---
title: "Foxquilt vs Nationwide: Commercial Auto Insurance"
description: "Nationwide describes liability for injury or property damage caused by a business or employee driving a business vehicle, subject to the issued policy and jurisdiction; Foxquilt describes vehicles used for work and business-vehicle accident examples."
canonical: "https://spot.insure/compare/foxquilt-vs-nationwide/commercial-auto"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "foxquilt-vs-nationwide"
provider-a: "foxquilt"
provider-b: "nationwide"
coverage-line: "commercial-auto"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/foxquilt-vs-nationwide/commercial-auto)

## Agent Guide

**What this page is:** Focused comparison of Foxquilt and Nationwide for Commercial Auto Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Auto Insurance questions about Foxquilt versus Nationwide. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Foxquilt vs Nationwide for Commercial Auto Insurance: how do they differ?
- Which is better for Commercial Auto Insurance, Foxquilt or Nationwide?
- What does Foxquilt or Nationwide publish about Commercial Auto Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Auto Insurance from Foxquilt or Nationwide?

**Key facts:**
- Line: Commercial Auto Insurance. Providers: Foxquilt and Nationwide.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Foxquilt vs Nationwide](https://spot.insure/compare/foxquilt-vs-nationwide) — parent: all coverage lines for this pair
- [Commercial Auto Insurance guide](https://spot.insure/coverage/commercial-auto) — coverage explainer for this line
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [Nationwide profile](https://spot.insure/insurance-providers/nationwide) — provider profile (evidence)
- [Foxquilt vs Nationwide Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide Crime Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/crime) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide Cyber Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/cyber) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide General Liability Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/general-liability) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs Nationwide Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/aig-vs-nationwide/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-nationwide/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Aon vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Aon vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/aon-vs-nationwide/commercial-auto) — sibling comparison (other line, or other pair for this line)

# Foxquilt vs Nationwide: How Do They Compare for Commercial Auto Insurance?

Nationwide describes liability for injury or property damage caused by a business or employee driving a business vehicle, subject to the issued policy and jurisdiction; Foxquilt describes vehicles used for work and business-vehicle accident examples.

## How to Use the Foxquilt vs Nationwide Commercial Auto Insurance Comparison

Use this comparison to evaluate Foxquilt and Nationwide for Commercial Auto Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Foxquilt vs Nationwide Commercial Auto Insurance Summary

Nationwide describes liability for injury or property damage caused by a business or employee driving a business vehicle, subject to the issued policy and jurisdiction; Foxquilt describes vehicles used for work and business-vehicle accident examples. [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide")

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is Nationwide?

Nationwide’s commercial catalogue includes common small-business policies and separate specialty products. A catalogue listing does not establish eligibility or policy terms; confirm the issuing company and coverage for your state and business. [4](https://www.nationwide.com/business/insurance/small-commercial/ "Small Business Insurance") [5](https://www.nationwide.com/agents/business/ "Small Business Insurance Solutions for Agents") [6](https://www.nationwide.com/personal/about-us/terms-conditions "Terms and Conditions for Nationwide.com")

[Nationwide profile](https://spot.insure/insurance-providers/nationwide)

## What Is Commercial Auto Insurance?

Commercial auto suits businesses that use vehicles for work and need liability protection; damage to your own vehicles is a separate coverage choice. If employees drive personal or rented cars, check how those trips are handled. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://content.naic.org/insurance-topics/auto-insurance "Auto Insurance") [10](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance "Business Vehicle Insurance") [11](https://nationalgeneral.com/forms_catalog/CA0001_10012013.pdf "Business Auto Coverage Form")

## What Are the Key Differences Between Foxquilt and Nationwide Commercial Auto Insurance?

### Business-use scope and liability

Nationwide describes commercial-auto liability for injury or property damage caused by a business or employee driving a business vehicle. Foxquilt describes vehicles used for work and business-accident examples; Nationwide’s overview specifically describes liability for injury or property damage caused by a business or employee driving a business vehicle. A buyer should ask both for exact liability limits and whether physical damage to owned vehicles can be added; the public descriptions do not settle those details. [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide") [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance")

### Agent quote and policy terms

Nationwide routes buyers to an agent or quote request, while Foxquilt’s page provides a quote path. Nationwide’s record frames eligible users as businesses operating cars, trucks, vans and other vehicles; Foxquilt leaves the full vehicle and driver classes open. Provide the same fleet schedule to both and ask each market to confirm state, driver and vehicle eligibility. [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide")  [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance")

## What Should You Confirm in Foxquilt and Nationwide Commercial Auto Insurance Quotes?

- What liability limit and physical-damage options can Nationwide quote for the listed cars, vans or trucks? [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide")
- Will Foxquilt accept every scheduled vehicle, driver and operating state, and who issues the policy? [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide") [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance")

## Foxquilt vs Nationwide Commercial Auto Insurance Compared

| Criteria | Foxquilt Commercial Auto | Nationwide commercial auto (official overview) |
| --- | --- | --- |
| Role in This Line | Foxquilt markets Commercial Auto as a business coverage line. [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Nationwide describes offering commercial auto for the audience stated on the cited product page. [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide") (Evidence: Company-reported; scope: commercial auto marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Who It’s For | The public page addresses businesses using vehicles for work; it does not define the complete eligible vehicle or driver classes. [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Businesses using cars, trucks, vans, and other vehicles in operations, as described on the page. [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide") (Evidence: Company-reported; scope: commercial auto marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | The page describes coverage for vehicles used for work and gives business-vehicle accident examples. [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | The cited product page describes liability for injuries or property damage a business or its employees may cause while driving business vehicles. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide") (Evidence: Company-reported; scope: commercial auto marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | The page directs prospective customers to contact an agent or request a quote. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.nationwide.com/business/insurance/auto/ "Commercial Auto Insurance – Request a Quote – Nationwide") (Evidence: Company-reported; scope: commercial auto marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for Foxquilt vs Nationwide Commercial Auto Insurance

- [Foxquilt vs Nationwide](https://spot.insure/compare/foxquilt-vs-nationwide): all coverage lines, business roles, service and claims.
- [What Is Commercial Auto Insurance?](https://spot.insure/coverage/commercial-auto): Commercial auto covers liability from vehicles used for work, with vehicle damage and employee personal or rented cars requiring separate quote checks.
- [Foxquilt vs Nationwide Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/builders-risk)
- [Foxquilt vs Nationwide Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/commercial-property)
- [Foxquilt vs Nationwide Crime Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/crime)
- [Foxquilt vs Nationwide Cyber Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/cyber)
- [Foxquilt vs Nationwide General Liability Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/general-liability)
- [Foxquilt vs Nationwide Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/inland-marine)
- [Foxquilt vs Nationwide Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/professional-errors-omissions)
- [Foxquilt vs Nationwide Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/umbrella-excess)
- [Foxquilt vs Nationwide Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-nationwide/workers-compensation)
- [AIG vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-auto)
- [AIG vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/aig-vs-nationwide/commercial-auto)
- [Alliance Risk vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/commercial-auto)
- [Alliance Risk vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-nationwide/commercial-auto)
- [Aon vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/aon-vs-foxquilt/commercial-auto)
- [Aon vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/aon-vs-nationwide/commercial-auto)

## Sources for Foxquilt vs Nationwide Commercial Auto Insurance

### Sources About Foxquilt

1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
3. [Commercial Auto Insurance](https://www.foxquilt.com/businesscoverage/commercial-auto.html). Foxquilt; Product description, audience/use cases, claims scenarios and price factors. Reopened 2026-09-29, lines 42, 99–132.. Accessed 2026-09-29.

### Sources About Nationwide

4. [Small Business Insurance](https://www.nationwide.com/business/insurance/small-commercial/). Nationwide; Small business products and solutions, lines 185–214: BOP, workers’ compensation, commercial auto, umbrella, EPLI, cyber and surety; purchase guidance lines 235–247.. Accessed 2026-09-29.
5. [Small Business Insurance Solutions for Agents](https://www.nationwide.com/agents/business/). Nationwide; Specialized small commercial solutions: BOP, auto, workers’ compensation, cyber, EPLI, umbrella, inland marine and professional liability; page states appetite varies by state, lines 129–163, 191–193.. Accessed 2026-09-29.
6. [Terms and Conditions for Nationwide.com](https://www.nationwide.com/personal/about-us/terms-conditions). Nationwide; P&C products not offered by all companies/states; policy/declarations control; NMI and affiliates may underwrite; each underwriter responsible for own products, lines 358–368 and 391–394.. Accessed 2026-09-29.
7. [Commercial Auto Insurance – Request a Quote – Nationwide](https://www.nationwide.com/business/insurance/auto/). Nationwide; Commercial auto coverage overview; vehicles used in business operations.. Accessed 2026-09-30.

### Sources for the Commercial Auto Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Automobile: Coverage, Classification and Limits. Accessed 2026-09-16.
9. [Auto Insurance](https://content.naic.org/insurance-topics/auto-insurance). NAIC; Coverages. Accessed 2026-09-16.
10. [Business Vehicle Insurance](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance). Insurance Information Institute; Will My Personal Auto Policy Cover Business Use?; What Vehicles Are Covered?; What Coverage Do I Need if Employees Drive Their Personal Vehicles for Business?; Does a Business Umbrella Cover Autos?; Do I Need a Business Auto Policy?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
11. [Business Auto Coverage Form](https://nationalgeneral.com/forms_catalog/CA0001_10012013.pdf). Insurance Services Office, Inc.; hosted by National General; I.A, printed/PDF page 1; II.A.1, printed/PDF page 2; III.C–D, printed/PDF page 6; II.B.6, printed/PDF page 3; III.B.3, printed/PDF page 6. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## Nationwide Review Scores for 2026

Review Score: 7.8 / 10 from 4 rated sources, equally weighted.

Experts like Nationwide more than customers do. NerdWallet gives it 4.5 out of 5 for business insurance, while small-business customers on ConsumerAffairs give it 2.5 out of 5 from 19 reviews.

- NerdWallet: NerdWallet rating 4.5 (out of 5). NerdWallet's editorial small-business review of Nationwide, updated 2026-06-03. It is an expert score, not a customer average. The page header shows 4.5 and a partner card on the same page shows 4.0; the 4.5 is the review's own headline rating. Period: review updated 2026-06-03. Checked 2026-09-29. [Nationwide Business Insurance Review 2026](https://www.nerdwallet.com/business/insurance/learn/nationwide-business-insurance)
- J.D. Power: 2025 Small Commercial satisfaction index 707 (out of 1,000); 2848 reviews. 2025 U.S. Small Commercial Insurance Study: 2,848 U.S. businesses with 50 or fewer employees, fielded Mar-May 2025. Nationwide scored 707 against a study average of 698. A 2026 study was published 2026-08-20 (average 713); Nationwide's 2026 score was not found. Period: 2025 study. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/sites/default/files/file/2025-08/2025092%20U.S.%20Small%20Commercial%20Insurance%20Study.pdf); [U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/u-s-small-commercial-insurance-study/); [Rates, Digital Support Boost Small Business Insurance Customer Satisfaction: JD Power](https://www.carriermanagement.com/news/2026/08/20/291242.htm)
- Trustpilot: TrustScore 1.3 (out of 5); 261 reviews. Nationwide's main Trustpilot page. It mixes personal and commercial customers; it cannot be separated. The page text says 1.3 out of 5 while an embedded badge image text said 1.5; we use the visible text score. Period: 69 reviews in the prior 12 months (checked 2026-09-29). Checked 2026-09-29. [Nationwide Reviews](https://www.trustpilot.com/review/nationwide.com)
- ConsumerAffairs: ConsumerAffairs auto average 1.5 (out of 5); 1091 reviews. ConsumerAffairs Nationwide personal auto page (1,091 reviews displayed). Personal auto, not commercial. Period: checked 2026-09-29. Checked 2026-09-29. [Nationwide Auto Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide_auto.html)
- ConsumerAffairs: ConsumerAffairs rating 2.5 (out of 5); 19 reviews. ConsumerAffairs Nationwide Small Business Insurance page; unclaimed profile; small-business customers. Screenshot captured 2026-09-29. Period: page updated Aug. 14, 2026; captured 2026-09-29. Checked 2026-09-29. [Nationwide Small Business Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide-small-business-insurance.html)
- BBB: BBB business grade A+. BBB Nationwide profile at the Columbus, Ohio headquarters (BBB Accredited). Covers all Nationwide products, not just commercial. Checked 2026-09-29. [Nationwide BBB Complaints Profile](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/complaints)
- BBB: Complaints 111. Same BBB headquarters profile; all Nationwide products, no premium denominator. BBB warns complaint details may be incomplete. The page also shows 269 customer reviews but no star average. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Nationwide BBB customer reviews](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/nationwide/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foxquilt-vs-nationwide/commercial-auto.md)
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