---
title: "Foxquilt vs HUB International: Professional Liability (E&O) Insurance"
description: "HUB describes claims-made E&O structures, including prior-acts and tail options; Foxquilt names technology and creative classes in its professional-liability description."
canonical: "https://spot.insure/compare/foxquilt-vs-hub-international/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "foxquilt-vs-hub-international"
provider-a: "foxquilt"
provider-b: "hub-international"
coverage-line: "professional-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/foxquilt-vs-hub-international/professional-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Foxquilt and HUB International for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Foxquilt versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Foxquilt vs HUB International for Professional Liability (E&O) Insurance: how do they differ?
- Which is better for Professional Liability (E&O) Insurance, Foxquilt or HUB International?
- What does Foxquilt or HUB International publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Professional Liability (E&O) Insurance from Foxquilt or HUB International?

**Key facts:**
- Line: Professional Liability (E&O) Insurance. Providers: Foxquilt and HUB International.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Foxquilt vs HUB International](https://spot.insure/compare/foxquilt-vs-hub-international) — parent: all coverage lines for this pair
- [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — coverage explainer for this line
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [Foxquilt vs HUB International Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Crime Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Foxquilt vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-foxquilt/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-foxquilt/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)

# Foxquilt vs HUB International: How Do They Compare for Professional Liability (E&O) Insurance?

HUB describes claims-made E&O structures, including prior-acts and tail options; Foxquilt names technology and creative classes in its professional-liability description.

## How to Use the Foxquilt vs HUB International Professional Liability (E&O) Insurance Comparison

Use this comparison to evaluate Foxquilt and HUB International for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Foxquilt vs HUB International Professional Liability (E&O) Insurance Summary

HUB’s E&O page describes claims-made structures, per-claim and aggregate limits, prior acts and tail coverage. Foxquilt names technology and creative classes and labels its described E&O claims-made; actual forms and availability depend on the proposal. [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers")

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [4](https://www.hubinternational.com/about-us/ "About Us") [5](https://www.hubinternational.com/contact-us/ "Contact Us") [6](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Professional Errors and Omissions (E&O) Insurance?

Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. [9](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [10](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [11](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [12](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance")

## What Are the Key Differences Between Foxquilt and HUB International Professional Liability (E&O) Insurance?

### Tailoring the policy

HUB International arranges E&O policies that can include defense costs, judgments, settlements and fines across allegations such as misleading advice and professional-service breaches. Foxquilt describes claims-made coverage for financial loss from professional services or advice, without published limits or detailed covered allegations. Ask both to map your client-facing work and contract promises to the proposed wording. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)")

### Who fits the documented scope

HUB International says its broker customizes placement around business size, industry, location, risk and desired limits; policies are typically claims-made and may include prior acts or an extended reporting period (tail coverage after a policy ends). Foxquilt also labels its described E&O claims-made. Compare retroactive dates and any tail options on the proposed policy forms before changing insurers. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)")

HUB International names accounting, law, medical, finance, real estate, architecture, engineering, consulting and contracting buyers, with technology also covered by its industry practice. Foxquilt names technology and creative classes. A technology consultant can use the overlap to compare proposed terms, while a buyer in a different profession should ask Foxquilt to confirm appetite. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)")

## What Should You Confirm in Foxquilt and HUB International Professional Liability (E&O) Insurance Quotes?

- Ask Foxquilt for retroactive-date, tail and per-claim/aggregate limit options; ask HUB International for the proposed exclusions and how its selected form treats fines and any claim tied to your contracts. [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage")

## Foxquilt vs HUB International Professional Liability (E&O) Compared

| Criteria | Foxquilt Professional Liability / E&O | HUB International Professional Liability (E&O) Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | Foxquilt markets a Professional Liability / Errors & Omissions product. [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB brokers professional liability, which it also calls errors and omissions (E&O) insurance, rather than underwriting the coverage itself. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: Professional liability and E&O product pages as read 2026-09-23; neither names an issuing insurer..) |
| Issuing Insurer | Confirm in your quote. | Neither the professional liability nor the E&O product page names an issuing insurer; HUB places this coverage with insurers that vary by client and placement. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Not found in reviewed sources; scope: Checked both pages on 2026-09-23; no carrier is disclosed on either..) |
| Who It’s For | The page names technology and creative classes among its target groups; it does not provide a complete eligibility list. [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB names accounting, law, medical, financial-advisory, real estate, architecture and engineering, consulting, and contracting businesses as typical E&O buyers, and separately lists technology among nine industries its E&O practice serves. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: Combined professional-liability and E&O industry lists; not a published underwriting appetite by state..) |
| Coverage Features | The page describes claims alleging financial loss caused by professional services or advice and labels the product claims-made. [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB says professional liability/E&O policies it arranges can cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful business practices, misleading advice and conflict of interest, plus libel, slander or lost-profit claims; intentional acts and employment claims are typically excluded. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and its exclusions control an actual claim..)<br><br>HUB says E&O policies are typically claims-made with per-claim and aggregate limits, can be structured with prior-acts coverage back to a retroactive date, and can offer tail coverage for an extended reporting period; coverage can extend to independent contractors and temporary staff performing work for the business. [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: E&O product-page structure description; specific limits and retroactive dates are set on the quote and declarations..) |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | Confirm in your quote. |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | HUB directs prospects to connect with a broker; the pages describe professional liability/E&O policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. [7](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: Product-page call to action and customization description as read 2026-09-23..) |
| Claims Support | Confirm in your quote. | HUB's E&O page tells policyholders to notify their broker and carrier as soon as possible after an incident and submit documentation including a narrative of the events leading up to the claim. [8](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: E&O product-page claims-notification guidance; a general process description, not an outcome measurement..) |

## Related Pages for Foxquilt vs HUB International

- [Foxquilt vs HUB International](https://spot.insure/compare/foxquilt-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms.
- [Foxquilt vs HUB International Builders Risk Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/builders-risk)
- [Foxquilt vs HUB International Commercial Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-auto)
- [Foxquilt vs HUB International Commercial Property Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/commercial-property)
- [Foxquilt vs HUB International Crime Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/crime)
- [Foxquilt vs HUB International Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/cyber)
- [Foxquilt vs HUB International General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/general-liability)
- [Foxquilt vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/hired-non-owned-auto)
- [Foxquilt vs HUB International Inland Marine Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/inland-marine)
- [Foxquilt vs HUB International Tech E&O Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/technology-errors-omissions)
- [Foxquilt vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/umbrella-excess)
- [Foxquilt vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/foxquilt-vs-hub-international/workers-compensation)
- [AIG vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-foxquilt/professional-errors-omissions)
- [AIG vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-hub-international/professional-errors-omissions)
- [Alliance Risk vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/professional-errors-omissions)
- [Alliance Risk vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/professional-errors-omissions)
- [Aon vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-foxquilt/professional-errors-omissions)
- [Aon vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-hub-international/professional-errors-omissions)

## Sources for Foxquilt vs HUB International

### Sources About Foxquilt

1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
3. [Professional Liability (E&O)](https://www.foxquilt.com/businesscoverage/professional-liability.html). Foxquilt; E&O summary and claims-made label; coverage examples; “Tech & Creative” classes; digital quote/buy; North American availability; lines 22–29, 52–65, 99–120, 138–253.. Accessed 2026-09-29.

### Sources About HUB International

4. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
5. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
6. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
7. [Professional Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/). HUB International; What is professional liability?; Who Needs Professional Liability Insurance Coverage?; How Can You Limit Your Exposure to Professional Liability?; exclusions; Connect With a Broker. Accessed 2026-09-23.
8. [Errors and Omissions (E&O) Insurance Coverage](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/). HUB International; Industries served list including accounting, architecture, creative, dental, engineering, financial, medical, media and technology; prior-acts coverage; claims-made structure with per-claim and aggregate limits and tail coverage; claims-notification steps. Accessed 2026-09-23.

### Sources for the Professional Liability (E&O) Insurance Guide

9. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
10. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
11. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
12. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## HUB International Review Scores for 2026

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foxquilt-vs-hub-international/professional-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)