---
title: "Embroker vs Marsh McLennan Agency: Surety Bonds"
description: "Embroker publishes credit-based surety price examples and construction bond types; Marsh McLennan Agency describes contract and commercial placements."
canonical: "https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "embroker-vs-marsh-mclennan-agency"
provider-a: "embroker"
provider-b: "marsh-mclennan-agency"
coverage-line: "surety-bonds"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of Embroker and Marsh McLennan Agency for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about Embroker versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Embroker vs Marsh McLennan Agency for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, Embroker or Marsh McLennan Agency?
- What does Embroker or Marsh McLennan Agency publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from Embroker or Marsh McLennan Agency?

**Key facts:**
- Line: Surety Bonds. Providers: Embroker and Marsh McLennan Agency.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Embroker vs Marsh McLennan Agency](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [Embroker profile](https://spot.insure/insurance-providers/embroker) — provider profile (evidence)
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [Embroker vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Aon vs Embroker Surety Bonds](https://spot.insure/compare/aon-vs-embroker/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Surety Bonds](https://spot.insure/compare/baldwin-vs-embroker/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Embroker Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-embroker/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh/surety-bonds) — sibling comparison (other line, or other pair for this line)

# Embroker vs Marsh McLennan Agency: How Do They Compare for Surety Bonds?

Embroker publishes credit-based surety price examples and construction bond types; Marsh McLennan Agency describes contract and commercial placements.

## How to Use the Embroker vs Marsh McLennan Agency Surety Bonds Comparison

Use this comparison to evaluate Embroker and Marsh McLennan Agency for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Embroker vs Marsh McLennan Agency Surety Bonds Summary

Embroker lists contractor license, bid, performance, payment, and other construction bonds and gives credit-based premium examples. Marsh McLennan Agency describes contract surety and commercial license-and-permit bonds without publishing a price schedule. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA")

## What Is Embroker?

Embroker suits technology firms seeking a single application for management coverage plus eligible Tech E&O and cyber, and law firms seeking a grouped package; buyers needing only standard small-business coverage should compare direct carriers. [1](https://www.embroker.com/ "Embroker") [2](https://www.embroker.com/terms/ "Terms And Conditions") [3](https://access.embroker.com/ "Embroker Access")

[Embroker profile](https://spot.insure/insurance-providers/embroker)

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [5](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [6](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [8](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [9](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [10](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [11](https://www.chubb.com/us-en/surety.html "Surety Bonds") [12](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## What Are the Key Differences Between Embroker and Marsh McLennan Agency Surety Bonds?

### Construction Bond Scope and Price Drivers

Embroker names contractor license, bid, performance, payment, maintenance, utility, and subdivision bonds. It says pricing depends mainly on credit and gives an example: a $50,000 bond could cost $500–$2,500 with excellent credit or up to $10,000 with poor credit. Marsh McLennan Agency describes contract surety and commercial license-and-permit bonds but publishes no comparable rate example in its overview. Treat Embroker’s figures as illustrations, not a quote; compare the premium for the exact bond amount, term, and indemnity requested by the obligee. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA")

### Digital Application Versus Specialist Placement

Embroker directs applicants to identify the bond type and amount, then seek a quote through its platform. MMA asks buyers to contact a surety adviser or specialist and describes customized support for complex risks. That makes Embroker’s stated route more self-directed at the outset; MMA’s begins with a conversation about the placement. A bond also does not insure the contractor’s own losses: Embroker explicitly makes that distinction, while MMA’s overview does not explain it. Contractors should separately confirm their liability and property protections. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA")

## What Should You Confirm in Embroker and Marsh McLennan Agency Surety Bonds Quotes?

- What premium and indemnity does Embroker quote for your bond amount, and which credit assumptions drive it? [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost")
- Which contract or commercial bond does MMA recommend for the obligee’s wording, and what is the expected underwriting process? [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA")

## Embroker vs Marsh McLennan Agency Surety Bonds Compared

| Criteria | Embroker Surety Bonds | Marsh McLennan Agency surety bonds (official overview) |
| --- | --- | --- |
| Role in This Line | Embroker arranges surety bonds, describing itself as the party helping the business (the principal) secure a bond backed financially by a surety, for an obligee that is typically a government agency. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") (Evidence: Company-reported; scope: Product-page description; not a statement about which surety company backs a specific bond..) | Marsh McLennan Agency describes arranging surety bonds for the audience stated on the cited product page. [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Who It’s For | Embroker frames surety bonds as most commonly needed in construction, required at the state, county or city level before a contractor can work on a project, but says they matter in other industries too. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") (Evidence: Company-reported; scope: Product-page 'Who are Surety Bonds for?' and 'What Is a Construction Bond?' sections; not a guarantee of bond issuance for a particular applicant..) | Organizations of varying sizes; source describes contract surety and commercial programs, including license and permit bonds. [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | Embroker lists contractor license, bid, construction performance, payment, maintenance, utility, supply and subdivision bonds as construction bond types it can help obtain, and explains that a bond protects the obligee, not the contractor who purchased it. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") (Evidence: Company-reported; scope: Product-page 'Types of Construction Bonds' and 'What Do They Cover?' sections; specific bond terms depend on the bond issued..)<br><br>Embroker says surety bonds are not insurance and do not cover the purchasing business's own losses, so a bonded contractor still needs separate general liability, commercial property and workers' compensation insurance to protect itself. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") (Evidence: Company-reported; scope: Product-page What's Not Covered section..) | The cited product page describes contract surety and commercial license-and-permit bonds, with the source describing customized support for complex risks. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Embroker says surety pricing is based mainly on the applicant's credit score, with a company with excellent credit typically paying 1-5% of the bond amount versus up to 20% for a company with poor credit; it gives a $50,000 bond as an example costing $500-$2,500 for good credit versus up to $10,000 for poor credit. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") (Evidence: Company-reported; scope: Product-page 'What Do They Cost?' section; actual bond premiums depend on underwriting..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | Embroker directs applicants to identify the specific bond type and bonding amount needed, then get a quote through its platform; it says most developers will also require proof of general liability, commercial property and workers' compensation insurance before hiring a bonded contractor. [4](https://www.embroker.com/coverage/surety-bonds/ "Construction Bonds: Surety Bond Types & Cost") (Evidence: Company-reported; scope: Product-page 'How to Secure a Construction Surety Bond' and 'What's Not Covered' sections; no quote was requested during this research..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for Embroker vs Marsh McLennan Agency Surety Bonds

- [Embroker vs Marsh McLennan Agency](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [Embroker vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/commercial-auto)
- [Embroker vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/commercial-property)
- [Embroker vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/crime)
- [Embroker vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/cyber)
- [Embroker vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/directors-officers)
- [Embroker vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/employment-practices)
- [Embroker vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/fiduciary)
- [Embroker vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/general-liability)
- [Embroker vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/professional-errors-omissions)
- [Embroker vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/workers-compensation)
- [Aon vs Embroker Surety Bonds](https://spot.insure/compare/aon-vs-embroker/surety-bonds)
- [Aon vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/surety-bonds)
- [The Baldwin Group vs Embroker Surety Bonds](https://spot.insure/compare/baldwin-vs-embroker/surety-bonds)
- [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Embroker Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-embroker/surety-bonds)
- [Marsh McLennan Agency vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh/surety-bonds)

## Sources for Embroker vs Marsh McLennan Agency Surety Bonds

### Sources About Embroker

1. [Embroker](https://www.embroker.com/). Embroker; Industry navigation; quote and sign-in links; coverage options; footer availability qualification. Accessed 2026-09-15.
2. [Terms And Conditions](https://www.embroker.com/terms/). Embroker; Introduction; §§2A–B Insurance services, 13 Applications and quotes, 15 Insurance companies and underwriting guidelines, 16 Certificates, 21 Surplus lines products, 22 Payments. Accessed 2026-09-15.
3. [Embroker Access](https://access.embroker.com/). Embroker; EMIS announcement; appointed-broker quoting, binding and issuance; product links; footer identifies Embroker Insurance Services, LLC. Accessed 2026-09-15.
4. [Construction Bonds: Surety Bond Types & Cost](https://www.embroker.com/coverage/surety-bonds/). Embroker; What are they?; What Is a Construction Bond?; Types of Construction Bonds; Who are Surety Bonds for?; What Do They Cover?; What's Not Covered?; What Do They Cost?. Accessed 2026-09-23.

### Sources About Marsh McLennan Agency

5. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
6. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
7. [Surety Bonds to Mitigate Company Risk | MMA](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Contract surety and commercial surety sections; contract terms and commercial license/permit bonds.. Accessed 2026-09-30.

### Sources for the Surety Bonds Guide

8. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
9. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
10. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
11. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
12. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Embroker Review Scores for 2026

Review Score: 5.6 / 10 from 3 rated sources, equally weighted.

Embroker’s reviews are mixed, and BBB records a complaint-response concern. The feedback is too limited to establish consistent service quality.

- Trustpilot: TrustScore 2.9 (5); 2 reviews. Trustpilot review search using provider brand/domain; identity checked against the canonical insurance entity. Period: current page aggregate accessed 2026-09-25. Checked 2026-09-25. [Embroker Reviews | Read Customer Service Reviews](https://www.trustpilot.com/review/embroker.com)
- BBB: BBB business grade D+ (BBB letter grade). BBB business profile for Embroker, categorized as Small Business Insurance. Grade is BBB letter grade, not customer-star aggregate; complaint record is a product-issues billing/cancellation concern. Period: current profile; grade rationale includes 1 unanswered complaint. Checked 2026-09-25. [Embroker | BBB Business Profile](https://www.bbb.org/us/ca/san-francisco/profile/small-business-insurance/embroker-1116-974895)
- Birdeye: Combined office rating (Google + Birdeye sources) 3.9 (5); 19 reviews. Office-level listing at 24 Shotwell St, San Francisco; business profile links to embroker.com and categorizes it as Insurance. Birdeye displays combined rating from 18 Google-origin reviews plus 2 Birdeye-origin reviews. This is one office listing, not a firmwide aggregate; review dates displayed are old (examples from about five/six years before access date). Period: page accessed 2026-09-25; 17 Google-origin + 2 Birdeye-origin; displayed sample comments dated about 5-6 years earlier. Checked 2026-09-25. [Embroker - 20 Reviews - Insurance in San Francisco, CA | Birdeye](https://reviews.birdeye.com/embroker-150058735264881)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/embroker/reviews).

## Marsh McLennan Agency Review Scores for 2026

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency/surety-bonds.md)
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