---
title: "Founder Shield vs Markel Insurance: D&O Insurance"
description: "Founder Shield describes Side A, B, and C and a typical $5–10 million market base layer; Markel offers standalone or blended D&O for private companies and nonprofits."
canonical: "https://spot.insure/compare/foundershield-vs-markel/directors-officers"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "foundershield-vs-markel"
provider-a: "foundershield"
provider-b: "markel"
coverage-line: "directors-officers"
---

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[Human-readable page](https://spot.insure/compare/foundershield-vs-markel/directors-officers)

## Agent Guide

**What this page is:** Focused comparison of Founder Shield and Markel Insurance for D&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for D&O Insurance questions about Founder Shield versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Founder Shield vs Markel Insurance for D&O Insurance: how do they differ?
- Which is better for D&O Insurance, Founder Shield or Markel Insurance?
- What does Founder Shield or Markel Insurance publish about D&O Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for D&O Insurance from Founder Shield or Markel Insurance?

**Key facts:**
- Line: D&O Insurance. Providers: Founder Shield and Markel Insurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Founder Shield vs Markel Insurance](https://spot.insure/compare/foundershield-vs-markel) — parent: all coverage lines for this pair
- [D&O Insurance guide](https://spot.insure/coverage/directors-officers) — coverage explainer for this line
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence)
- [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence)
- [Founder Shield vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/foundershield-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/foundershield-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Crime Insurance](https://spot.insure/compare/foundershield-vs-markel/crime) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Cyber Insurance](https://spot.insure/compare/foundershield-vs-markel/cyber) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance General Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/media) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/foundershield-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/foundershield-vs-markel/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield D&O Insurance](https://spot.insure/compare/aig-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs Markel Insurance D&O Insurance](https://spot.insure/compare/aig-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Founder Shield D&O Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/alliance-risk-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Founder Shield D&O Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/amelia-risk-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)

# Founder Shield vs Markel Insurance: How Do They Compare for D&O Insurance?

Founder Shield describes Side A, B, and C and a typical $5–10 million market base layer; Markel offers standalone or blended D&O for private companies and nonprofits.

## Research Scope and Use

Use this comparison to evaluate Founder Shield and Markel Insurance for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Founder Shield describes three D&O coverage sides and a typical market base layer of $5–10 million, with actual limits set by quote. Markel lists standalone or blended programs across private and nonprofit sectors. [6](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance")

## What Is Founder Shield Insurance?

Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [1](https://foundershield.com/ "Founder Shield") [2](https://foundershield.com/startup-insurance/ "Startup Insurance") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [4](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [5](https://foundershield.com/terms-of-service/ "Terms of Service")

[Founder Shield profile](https://spot.insure/insurance-providers/foundershield)

## Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [8](https://www.markel.com/about-us "About us") [9](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K")

[Markel Insurance profile](https://spot.insure/insurance-providers/markel)

## What Is Directors and Officers Insurance?

D&O insurance can help pay covered defense costs and losses from claims against company leaders over management decisions. If your organization has a board or executives, check whether the company itself is insured and whether legal bills reduce the limit. [11](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms") [12](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf "The Chubb Primary Directors & Officers and Entity Securities Liability Insurance") [13](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage")

## Key Differences in D&O Insurance

### Coverage sides and expected capacity

Founder Shield explains Side A for individuals the company cannot indemnify, Side B reimbursement for company-paid indemnity, and Side C entity coverage. It describes a typical market base layer of $5–10 million across those sides, while noting that the actual limit comes from the quote. Markel’s public D&O summary names covered leadership claims and defense, settlements, and judgments, but gives no comparable limit. Ask for each proposed limit structure and whether entity coverage is included. [6](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") [6](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance")

### Brokerage route and organization types

Founder Shield is a retail broker that approaches third-party carriers after a buyer requests a quote through its website or an advisor. Markel lists D&O standalone or blended for private companies and nonprofits, with named audiences including portfolio companies, PEOs, healthcare, education, and associations. Founder Shield says its placements use carriers rated A- or better by AM Best; Markel’s cited page does not state an equivalent carrier screen. [7](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance")

## What to Confirm in D&O Insurance Quotes

- Ask Founder Shield to identify the carrier, actual limit, and any Side A, B, or C sublimits in your proposal. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [6](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance")
- Ask Markel whether your organization fits its private-company or nonprofit appetite and request the form and limit schedule. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance")

## Offering Details

| Criteria | Founder Shield Directors & Officers Insurance | Markel private and nonprofit D&O |
| --- | --- | --- |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Directors & Officers Insurance with third-party carriers rather than underwriting the policy itself. [7](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) | Markel lists directors-and-officers liability within private-company and nonprofit management-liability offerings, as standalone or blended coverage. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: U.S. private/nonprofit product page; exact coverage structure varies by policy..) |
| Issuing Insurer | Founder Shield says it places policies, including Founder Shield Directors & Officers Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) | Confirm in your quote. |
| Who It’s For | Founder Shield targets D&O at public and private businesses, venture-backed companies (it says almost every institutional term sheet requires the coverage), and businesses owing more than $1 million to creditors. [6](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: Directors & Officers Insurance product page..) | The page names private equity/portfolio companies, PEOs, hospitality, energy and healthcare among private-sector customer types, plus healthcare, education and associations among nonprofits. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: Examples are not an exhaustive appetite or eligibility list..) |
| Coverage Features | Founder Shield describes a three-part structure: Side A pays individual directors/officers directly when the company cannot or will not indemnify them, Side B reimburses the company for indemnification it pays, and Side C provides entity coverage for the company itself. [6](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | The page describes D&O protection for organizational leaders against covered claims such as mismanagement, breach of duty or regulatory violations, with defense costs, settlements and judgments subject to policy terms. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: Illustrative marketing description; not policy wording..) |
| Limits and Retentions | Founder Shield's page describes a typical market base layer of $5 million to $10 million in combined A-B-C coverage, but does not publish a specific limit Founder Shield itself offers; actual limits are set on the quote. [6](https://foundershield.com/coverage/directors-and-officers-insurance/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: General market description on the product page, not a stated Founder Shield minimum or maximum..) | Confirm in your quote. |
| How to Apply | You request Founder Shield Directors & Officers Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [7](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) | Confirm in your quote. |

## Full Comparison

- [Founder Shield vs Markel Insurance](https://spot.insure/compare/foundershield-vs-markel): all coverage lines, business roles, service and claims.
- [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): D&O insurance can protect leaders and, in some policies, the company from covered management claims; company coverage, defense costs and limits differ by quote.
- [Founder Shield vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/foundershield-vs-markel/cargo-transit)
- [Founder Shield vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/foundershield-vs-markel/commercial-property)
- [Founder Shield vs Markel Insurance Crime Insurance](https://spot.insure/compare/foundershield-vs-markel/crime)
- [Founder Shield vs Markel Insurance Cyber Insurance](https://spot.insure/compare/foundershield-vs-markel/cyber)
- [Founder Shield vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/employment-practices)
- [Founder Shield vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/fiduciary)
- [Founder Shield vs Markel Insurance General Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/general-liability)
- [Founder Shield vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/media)
- [Founder Shield vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/product-liability)
- [Founder Shield vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/foundershield-vs-markel/professional-errors-omissions)
- [Founder Shield vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/foundershield-vs-markel/umbrella-excess)
- [Founder Shield vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/foundershield-vs-markel/workers-compensation)
- [AIG vs Founder Shield D&O Insurance](https://spot.insure/compare/aig-vs-foundershield/directors-officers)
- [AIG vs Markel Insurance D&O Insurance](https://spot.insure/compare/aig-vs-markel/directors-officers)
- [Alliance Risk vs Founder Shield D&O Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/directors-officers)
- [Alliance Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/alliance-risk-vs-markel/directors-officers)
- [Amelia Risk vs Founder Shield D&O Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/directors-officers)
- [Amelia Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/amelia-risk-vs-markel/directors-officers)

## Sources

### Founder Shield

1. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
2. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15.
3. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.
4. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
5. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15.
6. [Directors & Officers Insurance](https://foundershield.com/coverage/directors-and-officers-insurance/). Founder Shield; What Is D&O Insurance; Who Needs D&O Insurance Coverage; What Does D&O Insurance Cover?. Accessed 2026-09-23.
7. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.

### Markel Insurance

8. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28.
9. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
10. [Private and Nonprofit Management Liability Insurance](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit). Markel; What we offer; private/nonprofit segment; D&O, EPL, fiduciary and optional coverage sections.. Accessed 2026-09-29.

### D&O Insurance Guide

11. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16.
12. [The Chubb Primary Directors & Officers and Entity Securities Liability Insurance](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf). Chubb Group of Insurance Companies; hosted by eperils; I.A–C p.1; I.C p.1; I and III.A–B pp.1–2; VI Reporting pp.3–4. Accessed 2026-09-16.
13. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I.A–C p.1; I.C p.1; Header p.1 and VI.A pp.6–7. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Founder Shield Reviews

Review Score: 7.4 / 10 from 1 rated source, equally weighted.

Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.

- Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews).

## Markel Insurance Reviews

Review Score: 7.5 / 10 from 2 rated sources, equally weighted.

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

- J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf)
- Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com)
- BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)
- BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foundershield-vs-markel/directors-officers.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)