---
title: "Coverdash vs TechInsurance Fidelity Bonds"
description: "Coverdash’s surety catalog has a one-line fidelity card; TechInsurance publishes first-party, third-party and ERISA bond types you can quote online."
canonical: "https://spot.insure/compare/coverdash-vs-techinsurance/fidelity-bonds"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/coverdash-vs-techinsurance/fidelity-bonds)

# Coverdash vs TechInsurance Fidelity Bonds

Coverdash’s surety catalog has a one-line fidelity card; TechInsurance publishes first-party, third-party and ERISA bond types you can quote online.

## Research Scope and Use

Use this comparison to evaluate Coverdash and TechInsurance for Fidelity Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Coverdash brokers fidelity as an employee-dishonesty card on its surety page. TechInsurance’s dedicated fidelity page distinguishes first-party and third-party bonds, names fraud, theft, forgery, embezzlement and ERISA variants, and takes a short online application. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")

## What Is Coverdash Insurance?

Coverdash is an insurance brokerage and digital platform for small businesses, startups and e-commerce sellers. Buyers can compare quotes, purchase policies and manage coverage directly or through an embedded partner service. [1](https://www.coverdash.com/faq "Frequently Asked Questions") [2](https://www.coverdash.com/about "About Us") [3](https://www.coverdash.com/terms "Terms And Conditions")

[Coverdash profile](https://spot.insure/insurance-providers/coverdash)

## What Is TechInsurance?

TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. [5](https://www.techinsurance.com/about-us "About TechInsurance") [6](https://www.techinsurance.com/contact-us "Contact Us")

[TechInsurance profile](https://spot.insure/insurance-providers/techinsurance)

## What Are Fidelity Bonds?

Fidelity bonds and employee-dishonesty policies address losses caused by dishonest employees, within the limits and terms purchased. [8](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms")

## Key Differences in Fidelity Bonds

### Depth of the Product Description

Coverdash’s reviewed surety page describes fidelity in a single line as protecting clients against employee dishonesty. TechInsurance’s dedicated page says the bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and splits first-party bonds (protecting the business) from third-party bonds (protecting clients), plus employee-dishonesty, business-service, janitorial and ERISA variants. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")

### Who Each Firm Says Should Buy

Coverdash’s reviewed surety page does not separately describe who needs a fidelity bond; the eligibility copy on that page is written for surety bonds generally. TechInsurance aims the product at businesses whose employees handle sensitive financial information or access client property unsupervised, naming examples such as web hosting, project management, cleaning, healthcare and security-guard companies. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")

### Online Quote and Who Issues the Bond

Coverdash describes a fully digital quote-to-purchase process that includes fidelity among four bond types. TechInsurance uses a short online application and says licensed agents can help add fidelity bonds to a broader coverage package. Coverdash’s page does not name an insurer. TechInsurance’s reviewed page does not name a surety for a standard bond, but says an ERISA fidelity bond must come from a surety authorized by the U.S. Department of the Treasury. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")

## What to Confirm in Fidelity Bonds Quotes

- Ask Coverdash which carrier would issue the bond and what the employee-dishonesty wording actually covers. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds")
- Ask TechInsurance which bond variant is on the quote and, for ERISA, which Treasury-authorized surety would issue it. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")
- Compare bond amounts and pricing factors; Coverdash publishes none, and TechInsurance says cost is typically calculated from the total bond amount, type, industry risk, employee access and credit score. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online")
- Ask TechInsurance whether the bond would be added to a broader package; Coverdash’s surety page includes fidelity among four bond types in the same digital flow. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds")

## Offering Details

| Criteria | Coverdash Fidelity Bonds | TechInsurance Fidelity Bonds |
| --- | --- | --- |
| Role in This Line | Coverdash arranges fidelity bonds as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: General brokerage terms applied to the fidelity-bonds card on the surety-bond page; not specific to any one carrier or state..) | TechInsurance arranges fidelity bonds, describing them as a type of commercial crime insurance and a type of surety bond, distinct from a traditional insurance policy in that the bonding company can seek repayment from the employee responsible for a dishonest act. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page..) |
| Issuing Insurer | The surety-bond page does not name the insurer that issues fidelity bonds. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Not publicly disclosed; scope: Reviewed surety-bond page as of 2026-09-23; the page describes coverage without naming a specific carrier..) | The reviewed page does not name a specific surety or insurer for a standard fidelity bond, though it says an ERISA fidelity bond specifically must be purchased from a surety company authorized by the U.S. Department of the Treasury. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page as read on 2026-09-23..) |
| Who It’s For | The surety-bond page's eligibility description (contractors, licensed trades and businesses bidding on contracts) is written for surety bonds generally and does not separately describe who needs a fidelity bond specifically. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Not found in reviewed sources; scope: Page-level eligibility text is shared across all four bond types on the page; it was not written specifically for employee-dishonesty coverage..) | TechInsurance targets fidelity bonds at businesses whose employees handle sensitive financial information or access client property unsupervised, naming web hosting, project management, cleaning, healthcare and security-guard companies as example segments. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page, Who should get fidelity bonds? section..) |
| Coverage Features | Coverdash's surety-bond page describes fidelity bonds in a single line as protecting clients against loss from employee dishonesty; it does not have a dedicated fidelity-bond product page. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: One catalog card on the surety-bond page, not a full product description. Fidelity bonds are a distinct crime-type coverage rather than a three-party surety guarantee, even though Coverdash lists them on the same page as its surety bonds..) | TechInsurance says fidelity bonds cover employee fraud, theft, forgery and embezzlement against the business or its clients, and distinguishes first-party bonds (protecting the business itself) from third-party bonds (protecting clients), plus employee dishonesty, business service, janitorial and ERISA bond variants. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page; general policy description, not a specific bond form..) |
| Limits and Retentions | The surety-bond page does not publish specific limit or bond-amount figures for fidelity bonds. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Not publicly disclosed; scope: Reviewed surety-bond page as of 2026-09-23; figures are quote-specific and not shown on the public page..) | TechInsurance says fidelity bond costs vary widely and are typically calculated based on the total bond amount, with underwriting factors including bond type and size, industry risk, number of employees with sensitive-data access, and credit score; it does not publish a median premium for this line as it does for some other policies. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page, How much do fidelity bonds cost? section..) |
| How to Apply | Coverdash describes a fully digital quote-to-purchase process on its surety-bond page, which includes the fidelity-bond option among its four bond types. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) | You request fidelity bond quotes online through a short application; TechInsurance says its licensed agents can help add fidelity bonds to a broader coverage package. [7](https://www.techinsurance.com/fidelity-bonds "Fidelity Bonds – Quotes Online") (Evidence: Company-reported; scope: Fidelity bonds product page..) |

## Full Comparison

- [Coverdash vs TechInsurance](https://spot.insure/compare/coverdash-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity bonds and employee-dishonesty coverage protect against specified losses caused by dishonest employees or people handling plan assets.
- [Coverdash vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/coverdash-vs-techinsurance/business-owners-policy)
- [Coverdash vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/commercial-auto)
- [Coverdash vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/commercial-property)
- [Coverdash vs TechInsurance Cyber Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/cyber)
- [Coverdash vs TechInsurance D&O Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/directors-officers)
- [Coverdash vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/employment-practices)
- [Coverdash vs TechInsurance General Liability Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/general-liability)
- [Coverdash vs TechInsurance Inland Marine Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/inland-marine)
- [Coverdash vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/professional-errors-omissions)
- [Coverdash vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/technology-errors-omissions)
- [Coverdash vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/umbrella-excess)
- [Coverdash vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/coverdash-vs-techinsurance/workers-compensation)
- [Beazley vs Coverdash Fidelity Bonds](https://spot.insure/compare/beazley-vs-coverdash/fidelity-bonds)
- [Beazley vs TechInsurance Fidelity Bonds](https://spot.insure/compare/beazley-vs-techinsurance/fidelity-bonds)
- [Coverdash vs Founder Shield Fidelity Bonds](https://spot.insure/compare/coverdash-vs-foundershield/fidelity-bonds)
- [Coverdash vs Gallagher Fidelity Bonds](https://spot.insure/compare/coverdash-vs-gallagher/fidelity-bonds)
- [Coverdash vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/coverdash-vs-heffernan/fidelity-bonds)
- [Coverdash vs HUB International Fidelity Bonds](https://spot.insure/compare/coverdash-vs-hub-international/fidelity-bonds)

## Sources

### Coverdash

1. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
2. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
3. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
4. [Surety Bonds](https://www.coverdash.com/coverage/surety-bond). Coverdash; Types of Coverage card 04, Fidelity bonds: "Protect clients against loss from employee dishonesty". Accessed 2026-09-23.

### TechInsurance

5. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
6. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
7. [Fidelity Bonds – Quotes Online](https://www.techinsurance.com/fidelity-bonds). TechInsurance; What do fidelity bonds cover? (fraud, theft, forgery, embezzlement, employee benefits theft/ERISA); What is the difference between first-party and third-party fidelity bonds?; What are the different kinds of fidelity bonds?; How much do fidelity bonds cost?; What is the difference between commercial crime insurance and a fidelity bond?. Accessed 2026-09-23.

### Fidelity Bonds Guide

8. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Fidelity; Surety Bond. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/coverdash-vs-techinsurance/fidelity-bonds.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)