---
title: "Coterie Insurance vs Marsh McLennan Agency: Professional Liability (E&O) Insurance"
description: "Coterie’s broker-sold MPL brochure sets claim limits, aggregates, reporting extensions and eligible-profession/state rules; MMA names E&O and specialist lines."
canonical: "https://spot.insure/compare/coterie-vs-marsh-mclennan-agency/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "coterie-vs-marsh-mclennan-agency"
provider-a: "coterie"
provider-b: "marsh-mclennan-agency"
coverage-line: "professional-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/coterie-vs-marsh-mclennan-agency/professional-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Coterie Insurance and Marsh McLennan Agency for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Coterie Insurance versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coterie Insurance vs Marsh McLennan Agency for Professional Liability (E&O) Insurance: how do they differ?
- Which is better for Professional Liability (E&O) Insurance, Coterie Insurance or Marsh McLennan Agency?
- What does Coterie Insurance or Marsh McLennan Agency publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Professional Liability (E&O) Insurance from Coterie Insurance or Marsh McLennan Agency?

**Key facts:**
- Line: Professional Liability (E&O) Insurance. Providers: Coterie Insurance and Marsh McLennan Agency.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Coterie Insurance vs Marsh McLennan Agency](https://spot.insure/compare/coterie-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair
- [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — coverage explainer for this line
- [Coterie Insurance profile](https://spot.insure/insurance-providers/coterie) — provider profile (evidence)
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [Coterie Insurance vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/coterie-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coterie Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-coterie/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Coterie Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-coterie/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Coterie Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-coterie/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)

# Coterie Insurance vs Marsh McLennan Agency: How Do They Compare for Professional Liability (E&O) Insurance?

Coterie’s broker-sold MPL brochure sets claim limits, aggregates, reporting extensions and eligible-profession/state rules; MMA names E&O and specialist lines.

## How to Use the Coterie Insurance vs Marsh McLennan Agency Professional Liability (E&O) Insurance Comparison

Use this comparison to evaluate Coterie Insurance and Marsh McLennan Agency for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Coterie Insurance vs Marsh McLennan Agency Professional Liability (E&O) Insurance Summary

Coterie lists $25,000 to $1 million each-claim MPL limits, aggregate multipliers and reporting extensions, alongside eligible professions and six unavailable jurisdictions. MMA names E&O, A&E and lawyers lines. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

## What Is Coterie Insurance?

Coterie suits small businesses buying through an agent who wants to quote and bind eligible policies from prefilled information; buyers seeking a direct-to-consumer carrier should look elsewhere. Policyholders can manage documents and changes online. [1](https://coterieinsurance.com/blog/instant-bindable-small-business-insurance-for-agents/ "Instant Bindable Small Business Insurance Quotes for Agents") [2](https://coterieinsurance.com/newsroom/press-releases/allianz-x-announces-investment-in-coterie-insurance/ "Allianz X Announces Strategic Investment in Coterie Insurance") [3](https://coterieinsurance.com/insurance/ "Coterie Insurance small business products overview")

[Coterie Insurance profile](https://spot.insure/insurance-providers/coterie)

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [5](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [6](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## What Is Professional Errors and Omissions (E&O) Insurance?

Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. [8](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [9](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [10](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [11](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance")

## What Are the Key Differences Between Coterie Insurance and Marsh McLennan Agency Professional Liability (E&O) Insurance?

### Limit and reporting choices

Coterie’s broker-sold MPL brochure lists each-claim limits from $25,000 to $1 million, an aggregate of two times the limit (three times at $1 million), a 60-day basic reporting extension and optional one-to-six-year extensions. MMA’s source names E&O, A&E and lawyers professional lines. Compare the proposed MMA form’s limit and reporting period with Coterie’s published options rather than assuming the same structure. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

### Eligibility and geography

Coterie lists specific eligible professions and says MPL is unavailable in DC, IL, MA, MT, ND and VA. MMA’s source names several professional categories, including A&E and lawyers. A buyer should check Coterie’s occupation-specific restrictions and state list, then ask MMA which line and jurisdiction apply to the same practice. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

## What Should You Confirm in Coterie Insurance and Marsh McLennan Agency Professional Liability (E&O) Insurance Quotes?

- Is your profession and state eligible for Coterie MPL, and which aggregate and reporting extension are quoted? [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")
- Which MMA specialist line, limit and reporting terms apply to your practice? [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

## Coterie Insurance vs Marsh McLennan Agency Professional Liability (E&O) Compared

| Criteria | Coterie Miscellaneous Professional Liability (MPL) | Marsh McLennan Agency professional errors omissions (official overview) |
| --- | --- | --- |
| Role in This Line | Coterie writes Miscellaneous Professional Liability (MPL) as a claims-made policy sold through agents and brokers to protect a small-business client against third-party claims for errors or omissions in their professional services. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure policy-overview paragraph..) | Marsh McLennan Agency describes arranging professional errors omissions for the audience stated on the cited product page. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: professional errors omissions marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Issuing Insurer | The MPL brochure names the policy form 'Coterie Professional Liability Errors and Omissions Insurance Declarations' (form code CTPL CWW PL) but does not name the issuing insurer; that appears only on the policy declarations. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure 'Mandatory Countrywide PL Policy Forms' table..) | Confirm in your quote. |
| Who It’s For | Coterie lists dozens of eligible professions for MPL, including accounting services, architects and engineers, bookkeeping, human resources consulting, interior design, property management, real estate agents/brokers, and technology services/IT consulting, each with profession-specific exclusions in some cases (for example, barbers/beauticians exclude services like electrolysis and tattoo services). [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure 'Eligible Professions' and 'Eligible Professions (Continued)' lists..)<br><br>Coterie says MPL is available in most states but is currently unavailable in DC, IL, MA, MT, ND, and VA. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure 'MPL unavailable' note..) | Organizations seeking professional liability placement; source does not imply all professions share one policy. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: professional errors omissions marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | Coterie's MPL policy covers economic or financial (non-physical) damages arising from wrongful acts in professional services, such as faulty reports or verbal advice that cause a client financial loss; it is written on a claims-made basis covering incidents reported during the policy period or an extended reporting period, occurring after the policy's retroactive date. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure policy overview and 'Professional Liability Limits of Insurance' definitions..)<br><br>Coterie's MPL base form excludes bodily injury or property damage claims, fraud or intentional wrongful acts, wrongful termination or discrimination claims, and claims based on contractual liability assumed beyond what would exist without the contract, among other listed exclusions. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure 'Professional Liability Policy Base Form Exclusions' list..) | The cited product page describes E&O and named specialist professional lines, including architects and engineers and lawyers professional liability; the overview does not treat them as one form. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: professional errors omissions marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Coterie offers MPL each-claim limits of $25,000, $50,000, $250,000, $500,000, or $1,000,000, with the aggregate set at two times the each-claim limit (three times for the $1,000,000 option); the basic policy includes a 60-day extended reporting period, with optional purchased extensions of 1 to 6 years, and up to 6 years of prior-acts (retroactive) coverage. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure 'Available Limits' table and 'Extended Reporting Period'/'Retroactive Date' definitions..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | MPL is distributed only through agents and brokers using Coterie's quoting platform; the reviewed brochure does not describe a direct-to-business application path. [4](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf "Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers") (Evidence: Company-reported; scope: MPL brochure framing as 'for Agents and Brokers'..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: professional errors omissions marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for Coterie Insurance vs Marsh McLennan Agency

- [Coterie Insurance vs Marsh McLennan Agency](https://spot.insure/compare/coterie-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms.
- [Coterie Insurance vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/coterie-vs-marsh-mclennan-agency/general-liability)
- [AIG vs Coterie Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-coterie/professional-errors-omissions)
- [AIG vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/professional-errors-omissions)
- [Alliance Risk vs Coterie Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-coterie/professional-errors-omissions)
- [Alliance Risk vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/professional-errors-omissions)
- [Aon vs Coterie Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-coterie/professional-errors-omissions)
- [Aon vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/professional-errors-omissions)

## Sources for Coterie Insurance vs Marsh McLennan Agency

### Sources About Coterie Insurance

1. [Instant Bindable Small Business Insurance Quotes for Agents](https://coterieinsurance.com/blog/instant-bindable-small-business-insurance-for-agents/). Coterie Insurance; Built for Agents and Brokers; online workflow; core lines; endorsements; availability sections. Accessed 2026-09-15.
2. [Allianz X Announces Strategic Investment in Coterie Insurance](https://coterieinsurance.com/newsroom/press-releases/allianz-x-announces-investment-in-coterie-insurance/). Coterie Insurance and Allianz X; September 11, 2025 announcement; MGA role; Series C investment and reinsurance relationship. Accessed 2026-09-15.
3. [Coterie Insurance small business products overview](https://coterieinsurance.com/insurance/). Coterie Insurance; Product line overview page listing Professional Liability among Coterie's coverages. Accessed 2026-09-23.
4. [Miscellaneous Professional Liability (MPL) Policy Overview & Product Highlights for Agents and Brokers](https://8588529.fs1.hubspotusercontent-na1.net/hubfs/8588529/Current%20Appetite%20Content/Professional%20Liability%20Brochure_December2025.pdf). Coterie Insurance; Policy overview paragraph; Eligible Professions list; 'Currently unavailable in: DC, IL, MA, MT, ND, and VA'; Professional Liability Limits of Insurance table; Claims-Made Policy Form / Retroactive Date / Extended Reporting Period definitions; Mandatory Countrywide PL Policy Forms; Base Form Exclusions. Accessed 2026-09-23.

### Sources About Marsh McLennan Agency

5. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
6. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
7. [Executive and Professional Liability | MMA](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; E&O, architects and engineers, and lawyers professional lines are named in the policy suite.. Accessed 2026-09-30.

### Sources for the Professional Liability (E&O) Insurance Guide

8. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
9. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
10. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
11. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Coterie Insurance Review Scores for 2026

Review Score: 7.0 / 10 from 2 rated sources, equally weighted.

Coterie’s BBB complaint record is a concern; its single Trustpilot review is too small a sample to offset that. Ask how complaints and service problems are resolved.

- BBB: BBB business grade B (BBB letter grade). BBB business profile for Coterie Insurance Agency, LLC, an insurance agency. BBB page says accredited since Feb. 11, 2025; current BBB grade B, with 11 complaints filed as grade rationale. Separate complaints page contains an individual commercial property/business-income claim narrative and company responses; not a star aggregate or claims-quality study. Period: current page; BBB says 11 complaints filed against business. Checked 2026-09-25. [Coterie Insurance Agency, LLC | BBB Business Profile](https://www.bbb.org/us/wi/appleton/profile/insurance-agency/coterie-insurance-agency-llc-0694-1000063753)
- Trustpilot: TrustScore 3.2 (5); 1 reviews. Correct insurance identity: Trustpilot profile uses coterieinsurance.com and describes small business insurance. One review, posted by a UK reviewer on 2026-07-16, rated one star and alleges noncoverage. No policy, line, issuer or jurisdiction is identified; keep geography/product attribution unresolved. This correct company profile is distinct from the previously found coterie.com baby-products retailer profile. Period: page aggregate accessed 2026-09-25; sole review dated 2026-07-16. Checked 2026-09-25. [Coterie Insurance Reviews | Trustpilot](https://www.trustpilot.com/review/coterieinsurance.com)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/coterie/reviews).

## Marsh McLennan Agency Review Scores for 2026

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Agent and Developer Resources

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