---
title: "Coverdash vs Resilience Tech E&O Insurance"
description: "Coverdash brokers unnamed digital Tech E&O; Resilience names Homeland carriers, a $25 million revenue floor and $10 million limits."
canonical: "https://spot.insure/compare/coverdash-vs-resilience/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# Coverdash vs Resilience Tech E&O Insurance

Coverdash brokers unnamed digital Tech E&O; Resilience names Homeland carriers, a $25 million revenue floor and $10 million limits.

## Research Scope and Use

Use this comparison to evaluate Coverdash and Resilience for Tech E&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Coverdash arranges Tech E&O as a broker through a digital quote-to-purchase path and does not name an insurer or publish limits. Resilience’s US Tech E&O is distributed by Ocrea and underwritten by Homeland Insurance Company of New York or Delaware for companies with $25 million to $10 billion in revenue and advertised limits up to $10 million. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [8](https://cyberresilience.com/disclaimer/ "Disclaimer") [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## What Is Coverdash Insurance?

Coverdash is an insurance brokerage and digital platform for small businesses, startups and e-commerce sellers. Buyers can compare quotes, purchase policies and manage coverage directly or through an embedded partner service. [1](https://www.coverdash.com/faq "Frequently Asked Questions") [2](https://www.coverdash.com/about "About Us") [3](https://www.coverdash.com/terms "Terms And Conditions")

[Coverdash profile](https://spot.insure/insurance-providers/coverdash)

## What Is Resilience Insurance?

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services. Its offerings address both insurance placement and security investment decisions. [6](https://cyberresilience.com/ "Home Page") [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

[Resilience profile](https://spot.insure/insurance-providers/resilience)

## What Is Technology Errors and Omissions (E&O) Insurance?

Technology errors and omissions (E&O) insurance addresses claims that a technology product or service caused a customer or other third party a financial loss. It doesn't extend to cyber incidents, bodily injury or professional services outside the quoted product. [10](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf "Insurance and Bonding Guidelines") [11](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance") [12](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf "DigiTech Enterprise Risk Management")

## Key Differences in Tech E&O Insurance

### Unnamed Broker Paper Versus Named Homeland Issuers

Coverdash arranges Tech E&O as a broker and does not name the issuing insurer. Resilience’s US disclosure says technology E&O is distributed by Ocrea Risk Services, LLC doing business as Resilience Cyber Insurance Solutions and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [8](https://cyberresilience.com/disclaimer/ "Disclaimer")

### Revenue Floor and Limit Cap

Coverdash markets to businesses that build, sell or service technology without a published revenue floor. Resilience targets US technology E&O with $25 million to $10 billion in revenue for primary and excess placements, listing segments such as MSP/MSSP, hardware, data centers, telecom, software including AI and payment processors, and web services, and advertises limits up to $10 million. Coverdash does not publish limits. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

### Buying Path and Claims Desk

Coverdash describes a fully digital quote-to-purchase process. Resilience’s reviewed product page routes visitors to request a quote rather than showing a self-service flow, and it describes a 24/7 in-house claims and incident-response team. Coverdash’s reviewed Tech E&O page does not describe an in-house claims team. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [9](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response")

## What to Confirm in Tech E&O Insurance Quotes

- Check whether your revenue meets Resilience’s $25 million floor. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")
- Ask Resilience which Homeland company issues the policy and whether $10 million is primary or excess. [8](https://cyberresilience.com/disclaimer/ "Disclaimer") [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")
- Ask Coverdash for the issuing carrier and numeric limits. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance")
- Compare Resilience’s integrated-endorsement form with Coverdash’s specimen. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance")

## Offering Details

| Criteria | Coverdash Tech E&O Insurance | Resilience Technology E&O |
| --- | --- | --- |
| Role in This Line | Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state..) | Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page introduction, accessed 2026-09-23..) |
| Issuing Insurer | The Tech E&O page does not name the insurer that issues the policy. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Not publicly disclosed; scope: Reviewed Tech E&O page as of 2026-09-23; the page describes coverage without naming a specific carrier..) | Resilience's US disclosure states that technology E&O products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The product page separately says capacity comes through "approved underwriting companies" rated by AM Best, without naming an insurer beyond the two Homeland entities. [8](https://cyberresilience.com/disclaimer/ "Disclaimer") [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page and the "Superior Capacity" benefit on the product page, both accessed 2026-09-23; product- and state-specific issuer mapping is not published..) |
| Who It’s For | Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page eligibility description; actual acceptance depends on underwriting..) | Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range..) |
| Coverage Features | Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made..)<br><br>Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. [5](https://www.coverdash.com/coverage "Coverage Hub") (Evidence: Company-reported; scope: Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business..) | Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Coverage Certainty" benefit on the product page; the actual policy as issued controls..)<br><br>Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23..) |
| Limits and Retentions | The Tech E&O page does not publish specific limit, retention or deductible amounts. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Not publicly disclosed; scope: Reviewed Tech E&O page as of 2026-09-23; figures are quote-specific and not shown on the public product page..) | Resilience advertises technology E&O limits up to $10 million, available on both a primary and an excess basis. The page does not publish retentions or deductibles. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit, accessed 2026-09-23; the figure is a marketing maximum, not a specific quote..) |
| How to Apply | Coverdash describes a fully digital quote-to-purchase process for Tech E&O, with the option to add coverages such as general liability or cyber alongside it. [4](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) | The reviewed technology E&O product page does not describe a self-service online application or quoting process; it routes visitors to request a quote rather than showing an application flow. [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Technology E&O product page, accessed 2026-09-23..) |
| Claims Support | Not described in the reviewed sources. | Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. The reviewed pages do not describe a claims process specific to technology E&O separate from this shared claims team. [9](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified..) |

## Full Comparison

- [Coverdash vs Resilience](https://spot.insure/compare/coverdash-vs-resilience): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology E&O insurance addresses claims that a problem with your technology product or service caused a customer financial loss.
- [Coverdash vs Resilience Cyber Insurance](https://spot.insure/compare/coverdash-vs-resilience/cyber)
- [Alliance Risk vs Coverdash Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-coverdash/technology-errors-omissions)
- [Alliance Risk vs Resilience Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-resilience/technology-errors-omissions)
- [Amelia Risk vs Coverdash Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-coverdash/technology-errors-omissions)
- [Amelia Risk vs Resilience Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-resilience/technology-errors-omissions)
- [At-Bay vs Coverdash Tech E&O Insurance](https://spot.insure/compare/at-bay-vs-coverdash/technology-errors-omissions)
- [At-Bay vs Resilience Tech E&O Insurance](https://spot.insure/compare/at-bay-vs-resilience/technology-errors-omissions)

## Sources

### Coverdash

1. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
2. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
3. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
4. [Tech E&O Insurance](https://www.coverdash.com/coverage/tech-eo). Coverdash; Product introduction; Types of Coverage cards for Software failures, Missed deliverables, Data and security lapses, Legal defense; Who It's For industry list. Accessed 2026-09-23.
5. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Professional & Management category listing Tech E&O separately from Professional Liability. Accessed 2026-09-23.

### Resilience

6. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
7. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; "Comprehensive coverage for technology risks" segment list; "Key Benefits" section: A Broad Market Appetite, Comprehensive Coverage, Coverage Certainty, Superior Capacity. Accessed 2026-09-23.
8. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
9. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

### Tech E&O Insurance Guide

10. [Insurance and Bonding Guidelines](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf). Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
11. [Technology Errors and Omissions Insurance](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
12. [DigiTech Enterprise Risk Management](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf). Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/coverdash-vs-resilience/technology-errors-omissions.md)
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- [Public page index](https://spot.insure/llms.txt)