---
title: "Founder Shield vs Marsh: Crime Insurance"
description: "Founder Shield names healthcare, finance, nonprofits and manufacturing or retail as priority buyers and screens for AM Best A- or better financial-strength ratings; Marsh serves large programs and offers social-engineering top-ups, with placements described up to $110 million."
canonical: "https://spot.insure/compare/foundershield-vs-marsh/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "foundershield-vs-marsh"
provider-a: "foundershield"
provider-b: "marsh"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/foundershield-vs-marsh/crime)

## Agent Guide

**What this page is:** Focused comparison of Founder Shield and Marsh for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Founder Shield versus Marsh. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Founder Shield vs Marsh for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Founder Shield or Marsh?
- What does Founder Shield or Marsh publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Founder Shield and Marsh.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Founder Shield vs Marsh](https://spot.insure/compare/foundershield-vs-marsh) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile
- [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile

# Founder Shield vs Marsh: How Do They Compare for Crime Insurance?

Founder Shield, a retail brokerage, calls crime a priority for healthcare, financial services, nonprofit and manufacturing or retail firms; Marsh places crime through advisors and says its team has handled complex placements of about $10 million to $110 million.

Founder Shield focuses on healthcare, finance, nonprofits and manufacturing or retail; Marsh describes placements up to $110 million and social-engineering top-ups above existing coverage.

## Founder Shield vs Marsh Crime Insurance Summary

Founder Shield names healthcare, finance, nonprofits and manufacturing or retail as priority buyers and screens for AM Best A- or better financial-strength ratings; Marsh serves large programs and offers social-engineering top-ups, with placements described up to $110 million. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [1](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance")

## What Are the Key Differences Between Founder Shield and Marsh Crime Insurance?

Marsh’s cited $10 million to $110 million range describes placements it has handled, not a promised policy limit; it also describes excess social-engineering cover. Founder Shield names its priority industries but does not publish crime limits. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [1](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance")

### A-Rated Screen Versus Stated Placement Range

Founder Shield places crime only with carriers rated A- or better by AM Best. Marsh says it has handled complex crime placements ranging from about $10 million to $110 million, and Marsh McLennan Agency also places crime bundled with fidelity; Marsh does not name a crime insurer and says definitions differ across insurers. Founder Shield’s reviewed pages do not publish crime limits. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [5](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance")

### Ransomware and Social-Engineering Infill

Marsh lists employee white-collar fraud, third-party fraud, collusion, hacking or computer-related crime, social-engineering fraud and tangible asset theft, notes that crime policies usually exclude ransomware, and offers infill and top-up social-engineering cover. Founder Shield lists employee dishonesty, forgery or alteration, computer fraud, and funds-transfer fraud from social engineering, without discussing ransomware or excess social-engineering infill on the reviewed page. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [1](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance")

### Buyer Mix and How You Engage

Founder Shield names healthcare, financial services, non-profits and manufacturing/retail. You request coverage through its website or an advisor. You engage Marsh’s crime specialists (corporate or MMA) directly for advisor-led placement. [1](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") [2](https://foundershield.com/about-us/ "About Us") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [5](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance")

## What Should You Confirm in Founder Shield and Marsh Crime Insurance Quotes?

- Ask Marsh whether the sought limit sits in its $10–110 million experience range and whether ransomware is excluded. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance")
- Ask Founder Shield which A-rated carrier is issuing. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")
- Ask Marsh whether infill social-engineering cover is being quoted. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance")
- Confirm whether the quote is Marsh corporate or MMA. [5](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance")

## Founder Shield vs Marsh Crime Insurance Compared

| Criteria | Founder Shield Crime Insurance | Marsh Commercial Crime Insurance Brokerage |
| --- | --- | --- |
| How to Apply | You request Founder Shield Crime Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [2](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) | You engage Marsh's crime specialists (Marsh corporate or MMA) directly to identify crime exposure and place coverage; the reviewed pages describe advisor-led placement rather than an online quote tool. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [5](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Commercial crime insurance and MMA executive and professional liability pages..) |
| Coverage Features | Founder Shield lists employee dishonesty (theft or embezzlement by an identified employee), forgery or alteration of financial instruments, computer fraud, and funds-transfer fraud from social engineering as the branches of crime coverage it places. [1](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | Marsh lists employee white-collar fraud (including fidelity losses from trusted employees), third-party fraud, collusion, hacking or computer-related crime, social engineering fraud, and tangible asset theft as risks a commercial crime policy can address. It notes that crime policies usually exclude ransomware, though most cover direct financial losses from funds stolen by hackers. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") (Evidence: Company-reported; scope: Commercial crime insurance page; the page is Marsh's global/UK financial-professional-liability practice content and cites a UK-based crime leader, so figures and coverage descriptions may not reflect a US-specific program..) |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Crime Insurance with third-party carriers rather than underwriting the policy itself. [2](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) | Marsh's financial and professional liability practice places commercial crime insurance; Marsh McLennan Agency (MMA), the middle-market subsidiary, also places crime coverage bundled with fidelity as part of its executive and professional liability practice. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [5](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Marsh corporate commercial crime page and MMA executive and professional liability page..) |

## About Founder Shield and Marsh and Crime Insurance

- [Founder Shield company profile](https://spot.insure/insurance-providers/foundershield) · [Founder Shield customer reviews](https://spot.insure/insurance-providers/foundershield/reviews)
- [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Founder Shield vs Marsh Crime Insurance

- [Founder Shield vs Marsh](https://spot.insure/compare/foundershield-vs-marsh): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Founder Shield Crime Insurance](https://spot.insure/insurance-providers/foundershield/crime)
- [Marsh Crime Insurance](https://spot.insure/insurance-providers/marsh/crime)

## Sources for Founder Shield vs Marsh Crime Insurance

### Sources About Founder Shield

1. [Crime Insurance](https://foundershield.com/coverage/crime-insurance/). Founder Shield; What Is Crime Insurance?; Who Needs Crime Insurance Coverage?; What Does Crime Insurance Cover?. Accessed 2026-09-23.
2. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.
3. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.

### Sources About Marsh

4. [Commercial crime insurance](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html). Marsh; Opening positioning; The crime risks businesses cannot ignore; What does commercial crime insurance cover? (employee white-collar fraud, third-party fraud, collusion, hacking, social engineering fraud, tangible asset theft); Why Marsh: complex crime placements up to $110 million. Accessed 2026-09-23.
5. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foundershield-vs-marsh/crime.md)
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- [Public MCP server](https://spot.insure/mcp)
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