently cause a transfer originating from the insured’s business or banking premises. It separately describes Funds Transfer Fraud as direct loss of money or securities from fraudulent instructions to a financial institution to transfer funds from the insured’s transfer account. Policy forms govern. [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; issuer varies by product/state; Commercial Crime Insurance; United States. These are the page’s summary descriptions, not policy definitions. Actual definitions, causation requirements, exclusions and limits are in policy forms..) |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | Confirm in your quote. |
| Risk Services | Confirm in your quote. | Zurich Resilience Solutions offers crime-risk assessment services intended to identify vulnerabilities, followed by specialist recommendations for crime resilience. [6](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; exact risk-service provider/issuer relationship not mapped; Commercial Crime Insurance risk-assessment service; United States. Company-described service; no guarantee of loss prevention and no insured coverage grant..) |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Confirm in your quote. |

## Related Pages for Foxquilt vs Zurich U.S. Crime Insurance

- [Foxquilt vs Zurich U.S.](https://spot.insure/compare/foxquilt-vs-zurich): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Foxquilt vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-zurich/builders-risk)
- [Foxquilt vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-zurich/commercial-auto)
- [Foxquilt vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-zurich/commercial-property)
- [Foxquilt vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/foxquilt-vs-zurich/cyber)
- [Foxquilt vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/foxquilt-vs-zurich/general-liability)
- [Foxquilt vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-zurich/inland-marine)
- [Foxquilt vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-zurich/professional-errors-omissions)
- [Foxquilt vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-zurich/technology-errors-omissions)
- [Foxquilt vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-zurich/umbrella-excess)
- [Foxquilt vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-zurich/workers-compensation)
- [AIG vs Foxquilt Crime Insurance](https://spot.insure/compare/aig-vs-foxquilt/crime)
- [AIG vs Zurich U.S. Crime Insurance](https://spot.insure/compare/aig-vs-zurich/crime)
- [Alliance Risk vs Foxquilt Crime Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/crime)
- [Alliance Risk vs Zurich U.S. Crime Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/crime)
- [Aon vs Foxquilt Crime Insurance](https://spot.insure/compare/aon-vs-foxquilt/crime)
- [Aon vs Zurich U.S. Crime Insurance](https://spot.insure/compare/aon-vs-zurich/crime)

## Sources for Foxquilt vs Zurich U.S. Crime Insurance

### Sources About Foxquilt

1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
3. [Smarter Crime Insurance](https://www.foxquilt.com/businesscoverage/crime.html). Foxquilt; Current product page calls the product Crime Insurance; lines 90–104 describe money/securities, inside/outside theft and examples; lines 113–121 say crime may be included as a BOP add-on or bought as an isolated policy. Directly inspected 2026-09-29. Marketing does not establish form/limits or fidelity/surety bond coverage.. Accessed 2026-09-29.

### Sources About Zurich U.S.

4. [About Us | Zurich U.S. | Commercial Insurance](https://www.zurichna.com/about). Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
5. [Agents and Brokers | Zurich U.S.](https://www.zurichna.com/brokers). Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
6. [Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.](https://www.zurichna.com/insurance/management-liability/crime-insurance). Zurich U.S.; Crime product, standalone/package availability, loss examples, risk assessment services. Accessed 2026-09-28.

### Sources for the Crime Insurance Guide

7. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Crime. Accessed 2026-09-16.
8. [Crime Non-Financial Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions). Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16.
9. [Crime Terms and Conditions](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f). The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16.
10. [Social Engineering Fraud Insurance](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html). Chubb; Opening; coverage highlights. Accessed 2026-09-16.
11. [Commercial Crime Coverage Application](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3). Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## Zurich U.S. Review Scores for 2026

Review Score: not enough ratings.

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.

- NerdWallet: editorial rating 4.5 (5). U.S. commercial rental-fleet insurance publisher review; editorial evaluation, not a consumer average or all-line Zurich result. Period: Page updated July 10, 2026. Checked 2026-09-29. [Best Insurance Companies for Car Rental Businesses](https://www.nerdwallet.com/business/insurance/learn/car-rental-business-insurance)
- Trustpilot: TrustScore 1.2 (5); 748 reviews. Global Zurich Insurance Group profile; mixed countries and products, not U.S. commercial-policyholder satisfaction. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Insurance Reviews](https://www.trustpilot.com/review/www.zurich.com)
- ConsumerAffairs: customer rating 1.0 (5); 72 reviews. U.S. Zurich North America/Property & Casualty profile; mixed products and customer populations, not line-specific commercial results. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Property & Casualty Insurance Reviews from Real Customers](https://www.consumeraffairs.com/insurance/zurich-north-america-insurance.html)
- BBB: customer review rating 1.14 (5); 116 reviews. Customer-submitted reviews on the Zurich American Insurance Company profile; not a line-specific or representative policyholder survey. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich American Insurance Company Customer Reviews](https://www.bbb.org/us/tx/dallas/profile/insurance-companies/zurich-american-insurance-company-0875-90008903/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/zurich/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foxquilt-vs-zurich/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)