---
title: "Coverdash vs Resilience Cyber Insurance"
description: "Resilience names its underwriting insurers and advertises limits up to $20 million; Coverdash's reviewed cyber page names neither an insurer nor a limit figure."
canonical: "https://spot.insure/compare/coverdash-vs-resilience/cyber"
page-type: "line-comparison"
updated-at: "2026-09-24"
---

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[Human-readable page](https://spot.insure/compare/coverdash-vs-resilience/cyber)

# Coverdash vs Resilience Cyber Insurance

Resilience names its underwriting insurers and advertises limits up to $20 million; Coverdash's reviewed cyber page names neither an insurer nor a limit figure.

## Research Scope and Use

Use this comparison to evaluate Coverdash and Resilience for Cyber Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Resilience's US disclosure names Homeland Insurance Company of New York or Delaware as underwriter and advertises limits up to $20 million. Coverdash's reviewed cyber page does not name an insurer or publish limit figures. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance")

## What Is Coverdash Insurance?

Coverdash is an insurance brokerage and digital platform for small businesses, startups and e-commerce sellers. Buyers can compare quotes, purchase policies and manage coverage directly or through an embedded partner service. [1](https://www.coverdash.com/faq "Frequently Asked Questions") [2](https://www.coverdash.com/about "About Us") [3](https://www.coverdash.com/terms "Terms And Conditions")

[Coverdash profile](https://spot.insure/insurance-providers/coverdash)

## What Is Resilience Insurance?

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services. Its offerings address both insurance placement and security investment decisions. [6](https://cyberresilience.com/ "Home Page") [7](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

[Resilience profile](https://spot.insure/insurance-providers/resilience)

## What Is Cyber Insurance?

Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. [11](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance "Cyber Insurance")

## Key Differences in Cyber Insurance

### Published Limits

Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with an eCrime sublimit of up to $500,000; the figures are marketing maximums rather than a specific quote. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")

Coverdash's reviewed product page does not publish a limit, sublimit or deductible amount. That absence describes the page reviewed, not the terms of any quote. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance")

### Services Layered on the Policy

Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations, on top of the policy itself. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") Coverdash's reviewed page describes no comparable ongoing monitoring service; it covers only post-incident response. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance")

### Claims Handling

Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager staying with the policyholder from triage through settlement, backed by an outside panel of forensics and crisis-communications specialists. [10](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") Coverdash's page doesn't describe a comparable claims process for this line. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance")

## What to Confirm in Cyber Insurance Quotes

- Ask Resilience whether Homeland Insurance Company of New York or Delaware issues your specific policy. [9](https://cyberresilience.com/disclaimer/ "Disclaimer")
- Ask Coverdash which insurer issues the policy, since its page names none. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance")
- Ask whether Resilience's $20 million maximum and $500,000 eCrime sublimit are available at your revenue size, since the figures are advertised maximums rather than guaranteed quotes. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")
- Ask Coverdash for actual limit and retention figures before binding, since neither is published on the product page. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance")

## Offering Details

| Criteria | Coverdash Cyber Insurance | Resilience Cyber Insurance |
| --- | --- | --- |
| Role in This Line | Coverdash arranges cyber coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance") (Evidence: Company-reported; scope: General brokerage terms applied to the cyber page; not specific to any one carrier or state..) | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23..) |
| Issuing Insurer | The cyber page does not name the insurer that issues the policy. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance") (Evidence: Not publicly disclosed; scope: Reviewed cyber page as of 2026-09-23; the page describes coverage without naming a specific carrier..) | Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. [9](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published..) |
| Who It’s For | Coverdash markets cyber coverage to any business that collects data, takes payments online, or relies on software, regardless of industry. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance") (Evidence: Company-reported; scope: Product-page eligibility description; actual acceptance depends on underwriting..) | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range)..) |
| Coverage Features | Coverdash describes cyber coverage as including data-breach response (notification, credit monitoring and forensics), ransomware (negotiation and restoring systems), business-interruption income loss during an attack-driven outage, and legal defense and settlements for lawsuits after a data exposure. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance") (Evidence: Company-reported; scope: Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions..) | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy..) |
| Limits and Retentions | The cyber page does not publish specific limit, retention or deductible amounts, or a separate sub-limit for ransomware versus breach-response costs. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance") (Evidence: Not publicly disclosed; scope: Reviewed cyber page as of 2026-09-23; figures are quote-specific and not shown on the public product page..) | Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote..) |
| Risk Services | The reviewed cyber page does not describe security-monitoring or other risk-management services made available to policyholders; it describes only post-incident response coverage. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance") (Evidence: Not found in reviewed sources; scope: Cyber product page as read on 2026-09-23..) | Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "The Resilience Advantage" section of the cyber product page..) |
| How to Apply | Coverdash describes a fully digital quote-to-purchase process for cyber coverage, with the option to add other coverages alongside it. [4](https://www.coverdash.com/coverage/cyber "Cyber Insurance") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) | The reviewed cyber product page does not describe a self-service online application or quoting process; it routes visitors to request a quote or watch a product overview rather than showing an application flow. [8](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Not publicly disclosed; scope: Cyber Insurance product page, accessed 2026-09-23..) |
| Claims Support | Not described in the reviewed sources. | Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. [10](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified..) |

## Full Comparison

- [Coverdash vs Resilience](https://spot.insure/compare/coverdash-vs-resilience): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay your response costs and covered claims against your business after a cyber incident.
- [Coverdash vs Resilience Tech E&O Insurance](https://spot.insure/compare/coverdash-vs-resilience/technology-errors-omissions)
- [Alliance Risk vs Coverdash Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-coverdash/cyber)
- [Alliance Risk vs Resilience Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-resilience/cyber)
- [Amelia Risk vs Coverdash Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-coverdash/cyber)
- [Amelia Risk vs Resilience Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-resilience/cyber)
- [At-Bay vs Coverdash Cyber Insurance](https://spot.insure/compare/at-bay-vs-coverdash/cyber)
- [At-Bay vs Resilience Cyber Insurance](https://spot.insure/compare/at-bay-vs-resilience/cyber)

## Sources

### Coverdash

1. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
2. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
3. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
4. [Cyber Insurance](https://www.coverdash.com/coverage/cyber). Coverdash; Product introduction; Types of Coverage cards for Data breaches, Ransomware, System downtime, Lawsuits and liability; Who It's For. Accessed 2026-09-23.
5. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Cyber & Crime category listing Cyber Insurance, Crime Coverage and Kidnap & Ransom. Accessed 2026-09-23.

### Resilience

6. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
7. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
8. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23.
9. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
10. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

### Cyber Insurance Guide

11. [Cyber Insurance](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance). Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.

Updated 2026-09-24. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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- [Public page index](https://spot.insure/llms.txt)