--- title: "Foxquilt vs Liberty Mutual: Crime Insurance" description: "Liberty Mutual includes crime inside ProShield, a package combining management-liability coverages for private and nonprofit organizations." canonical: "https://spot.insure/compare/foxquilt-vs-liberty-mutual/crime" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "foxquilt-vs-liberty-mutual" provider-a: "foxquilt" provider-b: "liberty-mutual" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/foxquilt-vs-liberty-mutual/crime) ## Agent Guide **What this page is:** Focused comparison of Foxquilt and Liberty Mutual for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Crime Insurance questions about Foxquilt versus Liberty Mutual. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Foxquilt vs Liberty Mutual for Crime Insurance: how do they differ? - Which is better for Crime Insurance, Foxquilt or Liberty Mutual? - What does Foxquilt or Liberty Mutual publish about Crime Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Crime Insurance from Foxquilt or Liberty Mutual? **Key facts:** - Line: Crime Insurance. Providers: Foxquilt and Liberty Mutual. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Foxquilt vs Liberty Mutual](https://spot.insure/compare/foxquilt-vs-liberty-mutual) — parent: all coverage lines for this pair - [Crime Insurance guide](https://spot.insure/coverage/crime) — coverage explainer for this line - [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence) - [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence) - [Foxquilt vs Liberty Mutual Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/builders-risk) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/commercial-auto) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/commercial-property) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Cyber Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/cyber) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual General Liability Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/general-liability) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/inland-marine) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Liberty Mutual Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Foxquilt Crime Insurance](https://spot.insure/compare/aig-vs-foxquilt/crime) — sibling comparison (other line, or other pair for this line) - [AIG vs Liberty Mutual Crime Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/crime) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Foxquilt Crime Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/crime) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Liberty Mutual Crime Insurance](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/crime) — sibling comparison (other line, or other pair for this line) - [Aon vs Foxquilt Crime Insurance](https://spot.insure/compare/aon-vs-foxquilt/crime) — sibling comparison (other line, or other pair for this line) - [Aon vs Liberty Mutual Crime Insurance](https://spot.insure/compare/aon-vs-liberty-mutual/crime) — sibling comparison (other line, or other pair for this line) # Foxquilt vs Liberty Mutual: How Do They Compare for Crime Insurance? Liberty Mutual includes crime inside ProShield, a package combining management-liability coverages for private and nonprofit organizations. ## How to Use the Foxquilt vs Liberty Mutual Crime Insurance Comparison Use this comparison to evaluate Foxquilt and Liberty Mutual for Crime Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Foxquilt vs Liberty Mutual Crime Insurance Summary Liberty Mutual includes crime inside ProShield, a package combining management-liability coverages for private and nonprofit organizations. Foxquilt offers crime standalone or as a BOP add-on and describes theft, fraud and forgery losses. The packaging choice matters if you want crime coordinated with management liability rather than with property and general liability. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") ## What Is Foxquilt? Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions") [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) ## What Is Liberty Mutual Business Insurance? Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [4](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [5](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions") [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) ## What Is Crime Insurance? Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. [7](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [8](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions "Crime Non-Financial Applications and Forms") [9](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f "Crime Terms and Conditions") [10](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html "Social Engineering Fraud Insurance") [11](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3 "Commercial Crime Coverage Application") ## What Are the Key Differences Between Foxquilt and Liberty Mutual Crime Insurance? Liberty Mutual describes ProShield as a management-liability package for private and nonprofit organizations and lists crime among its sections, including employee dishonesty, embezzlement, safe burglary and computer fraud. Foxquilt markets crime standalone or as a BOP add-on and describes money-and-securities losses. Buyers can compare which other lines accompany the crime coverage in each proposal. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") ### Management-liability package or BOP attachment Liberty Mutual places crime within ProShield’s management-liability package for private and nonprofit organizations; Foxquilt offers standalone crime or a BOP add-on. These structures connect crime with different named coverage groups, so ask whether the proposed crime limits and retentions are shared with other sections. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") ### Listed loss examples Liberty Mutual names employee dishonesty, embezzlement, safe burglary and computer fraud; Foxquilt describes money-and-securities losses involving employee dishonesty, fraud and forgery. A buyer focused on computer fraud or safe burglary should request both definitions and relevant exclusions in the proposed wording. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") ## What Should You Confirm in Foxquilt and Liberty Mutual Crime Insurance Quotes? - Ask Liberty Mutual which ProShield sections are included and whether the crime limit is shared; ask Foxquilt whether the proposal is standalone or packaged with a BOP. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") - Ask both providers for computer-fraud and employee definitions, retentions, aggregate limits and claims-reporting instructions. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") ## Foxquilt vs Liberty Mutual Crime Insurance Compared | Criteria | Foxquilt Crime Insurance | Liberty Mutual ProShield Crime coverage | | --- | --- | --- | | Role in This Line | Foxquilt markets Crime Insurance, either as a BOP add-on or as a standalone policy according to its product page. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Liberty Mutual includes crime coverage in its ProShield management-liability package for private and not-for-profit organizations. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Who It’s For | The page highlights small businesses that handle cash or have employees handling business funds; it does not specify underwriting eligibility. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | The source scopes ProShield to private and not-for-profit organizations; a specific organization’s eligibility is not established. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Coverage Features | The page describes money and securities losses from inside or outside theft, including employee dishonesty, fraud and forgery. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | The ProShield page lists employee dishonesty, embezzlement, safe burglary, computer fraud and other crime exposures, plus selected coverage enhancements; these are marketing summaries, not policy terms. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | | Risk Services | Confirm in your quote. | Liberty Mutual describes ProShield as one package policy that combines multiple management-liability coverages and is designed to reduce the need for separate endorsements. [6](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Confirm in your quote. | ## Related Pages for Foxquilt vs Liberty Mutual Crime Insurance - [Foxquilt vs Liberty Mutual](https://spot.insure/compare/foxquilt-vs-liberty-mutual): all coverage lines, business roles, service and claims. - [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms. - [Foxquilt vs Liberty Mutual Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/builders-risk) - [Foxquilt vs Liberty Mutual Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/commercial-auto) - [Foxquilt vs Liberty Mutual Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/commercial-property) - [Foxquilt vs Liberty Mutual Cyber Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/cyber) - [Foxquilt vs Liberty Mutual General Liability Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/general-liability) - [Foxquilt vs Liberty Mutual Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/inland-marine) - [Foxquilt vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/professional-errors-omissions) - [Foxquilt vs Liberty Mutual Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/technology-errors-omissions) - [Foxquilt vs Liberty Mutual Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/umbrella-excess) - [Foxquilt vs Liberty Mutual Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-liberty-mutual/workers-compensation) - [AIG vs Foxquilt Crime Insurance](https://spot.insure/compare/aig-vs-foxquilt/crime) - [AIG vs Liberty Mutual Crime Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/crime) - [Alliance Risk vs Foxquilt Crime Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/crime) - [Alliance Risk vs Liberty Mutual Crime Insurance](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/crime) - [Aon vs Foxquilt Crime Insurance](https://spot.insure/compare/aon-vs-foxquilt/crime) - [Aon vs Liberty Mutual Crime Insurance](https://spot.insure/compare/aon-vs-liberty-mutual/crime) ## Sources for Foxquilt vs Liberty Mutual Crime Insurance ### Sources About Foxquilt 1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29. 2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29. 3. [Smarter Crime Insurance](https://www.foxquilt.com/businesscoverage/crime.html). Foxquilt; Current product page calls the product Crime Insurance; lines 90–104 describe money/securities, inside/outside theft and examples; lines 113–121 say crime may be included as a BOP add-on or bought as an isolated policy. Directly inspected 2026-09-29. Marketing does not establish form/limits or fidelity/surety bond coverage.. Accessed 2026-09-29. ### Sources About Liberty Mutual 4. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29. 5. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29. 6. [ProShield](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/). Liberty Mutual Business Insurance; Opening paragraphs identify package combining directors and officers, employment practices, fiduciary, and crime coverages; D&O and crime sections describe examples of exposures and selected coverage features. Examples are not policy terms.. Accessed 2026-09-29. ### Sources for the Crime Insurance Guide 7. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Crime. Accessed 2026-09-16. 8. [Crime Non-Financial Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions). Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16. 9. [Crime Terms and Conditions](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f). The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16. 10. [Social Engineering Fraud Insurance](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html). Chubb; Opening; coverage highlights. Accessed 2026-09-16. 11. [Commercial Crime Coverage Application](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3). Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Foxquilt Review Scores for 2026 Review Score: 8.9 / 10 from 3 rated sources, equally weighted. Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10. - Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com) - BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints) - Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651) - HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews). ## Liberty Mutual Review Scores for 2026 Review Score: 7.2 / 10 from 2 rated sources, equally weighted. Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected. - NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance) - Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/foxquilt-vs-liberty-mutual/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)