---
title: "Counterpart vs Coverdash: Crime Insurance"
description: "Counterpart distributes a named crime product through wholesale brokers; Coverdash describes a fully digital quote-to-purchase route."
canonical: "https://spot.insure/compare/counterpart-vs-coverdash/crime"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "counterpart-vs-coverdash"
provider-a: "counterpart"
provider-b: "coverdash"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/counterpart-vs-coverdash/crime)

## Agent Guide

**What this page is:** Focused comparison of Counterpart and Coverdash for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Counterpart versus Coverdash. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Counterpart vs Coverdash for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Counterpart or Coverdash?
- What does Counterpart or Coverdash publish about Crime Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Crime Insurance from Counterpart or Coverdash?

**Key facts:**
- Line: Crime Insurance. Providers: Counterpart and Coverdash.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Counterpart vs Coverdash](https://spot.insure/compare/counterpart-vs-coverdash) — parent: all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — coverage explainer for this line
- [Counterpart profile](https://spot.insure/insurance-providers/counterpart) — provider profile (evidence)
- [Coverdash profile](https://spot.insure/insurance-providers/coverdash) — provider profile (evidence)
- [Counterpart vs Coverdash D&O Insurance](https://spot.insure/compare/counterpart-vs-coverdash/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Counterpart vs Coverdash Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-coverdash/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Counterpart vs Coverdash Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-coverdash/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Counterpart vs Coverdash General Liability Insurance](https://spot.insure/compare/counterpart-vs-coverdash/general-liability) — sibling comparison (other line, or other pair for this line)
- [Counterpart vs Coverdash Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-coverdash/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Counterpart Crime Insurance](https://spot.insure/compare/aig-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Crime Insurance](https://spot.insure/compare/aig-vs-coverdash/crime) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Counterpart Crime Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Coverdash Crime Insurance](https://spot.insure/compare/alliance-risk-vs-coverdash/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Counterpart Crime Insurance](https://spot.insure/compare/aon-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Coverdash Crime Insurance](https://spot.insure/compare/aon-vs-coverdash/crime) — sibling comparison (other line, or other pair for this line)

# Counterpart vs Coverdash: How Do They Compare for Crime Insurance?

Counterpart distributes a named crime product through wholesale brokers; Coverdash describes a fully digital quote-to-purchase route.

## How to Use the Counterpart vs Coverdash Crime Insurance Comparison

Use this comparison to evaluate Counterpart and Coverdash for Crime Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Counterpart vs Coverdash Crime Insurance Summary

Counterpart’s crime program is accessed through wholesale brokers; Coverdash says buyers can quote and purchase crime coverage digitally. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

## What Is Counterpart Insurance?

Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [2](https://yourcounterpart.com/about "About Counterpart")

[Counterpart profile](https://spot.insure/insurance-providers/counterpart)

## What Is Coverdash Insurance?

Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. [5](https://www.coverdash.com/faq "Frequently Asked Questions") [6](https://www.coverdash.com/about "About Us") [7](https://www.coverdash.com/terms "Terms And Conditions")

[Coverdash profile](https://spot.insure/insurance-providers/coverdash)

## What Is Crime Insurance?

Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions "Crime Non-Financial Applications and Forms") [12](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f "Crime Terms and Conditions") [13](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html "Social Engineering Fraud Insurance") [14](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3 "Commercial Crime Coverage Application")

## What Are the Key Differences Between Counterpart and Coverdash Crime Insurance?

### Two Different Ways to Reach a Quote

Counterpart says businesses access its program through a wholesale broker, while Coverdash describes a digital quote-to-purchase process and the option to add other coverages alongside crime. Those are materially different intake routes for a business deciding whether to work through an intermediary or complete a digital purchase flow. Neither description guarantees a bind; ask what information underwriting needs and who confirms the final policy terms. [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

### Named Scenarios and Policy Detail

Counterpart’s examples name employee theft, forgery, computer or system fraud, funds transfers, and social engineering. Coverdash describes employee theft of money, property, or assets, forged checks, counterfeit currency, fraudulent transfer instructions, and social-engineering losses. Both lists are marketing descriptions rather than full agreements, so map your specific loss scenarios to the quoted definitions, exclusions, limits, and retention before comparing the routes. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

## What Should You Confirm in Counterpart and Coverdash Crime Insurance Quotes?

- Which Counterpart wholesale broker submits the risk, and what crime limits, retentions, and carrier are proposed? [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?")
- Does Coverdash’s digital process bind the requested crime form, and how are social engineering and counterfeit loss treated? [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance")

## Counterpart vs Coverdash Crime Insurance Compared

| Criteria | Counterpart Commercial Crime | Coverdash Commercial Crime Insurance |
| --- | --- | --- |
| Role in This Line | Counterpart says its insurance is offered through Counterpart Insurance Services, Inc., which it describes as a producer and surplus-lines broker; its help center says businesses reach the program through a wholesale broker. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") (Evidence: Company-reported; scope: Company-published distribution description; it does not identify the insurer for this crime placement..) | Coverdash arranges commercial crime coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [7](https://www.coverdash.com/terms "Terms And Conditions") [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: General brokerage terms applied to the crime page; not specific to any one carrier or state..) |
| Issuing Insurer | Confirm in your quote. | The commercial crime page does not name the insurer that issues the policy. [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Not publicly disclosed; scope: Reviewed commercial crime page as of 2026-09-23; the page describes coverage without naming a specific carrier..) |
| Who It’s For | Counterpart presents its insurance products and risk-management services for small businesses. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") (Evidence: Company-reported; scope: The general audience statement is not a crime-specific underwriting rule..) | Coverdash markets commercial crime coverage to any business that handles money, payroll or valuable inventory. [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page eligibility description; actual acceptance depends on underwriting..) |
| Coverage Features | Counterpart’s crime page lists employee theft, forgery, computer or system fraud, funds-transfer fraud and social-engineering scenarios. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") (Evidence: Company-reported; scope: These are marketing examples, not a complete insuring agreement; the actual policy defines covered loss and conditions..)<br><br>Counterpart separately lists funds-transfer fraud and social-engineering as crime examples. [3](https://yourcounterpart.com/products/crime "Commercial Crime Insurance") (Evidence: Company-reported; scope: The examples do not define authentication conditions, sublimits, exclusions or how a claim would be adjusted..) | Coverdash describes commercial crime coverage as protecting against employee theft of money, property or assets, forged checks and counterfeit currency, fraudulent funds-transfer instructions, and losses when an employee is tricked by social engineering into sending funds to a bad actor. [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions..)<br><br>Coverdash's coverage hub lists commercial crime separately from cyber insurance, even though both can respond to funds-transfer fraud and social-engineering losses; the two pages do not state how overlapping claims are coordinated between policies. [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Not found in reviewed sources; scope: Comparison of the cyber and crime-coverage product pages; overlap-resolution language was not found on either page..) |
| Limits and Retentions | Confirm in your quote. | The commercial crime page does not publish specific limit, retention or deductible amounts. [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Not publicly disclosed; scope: Reviewed commercial crime page as of 2026-09-23; figures are quote-specific and not shown on the public product page..) |
| How to Apply | Confirm in your quote. | Coverdash describes a fully digital quote-to-purchase process for commercial crime coverage, with the option to add other coverages alongside it. [8](https://www.coverdash.com/coverage/crime-coverage "Commercial Crime Insurance") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) |

## Related Pages for Counterpart vs Coverdash Crime Insurance

- [Counterpart vs Coverdash](https://spot.insure/compare/counterpart-vs-coverdash): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Counterpart vs Coverdash D&O Insurance](https://spot.insure/compare/counterpart-vs-coverdash/directors-officers)
- [Counterpart vs Coverdash Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-coverdash/employment-practices)
- [Counterpart vs Coverdash Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-coverdash/fiduciary)
- [Counterpart vs Coverdash General Liability Insurance](https://spot.insure/compare/counterpart-vs-coverdash/general-liability)
- [Counterpart vs Coverdash Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-coverdash/professional-errors-omissions)
- [AIG vs Counterpart Crime Insurance](https://spot.insure/compare/aig-vs-counterpart/crime)
- [AIG vs Coverdash Crime Insurance](https://spot.insure/compare/aig-vs-coverdash/crime)
- [Alliance Risk vs Counterpart Crime Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/crime)
- [Alliance Risk vs Coverdash Crime Insurance](https://spot.insure/compare/alliance-risk-vs-coverdash/crime)
- [Aon vs Counterpart Crime Insurance](https://spot.insure/compare/aon-vs-counterpart/crime)
- [Aon vs Coverdash Crime Insurance](https://spot.insure/compare/aon-vs-coverdash/crime)

## Sources for Counterpart vs Coverdash Crime Insurance

### Sources About Counterpart

1. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287.. Accessed 2026-09-29.
2. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26.. Accessed 2026-09-29.
3. [Commercial Crime Insurance](https://yourcounterpart.com/products/crime). Counterpart, Inc.; Retained provider source: product page lists employee theft, forgery, computer/system fraud, funds-transfer and social-engineering examples; prior access 2026-09-28. Direct reopen failed in this session.. Accessed 2026-09-28.
4. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart). Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28.. Accessed 2026-09-28.

### Sources About Coverdash

5. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
6. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
7. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
8. [Commercial Crime Insurance](https://www.coverdash.com/coverage/crime-coverage). Coverdash; Product introduction; Types of Coverage cards for Employee theft, Forgery and fraud, Funds transfer fraud, Social engineering; Who It's For. Accessed 2026-09-23.
9. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Cyber & Crime category listing Cyber Insurance, Crime Coverage and Kidnap & Ransom. Accessed 2026-09-23.

### Sources for the Crime Insurance Guide

10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Crime. Accessed 2026-09-16.
11. [Crime Non-Financial Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions). Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16.
12. [Crime Terms and Conditions](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f). The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16.
13. [Social Engineering Fraud Insurance](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html). Chubb; Opening; coverage highlights. Accessed 2026-09-16.
14. [Commercial Crime Coverage Application](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3). Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Counterpart Review Scores for 2026

Review Score: not enough ratings.

We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/counterpart/reviews).

## Coverdash Review Scores for 2026

Review Score: 7.2 / 10 from 2 rated sources, equally weighted.

Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.

- Trustpilot: TrustScore 3.8 (5); 2 reviews. Trustpilot review search using provider brand/domain; identity checked against the canonical insurance entity. Period: current page aggregate accessed 2026-09-25; 0 reviews in prior 12 months. Checked 2026-09-25. [Coverdash Reviews | Read Customer Service Reviews](https://uk.trustpilot.com/review/coverdash.com)
- BBB: BBB business grade B- (BBB letter grade). BBB business-profile and complaint search using legal business names and provider brand. Period: grade reason cites 1 unanswered complaint. Checked 2026-09-25. [Coverdash Insurance Services, LLC | BBB Business Profile](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/coverdash-insurance-services-llc-0121-87182599)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/coverdash/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/counterpart-vs-coverdash/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)