---
title: "Embroker vs Markel Insurance: General Liability Insurance"
description: "Compare Embroker’s standalone GL and online quote with Markel’s technology-class eligibility and trigger choices."
canonical: "https://spot.insure/compare/embroker-vs-markel/general-liability"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "embroker-vs-markel"
provider-a: "embroker"
provider-b: "markel"
coverage-line: "general-liability"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/embroker-vs-markel/general-liability)

## Agent Guide

**What this page is:** Focused comparison of Embroker and Markel Insurance for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for General Liability Insurance questions about Embroker versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Embroker vs Markel Insurance for General Liability Insurance: how do they differ?
- Which is better for General Liability Insurance, Embroker or Markel Insurance?
- What does Embroker or Markel Insurance publish about General Liability Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for General Liability Insurance from Embroker or Markel Insurance?

**Key facts:**
- Line: General Liability Insurance. Providers: Embroker and Markel Insurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Embroker vs Markel Insurance](https://spot.insure/compare/embroker-vs-markel) — parent: all coverage lines for this pair
- [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — coverage explainer for this line
- [Embroker profile](https://spot.insure/insurance-providers/embroker) — provider profile (evidence)
- [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence)
- [Embroker vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/embroker-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance Crime Insurance](https://spot.insure/compare/embroker-vs-markel/crime) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance Cyber Insurance](https://spot.insure/compare/embroker-vs-markel/cyber) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance D&O Insurance](https://spot.insure/compare/embroker-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/embroker-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/embroker-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/embroker-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/embroker-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Embroker vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/embroker-vs-markel/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Embroker General Liability Insurance](https://spot.insure/compare/aig-vs-embroker/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Markel Insurance General Liability Insurance](https://spot.insure/compare/aig-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Embroker General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-embroker/general-liability) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Markel Insurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Embroker General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-embroker/general-liability) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Markel Insurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line)

# Embroker vs Markel Insurance: How Do They Compare for General Liability Insurance?

Compare Embroker’s standalone GL and online quote with Markel’s technology-class eligibility and trigger choices.

## Research Scope and Use

Use this comparison to evaluate Embroker and Markel Insurance for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Embroker sells standalone GL with an online quote and names bodily injury, property, advertising and product-liability protection. Markel targets IT and technology businesses and describes occurrence or claims-made forms for those classes. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance")

## What Is Embroker?

Embroker suits technology firms seeking a single application for management coverage plus eligible Tech E&O and cyber, and law firms seeking a grouped package; buyers needing only standard small-business coverage should compare direct carriers. [1](https://www.embroker.com/ "Embroker") [2](https://www.embroker.com/terms/ "Terms And Conditions") [3](https://access.embroker.com/ "Embroker Access")

[Embroker profile](https://spot.insure/insurance-providers/embroker)

## Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [5](https://www.markel.com/about-us "About us") [6](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K")

[Markel Insurance profile](https://spot.insure/insurance-providers/markel)

## What Is General Liability Insurance?

General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. [8](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form")

## Key Differences in General Liability Insurance

### Standalone Coverage and Buyer Classes

Embroker sells general liability as a standalone line and can package it with cyber or workers’ compensation; it markets the policy to businesses with people, physical locations, products or services. Markel’s reviewed page identifies IT and technology service businesses, including software, hardware and consultants, rather than describing an all-industry audience in the claim. Embroker’s public product scope is broader, while technology firms can ask Markel which class applies. Both buyers should disclose subcontractors, products and locations. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance")

### Covered Claims and Online Access

Embroker lists third-party bodily injury and property damage, libel or slander, product liability and defense costs or settlements, and says applicants can get an online quote in minutes based on claims history and activity. Markel names advertising and personal injury coverage for technology classes, possibly occurrence or claims-made, and directs prospects to an underwriter or broker. Compare exclusions for employee injury, professional errors and the insured’s own property in the actual forms. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance")

## What to Confirm in General Liability Insurance Quotes

- Which class, products, locations and loss history determine eligibility and price? [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance")
- How do bodily injury, property damage, advertising and product grants differ? [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance")
- Is Markel’s form occurrence or claims-made, and what exclusions apply to professional or employee claims? [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes")

## Offering Details

| Criteria | Embroker Commercial General Liability Insurance | Markel general liability (official overview) |
| --- | --- | --- |
| Role in This Line | Embroker sells commercial general liability as a standalone line and offers to package it with other coverages such as cyber and workers' compensation. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page description; not a statement about the issuing insurer..) | Markel describes offering general liability for the audience stated on the cited product page. [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: general liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Who It’s For | Embroker markets the policy to any business that deals with or employs people, has a physical location with injury risk, or provides a product or service, including consultants, contractors and tradespeople. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page eligibility description; not a guarantee of coverage for a particular business..)<br><br>Embroker says general liability insurance is not required by law, but local governments often require it for a business license and most venues or office leases require proof of coverage. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page FAQ: Is General Liability insurance required by law?.) | IT and technology service businesses, including software/SaaS, hardware businesses, and consultants listed by Markel. [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: general liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | Embroker lists coverage for third-party bodily injury and property damage, personal injury claims such as libel or slander, product liability, and legal defense costs and settlements. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page coverage summary; the issued policy and declarations control..)<br><br>Embroker says the policy excludes employee injuries (covered by workers' compensation), professional errors (covered by E&O), employment practices claims, and property damage to the policyholder's own commercial property. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page What's not included section..) | The cited product page describes general liability with advertising and personal injury coverage available on an occurrence or claims-made basis for the IT-professional classes on this page. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: general liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | The reviewed product page does not publish specific per-occurrence or aggregate limit options; it only says a higher coverage limit generally costs more. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Not publicly disclosed; scope: Product page as read on 2026-09-23..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | Embroker says applicants can get an instant general liability quote online in a few minutes, with underwriting based on claims history and the type of products or services the business provides. [4](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page FAQ: How do you apply for General Liability insurance?; no quote was requested during this research..) | The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: general liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Full Comparison

- [Embroker vs Markel Insurance](https://spot.insure/compare/embroker-vs-markel): all coverage lines, business roles, service and claims.
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage.
- [Embroker vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/embroker-vs-markel/commercial-property)
- [Embroker vs Markel Insurance Crime Insurance](https://spot.insure/compare/embroker-vs-markel/crime)
- [Embroker vs Markel Insurance Cyber Insurance](https://spot.insure/compare/embroker-vs-markel/cyber)
- [Embroker vs Markel Insurance D&O Insurance](https://spot.insure/compare/embroker-vs-markel/directors-officers)
- [Embroker vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/embroker-vs-markel/employment-practices)
- [Embroker vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/embroker-vs-markel/fiduciary)
- [Embroker vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/embroker-vs-markel/product-liability)
- [Embroker vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/embroker-vs-markel/professional-errors-omissions)
- [Embroker vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/embroker-vs-markel/workers-compensation)
- [AIG vs Embroker General Liability Insurance](https://spot.insure/compare/aig-vs-embroker/general-liability)
- [AIG vs Markel Insurance General Liability Insurance](https://spot.insure/compare/aig-vs-markel/general-liability)
- [Alliance Risk vs Embroker General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-embroker/general-liability)
- [Alliance Risk vs Markel Insurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/general-liability)
- [Amelia Risk vs Embroker General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-embroker/general-liability)
- [Amelia Risk vs Markel Insurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-markel/general-liability)

## Sources

### Embroker

1. [Embroker](https://www.embroker.com/). Embroker; Industry navigation; quote and sign-in links; coverage options; footer availability qualification. Accessed 2026-09-15.
2. [Terms And Conditions](https://www.embroker.com/terms/). Embroker; Introduction; §§2A–B Insurance services, 13 Applications and quotes, 15 Insurance companies and underwriting guidelines, 16 Certificates, 21 Surplus lines products, 22 Payments. Accessed 2026-09-15.
3. [Embroker Access](https://access.embroker.com/). Embroker; EMIS announcement; appointed-broker quoting, binding and issuance; product links; footer identifies Embroker Insurance Services, LLC. Accessed 2026-09-15.
4. [Commercial General Liability Insurance: Coverage & Quotes](https://www.embroker.com/coverage/commercial-general-liability-insurance/). Embroker; Why it's essential; Who needs this coverage; What is General Liability insurance?; What's covered; What's not included; FAQ: How do you apply for General Liability insurance?; Is General Liability insurance required by law?. Accessed 2026-09-23.

### Markel Insurance

5. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28.
6. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
7. [IT Professionals E&O Insurance](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals). Markel; General liability section; occurrence or claims-made availability for advertising and personal injury; limited to IT-professional context.. Accessed 2026-09-30.

### General Liability Insurance Guide

8. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16.
9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16.
10. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Embroker Reviews

Review Score: 5.6 / 10 from 3 rated sources, equally weighted.

Embroker’s reviews are mixed, and BBB records a complaint-response concern. The feedback is too limited to establish consistent service quality.

- Trustpilot: TrustScore 2.9 (5); 2 reviews. Trustpilot review search using provider brand/domain; identity checked against the canonical insurance entity. Period: current page aggregate accessed 2026-09-25. Checked 2026-09-25. [Embroker Reviews | Read Customer Service Reviews](https://www.trustpilot.com/review/embroker.com)
- BBB: BBB business grade D+ (BBB letter grade). BBB business profile for Embroker, categorized as Small Business Insurance. Grade is BBB letter grade, not customer-star aggregate; complaint record is a product-issues billing/cancellation concern. Period: current profile; grade rationale includes 1 unanswered complaint. Checked 2026-09-25. [Embroker | BBB Business Profile](https://www.bbb.org/us/ca/san-francisco/profile/small-business-insurance/embroker-1116-974895)
- Birdeye: Combined office rating (Google + Birdeye sources) 3.9 (5); 19 reviews. Office-level listing at 24 Shotwell St, San Francisco; business profile links to embroker.com and categorizes it as Insurance. Birdeye displays combined rating from 18 Google-origin reviews plus 2 Birdeye-origin reviews. This is one office listing, not a firmwide aggregate; review dates displayed are old (examples from about five/six years before access date). Period: page accessed 2026-09-25; 17 Google-origin + 2 Birdeye-origin; displayed sample comments dated about 5-6 years earlier. Checked 2026-09-25. [Embroker - 20 Reviews - Insurance in San Francisco, CA | Birdeye](https://reviews.birdeye.com/embroker-150058735264881)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/embroker/reviews).

## Markel Insurance Reviews

Review Score: 7.5 / 10 from 2 rated sources, equally weighted.

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

- J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf)
- Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com)
- BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)
- BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/embroker-vs-markel/general-liability.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)