--- title: "Founder Shield vs TechInsurance: Professional Liability (E&O) Insurance" description: "TechInsurance says its E&O policyholders pay a median of $88 a month based on its own customer data, while Founder Shield's E&O page publishes no cost figure and instead names a carrier-rating standard for its placements." canonical: "https://spot.insure/compare/foundershield-vs-techinsurance/professional-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "foundershield-vs-techinsurance" provider-a: "foundershield" provider-b: "techinsurance" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/compare/foundershield-vs-techinsurance/professional-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Founder Shield and TechInsurance for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Founder Shield versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Founder Shield vs TechInsurance for Professional Liability (E&O) Insurance: how do they differ? - Which is better for Professional Liability (E&O) Insurance, Founder Shield or TechInsurance? - What does Founder Shield or TechInsurance publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Professional Liability (E&O) Insurance. Providers: Founder Shield and TechInsurance. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Founder Shield vs TechInsurance](https://spot.insure/compare/foundershield-vs-techinsurance) — all coverage lines for this pair - [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — how this coverage works - [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile # Founder Shield vs TechInsurance: How Do They Compare for Professional Liability (E&O) Insurance? TechInsurance publishes a median price of $88 a month and names IT, software, cybersecurity and SaaS firms among its buyers. Founder Shield is a brokerage that has its placement team approach carriers, serving venture firms and agencies too. TechInsurance publishes a median E&O premium from its own book of business; Founder Shield's page names no cost figure at all. ## Founder Shield vs TechInsurance Professional Liability (E&O) Insurance Summary TechInsurance says its E&O policyholders pay a median of $88 a month based on its own customer data, while Founder Shield's E&O page publishes no cost figure and instead names a carrier-rating standard for its placements. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") ## What Are the Key Differences Between Founder Shield and TechInsurance Professional Liability (E&O) Insurance? ### Published Cost TechInsurance discloses a specific figure drawn from its own book of business: TechInsurance says its E&O policyholders pay a median of $88 per month, or $1,051 a year, with the exact premium depending on location, profession risk level, coverage limits, deductible, employee count, claims history and annual income. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table..) Founder Shield's E&O page does not publish a comparable cost figure; it instead names a carrier-selection standard, placing policies only with carriers rated A- or better by AM Best chosen for the client's industry. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") When comparing Founder Shield and TechInsurance, use published pricing as a budget screen; the actual quote still decides the cost comparison. ### Policy Trigger TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Founder Shield's E&O page does not state whether the policies it places are written claims-made or occurrence. [1](https://foundershield.com/coverage/errors-and-omissions-insurance/ "Errors & Omissions Insurance") ### Who Each Page Names as a Fit TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Founder Shield instead names venture capital firms, consultants, media and advertising agencies, SaaS marketplaces, and software developers who perform services for other parties. [1](https://foundershield.com/coverage/errors-and-omissions-insurance/ "Errors & Omissions Insurance") ## What Should You Confirm in Founder Shield and TechInsurance Professional Liability (E&O) Insurance Quotes? - Confirm whether TechInsurance's $88-a-month median applies to a business like yours, since it depends on location, risk level, limits, deductible and claims history. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") - Founder Shield's rating standard is A- or better by AM Best; ask it to name the actual carrier that would issue your policy. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") - Ask TechInsurance which insurer issues the policy, since the product page does not name one. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") - Ask Founder Shield whether the policy it places for you is claims-made or occurrence, and what retroactive date would apply. [1](https://foundershield.com/coverage/errors-and-omissions-insurance/ "Errors & Omissions Insurance") ## Founder Shield vs TechInsurance Professional Liability (E&O) Compared | Criteria | Founder Shield Errors & Omissions Insurance | TechInsurance Errors and Omissions Insurance | | --- | --- | --- | | Who It’s For | Founder Shield markets E&O to venture capital firms, consultants, media and advertising agencies, SaaS marketplaces, and software developers who perform services for other parties. [1](https://foundershield.com/coverage/errors-and-omissions-insurance/ "Errors & Omissions Insurance") (Evidence: Company-reported; scope: Errors & Omissions Insurance product page..) | TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Who should get errors and omissions insurance coverage? section..) | | Coverage Features | Founder Shield lists defense costs, defense against disciplinary or regulatory proceedings, lost-earnings coverage, and claims from errors by employees or contractors as what E&O responds to. [1](https://foundershield.com/coverage/errors-and-omissions-insurance/ "Errors & Omissions Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page; general policy description, not a specific policy form..)

TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section..) | | Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Errors & Omissions Insurance with third-party carriers rather than underwriting the policy itself. [2](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..)

Founder Shield says E&O (professional liability) is often packaged with technology E&O and cyber coverage since the two types of claims tend to intertwine. [1](https://foundershield.com/coverage/errors-and-omissions-insurance/ "Errors & Omissions Insurance") (Evidence: Company-reported; scope: Errors & Omissions Insurance product page..) | TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. [4](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page..) | ## About Founder Shield and TechInsurance - [Founder Shield company profile](https://spot.insure/insurance-providers/foundershield) · [Founder Shield customer reviews](https://spot.insure/insurance-providers/foundershield/reviews) - [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews) - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions) ## Related Pages for Founder Shield vs TechInsurance - [Founder Shield vs TechInsurance](https://spot.insure/compare/foundershield-vs-techinsurance): all coverage lines, business roles, service and claims. - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms. - [Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/foundershield/professional-errors-omissions) - [TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions) ## Sources for Founder Shield vs TechInsurance ### Sources About Founder Shield 1. [Errors & Omissions Insurance](https://foundershield.com/coverage/errors-and-omissions-insurance/). Founder Shield; What Is Errors & Omissions Insurance?; Who Needs Errors & Omissions Insurance Coverage?; What Does Errors and Omissions Insurance Cover?. Accessed 2026-09-23. 2. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23. 3. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23. ### Sources About TechInsurance 4. [Errors & Omissions (E&O) Insurance](https://www.techinsurance.com/errors-omissions-insurance). TechInsurance; What does errors and omissions insurance cover? (professional negligence, errors or incomplete work, breach of contract, missed deadlines, misrepresentation, communication challenges); How much does E&O insurance cost?; Who should get errors and omissions insurance coverage?; How does E&O insurance coverage work? (claims-made). Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/foundershield-vs-techinsurance/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)