---
title: "Foxquilt vs Travelers: Commercial Property Insurance"
description: "Travelers describes property coverage for buildings and contents, with business-income loss and additional flood, earthquake or equipment-breakdown coverage often available."
canonical: "https://spot.insure/compare/foxquilt-vs-travelers/commercial-property"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "foxquilt-vs-travelers"
provider-a: "foxquilt"
provider-b: "travelers"
coverage-line: "commercial-property"
---

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[Human-readable page](https://spot.insure/compare/foxquilt-vs-travelers/commercial-property)

## Agent Guide

**What this page is:** Focused comparison of Foxquilt and Travelers for Commercial Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Property Insurance questions about Foxquilt versus Travelers. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Foxquilt vs Travelers for Commercial Property Insurance: how do they differ?
- Which is better for Commercial Property Insurance, Foxquilt or Travelers?
- What does Foxquilt or Travelers publish about Commercial Property Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Property Insurance from Foxquilt or Travelers?

**Key facts:**
- Line: Commercial Property Insurance. Providers: Foxquilt and Travelers.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Foxquilt vs Travelers](https://spot.insure/compare/foxquilt-vs-travelers) — parent: all coverage lines for this pair
- [Commercial Property Insurance guide](https://spot.insure/coverage/commercial-property) — coverage explainer for this line
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile (evidence)
- [Foxquilt vs Travelers Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-travelers/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers Crime Insurance](https://spot.insure/compare/foxquilt-vs-travelers/crime) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers Cyber Insurance](https://spot.insure/compare/foxquilt-vs-travelers/cyber) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers General Liability Insurance](https://spot.insure/compare/foxquilt-vs-travelers/general-liability) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-travelers/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-travelers/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-travelers/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-travelers/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-travelers/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Travelers Commercial Property Insurance](https://spot.insure/compare/aig-vs-travelers/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Travelers Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Commercial Property Insurance](https://spot.insure/compare/aon-vs-travelers/commercial-property) — sibling comparison (other line, or other pair for this line)

# Foxquilt vs Travelers: How Do They Compare for Commercial Property Insurance?

Travelers describes property coverage for buildings and contents, with business-income loss and additional flood, earthquake or equipment-breakdown coverage often available.

## How to Use the Foxquilt vs Travelers Commercial Property Insurance Comparison

Use this comparison to evaluate Foxquilt and Travelers for Commercial Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Foxquilt vs Travelers Commercial Property Insurance Summary

Travelers describes property for buildings and contents, including business-income loss and optional additional perils, and lists separate products for small, midsized and large or specialty businesses. Foxquilt names real estate, equipment and inventory with example damage events; compare the product route and quoted terms for your risk. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance")

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is Travelers Insurance?

Travelers suits technology companies that want CyberRisk Tech and can work through an independent agent; buyers seeking a direct online technology quote should compare digital providers. Many small accounts can be quoted in agent platforms, while specialty risks need underwriting. [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [6](https://www.travelers.com/contact-us "Contact Us")

[Travelers profile](https://spot.insure/insurance-providers/travelers)

## What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop "Business Interruption Insurance/Businessowner’s Policies (BOP)") [10](https://www.tdi.texas.gov/pubs/consumer/cb021.html "Commercial property insurance guide")

## What Are the Key Differences Between Foxquilt and Travelers Commercial Property Insurance?

Travelers describes property coverage for buildings and contents, with business-income loss and additional flood, earthquake or equipment-breakdown coverage often available. Foxquilt’s overview names real estate, equipment and inventory and lists fire, water, theft and wind examples. Larger or specialized risks may also fit Travelers’ separate product tiers, so placement structure and added perils merit comparison. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance")

### Perils and business interruption

Travelers lists lost business income alongside damage to buildings, equipment, inventory and fixtures and says flood, earthquake and equipment-breakdown coverage may be available as additions. Foxquilt lists common assets and sample causes, while its public overview does not establish buyer-specific income or add-on terms. Ask what appears in each base proposal before comparing the lists. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance")

### Risk size and specialist support

Travelers describes products for small, midsized and large or specialty businesses and says property customers can access risk-control specialists. Foxquilt’s overview is aimed at businesses with physical property or leased premises but does not establish detailed underwriting eligibility. A business with high asset values can ask Travelers which product tier applies and ask Foxquilt what information its quote process needs. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance")

## What Should You Confirm in Foxquilt and Travelers Commercial Property Insurance Quotes?

- Ask Travelers which tier and added-peril options apply; ask Foxquilt for its underwriting requirements and proposed limits. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance")

- Compare valuation basis, deductibles, interruption triggers and named insurer. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance")

## Foxquilt vs Travelers Commercial Property Insurance Compared

| Criteria | Foxquilt Commercial Property | Travelers Commercial Property Insurance |
| --- | --- | --- |
| Role in This Line | Foxquilt markets Commercial Property for business-owned assets. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Travelers underwrites commercial property insurance as a standalone policy or packaged with other coverage, with separate product tiers for small, midsized, and large or specialty businesses. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page tier descriptions..) |
| Who It’s For | The page is aimed at businesses with physical property or leased premises; it does not identify every eligible occupancy or property class. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Travelers offers small business property coverage bundled into its Business Owner's Policy for classes such as contractors, healthcare, retail, restaurants and technology services, Travelers Deluxe and OMNI for midsized businesses, and Customized Property Coverage for large, specialized or high-value risks. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page small, midsized and large/specialty business sections..) |
| Coverage Features | The page discusses business property such as real estate, equipment and inventory, including damage from events such as fire, water, theft or wind. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Travelers says the policy covers a company's buildings, office equipment, furniture, fixtures, inventory and lost business income from events such as fire, explosion, storms, theft and vandalism, with additional coverage often available for floods, earthquakes and equipment breakdown. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page "What does commercial property insurance cover?" FAQ; actual inclusions and exclusions are set by the issued policy..) |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | Travelers says its excess property market typically attaches at $1,000,000 or greater; standard-tier limits and deductibles are not published and depend on the quote. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page "Excess property market" section..) |
| Risk Services | Confirm in your quote. | Travelers says property customers get access to Risk Control property specialists, an Under Deductible Subrogation service to pursue reimbursement for losses below the deductible, and wildfire mitigation discounts for qualifying properties. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page Risk Control, Under Deductible Subrogation and wildfire mitigation sections..) |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Commercial property coverage is bought through a Travelers independent agent, who can help choose between replacement-cost and actual-cash-value coverage and confirm what a lease requires. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page purchasing and lease-review FAQs..) |

## Related Pages for Foxquilt vs Travelers Commercial Property Insurance

- [Foxquilt vs Travelers](https://spot.insure/compare/foxquilt-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Commercial Property Insurance?](https://spot.insure/coverage/commercial-property): Commercial property insurance can protect buildings, equipment and inventory, while valuation, deductibles, exclusions and income protection affect your cost after a loss.
- [Foxquilt vs Travelers Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-travelers/commercial-auto)
- [Foxquilt vs Travelers Crime Insurance](https://spot.insure/compare/foxquilt-vs-travelers/crime)
- [Foxquilt vs Travelers Cyber Insurance](https://spot.insure/compare/foxquilt-vs-travelers/cyber)
- [Foxquilt vs Travelers General Liability Insurance](https://spot.insure/compare/foxquilt-vs-travelers/general-liability)
- [Foxquilt vs Travelers Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-travelers/inland-marine)
- [Foxquilt vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-travelers/professional-errors-omissions)
- [Foxquilt vs Travelers Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-travelers/technology-errors-omissions)
- [Foxquilt vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-travelers/umbrella-excess)
- [Foxquilt vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-travelers/workers-compensation)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property)
- [AIG vs Travelers Commercial Property Insurance](https://spot.insure/compare/aig-vs-travelers/commercial-property)
- [Alliance Risk vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-property)
- [Alliance Risk vs Travelers Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/commercial-property)
- [Aon vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-property)
- [Aon vs Travelers Commercial Property Insurance](https://spot.insure/compare/aon-vs-travelers/commercial-property)

## Sources for Foxquilt vs Travelers Commercial Property Insurance

### Sources About Foxquilt

1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
3. [Commercial Property Insurance](https://www.foxquilt.com/businesscoverage/commercial-property.html). Foxquilt; Property description and causes; target property; claim examples; pricing factors. Reopened 2026-09-29, lines 98–128.. Accessed 2026-09-29.

### Sources About Travelers

4. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
5. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
6. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
7. [Commercial Property Insurance](https://www.travelers.com/business-insurance/property). Travelers; What is commercial property insurance?; Who is commercial property insurance coverage right for?; Small business property insurance; Midsized business property insurance (Travelers Deluxe, OMNI); Large and specialty business property insurance (Customized Property Coverage, global property coverage, specialty market programs, Excess property market); FAQ. Accessed 2026-09-23.

### Sources for the Commercial Property Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
9. [Business Interruption Insurance/Businessowner’s Policies (BOP)](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
10. [Commercial property insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb021.html). Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## Travelers Review Scores for 2026

Review Score: 4.8 / 10 from 3 rated sources, equally weighted.

Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance.

- NerdWallet: NerdWallet editorial rating 4.5 (5 stars). Editorial commercial-insurance assessment; methodology and scope belong to publisher. Period: 2026 review; accessed 2026-09-25. Checked 2026-09-25. [NerdWallet result for Travelers](https://www.nerdwallet.com/business/insurance/learn/travelers-business-insurance)
- Trustpilot: Trustpilot TrustScore 1.4 (5 stars); 144 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for Travelers](https://www.trustpilot.com/review/travelers.com)
- ConsumerAffairs: ConsumerAffairs homeowners consumer rating 1.3 (5 stars); 331 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-09-21; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for Travelers](https://www.consumeraffairs.com/insurance/travelers.html)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/travelers/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foxquilt-vs-travelers/commercial-property.md)
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