---
title: "Foxquilt vs Newfront: Commercial Property Insurance"
description: "Foxquilt lists common business property and damage examples, while Newfront describes layered property placements and interruption coverage."
canonical: "https://spot.insure/compare/foxquilt-vs-newfront/commercial-property"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "foxquilt-vs-newfront"
provider-a: "foxquilt"
provider-b: "newfront"
coverage-line: "commercial-property"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/foxquilt-vs-newfront/commercial-property)

## Agent Guide

**What this page is:** Focused comparison of Foxquilt and Newfront for Commercial Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Property Insurance questions about Foxquilt versus Newfront. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Foxquilt vs Newfront for Commercial Property Insurance: how do they differ?
- Which is better for Commercial Property Insurance, Foxquilt or Newfront?
- What does Foxquilt or Newfront publish about Commercial Property Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Property Insurance from Foxquilt or Newfront?

**Key facts:**
- Line: Commercial Property Insurance. Providers: Foxquilt and Newfront.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Foxquilt vs Newfront](https://spot.insure/compare/foxquilt-vs-newfront) — parent: all coverage lines for this pair
- [Commercial Property Insurance guide](https://spot.insure/coverage/commercial-property) — coverage explainer for this line
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile (evidence)
- [Foxquilt vs Newfront Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-newfront/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Newfront Crime Insurance](https://spot.insure/compare/foxquilt-vs-newfront/crime) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Newfront Cyber Insurance](https://spot.insure/compare/foxquilt-vs-newfront/cyber) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Newfront General Liability Insurance](https://spot.insure/compare/foxquilt-vs-newfront/general-liability) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-newfront/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Newfront Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-newfront/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-newfront/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-newfront/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Newfront Commercial Property Insurance](https://spot.insure/compare/aig-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Newfront Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Commercial Property Insurance](https://spot.insure/compare/aon-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line)

# Foxquilt vs Newfront: How Do They Compare for Commercial Property Insurance?

Foxquilt lists common business property and damage examples, while Newfront describes layered property placements and interruption coverage.

## How to Use the Foxquilt vs Newfront Commercial Property Insurance Comparison

Use this comparison to evaluate Foxquilt and Newfront for Commercial Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Foxquilt vs Newfront Commercial Property Insurance Summary

Foxquilt lists real estate, equipment and inventory with example damage events. Newfront describes property placements that may use layered structures, deductible buy-downs and parametric cover, alongside all-risks, supply-chain and business-interruption coverage. A buyer with complex values can ask Newfront’s team about placement design; issued terms depend on the carrier and policy. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [8](https://www.newfront.com/property-insurance "Property")

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. [4](https://www.newfront.com/business-insurance "Business Insurance") [5](https://www.newfront.com/total-rewards "Employee Benefits") [6](https://www.newfront.com/navigator "Newfront Navigator") [7](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop "Business Interruption Insurance/Businessowner’s Policies (BOP)") [11](https://www.tdi.texas.gov/pubs/consumer/cb021.html "Commercial property insurance guide")

## What Are the Key Differences Between Foxquilt and Newfront Commercial Property Insurance?

Foxquilt lists business real estate, equipment and inventory with fire, water, theft and wind as examples. Newfront describes all-risks, supply-chain and business-interruption coverage, with layered structures and parametric insurance among its placement options. Buyers comparing a single-location schedule with a complex portfolio can ask how a proposed program would be structured; the policy and carrier determine actual coverage. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [8](https://www.newfront.com/property-insurance "Property")

### Standard property examples or a structured placement

Foxquilt names common assets and damage examples; Newfront says it can structure shared or layered programs, deductible buy-downs and parametric insurance tied to an agreed event. Newfront also describes reviewing property and business-interruption values to identify data gaps. A multi-location buyer can ask for that review while preparing the asset schedule used for a Foxquilt quote. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [8](https://www.newfront.com/property-insurance "Property")

### Who helps shape the submission

Foxquilt’s page provides a product quote path; Newfront directs prospects to request a consultation and describes its property-value review and in-house risk engineers. The latter route gives a buyer a stated opportunity to discuss data gaps before placement, while Newfront’s carrier and wording depend on the placement. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [8](https://www.newfront.com/property-insurance "Property")

## What Should You Confirm in Foxquilt and Newfront Commercial Property Insurance Quotes?

- Ask Foxquilt which locations, property classes and causes appear in its proposal; ask Newfront how layers, deductibles and catastrophe perils are reflected in the carrier terms. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") [8](https://www.newfront.com/property-insurance "Property")

- For either route, confirm business-interruption values, valuation basis and the named insurer in the final documents. [8](https://www.newfront.com/property-insurance "Property")

## Foxquilt vs Newfront Commercial Property Insurance Compared

| Criteria | Foxquilt Commercial Property | Newfront Property Insurance |
| --- | --- | --- |
| Role in This Line | Foxquilt markets Commercial Property for business-owned assets. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Newfront brokers commercial property coverage. Its property practice negotiates placement and program structure with carriers rather than underwriting the risk itself. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property offering page..) |
| Issuing Insurer | Confirm in your quote. | The reviewed property page does not name the insurer or insurers that would issue a property policy placed through Newfront. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23; carrier depends on the specific placement..) |
| Who It’s For | The page is aimed at businesses with physical property or leased premises; it does not identify every eligible occupancy or property class. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | The property page does not state a size or revenue threshold for eligibility. It lists industries the practice serves, including construction, manufacturing, real estate and retail/wholesale. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Areas of Expertise list on the property page; general industry scope, not an eligibility rule..) |
| Coverage Features | The page discusses business property such as real estate, equipment and inventory, including damage from events such as fire, water, theft or wind. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Newfront lists All-Risks, supply-chain and business-interruption coverage, and catastrophe perils including flood, hurricane/windstorm/earthquake, wildfire and terrorism among its property Key Coverages. It also says it structures shared and layered programs, deductible buy-downs, and parametric insurance using an agreed event trigger. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page Key Coverages and No Two Risks are Alike sections; actual policy forms and exclusions govern the issued policy..) |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | Newfront's property page does not publish limits, deductibles or retentions. It says structures such as deductible buy-downs are set for each client. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23..) |
| Risk Services | Confirm in your quote. | Newfront says its property team reviews property and business-interruption values to identify data deficiencies, and pairs placements with in-house risk engineers for loss control and coverage-negotiation and claims-resolution support. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Our Approach and Loss Control & Claims Advocacy sections of the property page..) |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | You start a property placement by requesting a consultation through Newfront's property page. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page call-to-action; no online quoting or binding described..) |
| Claims Support | Confirm in your quote. | Newfront says its property claims advocacy includes coverage negotiation and claims-resolution support, aimed at improving claims outcomes. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Loss Control & Claims Advocacy section..) |

## Related Pages for Foxquilt vs Newfront Commercial Property Insurance

- [Foxquilt vs Newfront](https://spot.insure/compare/foxquilt-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Commercial Property Insurance?](https://spot.insure/coverage/commercial-property): Commercial property insurance can protect buildings, equipment and inventory, while valuation, deductibles, exclusions and income protection affect your cost after a loss.
- [Foxquilt vs Newfront Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-newfront/commercial-auto)
- [Foxquilt vs Newfront Crime Insurance](https://spot.insure/compare/foxquilt-vs-newfront/crime)
- [Foxquilt vs Newfront Cyber Insurance](https://spot.insure/compare/foxquilt-vs-newfront/cyber)
- [Foxquilt vs Newfront General Liability Insurance](https://spot.insure/compare/foxquilt-vs-newfront/general-liability)
- [Foxquilt vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-newfront/professional-errors-omissions)
- [Foxquilt vs Newfront Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-newfront/technology-errors-omissions)
- [Foxquilt vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-newfront/umbrella-excess)
- [Foxquilt vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-newfront/workers-compensation)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property)
- [AIG vs Newfront Commercial Property Insurance](https://spot.insure/compare/aig-vs-newfront/commercial-property)
- [Alliance Risk vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-property)
- [Alliance Risk vs Newfront Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/commercial-property)
- [Aon vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-property)
- [Aon vs Newfront Commercial Property Insurance](https://spot.insure/compare/aon-vs-newfront/commercial-property)

## Sources for Foxquilt vs Newfront Commercial Property Insurance

### Sources About Foxquilt

1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
3. [Commercial Property Insurance](https://www.foxquilt.com/businesscoverage/commercial-property.html). Foxquilt; Property description and causes; target property; claim examples; pricing factors. Reopened 2026-09-29, lines 98–128.. Accessed 2026-09-29.

### Sources About Newfront

4. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
5. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
6. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
7. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
8. [Property](https://www.newfront.com/property-insurance). Newfront; Key Coverages to Protect Your Business: All-Risks, Supply Chain & Business Interruption, Flood, Hurricane/Windstorm/Earthquake, Wildfire, Terrorism; No Two Risks are Alike; Loss Control & Claims Advocacy. Accessed 2026-09-23.

### Sources for the Commercial Property Insurance Guide

9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
10. [Business Interruption Insurance/Businessowner’s Policies (BOP)](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
11. [Commercial property insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb021.html). Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## Newfront Review Scores for 2026

Review Score: 10.0 / 10 from 1 rated source, equally weighted.

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.

- BBB: BBB grade A (BBB letter grade). BBB profile for Ryan Tice | Newfront Insurance at a San Francisco address. Individual-producer/local listing, not Newfront Insurance Services company-wide. BBB profile displays A grade and says not BBB Accredited; grade is not customer stars. Period: File opened 2023-12-22; accessed 2026-09-25. Checked 2026-09-25. [Ryan Tice | Newfront Insurance | BBB](https://www.bbb.org/us/ca/san-francisco/profile/insurance-agency/ryan-tice---newfront-insurance-1116-955130)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/newfront/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foxquilt-vs-newfront/commercial-property.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
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