--- title: "Foxquilt vs Hiscox: Workers’ Compensation Insurance" description: "Hiscox access requires a Hiscox general-liability policy and routes eligible buyers to Hartford; Foxquilt does not state a comparable prerequisite or name an insurer." canonical: "https://spot.insure/compare/foxquilt-vs-hiscox/workers-compensation" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "foxquilt-vs-hiscox" provider-a: "foxquilt" provider-b: "hiscox" coverage-line: "workers-compensation" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/foxquilt-vs-hiscox/workers-compensation) ## Agent Guide **What this page is:** Focused comparison of Foxquilt and Hiscox for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about Foxquilt versus Hiscox. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Foxquilt vs Hiscox for Workers’ Compensation Insurance: how do they differ? - Which is better for Workers’ Compensation Insurance, Foxquilt or Hiscox? - What does Foxquilt or Hiscox publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Workers’ Compensation Insurance from Foxquilt or Hiscox? **Key facts:** - Line: Workers’ Compensation Insurance. Providers: Foxquilt and Hiscox. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Foxquilt vs Hiscox](https://spot.insure/compare/foxquilt-vs-hiscox) — parent: all coverage lines for this pair - [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — coverage explainer for this line - [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence) - [Hiscox profile](https://spot.insure/insurance-providers/hiscox) — provider profile (evidence) - [Foxquilt vs Hiscox Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hiscox/cyber) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Hiscox General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hiscox/general-liability) — sibling comparison (other line, or other pair for this line) - [Foxquilt vs Hiscox Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-hiscox/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Hiscox Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-hiscox/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Hiscox Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-hiscox/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Hiscox Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-hiscox/workers-compensation) — sibling comparison (other line, or other pair for this line) # Foxquilt vs Hiscox: How Do They Compare for Workers’ Compensation Insurance? Hiscox access requires a Hiscox general-liability policy and routes eligible buyers to Hartford; Foxquilt does not state a comparable prerequisite or name an insurer. ## How to Use the Foxquilt vs Hiscox Workers’ Compensation Insurance Comparison Use this comparison to evaluate Foxquilt and Hiscox for Workers’ Compensation Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Foxquilt vs Hiscox Workers’ Compensation Insurance Summary Hiscox says workers’ compensation access requires an existing or concurrent Hiscox general-liability policy and names Hartford Fire Insurance Company as underwriter. Foxquilt lists medical care, lost wages, and employer liability but does not identify its carrier or a complete state footprint. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") ## What Is Foxquilt? Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [1](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [2](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions") [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) ## What Is Hiscox? Hiscox suits eligible small businesses that want online GL, professional liability, cyber or BOP quotes; businesses needing other specialty products should compare brokers. Core Hiscox NOW policies are usually issued by its own insurer, while some products use partners. [4](https://www.hiscox.com/terms-of-use "Website Terms & Conditions of Use") [5](https://www.hiscox.com/small-business-insurance/get-a-quote-for-your-small-business "Get A Small Business Insurance Quote") [6](https://www.hiscox.com/about-hiscox-insurance "About Hiscox US Insurance") [Hiscox profile](https://spot.insure/insurance-providers/hiscox) ## What Is Workers’ Compensation Insurance? Workers’ compensation can pay medical care and part of an employee’s lost wages after a work-related injury or illness. If you have staff, check who is covered in each state; owners, contractors and some workers may be treated differently. [9](https://content.naic.org/insurance-topics/workers%27-compensation-insurance "Workers’ Compensation Insurance") [10](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [11](https://www.dir.ca.gov/dwc/Employer.htm "DWC employer information") [12](https://www.tdi.texas.gov/wc/employer/index.html "Employer resources") ## What Are the Key Differences Between Foxquilt and Hiscox Workers’ Compensation Insurance? ### General-liability prerequisite Hiscox makes workers’ compensation access conditional on already holding or concurrently buying a Hiscox general-liability policy, and says not every business class is eligible. Foxquilt’s overview markets the line to businesses with employees but does not state a general-liability prerequisite or class restrictions. A buyer considering only workers’ compensation should confirm whether Hiscox’s bundle condition fits before comparing prices. [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") ### Named insurer and coverage description Hiscox’s page names Hartford Fire Insurance Company as the underwriter; Foxquilt’s overview does not identify an issuing carrier. Both describe workplace injury benefits, with Foxquilt naming medical care, wages, and an employer-liability feature while Hiscox characterizes its coverage as statutory Hartford workers’ compensation without additional Hiscox-specific enhancements. [8](https://www.hiscox.com/small-business-insurance "Hiscox Small Business Insurance") [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") ## What Should You Confirm in Foxquilt and Hiscox Workers’ Compensation Insurance Quotes? - Ask Hiscox whether your class is eligible, whether general liability must be placed with Hiscox, and what state forms Hartford will issue. [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") - Ask Foxquilt for its issuing carrier, any companion-policy requirement, and the benefit and employer-liability terms. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") ## Foxquilt vs Hiscox Workers’ Compensation Insurance Compared | Criteria | Foxquilt Workers’ Compensation | Hiscox Workers Compensation Insurance | | --- | --- | --- | | Role in This Line | Foxquilt markets Workers’ Compensation for businesses with employees. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | For workers' compensation, Hiscox Inc. acts as an access point to a partner insurer rather than underwriting the coverage itself, and requires the buyer to also hold a Hiscox general-liability policy before it will provide access to workers' compensation. [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") (Evidence: Company-reported; scope: Company-stated partnership structure; this differs from Hiscox's own-catalogue general liability, professional liability, cyber and BOP products, which are underwritten by its own affiliated insurer..) | | Issuing Insurer | Confirm in your quote. | Hiscox's workers'-compensation page footer names Hartford Fire Insurance Company, at One Hartford Plaza, Hartford, CT, as the underwriter, with coverage made available through Hiscox Inc. doing business as Hiscox Insurance Agency in California. [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") (Evidence: Company-reported; scope: Company-published footer disclosure; this is a different insurer from the Hiscox Insurance Company Inc. entity that underwrites Hiscox's own-catalogue products..) | | Who It’s For | The page notes that requirements and employee situations vary by state; it does not identify a complete state-by-state product footprint. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Hiscox says workers' compensation access requires the buyer to already hold, or concurrently purchase, a Hiscox general-liability policy, and that the product is not available for all classes of business. [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") (Evidence: Company-reported; scope: Company-stated prerequisite and class limitation; specific excluded classes are not listed on the page..) | | Coverage Features | The page describes employee workplace-injury benefits including medical care and lost wages, with an employer-liability feature listed. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | The workers'-compensation page describes the product in general terms as statutory workers' compensation coverage through the Hartford partnership; it does not add Hiscox-specific coverage enhancements beyond what a standard Hartford workers'-compensation policy would include. [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") (Evidence: Company-reported; scope: Company-stated partnership product; specific policy wording and state benefit levels are set by Hartford's issued policy and applicable state law..) | | Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | The workers'-compensation page does not publish benefit limits, wage-replacement percentages or premium information; statutory benefit levels are generally set by state law rather than by Hiscox or Hartford. [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") (Evidence: Not publicly disclosed; scope: Public product page as previously reviewed..) | | How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [3](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Hiscox lists workers' compensation among the products selectable from its small-business quote flow, routing eligible buyers who also carry (or are buying) general liability toward the Hartford-underwritten product. [8](https://www.hiscox.com/small-business-insurance "Hiscox Small Business Insurance") [7](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance "Workers Compensation Insurance for Small Businesses") (Evidence: Company-reported; scope: Company-described product-selector listing; eligibility and binding conditions require confirmation on the actual application..) | ## Related Pages for Foxquilt vs Hiscox Workers’ Compensation Insurance - [Foxquilt vs Hiscox](https://spot.insure/compare/foxquilt-vs-hiscox): all coverage lines, business roles, service and claims. - [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered. - [Foxquilt vs Hiscox Cyber Insurance](https://spot.insure/compare/foxquilt-vs-hiscox/cyber) - [Foxquilt vs Hiscox General Liability Insurance](https://spot.insure/compare/foxquilt-vs-hiscox/general-liability) - [Foxquilt vs Hiscox Professional Liability (E&O) Insurance](https://spot.insure/compare/foxquilt-vs-hiscox/professional-errors-omissions) - [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation) - [AIG vs Hiscox Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-hiscox/workers-compensation) - [Alliance Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/workers-compensation) - [Alliance Risk vs Hiscox Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-hiscox/workers-compensation) - [Amelia Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/workers-compensation) - [Amelia Risk vs Hiscox Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-hiscox/workers-compensation) ## Sources for Foxquilt vs Hiscox Workers’ Compensation Insurance ### Sources About Foxquilt 1. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29. 2. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29. 3. [Workers’ Compensation Insurance](https://www.foxquilt.com/businesscoverage/workers-compensation.html). Foxquilt; State-requirements FAQ; payroll/employee/location price factors; benefits list; self-employed and subcontractor FAQs. Reopened 2026-09-29, lines 148–162.. Accessed 2026-09-29. ### Sources About Hiscox 4. [Website Terms & Conditions of Use](https://www.hiscox.com/terms-of-use). Hiscox; Last modified May 28, 2024; Hiscox Inc. as Delaware corporation headquartered in Atlanta, d/b/a Hiscox Insurance Agency in CA, licensed intermediary for admitted and surplus-lines business with Hiscox Insurance Company Inc., other domestic insurers, and Lloyd’s syndicates; small-business online path distinguished from broker-only site sections. Accessed 2026-09-16. 5. [Get A Small Business Insurance Quote](https://www.hiscox.com/small-business-insurance/get-a-quote-for-your-small-business). Hiscox; States that Hiscox offers general liability, professional liability, cyber security and business owner’s policies online; zip-code quote field; licensed-agent hours Monday–Friday 7 a.m.–10 p.m. ET and Saturday–Sunday 8 a.m.–5 p.m. ET. Accessed 2026-09-16. 6. [About Hiscox US Insurance](https://www.hiscox.com/about-hiscox-insurance). Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16. 7. [Workers Compensation Insurance for Small Businesses](https://www.hiscox.com/small-business-insurance/workers-compensation-insurance). Hiscox; Partnership with The Hartford; general liability required to purchase workers comp; not available for all classes; footer that coverage is made available through Hiscox Inc. d/b/a Hiscox Insurance Agency in CA and underwritten by Hartford Fire Insurance, One Hartford Plaza, Hartford, CT 06155. Accessed 2026-09-16. 8. [Hiscox Small Business Insurance](https://www.hiscox.com/small-business-insurance). Hiscox; Product selector including workers compensation; partnership language for workers' compensation. Accessed 2026-09-16. ### Sources for the Workers’ Compensation Insurance Guide 9. [Workers’ Compensation Insurance](https://content.naic.org/insurance-topics/workers%27-compensation-insurance). National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16. 10. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16. 11. [DWC employer information](https://www.dir.ca.gov/dwc/Employer.htm). California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16. 12. [Employer resources](https://www.tdi.texas.gov/wc/employer/index.html). Texas Department of Insurance, Division of Workers’ Compensation; In Texas, private employers can choose to carry workers’ compensation insurance coverage, but it is not required in most cases; lost wages and medical benefits; except when gross negligence results in a fatality, coverage limits liability. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Foxquilt Review Scores for 2026 Review Score: 8.9 / 10 from 3 rated sources, equally weighted. Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10. - Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com) - BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints) - Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651) - HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews). ## Hiscox Review Scores for 2026 Review Score: 6.3 / 10 from 4 rated sources, equally weighted. Hiscox’s review results are sharply divided: low Trustpilot and ConsumerAffairs scores contrast with strong Feefo feedback. Service quality deserves closer scrutiny before purchase. - Trustpilot: TrustScore 1.4 (5 stars); 958 reviews. Global Hiscox brand profile, varied geography and products; not limited to US commercial policies. Period: 21 in prior 12 months as displayed. Checked 2026-09-25. [Hiscox Reviews | Trustpilot](https://www.trustpilot.com/review/www.hiscox.com) - ConsumerAffairs: Consumer rating 1.5 (5 stars); 20 reviews. ConsumerAffairs page specific to Hiscox small-business insurance; updated 2026-08-14. Period: Updated 2026-08-14. Checked 2026-09-25. [Hiscox Small Business Insurance Reviews & Complaints](https://www.consumeraffairs.com/insurance/hiscox-small-business-insurance.html) - BBB: BBB grade A+ (BBB letter grade). BBB profile for Hiscox Insurance Company, Inc. in Chicago; this legal insurer is in the canonical Hiscox provider record. Checked 2026-09-25. [Hiscox Insurance Company, Inc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/hiscox-insurance-company-inc-0654-88714362) - Feefo (linked from Hiscox small-business site): Service score 4.7 (5 stars); 1563 reviews. Feefo service-feedback page identified for Hiscox US small-business insurance; past-year filter. Period: Past year as displayed. Checked 2026-09-25. [Hiscox Reviews | Feefo](https://www.feefo.com/en-US/reviews/hiscox?displayFeedbackType=BOTH&page=1&timeFrame=YEAR) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/hiscox/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/foxquilt-vs-hiscox/workers-compensation.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)