--- title: "Corgi vs The Hartford: Professional Liability (E&O) Insurance" description: "The Hartford publishes average minimum monthly premiums for five named professional-liability products, from $38 to $239. Corgi's Miscellaneous E&O card names the product without any published pricing." canonical: "https://spot.insure/compare/corgi-vs-the-hartford/professional-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-29" comparison-pair: "corgi-vs-the-hartford" provider-a: "corgi" provider-b: "the-hartford" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/compare/corgi-vs-the-hartford/professional-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Corgi and The Hartford for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Corgi versus The Hartford. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs The Hartford for Professional Liability (E&O) Insurance: how do they differ? - Which is better for Professional Liability (E&O) Insurance, Corgi or The Hartford? - What does Corgi or The Hartford publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Professional Liability (E&O) Insurance. Providers: Corgi and The Hartford. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29. **Related pages:** - [Corgi vs The Hartford](https://spot.insure/compare/corgi-vs-the-hartford) — all coverage lines for this pair - [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — how this coverage works - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile - [The Hartford profile](https://spot.insure/insurance-providers/the-hartford) — provider profile # Corgi vs The Hartford: How Do They Compare for Professional Liability (E&O) Insurance? The Hartford publishes average minimum monthly premiums for professional liability, such as $62 for standalone miscellaneous cover. Corgi quotes Miscellaneous E&O in 1 to 14 days, outside its instant-quote flow. The Hartford publishes average minimum premiums across five named professional-liability products; Corgi's Miscellaneous E&O page shows no pricing. ## Corgi vs The Hartford Professional Liability (E&O) Insurance Summary The Hartford publishes average minimum monthly premiums for five named professional-liability products, from $38 to $239. Corgi's Miscellaneous E&O card names the product without any published pricing. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") ## What Are the Key Differences Between Corgi and The Hartford Professional Liability (E&O) Insurance? ### Published Minimum Premiums Versus No Pricing at All The Hartford publishes average minimum monthly premiums by product: Misc. Professional Liability Standalone $62, Misc. Professional Liability Endorsement $41, Architects and Engineers Professional Liability $239, Healthcare Professionals Professional Liability $38, and Errors & Omissions for Technology Companies $146: Corgi's Miscellaneous E&O listing publishes no comparable pricing for its single product. [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") The Hartford publishes average minimum monthly premiums by product: Misc. Professional Liability Standalone $62, Misc. Professional Liability Endorsement $41, Architects and Engineers Professional Liability $239, Healthcare Professionals Professional Liability $38, and Errors & Omissions Insurance for Technology Companies $146. The page does not publish standard coverage limits or retentions; cost and limits are set at quote. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") (Evidence: Company-reported; scope: Company-reported pricing as of 2026-09-23 (page last updated by The Hartford May 4, 2026); premiums are not coverage limits..) When comparing Corgi and The Hartford, use published pricing as a budget screen; the actual quote still decides the cost comparison. ### Named Products by Profession Versus One Catch-All The Hartford targets professional liability at businesses that sign contracts requiring coverage or regularly give advice to clients, naming accountants, consultants, interior designers, advertising agencies, graphic designers, technology professionals and healthcare professionals as covered industries. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") ## What Should You Confirm in Corgi and The Hartford Professional Liability (E&O) Insurance Quotes? - Ask The Hartford which of its five named products matches your profession, since minimum premiums vary widely between them. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") - Ask Corgi for pricing or a limit structure directly, since Miscellaneous E&O's reviewed pages publish neither. [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") - Confirm whether your policy is claims-made or occurrence, and how long an extended reporting period lasts if you cancel. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") - Get the issuing insurer from both; neither reviewed page names one for this line. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") [3](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") ## Corgi vs The Hartford Professional Liability (E&O) Insurance Compared | Criteria | Corgi Miscellaneous E&O | The Hartford Professional Liability Insurance (Errors & Omissions) | | --- | --- | --- | | Who It’s For | Corgi targets Miscellaneous E&O at service-based businesses generally, positioned as a catch-all for professional-liability exposure not covered by its technology-, real-estate-, or legal-specific E&O products. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Catalog description; no industry, size, or state restrictions are published for this line..) | The Hartford targets professional liability at businesses that sign contracts requiring coverage, offer professional services directly to customers, or regularly give advice to clients, and lists industries it covers: accountants, consultants, interior designers, advertising agencies, graphic designers, technology professionals and healthcare professionals. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") (Evidence: Company-reported; scope: Professional liability product page as read 2026-09-23..) | | Coverage Features | Corgi describes Miscellaneous E&O as broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services, distinct from its named Tech E&O, Real Estate E&O, and Lawyer E&O products. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: One-sentence catalog description; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line..) | The Hartford says the policy can cover claims of negligence, misrepresentation, inaccurate advice, personal injury (libel/slander) and copyright infringement, plus defense costs. Many of its professional liability policies are written on a claims-made basis with a retroactive date and an extended reporting period (typically 30-60 days, extendable to a year or more for an added cost), though some are written on an occurrence basis. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") (Evidence: Company-reported; scope: Professional liability product page as read 2026-09-23. General coverage and policy-form description; the issued policy controls..) | | Role in This Line | Corgi lists Miscellaneous E&O as a specialty coverage quoted with a 1-14 day turnaround, separate from its instant-quote Tech & AI Liability product and from its Real Estate E&O and Lawyer E&O products, which target specific professions. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/miscellaneous-errors-and-omissions, /misc-eo) returned 404s..) | The Hartford's professional liability insurance, also called errors and omissions (E&O) insurance, protects businesses when they make mistakes in the professional services provided to clients, including claims that turn out to be baseless. [4](https://www.thehartford.com/professional-liability-insurance "Professional Liability Insurance Coverage") (Evidence: Company-reported; scope: Professional liability product page as read 2026-09-23..) | ## About Corgi and The Hartford and Professional Liability (E&O) - [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews) - [The Hartford company profile](https://spot.insure/insurance-providers/the-hartford) · [The Hartford customer reviews](https://spot.insure/insurance-providers/the-hartford/reviews) - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions) ## Related Pages for Corgi vs The Hartford Professional Liability (E&O) - [Corgi vs The Hartford](https://spot.insure/compare/corgi-vs-the-hartford): all coverage lines, business roles, service and claims. - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms. - [Corgi Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/corgi/professional-errors-omissions) - [The Hartford Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/the-hartford/professional-errors-omissions) ## Sources for Corgi vs The Hartford ### Sources About Corgi 1. [Startup Insurance | Corgi Insurance](https://www.corgi.insure/startup-insurance). Corgi Insurance; Specialized Coverages section: "1-14 days turnaround Miscellaneous E&O — Broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services.". Accessed 2026-09-23. 2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Miscellaneous E&O" card, alongside Real Estate E&O and Lawyer E&O as separate professional-liability products. Accessed 2026-09-23. 3. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23. ### Sources About The Hartford 4. [Professional Liability Insurance Coverage](https://www.thehartford.com/professional-liability-insurance). The Hartford; What Is Professional Liability Insurance Coverage?; What Does Professional Liability Insurance Cover?; Who Needs Professional Liability Insurance Coverage?; How Much Does Professional Liability Insurance Cost?; How Does Professional Liability Insurance Work? (claims-made vs. occurrence). Accessed 2026-09-23. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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