---
title: "Foxquilt vs TechInsurance: Commercial Property Insurance"
description: "TechInsurance describes actual-cash-value and replacement-cost options, while Foxquilt’s overview does not establish buyer-specific form terms."
canonical: "https://spot.insure/compare/foxquilt-vs-techinsurance/commercial-property"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "foxquilt-vs-techinsurance"
provider-a: "foxquilt"
provider-b: "techinsurance"
coverage-line: "commercial-property"
---

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[Human-readable page](https://spot.insure/compare/foxquilt-vs-techinsurance/commercial-property)

## Agent Guide

**What this page is:** Focused comparison of Foxquilt and TechInsurance for Commercial Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Property Insurance questions about Foxquilt versus TechInsurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Foxquilt vs TechInsurance for Commercial Property Insurance: how do they differ?
- Which is better for Commercial Property Insurance, Foxquilt or TechInsurance?
- What does Foxquilt or TechInsurance publish about Commercial Property Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Property Insurance from Foxquilt or TechInsurance?

**Key facts:**
- Line: Commercial Property Insurance. Providers: Foxquilt and TechInsurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Foxquilt vs TechInsurance](https://spot.insure/compare/foxquilt-vs-techinsurance) — parent: all coverage lines for this pair
- [Commercial Property Insurance guide](https://spot.insure/coverage/commercial-property) — coverage explainer for this line
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile (evidence)
- [Foxquilt vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs TechInsurance Cyber Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/cyber) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs TechInsurance General Liability Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs TechInsurance Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/aig-vs-techinsurance/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/aon-vs-techinsurance/commercial-property) — sibling comparison (other line, or other pair for this line)

# Foxquilt vs TechInsurance: How Do They Compare for Commercial Property Insurance?

TechInsurance describes actual-cash-value and replacement-cost options, while Foxquilt’s overview does not establish buyer-specific form terms.

## How to Use the Foxquilt vs TechInsurance Commercial Property Insurance Comparison

Use this comparison to evaluate Foxquilt and TechInsurance for Commercial Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Foxquilt vs TechInsurance Commercial Property Insurance Summary

TechInsurance explains actual-cash-value and replacement-cost options for commercial property. Foxquilt lists real estate, equipment and inventory, while its public overview does not establish the form terms for a particular buyer; equipment-heavy businesses should compare the settlement basis shown in each quote. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online")

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is TechInsurance?

TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. [4](https://www.techinsurance.com/about-us "About TechInsurance") [5](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") [6](https://www.techinsurance.com/contact-us "Contact Us")

[TechInsurance profile](https://spot.insure/insurance-providers/techinsurance)

## What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop "Business Interruption Insurance/Businessowner’s Policies (BOP)") [10](https://www.tdi.texas.gov/pubs/consumer/cb021.html "Commercial property insurance guide")

## What Are the Key Differences Between Foxquilt and TechInsurance Commercial Property Insurance?

TechInsurance explains that a commercial-property policy may pay actual cash value or replacement cost, with the former reflecting depreciation and the latter replacing items with new equivalents. Foxquilt names buildings, equipment and inventory but its overview does not specify a valuation basis. For equipment-heavy businesses, this choice can change the amount available after a covered loss. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online")

### Valuing equipment and stock

TechInsurance describes two settlement approaches: actual cash value pays depreciated value, while replacement cost pays for a new equivalent item. Foxquilt’s summary identifies equipment and inventory without stating which basis applies. A buyer comparing quotes should use the same equipment values and ask each provider to show the settlement basis and deductible in writing. [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance")

### Property in transit or breakdown

TechInsurance says goods in transit or at other worksites generally need inland marine coverage and mechanical or electrical breakdown needs an endorsement. Foxquilt’s record says its public overview does not establish buyer-specific form terms. If equipment travels or could fail mechanically, ask Foxquilt what its quote covers and request any separate inland-marine or breakdown proposal. [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance")

## What Should You Confirm in Foxquilt and TechInsurance Commercial Property Insurance Quotes?

- Ask both providers whether equipment is valued at actual cash value or replacement cost, and identify the deductible and limit. [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance")

- Ask TechInsurance about a breakdown endorsement and off-site transit; ask Foxquilt for its buyer-specific wording on each exposure. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance")

## Foxquilt vs TechInsurance Commercial Property Insurance Compared

| Criteria | Foxquilt Commercial Property | TechInsurance Commercial Property Insurance |
| --- | --- | --- |
| Role in This Line | Foxquilt markets Commercial Property for business-owned assets. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | TechInsurance arranges commercial property insurance, also called business hazard insurance, for businesses that own or rent commercial space, or that keep valuable equipment at a home office. [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") (Evidence: Company-reported; scope: Commercial property product page..) |
| Issuing Insurer | Confirm in your quote. | The reviewed page does not name the issuing insurer for a commercial property policy. [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") (Evidence: Not publicly disclosed; scope: Commercial property product page as read on 2026-09-23..) |
| Who It’s For | The page is aimed at businesses with physical property or leased premises; it does not identify every eligible occupancy or property class. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Confirm in your quote. |
| Coverage Features | The page discusses business property such as real estate, equipment and inventory, including damage from events such as fire, water, theft or wind. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | TechInsurance says commercial property insurance covers theft of equipment, damage to company-owned buildings, weather-related and accidental damage, and vandalism, and can be written as actual cash value (cheaper, pays depreciated value) or replacement cost (more expensive, pays to replace with new equivalent items). [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") (Evidence: Company-reported; scope: Commercial property product page; general policy description, not a specific policy form..)<br><br>TechInsurance says commercial property insurance generally excludes extreme weather events like earthquakes, hurricanes and floods, goods in transit or at other worksites (which need inland marine insurance instead), and equipment breakdown from mechanical or electrical failure (which needs an endorsement). [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") (Evidence: Company-reported; scope: Commercial property product page, What isn't covered section..) |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | TechInsurance says its commercial property policyholders pay a median of $108 per month, or about $1,301 a year, with the exact premium depending on location, coverage limits and deductible, security systems, equipment value, and building size, construction and age. [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") (Evidence: Company-reported; scope: Commercial property product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table..) |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | You request commercial property quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. [7](https://www.techinsurance.com/commercial-property-insurance "Commercial Property Insurance Quotes Online") (Evidence: Company-reported; scope: Commercial property product page..) |

## Related Pages for Foxquilt vs TechInsurance Commercial Property

- [Foxquilt vs TechInsurance](https://spot.insure/compare/foxquilt-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is Commercial Property Insurance?](https://spot.insure/coverage/commercial-property): Commercial property insurance can protect buildings, equipment and inventory, while valuation, deductibles, exclusions and income protection affect your cost after a loss.
- [Foxquilt vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/commercial-auto)
- [Foxquilt vs TechInsurance Cyber Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/cyber)
- [Foxquilt vs TechInsurance General Liability Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/general-liability)
- [Foxquilt vs TechInsurance Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/inland-marine)
- [Foxquilt vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/professional-errors-omissions)
- [Foxquilt vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/technology-errors-omissions)
- [Foxquilt vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/umbrella-excess)
- [Foxquilt vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-techinsurance/workers-compensation)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property)
- [AIG vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/aig-vs-techinsurance/commercial-property)
- [Alliance Risk vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-property)
- [Alliance Risk vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/commercial-property)
- [Aon vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-property)
- [Aon vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/aon-vs-techinsurance/commercial-property)

## Sources for Foxquilt vs TechInsurance Commercial Property Insurance

### Sources About Foxquilt

1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
3. [Commercial Property Insurance](https://www.foxquilt.com/businesscoverage/commercial-property.html). Foxquilt; Property description and causes; target property; claim examples; pricing factors. Reopened 2026-09-29, lines 98–128.. Accessed 2026-09-29.

### Sources About TechInsurance

4. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
5. [Technology Errors and Omissions – Tech E&O Insurance](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage). TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
6. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
7. [Commercial Property Insurance Quotes Online](https://www.techinsurance.com/commercial-property-insurance). TechInsurance; What is covered under commercial property insurance? (theft, company-owned buildings, weather damage, accidental damage, vandalism); How much does commercial property insurance cost?; What isn't covered by commercial property insurance?; How does property insurance coverage work? (actual cash value vs. replacement cost). Accessed 2026-09-23.

### Sources for the Commercial Property Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
9. [Business Interruption Insurance/Businessowner’s Policies (BOP)](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
10. [Commercial property insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb021.html). Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## TechInsurance Review Scores for 2026

Review Score: 9.1 / 10 from 2 rated sources, equally weighted.

TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.

- Trustpilot: Trustpilot TrustScore 4.4 (5 stars); 311 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for TechInsurance](https://uk.trustpilot.com/review/techinsurance.com)
- ConsumerAffairs: ConsumerAffairs consumer rating 4.7 (5 stars); 25 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-08-14; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for TechInsurance](https://www.consumeraffairs.com/insurance/techinsurance.html)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/techinsurance/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foxquilt-vs-techinsurance/commercial-property.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)