--- title: "Foxquilt vs HUB International: Umbrella and Excess Liability Insurance" description: "Foxquilt offers a quote path for umbrella limits over existing policies; HUB places umbrella and excess across named industries and connects the work to casualty risk and claims services." canonical: "https://spot.insure/compare/foxquilt-vs-hub-international/umbrella-excess" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "foxquilt-vs-hub-international" provider-a: "foxquilt" provider-b: "hub-international" coverage-line: "umbrella-excess" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/foxquilt-vs-hub-international/umbrella-excess) ## Agent Guide **What this page is:** Focused comparison of Foxquilt and HUB International for Umbrella and Excess Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Umbrella and Excess Liability Insurance questions about Foxquilt versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Foxquilt vs HUB International for Umbrella and Excess Liability Insurance: how do they differ? - Which is better for Umbrella and Excess Liability Insurance, Foxquilt or HUB International? - What does Foxquilt or HUB International publish about Umbrella and Excess Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Umbrella and Excess Liability Insurance from Foxquilt or HUB International? **Key facts:** - Line: Umbrella and Excess Liability Insurance. Providers: Foxquilt and HUB International. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Foxquilt vs HUB International](https://spot.insure/compare/foxquilt-vs-hub-international) — parent: all coverage lines for this pair - [Umbrella and Excess Liability Insurance guide](https://spot.insure/coverage/umbrella-excess) — coverage explainer for this line - [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence) - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence) - [Foxquilt vs HUB International Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-auto) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Crime Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-foxquilt/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [AIG vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line) # Foxquilt vs HUB International: How Do They Compare for Umbrella and Excess Liability Insurance? Foxquilt offers a quote path for umbrella limits over existing policies; HUB places umbrella and excess across named industries and connects the work to casualty risk and claims services. ## How to Use the Foxquilt vs HUB International Umbrella and Excess Liability Insurance Comparison Use this comparison to evaluate Foxquilt and HUB International for Umbrella and Excess Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Foxquilt vs HUB International Umbrella and Excess Liability Insurance Summary Foxquilt describes umbrella across multiple existing policies with a quote path. HUB brokers umbrella and excess above general liability, auto, or employers liability and describes industry-specific casualty, claims, litigation, and analytics support. [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") ## What Is Foxquilt? Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions") [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) ## What Is HUB International? HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [4](https://www.hubinternational.com/about-us/ "About Us") [5](https://www.hubinternational.com/contact-us/ "Contact Us") [6](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## What Is Umbrella and Excess Liability Insurance? Umbrella or excess insurance adds liability limits above the policies named in the quote after a covered claim exhausts their limits. It may fit if a contract sets higher limits; check which primary policies are listed and any gaps between them. [8](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/liability-insurance "Liability Insurance") [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/casualty/lines-of-ins.cfm "Lines of Insurance") [11](https://www.coverdash.com/coverage "Coverage Hub") [12](https://kinro.com/products "Products") ## What Are the Key Differences Between Foxquilt and HUB International Umbrella and Excess Liability Insurance? ### Industry scope and underlying policies HUB's casualty practice names transportation, construction, healthcare, hospitality, manufacturing and distribution, and real estate, and places umbrella or excess over general liability, auto, and employers liability. Foxquilt's page describes umbrella across policies and offers a quote path, but does not name its underlying lines or industry focus. Businesses in HUB's listed sectors can ask Foxquilt whether its proposed schedule includes the same policies. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") ### Risk and claims services HUB describes risk services, claims, litigation, and analytics expertise in its casualty practice; Foxquilt's reviewed umbrella overview focuses on product description and a quote path, without detailing comparable post-placement services. A buyer weighing service support should ask HUB which capabilities apply to this layer and ask Foxquilt what its placement includes. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") ## What Should You Confirm in Foxquilt and HUB International Umbrella and Excess Liability Insurance Quotes? - Ask HUB which carrier and attachment terms apply to your industry and whether its claims and analytics teams support this specific layer. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") - Ask Foxquilt to name the underlying lines and post-bind services included in its umbrella placement. [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") ## Foxquilt vs HUB International Umbrella and Excess Liability Compared | Criteria | Foxquilt Umbrella Insurance | HUB International Umbrella and Excess Liability Insurance Brokerage | | --- | --- | --- | | Role in This Line | Foxquilt markets Umbrella Insurance; its page distinguishes umbrella from excess and does not establish a separate excess product. [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB brokers umbrella and excess liability insurance through its casualty practice rather than underwriting the coverage itself. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") (Evidence: Company-reported; scope: Casualty insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | | Issuing Insurer | Confirm in your quote. | The casualty insurance page does not name an issuing insurer for umbrella or excess coverage; HUB places this coverage with insurers that vary by client and program. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") (Evidence: Not found in reviewed sources; scope: Checked the casualty insurance page on 2026-09-23; no carrier is disclosed there..) | | Who It’s For | The page recommends considering umbrella when a business needs more CGL limits than its main policy provides; the underlying-policy requirements are not published. [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB says its casualty expertise, which includes umbrella and excess liability, spans transportation, construction, healthcare, hospitality, manufacturing/distribution and real estate industries. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") (Evidence: Company-reported; scope: Product-page industry list for the broader casualty practice; not umbrella-specific eligibility criteria..) | | Coverage Features | The page describes umbrella as extending protection across multiple existing policies and contrasts excess coverage that extends one portion of insurance. [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB describes umbrella and excess liability coverage as protection against potentially catastrophic liability claim settlements and judgments that exceed the limits of a client's underlying general liability, auto or employers'-liability policies. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and its exclusions control an actual claim..) | | Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | Published umbrella or excess limit amounts, attachment points or premium information were not found on the casualty insurance page. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") (Evidence: Not publicly disclosed; scope: Checked the casualty insurance page on 2026-09-23; limits are set on the quote and declarations..) | | Risk Services | Confirm in your quote. | HUB describes a "Global Reach, Local Touch" approach built on extensive carrier relationships and says it applies risk-services, claims, litigation and analytics expertise across its casualty programs, which include umbrella and excess placements. [7](https://www.hubinternational.com/products/business-insurance/casualty-insurance/ "Comprehensive Casualty Insurance Solutions") (Evidence: Company-reported; scope: Product-page service description; a company-reported capability describing the broader casualty practice, not umbrella-specific service detail..) | | How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Confirm in your quote. | ## Related Pages for Foxquilt vs HUB International - [Foxquilt vs HUB International](https://spot.insure/compare/foxquilt-vs-hub-international): all coverage lines, business roles, service and claims. - [What Is Umbrella and Excess Liability Insurance?](https://spot.insure/coverage/umbrella-excess): Umbrella or excess insurance can add liability limits above selected underlying policies when a covered claim exceeds them; compare the schedule and any gaps. - [Foxquilt vs HUB International Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/builders-risk) - [Foxquilt vs HUB International Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-auto) - [Foxquilt vs HUB International Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-property) - [Foxquilt vs HUB International Crime Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/crime) - [Foxquilt vs HUB International Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/cyber) - [Foxquilt vs HUB International General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/general-liability) - [Foxquilt vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/hired-non-owned-auto) - [Foxquilt vs HUB International Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/inland-marine) - [Foxquilt vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/professional-errors-omissions) - [Foxquilt vs HUB International Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/technology-errors-omissions) - [Foxquilt vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/workers-compensation) - [AIG vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-foxquilt/umbrella-excess) - [AIG vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/umbrella-excess) - [Alliance Risk vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/umbrella-excess) - [Alliance Risk vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/umbrella-excess) - [Amelia Risk vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/umbrella-excess) - [Amelia Risk vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/umbrella-excess) ## Sources for Foxquilt vs HUB International ### Sources About Foxquilt 1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29. 2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29. 3. [Smarter Umbrella Insurance For Your Business](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html). Foxquilt; Current product page calls the product Umbrella Insurance; lines 98–104 describe umbrella vs excess and eligibility; lines 106–121 give illustrative scenarios; lines 127–132 discuss multi-insurer tower as hypothetical purchasing example. Directly inspected 2026-09-29. It supports an umbrella marketing membership, not a separate excess product, actual tower, underlying requirements, policy form or limits.. Accessed 2026-09-29. ### Sources About HUB International 4. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 5. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 6. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 7. [Comprehensive Casualty Insurance Solutions](https://www.hubinternational.com/products/business-insurance/casualty-insurance/). HUB International; Umbrella & Excess Liability section: protection for potentially catastrophic liability claim settlements and judgments; General & Product Liability section; Global Reach, Local Touch carrier-relationship description; industries served list; Connect With a HUB casualty insurance broker. Accessed 2026-09-23. ### Sources for the Umbrella and Excess Liability Insurance Guide 8. [Liability Insurance](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/liability-insurance). Insurance Information Institute; Heading Umbrella Liability Insurance; sentence Umbrella Liability—also known as Excess Liability Insurance; underlying policies listed with limits; typically GL, auto and employers’ liability; starts when a covered loss exhausts the primary per occurrence limit; Most umbrella policies exclude EPL, professional liability, product recall, workers compensation, asbestos, pollution, war and terrorism. Accessed 2026-09-16. 9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Umbrella; excess over a basic liability policy; auto/CGL/WC or any liability policy can be covered; may respond if basic policy not in force or for gaps; SIR when no underlying. Accessed 2026-09-16. 10. [Lines of Insurance](https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/casualty/lines-of-ins.cfm). California Department of Insurance; Umbrella or Excess Liability Policy: excess limits over existing liability; may provide additional coverages not provided by underlying policies. Accessed 2026-09-16. 11. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Excess & Specialty: Umbrella; Excess Liability. Accessed 2026-09-16. 12. [Products](https://kinro.com/products). Kinro; 09 Umbrella/Excess: additional limits above scheduled underlying policies; when to review; reviewed with. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Foxquilt Review Scores for 2026 Review Score: 8.9 / 10 from 3 rated sources, equally weighted. Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10. - Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com) - BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints) - Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651) - HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews). ## HUB International Review Scores for 2026 Review Score: 5.6 / 10 from 2 rated sources, equally weighted. Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-. - BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202) - BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews) - BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/foxquilt-vs-hub-international/umbrella-excess.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)