---
title: "Founder Shield vs Marsh McLennan Agency: Workers’ Compensation Insurance"
description: "Founder Shield says it places workers’ compensation with A- or better-rated carriers; Marsh McLennan Agency describes coverage with placement-specific eligibility."
canonical: "https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/workers-compensation"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "foundershield-vs-marsh-mclennan-agency"
provider-a: "foundershield"
provider-b: "marsh-mclennan-agency"
coverage-line: "workers-compensation"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/workers-compensation)

## Agent Guide

**What this page is:** Focused comparison of Founder Shield and Marsh McLennan Agency for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about Founder Shield versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Founder Shield vs Marsh McLennan Agency for Workers’ Compensation Insurance: how do they differ?
- Which is better for Workers’ Compensation Insurance, Founder Shield or Marsh McLennan Agency?
- What does Founder Shield or Marsh McLennan Agency publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Workers’ Compensation Insurance from Founder Shield or Marsh McLennan Agency?

**Key facts:**
- Line: Workers’ Compensation Insurance. Providers: Founder Shield and Marsh McLennan Agency.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Founder Shield vs Marsh McLennan Agency](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair
- [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — coverage explainer for this line
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence)
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [Founder Shield vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/media) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foundershield/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line)

# Founder Shield vs Marsh McLennan Agency: How Do They Compare for Workers’ Compensation Insurance?

Founder Shield says it places workers’ compensation with A- or better-rated carriers; Marsh McLennan Agency describes coverage with placement-specific eligibility.

## How to Use the Founder Shield vs Marsh McLennan Agency Workers’ Compensation Insurance Comparison

Use this comparison to evaluate Founder Shield and Marsh McLennan Agency for Workers’ Compensation Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Founder Shield vs Marsh McLennan Agency Workers’ Compensation Insurance Summary

Founder Shield says it places workers’ compensation with carriers rated A- or better by AM Best, selected for the client’s industry, while the issuing insurer depends on placement. Marsh McLennan Agency describes adviser-arranged coverage with state and class eligibility set by placement. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA")

## What Is Founder Shield Insurance?

Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [1](https://foundershield.com/ "Founder Shield") [2](https://foundershield.com/startup-insurance/ "Startup Insurance") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [4](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [5](https://foundershield.com/terms-of-service/ "Terms of Service")

[Founder Shield profile](https://spot.insure/insurance-providers/foundershield)

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [8](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [9](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## What Is Workers’ Compensation Insurance?

Workers’ compensation can pay medical care and part of an employee’s lost wages after a work-related injury or illness. If you have staff, check who is covered in each state; owners, contractors and some workers may be treated differently. [11](https://content.naic.org/insurance-topics/workers%27-compensation-insurance "Workers’ Compensation Insurance") [12](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [13](https://www.dir.ca.gov/dwc/Employer.htm "DWC employer information") [14](https://www.tdi.texas.gov/wc/employer/index.html "Employer resources")

## What Are the Key Differences Between Founder Shield and Marsh McLennan Agency Workers’ Compensation Insurance?

### Carrier Selection and Benefits

Founder Shield says it places workers’ compensation with third-party carriers rated A- or better by AM Best and selects a carrier for the client’s industry; it does not name the insurer before a quote. It lists medical costs, partial wage replacement, rehabilitation, death benefits, and an optional employer-liability add-on. MMA’s overview describes workers’ compensation for commercial businesses and says class and state eligibility depend on placement, without naming a carrier or listing the same benefits. Ask both for the carrier and complete quote before comparing the rating or policy scope. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA")

### Buyer Segments and Application

Founder Shield identifies construction, hospitality, professional offices, healthcare, and retail among its workers’ compensation segments and routes applications through its website or an adviser; the brokerage approaches carriers rather than binding directly. MMA also uses an adviser-led route and describes safety and prevention support. If your company fits one of Founder Shield’s named industries, ask which carrier will write your exact class; MMA buyers should ask what risk-control services are attached to the placement and who handles the application. [6](https://foundershield.com/coverage/workers-compensation-insurance/ "Workers' Compensation Insurance") [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA")

## What Should You Confirm in Founder Shield and Marsh McLennan Agency Workers’ Compensation Insurance Quotes?

- Which carrier will Founder Shield approach, what AM Best rating applies, and is employer liability an add-on in your quote? [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")
- Which MMA carrier and risk-control services apply to your business class and employee locations? [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA")

## Founder Shield vs Marsh McLennan Agency Workers’ Compensation Compared

| Criteria | Founder Shield Workers' Compensation Insurance | Marsh McLennan Agency workers compensation (official overview) |
| --- | --- | --- |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Workers' Compensation Insurance with third-party carriers rather than underwriting the policy itself. [7](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) | Marsh McLennan Agency describes arranging workers compensation for the audience stated on the cited product page. [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Issuing Insurer | Founder Shield says it places policies, including Founder Shield Workers' Compensation Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) | Confirm in your quote. |
| Who It’s For | Founder Shield's page says most states require workers' compensation as soon as a company hires its first employee, and highlights construction, restaurants/hospitality, professional offices, healthcare and retail as buyer segments. [6](https://foundershield.com/coverage/workers-compensation-insurance/ "Workers' Compensation Insurance") (Evidence: Company-reported; scope: Workers' Compensation Insurance product page..) | Businesses seeking commercial insurance and risk-management support; exact state and class eligibility is placement-specific. [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | Founder Shield lists medical expenses, a portion of lost wages, rehabilitation costs, death benefits, and an optional employer-liability add-on as what the policy covers. [6](https://foundershield.com/coverage/workers-compensation-insurance/ "Workers' Compensation Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | The cited product page describes workers' compensation as a business coverage option, alongside risk-management support focused on safety and prevention. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Confirm in your quote. | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | You request Founder Shield Workers' Compensation Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [7](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [10](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for Founder Shield vs Marsh McLennan Agency

- [Founder Shield vs Marsh McLennan Agency](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims.
- [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered.
- [Founder Shield vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/cargo-transit)
- [Founder Shield vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/commercial-property)
- [Founder Shield vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/crime)
- [Founder Shield vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/cyber)
- [Founder Shield vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/directors-officers)
- [Founder Shield vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/employment-practices)
- [Founder Shield vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/fiduciary)
- [Founder Shield vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/general-liability)
- [Founder Shield vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/intellectual-property)
- [Founder Shield vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/media)
- [Founder Shield vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/professional-errors-omissions)
- [AIG vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foundershield/workers-compensation)
- [AIG vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/workers-compensation)
- [Alliance Risk vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/workers-compensation)
- [Alliance Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/workers-compensation)
- [Amelia Risk vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/workers-compensation)
- [Amelia Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/workers-compensation)

## Sources for Founder Shield vs Marsh McLennan Agency

### Sources About Founder Shield

1. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
2. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15.
3. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.
4. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
5. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15.
6. [Workers' Compensation Insurance](https://foundershield.com/coverage/workers-compensation-insurance/). Founder Shield; What Is Workers’ Comp Insurance?; Who Needs Workers’ Comp Insurance Coverage?; What Does Workers’ Comp Insurance Cover?. Accessed 2026-09-23.
7. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.

### Sources About Marsh McLennan Agency

8. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
9. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
10. [Business Insurance | MMA](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; Workers' compensation is named among business coverage options; risk services address safety and prevention.. Accessed 2026-09-30.

### Sources for the Workers’ Compensation Insurance Guide

11. [Workers’ Compensation Insurance](https://content.naic.org/insurance-topics/workers%27-compensation-insurance). National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16.
12. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16.
13. [DWC employer information](https://www.dir.ca.gov/dwc/Employer.htm). California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16.
14. [Employer resources](https://www.tdi.texas.gov/wc/employer/index.html). Texas Department of Insurance, Division of Workers’ Compensation; In Texas, private employers can choose to carry workers’ compensation insurance coverage, but it is not required in most cases; lost wages and medical benefits; except when gross negligence results in a fatality, coverage limits liability. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Founder Shield Review Scores for 2026

Review Score: 7.4 / 10 from 1 rated source, equally weighted.

Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.

- Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews).

## Marsh McLennan Agency Review Scores for 2026

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/workers-compensation.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)