--- title: "Coverdash vs HUB International Fidelity Bonds" description: "Coverdash lists a one-line employee-dishonesty bond you can quote online; HUB places Crime/Fidelity and financial institution bonds through ProEx." canonical: "https://spot.insure/compare/coverdash-vs-hub-international/fidelity-bonds" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/coverdash-vs-hub-international/fidelity-bonds) # Coverdash vs HUB International Fidelity Bonds Coverdash lists a one-line employee-dishonesty bond you can quote online; HUB places Crime/Fidelity and financial institution bonds through ProEx. ## Research Scope and Use Use this comparison to evaluate Coverdash and HUB International for Fidelity Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Coverdash brokers fidelity as a catalog item on its surety page, with a digital quote-to-purchase path. HUB International places Crime/Fidelity and Financial Institution Bonds through its ProEx Professional & Executive Risk practice, and asks you to contact a specialist. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What Is Coverdash Insurance? Coverdash is an insurance brokerage and digital platform for small businesses, startups and e-commerce sellers. Buyers can compare quotes, purchase policies and manage coverage directly or through an embedded partner service. [1](https://www.coverdash.com/faq "Frequently Asked Questions") [2](https://www.coverdash.com/about "About Us") [3](https://www.coverdash.com/terms "Terms And Conditions") [Coverdash profile](https://spot.insure/insurance-providers/coverdash) ## What Is HUB International? HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [5](https://www.hubinternational.com/about-us/ "About Us") [6](https://www.hubinternational.com/contact-us/ "Contact Us") [7](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## What Are Fidelity Bonds? Fidelity bonds and employee-dishonesty policies address losses caused by dishonest employees, within the limits and terms purchased. [9](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") ## Key Differences in Fidelity Bonds ### Broker Path Versus ProEx Placement Coverdash arranges fidelity bonds as a broker under its standard terms and shows them as one of four bond types. HUB also brokers rather than underwrites, but it places Crime/Fidelity with its ProEx executive-risk team and lists Financial Institution Bonds as a separate financial-institutions offering. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ### What the Catalog Actually Describes Coverdash’s reviewed card says the bond protects clients against employee dishonesty and stops there. HUB’s ProEx list names Crime/Fidelity and Financial Institution Bonds without describing insuring agreements, dishonest-act scenarios or exclusions for either. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ### Buying Route and Extra Services You can start Coverdash’s digital quote-to-purchase process for the fidelity option. HUB directs prospects to a ProEx specialist rather than an online bind flow, and says that team provides analytics, litigation support and risk-management services. Neither reviewed page names the issuing carrier or a bond amount. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What to Confirm in Fidelity Bonds Quotes - Ask Coverdash for the issuing surety and whether the bond is written for your own loss, your clients’ loss, or both. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") - Ask HUB whether the quote is Crime/Fidelity, a financial institution bond, or both, and which carrier is on the form. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Compare penalty amounts and retentions; Coverdash and HUB both leave those off the public pages. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Ask HUB which ProEx analytics or litigation-support services would attach to this placement. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## Offering Details | Criteria | Coverdash Fidelity Bonds | HUB International Crime and Fidelity Bond Brokerage | | --- | --- | --- | | Role in This Line | Coverdash arranges fidelity bonds as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [3](https://www.coverdash.com/terms "Terms And Conditions") [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: General brokerage terms applied to the fidelity-bonds card on the surety-bond page; not specific to any one carrier or state..) | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds..) | | Issuing Insurer | The surety-bond page does not name the insurer that issues fidelity bonds. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Not publicly disclosed; scope: Reviewed surety-bond page as of 2026-09-23; the page describes coverage without naming a specific carrier..) | No insurer is named for Crime/Fidelity or Financial Institution Bonds on the ProEx page; HUB says ProEx places over $2 billion in premium with carriers it calls top-rated, without naming them. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not found in reviewed sources; scope: Checked the ProEx page on 2026-09-23..) | | Who It’s For | The surety-bond page's eligibility description (contractors, licensed trades and businesses bidding on contracts) is written for surety bonds generally and does not separately describe who needs a fidelity bond specifically. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Not found in reviewed sources; scope: Page-level eligibility text is shared across all four bond types on the page; it was not written specifically for employee-dishonesty coverage..) | No size, industry or state eligibility criteria specific to fidelity bonds or financial institution bonds were found on the ProEx page. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not found in reviewed sources; scope: Checked the ProEx page on 2026-09-23; these coverages are listed among many others without their own eligibility description..) | | Coverage Features | Coverdash's surety-bond page describes fidelity bonds in a single line as protecting clients against loss from employee dishonesty; it does not have a dedicated fidelity-bond product page. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: One catalog card on the surety-bond page, not a full product description. Fidelity bonds are a distinct crime-type coverage rather than a three-party surety guarantee, even though Coverdash lists them on the same page as its surety bonds..) | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list only; these are catalogue entries, not policy-form descriptions..) | | Limits and Retentions | The surety-bond page does not publish specific limit or bond-amount figures for fidelity bonds. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Not publicly disclosed; scope: Reviewed surety-bond page as of 2026-09-23; figures are quote-specific and not shown on the public page..) | Published bond penalty amounts, limits or retentions were not found on the ProEx page. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not publicly disclosed; scope: Checked the ProEx page on 2026-09-23; bond amounts are set on the quote and declarations..) | | Risk Services | Not described in the reviewed sources. | HUB says its ProEx team, which lists Crime/Fidelity and Financial Institution Bonds among its coverages, provides analytics, litigation support and risk-management services to clients of all sizes under a named ProEx practice leader. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page team and services description; not specific to a single bond placement..) | | How to Apply | Coverdash describes a fully digital quote-to-purchase process on its surety-bond page, which includes the fidelity-bond option among its four bond types. [4](https://www.coverdash.com/coverage/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. [8](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) | ## Full Comparison - [Coverdash vs HUB International](https://spot.insure/compare/coverdash-vs-hub-international): all coverage lines, business roles, service and claims. - [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity bonds and employee-dishonesty coverage protect against specified losses caused by dishonest employees or people handling plan assets. - [Coverdash vs HUB International Builders Risk Insurance](https://spot.insure/compare/coverdash-vs-hub-international/builders-risk) - [Coverdash vs HUB International Business Owner’s Policy](https://spot.insure/compare/coverdash-vs-hub-international/business-owners-policy) - [Coverdash vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/coverdash-vs-hub-international/cargo-transit) - [Coverdash vs HUB International Commercial Auto Insurance](https://spot.insure/compare/coverdash-vs-hub-international/commercial-auto) - [Coverdash vs HUB International Commercial Property Insurance](https://spot.insure/compare/coverdash-vs-hub-international/commercial-property) - [Coverdash vs HUB International Crime Insurance](https://spot.insure/compare/coverdash-vs-hub-international/crime) - [Coverdash vs HUB International Cyber Insurance](https://spot.insure/compare/coverdash-vs-hub-international/cyber) - [Coverdash vs HUB International D&O Insurance](https://spot.insure/compare/coverdash-vs-hub-international/directors-officers) - [Coverdash vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/employment-practices) - [Coverdash vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/coverdash-vs-hub-international/equipment-breakdown) - [Coverdash vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/fiduciary) - [Coverdash vs HUB International General Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/general-liability) - [Coverdash vs HUB International Inland Marine Insurance](https://spot.insure/compare/coverdash-vs-hub-international/inland-marine) - [Coverdash vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/coverdash-vs-hub-international/kidnap-ransom) - [Coverdash vs HUB International Management Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/management-liability) - [Coverdash vs HUB International Product Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/product-liability) - [Coverdash vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/coverdash-vs-hub-international/professional-errors-omissions) - [Coverdash vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/coverdash-vs-hub-international/representations-warranties) - [Coverdash vs HUB International Surety Bonds](https://spot.insure/compare/coverdash-vs-hub-international/surety-bonds) - [Coverdash vs HUB International Tech E&O Insurance](https://spot.insure/compare/coverdash-vs-hub-international/technology-errors-omissions) - [Coverdash vs HUB International Trucking Insurance](https://spot.insure/compare/coverdash-vs-hub-international/trucking) - [Coverdash vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/coverdash-vs-hub-international/umbrella-excess) - [Coverdash vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/coverdash-vs-hub-international/workers-compensation) - [Beazley vs Coverdash Fidelity Bonds](https://spot.insure/compare/beazley-vs-coverdash/fidelity-bonds) - [Beazley vs HUB International Fidelity Bonds](https://spot.insure/compare/beazley-vs-hub-international/fidelity-bonds) - [Coverdash vs Founder Shield Fidelity Bonds](https://spot.insure/compare/coverdash-vs-foundershield/fidelity-bonds) - [Coverdash vs Gallagher Fidelity Bonds](https://spot.insure/compare/coverdash-vs-gallagher/fidelity-bonds) - [Coverdash vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/coverdash-vs-heffernan/fidelity-bonds) - [Coverdash vs Marsh Fidelity Bonds](https://spot.insure/compare/coverdash-vs-marsh/fidelity-bonds) ## Sources ### Coverdash 1. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15. 2. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15. 3. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23. 4. [Surety Bonds](https://www.coverdash.com/coverage/surety-bond). Coverdash; Types of Coverage card 04, Fidelity bonds: "Protect clients against loss from employee dishonesty". Accessed 2026-09-23. ### HUB International 5. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 6. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 7. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 8. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Crime / Fidelity under Executive Liability and Financial Institution Bonds under Financial Institutions; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23. ### Fidelity Bonds Guide 9. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Fidelity; Surety Bond. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/coverdash-vs-hub-international/fidelity-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)