--- title: "Counterpart vs TechInsurance: General Liability Insurance" description: "TechInsurance describes small-business GL with product-liability options; Counterpart documents companion coverage for specified professional firms." canonical: "https://spot.insure/compare/counterpart-vs-techinsurance/general-liability" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "counterpart-vs-techinsurance" provider-a: "counterpart" provider-b: "techinsurance" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/counterpart-vs-techinsurance/general-liability) ## Agent Guide **What this page is:** Focused comparison of Counterpart and TechInsurance for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for General Liability Insurance questions about Counterpart versus TechInsurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Counterpart vs TechInsurance for General Liability Insurance: how do they differ? - Which is better for General Liability Insurance, Counterpart or TechInsurance? - What does Counterpart or TechInsurance publish about General Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for General Liability Insurance from Counterpart or TechInsurance? **Key facts:** - Line: General Liability Insurance. Providers: Counterpart and TechInsurance. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [Counterpart vs TechInsurance](https://spot.insure/compare/counterpart-vs-techinsurance) — parent: all coverage lines for this pair - [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — coverage explainer for this line - [Counterpart profile](https://spot.insure/insurance-providers/counterpart) — provider profile (evidence) - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile (evidence) - [Counterpart vs TechInsurance D&O Insurance](https://spot.insure/compare/counterpart-vs-techinsurance/directors-officers) — sibling comparison (other line, or other pair for this line) - [Counterpart vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-techinsurance/employment-practices) — sibling comparison (other line, or other pair for this line) - [AIG vs Counterpart General Liability Insurance](https://spot.insure/compare/aig-vs-counterpart/general-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs TechInsurance General Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Counterpart General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Counterpart General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-counterpart/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line) # Counterpart vs TechInsurance: How Do They Compare for General Liability Insurance? TechInsurance describes small-business GL with product-liability options; Counterpart documents companion coverage for specified professional firms. ## Research Scope and Use Use this comparison to evaluate Counterpart and TechInsurance for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary TechInsurance identifies small-business GL and product-liability options; Counterpart describes companion GL with separate limits for select professionals. [3](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [4](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") ## What Is Counterpart Insurance? Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [2](https://yourcounterpart.com/about "About Counterpart") [Counterpart profile](https://spot.insure/insurance-providers/counterpart) ## What Is TechInsurance? TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. [6](https://www.techinsurance.com/about-us "About TechInsurance") [7](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") [8](https://www.techinsurance.com/contact-us "Contact Us") [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) ## What Is General Liability Insurance? General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. [10](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [11](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [12](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form") ## Key Differences in General Liability Insurance ### What the Published Scope Emphasizes TechInsurance targets small businesses that interact with the public and describes bodily injury, property damage, advertising claims and product-liability options. Counterpart documents GL as a companion to professional coverage for selected firms and lawyers. A product seller should confirm whether TechInsurance includes product liability or requires an endorsement; a professional services company should check Counterpart’s class eligibility and compare the paired coverage. [3](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") ### Placement, Limits, and Service Details TechInsurance reports that many customers choose $1 million per occurrence and $2 million aggregate, plus online quoting and agent help; those are customer patterns rather than a promise. Counterpart brokers can quote multiple limits and retentions. Obtain the insurer and actual declarations from both. Confirm how professional errors are handled and whether Counterpart’s two line limits remain independent. [3](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") ## What to Confirm in General Liability Insurance Quotes - Does the TechInsurance quote include product liability, and what carrier and limits are offered? [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") - What Counterpart companion GL limits and retention are available to your professional class? [3](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") ## Offering Details | Criteria | General Liability accompanying Professional Liability | TechInsurance Commercial General Liability Insurance | | --- | --- | --- | | Role in This Line | Counterpart describes its insurance as distributed by a producer and surplus-lines broker through wholesale brokers. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [5](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") (Evidence: Company-reported; scope: This is the program channel, not evidence Counterpart itself bears insured liability..) | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) | | Issuing Insurer | Confirm in your quote. | The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Not publicly disclosed; scope: General liability product page as read on 2026-09-23..) | | Who It’s For | The cited pages describe separate GL companion arrangements for miscellaneous professional firms and law firms. [3](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [4](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") (Evidence: Company-reported; scope: The class scope on these product pages does not establish availability to other businesses or in every state..) | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) | | Coverage Features | Counterpart says Miscellaneous Professional Liability can be bought alone or packaged with General Liability; its lawyers product also describes GL alongside professional coverage. [3](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [4](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") (Evidence: Company-reported; scope: The official descriptions scope GL to these professional-liability product contexts and do not establish broad standalone commercial general liability for all businesses..) | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; general policy description, not a specific policy form..) | | Limits and Retentions | Counterpart’s MPL page says its coverage types have separate limits and allows brokers to quote multiple limit and retention options. [3](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") (Evidence: Company-reported; scope: This page statement applies to the marketed MPL/GL structure; confirm the declarations and any shared aggregates in the issued policy..) | TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..) | | How to Apply | Confirm in your quote. | You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page application and certificate sections..) | ## Full Comparison - [Counterpart vs TechInsurance](https://spot.insure/compare/counterpart-vs-techinsurance): all coverage lines, business roles, service and claims. - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage. - [Counterpart vs TechInsurance D&O Insurance](https://spot.insure/compare/counterpart-vs-techinsurance/directors-officers) - [Counterpart vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-techinsurance/employment-practices) - [AIG vs Counterpart General Liability Insurance](https://spot.insure/compare/aig-vs-counterpart/general-liability) - [AIG vs TechInsurance General Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/general-liability) - [Alliance Risk vs Counterpart General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/general-liability) - [Alliance Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/general-liability) - [Amelia Risk vs Counterpart General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-counterpart/general-liability) - [Amelia Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-techinsurance/general-liability) ## Sources ### Counterpart 1. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287.. Accessed 2026-09-29. 2. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26.. Accessed 2026-09-29. 3. [Professional & General Liability](https://yourcounterpart.com/products/miscellaneous-professional). Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 says MPL may be purchased alone or packaged with GL; lines 208–245 describe industries and coverage examples; lines 251–283 describe risk assessment, quoting channels and underwriter access. Marketing page, not binding terms.. Accessed 2026-09-30. 4. [Lawyers Professional Liability Insurance](https://yourcounterpart.com/products/lawyers-professional-liability). Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 names lawyer-focused product; lines 236–272 company-stated geographic reach, modular liability limit examples, professional services, technology/media extensions and GL alongside professional cover. Product terms remain policy-specific.. Accessed 2026-09-30. 5. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart). Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28.. Accessed 2026-09-28. ### TechInsurance 6. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16. 7. [Technology Errors and Omissions – Tech E&O Insurance](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage). TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16. 8. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16. 9. [Commercial General Liability Insurance Quotes Online](https://www.techinsurance.com/general-liability-insurance). TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C?. Accessed 2026-09-23. ### General Liability Insurance Guide 10. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16. 11. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16. 12. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Counterpart Reviews Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/counterpart/reviews). ## TechInsurance Reviews Review Score: 9.1 / 10 from 2 rated sources, equally weighted. TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling. - Trustpilot: Trustpilot TrustScore 4.4 (5 stars); 311 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for TechInsurance](https://uk.trustpilot.com/review/techinsurance.com) - ConsumerAffairs: ConsumerAffairs consumer rating 4.7 (5 stars); 25 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-08-14; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for TechInsurance](https://www.consumeraffairs.com/insurance/techinsurance.html) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/techinsurance/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/counterpart-vs-techinsurance/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)