---
title: "Corgi vs StartupInsurance.ai: Tech E&O Insurance"
description: "Corgi quotes Tech E&O instantly online, but its base policy won't pay claims arising solely from breach of contract or SLA failure unless you buy a carveback endorsement; StartupInsurance.ai is a startup broker whose free policy check reads your accuracy warranties and uptime promises against the policy before you bind."
canonical: "https://spot.insure/compare/corgi-vs-startupinsurance/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-startupinsurance"
provider-a: "corgi"
provider-b: "startupinsurance"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-startupinsurance/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Corgi and StartupInsurance.ai for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Corgi versus StartupInsurance.ai. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs StartupInsurance.ai for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Corgi or StartupInsurance.ai?
- What does Corgi or StartupInsurance.ai publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Corgi and StartupInsurance.ai.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs StartupInsurance.ai](https://spot.insure/compare/corgi-vs-startupinsurance) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [StartupInsurance.ai profile](https://spot.insure/insurance-providers/startupinsurance) — provider profile

# Corgi vs StartupInsurance.ai: How Do They Compare for Tech E&O Insurance?

StartupInsurance.ai's free policy check reads your customer contracts against its tech E&O wording to flag gaps. Corgi sells stand-alone Tech E&O quoted online instantly, with contract-only and SLA-failure claims excluded by default.

Corgi quotes startup Tech E&O instantly but excludes pure contract and SLA claims unless you buy an endorsement, while StartupInsurance.ai is a broker that checks your customer contracts against the policy before you bind.

## Corgi vs StartupInsurance.ai Tech E&O Insurance Summary

Corgi quotes Tech E&O instantly online, but its base policy won't pay claims arising solely from breach of contract or SLA failure unless you buy a carveback endorsement; StartupInsurance.ai is a startup broker whose free policy check reads your accuracy warranties and uptime promises against the policy before you bind. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")

## What Are the Key Differences Between Corgi and StartupInsurance.ai Tech E&O Insurance?

### Instant Quote With a Known Contract Gap vs a Contract Check Before You Bind

Corgi quotes Tech & AI Liability instantly online and includes it in startup packages. Its standard policy excludes claims arising solely from breach of contract or SLA failure; you can buy a contract/SLA carveback endorsement to add them back. StartupInsurance.ai is a broker (ContractorNerd Insurance Services, LLC arranges the policy) with a Tech E&O box on its online quote form. It says most tech E&O forms leave out accuracy warranties and uptime promises, and its free policy check flags where your contracts promise something the policy doesn't cover. Choose Corgi if you want cover today and will add the carveback; choose StartupInsurance.ai if you have enterprise contracts with SLAs and want them reviewed before you buy. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [5](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") [4](https://quotes.startupinsurance.ai/ "Apply for Startup Insurance | StartupInsurance.ai")

## What Should You Confirm in Corgi and StartupInsurance.ai Tech E&O Insurance Quotes?

- Bring your master service agreements to StartupInsurance.ai's policy check, and ask Corgi whether the contract/SLA carveback is on your quote. [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance")
- Ask StartupInsurance.ai which insurer issues its Tech E&O. [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")
- Ask Corgi whether your policy is written by Technology Risk Retention Group (an insurer owned by its policyholders) or an affiliated partner rated A- or better. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance")
- If your product uses AI, ask StartupInsurance.ai whether the blanket AI exclusion it has seen on some renewals applies, and ask Corgi whether its AI endorsement is attached. [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance")

## Corgi vs StartupInsurance.ai Tech E&O Insurance Compared

| Criteria | Corgi Tech E&O | StartupInsurance.ai Technology Errors & Omissions (Tech E&O) Insurance |
| --- | --- | --- |
| How to Apply | Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage policy-card labeling as of 2026-09-23..) | "Tech Errors & Omissions" is one of seven boxes on StartupInsurance.ai's online quote-intake screen, described there as coverage for "claims from your tech products or services failing." The same screen shows no separate box for general professional liability. [4](https://quotes.startupinsurance.ai/ "Apply for Startup Insurance | StartupInsurance.ai") (Evidence: Company-reported; scope: Initial coverage-selection screen of the quote application; the absence of a distinct professional-liability box shows how the flow packages this line, not that professional liability is unavailable..) |
| Coverage Features | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger..)<br><br>The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting..) | StartupInsurance.ai says most tech E&O forms leave out coverage for accuracy warranties and uptime promises that a startup takes on by signing a customer contract, and that it reads customer contracts against the tech E&O policy before binding to catch that gap. [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Homepage "wording that still says yes" section; describes a general gap the brokerage says it looks for, not the terms of a specific StartupInsurance.ai-placed tech E&O policy..)<br><br>StartupInsurance.ai says one major carrier added a blanket AI exclusion to "D&O, E&O and fiduciary" forms at renewal; the page does not specify whether "E&O" here means technology E&O, professional E&O, or both. [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Homepage "wording that still says yes" section; the E&O reference is ambiguous between the two E&O lines the program sells, so this claim is not conclusively tech-E&O-specific..) |
| Role in This Line | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Tech E&O product page and homepage package contents; package composition may change..) | StartupInsurance.ai's coverage list places "Tech E&O and Professional Liability" as one program line, and ContractorNerd Insurance Services, LLC arranges it as agent/broker of record rather than underwriting it. [3](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [5](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") (Evidence: Company-reported; scope: Homepage coverage list and ContractorNerd's terms and conditions on its producer role; the page bundles tech E&O with professional liability in this one catalogue entry rather than describing them separately..) |

## About Corgi and StartupInsurance.ai and Tech E&O Insurance

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [StartupInsurance.ai company profile](https://spot.insure/insurance-providers/startupinsurance) · [StartupInsurance.ai customer reviews](https://spot.insure/insurance-providers/startupinsurance/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Corgi vs StartupInsurance.ai Tech E&O Insurance

- [Corgi vs StartupInsurance.ai](https://spot.insure/compare/corgi-vs-startupinsurance): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions)
- [StartupInsurance.ai Tech E&O Insurance](https://spot.insure/insurance-providers/startupinsurance/technology-errors-omissions)

## Sources for Corgi vs StartupInsurance.ai Tech E&O Insurance

### Sources About Corgi

1. [Tech E&O Insurance for Startups | Corgi Insurance](https://www.corgi.insure/tech-eo). Corgi Insurance; What's Actually Inside Your Tech E&O Policy (form CORG-EO-0100 / CORG-TECH-0500); Scenario notes; Policy notes; Available Add-ons; Tech E&O Glossary; FAQ including carrier rating question. Accessed 2026-09-23.
2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies: Tech & AI Liability card marked "Instant quote"; Coverage Designed Around Your Startup's Journey package contents listing Tech E&O. Accessed 2026-09-23.

### Sources About StartupInsurance.ai

3. [Startup Insurance | Coverage that clears the review](https://www.startupinsurance.ai/). StartupInsurance.ai; Wording that still says yes (accuracy warranties/uptime promises and tech E&O forms; “One major carrier added a blanket AI exclusion to D&O, E&O and fiduciary”); Coverage: What we place; The free policy check. Accessed 2026-09-23.
4. [Apply for Startup Insurance | StartupInsurance.ai](https://quotes.startupinsurance.ai/). StartupInsurance.ai; Coverage-selection screen: Tech Errors & Omissions — “Covers claims from your tech products or services failing”. Accessed 2026-09-23.
5. [Terms and Conditions](https://www.contractornerd.com/terms-and-conditions/). ContractorNerd; Section 2, Insurance Services: “ContractorNerd is an insurance agency/insurance producer... not an insurance company, does not underwrite insurance”. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/corgi-vs-startupinsurance/technology-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)