--- title: "Counterpart vs Founder Shield: Crime Insurance" description: "Counterpart names computer and system fraud; Founder Shield highlights placement for healthcare, financial services, nonprofit, and retail risks." canonical: "https://spot.insure/compare/counterpart-vs-foundershield/crime" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "counterpart-vs-foundershield" provider-a: "counterpart" provider-b: "foundershield" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/counterpart-vs-foundershield/crime) ## Agent Guide **What this page is:** Focused comparison of Counterpart and Founder Shield for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Crime Insurance questions about Counterpart versus Founder Shield. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Counterpart vs Founder Shield for Crime Insurance: how do they differ? - Which is better for Crime Insurance, Counterpart or Founder Shield? - What does Counterpart or Founder Shield publish about Crime Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Crime Insurance from Counterpart or Founder Shield? **Key facts:** - Line: Crime Insurance. Providers: Counterpart and Founder Shield. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Counterpart vs Founder Shield](https://spot.insure/compare/counterpart-vs-foundershield) — parent: all coverage lines for this pair - [Crime Insurance guide](https://spot.insure/coverage/crime) — coverage explainer for this line - [Counterpart profile](https://spot.insure/insurance-providers/counterpart) — provider profile (evidence) - [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence) - [Counterpart vs Founder Shield D&O Insurance](https://spot.insure/compare/counterpart-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-foundershield/fiduciary) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Founder Shield General Liability Insurance](https://spot.insure/compare/counterpart-vs-foundershield/general-liability) — sibling comparison (other line, or other pair for this line) - [Counterpart vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-foundershield/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Counterpart Crime Insurance](https://spot.insure/compare/aig-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line) - [AIG vs Founder Shield Crime Insurance](https://spot.insure/compare/aig-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Counterpart Crime Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Founder Shield Crime Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line) - [Aon vs Counterpart Crime Insurance](https://spot.insure/compare/aon-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line) - [Aon vs Founder Shield Crime Insurance](https://spot.insure/compare/aon-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line) # Counterpart vs Founder Shield: How Do They Compare for Crime Insurance? Counterpart names computer and system fraud; Founder Shield highlights placement for healthcare, financial services, nonprofit, and retail risks. ## How to Use the Counterpart vs Founder Shield Crime Insurance Comparison Use this comparison to evaluate Counterpart and Founder Shield for Crime Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Counterpart vs Founder Shield Crime Insurance Summary Founder Shield calls crime a priority for theft-exposed industries; Counterpart presents its insurance and risk-management products to small businesses. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [10](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") ## What Is Counterpart Insurance? Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [2](https://yourcounterpart.com/about "About Counterpart") [Counterpart profile](https://spot.insure/insurance-providers/counterpart) ## What Is Founder Shield Insurance? Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [5](https://foundershield.com/ "Founder Shield") [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [8](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [9](https://foundershield.com/terms-of-service/ "Terms of Service") [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) ## What Is Crime Insurance? Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. [12](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [13](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions "Crime Non-Financial Applications and Forms") [14](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f "Crime Terms and Conditions") [15](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html "Social Engineering Fraud Insurance") [16](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3 "Commercial Crime Coverage Application") ## What Are the Key Differences Between Counterpart and Founder Shield Crime Insurance? ### Industry Focus and Small-Business Audience Founder Shield calls crime coverage a priority for healthcare, financial services, nonprofits, and manufacturing or retail businesses. Counterpart presents its products and risk-management services for small businesses without listing a crime-specific industry focus. If your exposure comes from patient funds, retail cash, or financial operations, ask Founder Shield how its stated sector focus fits your risk and ask Counterpart’s wholesaler about eligibility for your operation. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [10](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") ### Theft Scenarios and Carrier Selection Founder Shield lists employee dishonesty, forgery, computer fraud, and funds-transfer fraud tied to social engineering; as a brokerage, it places the policy with a third-party carrier rather than underwriting it. Counterpart’s crime examples include employee theft, forgery, computer fraud, funds transfer, and social engineering, with distribution through wholesale brokers. Founder Shield says its carriers are rated A- or better but does not name the issuer for a particular crime quote; Counterpart’s records do not map an issuer to this placement. Compare the named carrier and wording, not just the matching scenario labels. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [10](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") ## What Should You Confirm in Counterpart and Founder Shield Crime Insurance Quotes? - Which carrier will Founder Shield approach for your sector, and what employee or third-party theft terms will it quote? [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") - Which Counterpart carrier will issue the policy, and how are social-engineering controls treated? [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") ## Counterpart vs Founder Shield Crime Insurance Compared | Criteria | Counterpart Commercial Crime | Founder Shield Crime Insurance | | --- | --- | --- | | Role in This Line | Counterpart says its insurance is offered through Counterpart Insurance Services, Inc., which it describes as a producer and surplus-lines broker; its help center says businesses reach the program through a wholesale broker. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") (Evidence: Company-reported; scope: Company-published distribution description; it does not identify the insurer for this crime placement..) | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Crime Insurance with third-party carriers rather than underwriting the policy itself. [11](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) | | Issuing Insurer | Confirm in your quote. | Founder Shield says it places policies, including Founder Shield Crime Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) | | Who It’s For | Counterpart presents its insurance products and risk-management services for small businesses. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") (Evidence: Company-reported; scope: The general audience statement is not a crime-specific underwriting rule..) | Founder Shield calls this coverage a priority for healthcare, financial services, non-profit and manufacturing/retail companies because of their exposure to internal or external theft. [10](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime Insurance product page..) | | Coverage Features | Counterpart’s crime page lists employee theft, forgery, computer or system fraud, funds-transfer fraud and social-engineering scenarios. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") (Evidence: Company-reported; scope: These are marketing examples, not a complete insuring agreement; the actual policy defines covered loss and conditions..)

Counterpart separately lists funds-transfer fraud and social-engineering as crime examples. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") (Evidence: Company-reported; scope: The examples do not define authentication conditions, sublimits, exclusions or how a claim would be adjusted..) | Founder Shield lists employee dishonesty (theft or embezzlement by an identified employee), forgery or alteration of financial instruments, computer fraud, and funds-transfer fraud from social engineering as the branches of crime coverage it places. [10](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | | How to Apply | Confirm in your quote. | You request Founder Shield Crime Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) | ## Related Pages for Counterpart vs Founder Shield Crime Insurance - [Counterpart vs Founder Shield](https://spot.insure/compare/counterpart-vs-foundershield): all coverage lines, business roles, service and claims. - [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms. - [Counterpart vs Founder Shield D&O Insurance](https://spot.insure/compare/counterpart-vs-foundershield/directors-officers) - [Counterpart vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-foundershield/employment-practices) - [Counterpart vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-foundershield/fiduciary) - [Counterpart vs Founder Shield General Liability Insurance](https://spot.insure/compare/counterpart-vs-foundershield/general-liability) - [Counterpart vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-foundershield/professional-errors-omissions) - [AIG vs Counterpart Crime Insurance](https://spot.insure/compare/aig-vs-counterpart/crime) - [AIG vs Founder Shield Crime Insurance](https://spot.insure/compare/aig-vs-foundershield/crime) - [Alliance Risk vs Counterpart Crime Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/crime) - [Alliance Risk vs Founder Shield Crime Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/crime) - [Aon vs Counterpart Crime Insurance](https://spot.insure/compare/aon-vs-counterpart/crime) - [Aon vs Founder Shield Crime Insurance](https://spot.insure/compare/aon-vs-foundershield/crime) ## Sources for Counterpart vs Founder Shield Crime Insurance ### Sources About Counterpart 1. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287.. Accessed 2026-09-29. 2. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26.. Accessed 2026-09-29. 3. [Commercial Crime Insurance](https://yourcounterpart.com/products/crime). Counterpart, Inc.; Retained provider source: product page lists employee theft, forgery, computer/system fraud, funds-transfer and social-engineering examples; prior access 2026-09-28. Direct reopen failed in this session.. Accessed 2026-09-28. 4. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart). Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28.. Accessed 2026-09-28. ### Sources About Founder Shield 5. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15. 6. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15. 7. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23. 8. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15. 9. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15. 10. [Crime Insurance](https://foundershield.com/coverage/crime-insurance/). Founder Shield; What Is Crime Insurance?; Who Needs Crime Insurance Coverage?; What Does Crime Insurance Cover?. Accessed 2026-09-23. 11. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23. ### Sources for the Crime Insurance Guide 12. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Crime. Accessed 2026-09-16. 13. [Crime Non-Financial Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions). Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16. 14. [Crime Terms and Conditions](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f). The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16. 15. [Social Engineering Fraud Insurance](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html). Chubb; Opening; coverage highlights. Accessed 2026-09-16. 16. [Commercial Crime Coverage Application](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3). Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Counterpart Review Scores for 2026 Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/counterpart/reviews). ## Founder Shield Review Scores for 2026 Review Score: 7.4 / 10 from 1 rated source, equally weighted. Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record. - Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/counterpart-vs-foundershield/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)