---
title: "Foxquilt vs HUB International: Workers’ Compensation Insurance"
description: "Foxquilt lists core injury benefits; HUB describes broader statutory benefits, workplace exclusions, and broker guidance on worker classification."
canonical: "https://spot.insure/compare/foxquilt-vs-hub-international/workers-compensation"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "foxquilt-vs-hub-international"
provider-a: "foxquilt"
provider-b: "hub-international"
coverage-line: "workers-compensation"
---

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[Human-readable page](https://spot.insure/compare/foxquilt-vs-hub-international/workers-compensation)

## Agent Guide

**What this page is:** Focused comparison of Foxquilt and HUB International for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about Foxquilt versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Foxquilt vs HUB International for Workers’ Compensation Insurance: how do they differ?
- Which is better for Workers’ Compensation Insurance, Foxquilt or HUB International?
- What does Foxquilt or HUB International publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Workers’ Compensation Insurance from Foxquilt or HUB International?

**Key facts:**
- Line: Workers’ Compensation Insurance. Providers: Foxquilt and HUB International.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Foxquilt vs HUB International](https://spot.insure/compare/foxquilt-vs-hub-international) — parent: all coverage lines for this pair
- [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — coverage explainer for this line
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [Foxquilt vs HUB International Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Crime Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line)

# Foxquilt vs HUB International: How Do They Compare for Workers’ Compensation Insurance?

Foxquilt lists core injury benefits; HUB describes broader statutory benefits, workplace exclusions, and broker guidance on worker classification.

## How to Use the Foxquilt vs HUB International Workers’ Compensation Insurance Comparison

Use this comparison to evaluate Foxquilt and HUB International for Workers’ Compensation Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Foxquilt vs HUB International Workers’ Compensation Insurance Summary

Foxquilt names medical care, lost wages, and employer liability. HUB describes medical, disability, rehabilitation, partial wage, and survivor benefits, lists several workplace exclusions, and helps clients address worker misclassification. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers")

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [4](https://www.hubinternational.com/about-us/ "About Us") [5](https://www.hubinternational.com/contact-us/ "Contact Us") [6](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Workers’ Compensation Insurance?

Workers’ compensation can pay medical care and part of an employee’s lost wages after a work-related injury or illness. If you have staff, check who is covered in each state; owners, contractors and some workers may be treated differently. [8](https://content.naic.org/insurance-topics/workers%27-compensation-insurance "Workers’ Compensation Insurance") [9](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [10](https://www.dir.ca.gov/dwc/Employer.htm "DWC employer information") [11](https://www.tdi.texas.gov/wc/employer/index.html "Employer resources")

## What Are the Key Differences Between Foxquilt and HUB International Workers’ Compensation Insurance?

### Benefits and exclusions

Foxquilt’s overview highlights medical care, lost wages, and an employer-liability feature. HUB describes a wider set of possible benefits, including disability payments, rehabilitation and recovery, partial missed wages, and funeral or survivor benefits; it also lists circumstances that can exclude a claim, such as a self-inflicted injury or an injury outside work. These are broker descriptions, so state law and the issued form still govern. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers")

### Compliance support

HUB says it helps clients address worker misclassification and distinguish employees from contractors. Foxquilt notes that requirements and employee situations vary by state but does not describe comparable classification guidance. Businesses using contractors or labor across multiple states should ask each provider how it will review those facts before binding. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance")

## What Should You Confirm in Foxquilt and HUB International Workers’ Compensation Insurance Quotes?

- Ask HUB which state forms and exclusions apply, whether it can advise on your contractor classifications, and which carrier will issue the policy. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers")
- Ask Foxquilt to confirm eligible states, covered employee categories, and the employer-liability limit in writing. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance")

## Foxquilt vs HUB International Workers’ Compensation Insurance Compared

| Criteria | Foxquilt Workers’ Compensation | HUB International Workers' Compensation Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | Foxquilt markets Workers’ Compensation for businesses with employees. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB brokers workers' compensation insurance and helps clients navigate state regulations and coverage options rather than underwriting the coverage itself. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") (Evidence: Company-reported; scope: Workers' compensation product page as read 2026-09-23; the page does not name an issuing insurer..) |
| Issuing Insurer | Confirm in your quote. | The workers' compensation page does not name an issuing insurer or state fund; HUB places this coverage with insurers or funds that vary by client and state. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") (Evidence: Not found in reviewed sources; scope: Checked the workers' compensation product page on 2026-09-23; no carrier is disclosed there..) |
| Who It’s For | The page notes that requirements and employee situations vary by state; it does not identify a complete state-by-state product footprint. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB says workers' compensation insurance is required of all businesses in 49 states and the District of Columbia, noting Texas does not mandate coverage. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") (Evidence: Company-reported; scope: Product-page state-requirement statement as read 2026-09-23; specific state rules and exceptions were not independently verified here..) |
| Coverage Features | The page describes employee workplace-injury benefits including medical care and lost wages, with an employer-liability feature listed. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB says workers' compensation covers medical bills, disability payments, rehabilitation and recovery costs, partial missed wages, and funeral or survivor benefits for injuries and illnesses sustained in the course of employment, plus an employer's legal defense fees and settlements for related workplace-injury lawsuits. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and state law control an actual claim..)<br><br>HUB lists exclusions that can apply to workers' compensation claims, including injuries that originated outside the workplace, were self-inflicted, resulted from a fight the employee started, relate to a felony, were claimed after termination or layoff, or occurred while the employee was under the influence of drugs or alcohol. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") (Evidence: Company-reported; scope: Product-page exclusions list; actual claim outcomes depend on the specific policy and state law..) |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | Confirm in your quote. |
| Risk Services | Confirm in your quote. | HUB describes helping clients address worker misclassification liability and distinguishing employees from contractors as part of its workers' compensation brokerage, alongside broader risk-reduction guidance. [7](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/ "Workers' Compensation Insurance Brokers") (Evidence: Company-reported; scope: Product-page misclassification-liability section; a company-reported advisory service..) |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Confirm in your quote. |

## Related Pages for Foxquilt vs HUB International Workers’ Compensation

- [Foxquilt vs HUB International](https://spot.insure/compare/foxquilt-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered.
- [Foxquilt vs HUB International Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/builders-risk)
- [Foxquilt vs HUB International Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-auto)
- [Foxquilt vs HUB International Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-property)
- [Foxquilt vs HUB International Crime Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/crime)
- [Foxquilt vs HUB International Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/cyber)
- [Foxquilt vs HUB International General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/general-liability)
- [Foxquilt vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/hired-non-owned-auto)
- [Foxquilt vs HUB International Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/inland-marine)
- [Foxquilt vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/professional-errors-omissions)
- [Foxquilt vs HUB International Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/technology-errors-omissions)
- [Foxquilt vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/umbrella-excess)
- [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation)
- [AIG vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-hub-international/workers-compensation)
- [Alliance Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/workers-compensation)
- [Alliance Risk vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/workers-compensation)
- [Amelia Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/workers-compensation)
- [Amelia Risk vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/workers-compensation)

## Sources for Foxquilt vs HUB International

### Sources About Foxquilt

1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
3. [Workers’ Compensation Insurance](https://www.foxquilt.com/businesscoverage/workers-compensation.html). Foxquilt; State-requirements FAQ; payroll/employee/location price factors; benefits list; self-employed and subcontractor FAQs. Reopened 2026-09-29, lines 148–162.. Accessed 2026-09-29.

### Sources About HUB International

4. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
5. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
6. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
7. [Workers' Compensation Insurance Brokers](https://www.hubinternational.com/products/business-insurance/workers-compensation-insurance/). HUB International; What is workers' compensation insurance?; Is Workers' Comp Required?; What's Covered; Misclassification Liability section; coverage exclusions list; state-requirement statement. Accessed 2026-09-23.

### Sources for the Workers’ Compensation Insurance Guide

8. [Workers’ Compensation Insurance](https://content.naic.org/insurance-topics/workers%27-compensation-insurance). National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16.
9. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16.
10. [DWC employer information](https://www.dir.ca.gov/dwc/Employer.htm). California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16.
11. [Employer resources](https://www.tdi.texas.gov/wc/employer/index.html). Texas Department of Insurance, Division of Workers’ Compensation; In Texas, private employers can choose to carry workers’ compensation insurance coverage, but it is not required in most cases; lost wages and medical benefits; except when gross negligence results in a fatality, coverage limits liability. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## HUB International Review Scores for 2026

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foxquilt-vs-hub-international/workers-compensation.md)
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- [MCP server manifest](https://spot.insure/server.json)
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