---
title: "Founder Shield vs Resilience: Cyber Insurance"
description: "Resilience's US disclosure names Homeland Insurance Company of New York or Delaware as underwriters and pairs the policy with Risk Operations Center monitoring and limits up to $20 million. Founder Shield places cyber only with carriers rated A- or better and does not name the issuer."
canonical: "https://spot.insure/compare/foundershield-vs-resilience/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "foundershield-vs-resilience"
provider-a: "foundershield"
provider-b: "resilience"
coverage-line: "cyber"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/foundershield-vs-resilience/cyber)

## Agent Guide

**What this page is:** Focused comparison of Founder Shield and Resilience for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Founder Shield versus Resilience. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Founder Shield vs Resilience for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Founder Shield or Resilience?
- What does Founder Shield or Resilience publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Founder Shield and Resilience.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Founder Shield vs Resilience](https://spot.insure/compare/foundershield-vs-resilience) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile

# Founder Shield vs Resilience: How Do They Compare for Cyber Insurance?

Resilience advertises limits up to $20 million with threat monitoring and attack simulations; Founder Shield is a broker placing cyber with A- rated carriers and lists typical exclusions.

Resilience names Homeland companies as US underwriters, posts limits up to $20 million, and bundles threat monitoring; Founder Shield places unnamed A- or better carriers without a published ceiling.

## Founder Shield vs Resilience Cyber Insurance Summary

Resilience's US disclosure names Homeland Insurance Company of New York or Delaware as underwriters and pairs the policy with Risk Operations Center monitoring and limits up to $20 million. Founder Shield places cyber only with carriers rated A- or better and does not name the issuer. [5](https://cyberresilience.com/disclaimer/ "Disclaimer") [4](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

## What Are the Key Differences Between Founder Shield and Resilience Cyber Insurance?

### Named Homeland Paper Versus an A- Broker Screen

Resilience's US disclosure says cyber products are distributed by Ocrea Risk Services, LLC doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware. Founder Shield places Founder Shield Cyber Liability Insurance only with carriers rated A- or better and never names the issuer. You can ask Resilience which Homeland entity would write you. You still have to ask Founder Shield who writes you at all. Choose Resilience if you want named US underwriters, a $20 million posted ceiling and bundled monitoring; choose Founder Shield if you want a brokerage A- screen and will confirm the carrier on the quote. [5](https://cyberresilience.com/disclaimer/ "Disclaimer") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

### Monitoring and eCrime Versus Typical Exclusions

Resilience pairs the policy with Risk Operations Center threat monitoring and AttackIQ breach-and-attack simulations, advertises cyber limits up to $20 million primary or excess, and lists eCrime coverage up to $500,000. Founder Shield lists typical exclusions instead: stolen-IP value, internal upgrades and possible future lost profits. Those are not substitutes. [4](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://foundershield.com/coverage/cyber-liability-insurance/ "Cyber Liability Insurance")

### Claims Desk Versus Advisor Placement

Resilience describes a 24/7 in-house claims and incident-response team with one manager from triage through settlement. You request Founder Shield cyber through its website or an advisor; the placement team then approaches carriers. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [2](https://foundershield.com/about-us/ "About Us")

## What Should You Confirm in Founder Shield and Resilience Cyber Insurance Quotes?

- Ask Resilience which Homeland company would issue the policy. [5](https://cyberresilience.com/disclaimer/ "Disclaimer")
- Ask Founder Shield which A-rated carrier it approached. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")
- Ask Resilience whether the $20 million figure is primary or excess and what retention applies. [4](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")

## Founder Shield vs Resilience Cyber Insurance Compared

| Criteria | Founder Shield Cyber Liability Insurance | Resilience Cyber Insurance |
| --- | --- | --- |
| Who It’s For | Founder Shield calls cyber coverage a priority for healthcare, financial services, SaaS and e-commerce companies, citing their exposure to data breaches and business interruption. [1](https://foundershield.com/coverage/cyber-liability-insurance/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Cyber Liability product page..) | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [4](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range)..) |
| Coverage Features | Founder Shield lists loss or damage to electronic data, income loss and extra expense from a system outage, cyber extortion payments, and breach-notification and reputation-management costs as the branches of cyber coverage it places. [1](https://foundershield.com/coverage/cyber-liability-insurance/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..)<br><br>Founder Shield says cyber policies typically exclude loss of value from stolen IP, internal technology system upgrades, and possible future lost profits. [1](https://foundershield.com/coverage/cyber-liability-insurance/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Product page; specific exclusions depend on the issued policy..) | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [4](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy..) |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Cyber Liability Insurance with third-party carriers rather than underwriting the policy itself. [2](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [4](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23..) |
| Issuing Insurer | Founder Shield says it places policies, including Founder Shield Cyber Liability Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) | Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. [5](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published..) |

## About Founder Shield and Resilience and Cyber Insurance

- [Founder Shield company profile](https://spot.insure/insurance-providers/foundershield) · [Founder Shield customer reviews](https://spot.insure/insurance-providers/foundershield/reviews)
- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Founder Shield vs Resilience Cyber Insurance

- [Founder Shield vs Resilience](https://spot.insure/compare/foundershield-vs-resilience): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Founder Shield Cyber Insurance](https://spot.insure/insurance-providers/foundershield/cyber)
- [Resilience Cyber Insurance](https://spot.insure/insurance-providers/resilience/cyber)

## Sources for Founder Shield vs Resilience Cyber Insurance

### Sources About Founder Shield

1. [Cyber Liability Insurance](https://foundershield.com/coverage/cyber-liability-insurance/). Founder Shield; What Is Cyber Liability Insurance?; Who Needs Cyber Insurance Coverage?; What Does Cyber Insurance Cover?. Accessed 2026-09-23.
2. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.
3. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.

### Sources About Resilience

4. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23.
5. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
6. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foundershield-vs-resilience/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)