---
title: "Corgi vs StartupInsurance.ai"
description: "Compare Corgi’s startup programs with StartupInsurance.ai’s contract-led brokerage when a customer specifies insurer requirements."
canonical: "https://spot.insure/compare/corgi-vs-startupinsurance"
page-type: "provider-comparison"
updated-at: "2026-09-16"
verified-at: "2026-09-16"
entities: ["Spot", "Corgi", "StartupInsurance.ai"]
---

[Human-readable page](https://spot.insure/compare/corgi-vs-startupinsurance)

# Corgi vs StartupInsurance.ai

Compare Corgi’s startup programs with StartupInsurance.ai’s contract-led brokerage when a customer specifies insurer requirements.

## Research Scope and Use

Use this comparison to evaluate Corgi and StartupInsurance.ai against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business.

This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact.

For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents.

## Highlights

Corgi distributes startup insurance using affiliated and partner insurers. StartupInsurance.ai is ContractorNerd’s startup brokerage brand and offers policy-and-contract reviews. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [2](https://www.corgi.insure "Corgi Insurance homepage") [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance")



## Introduction

A startup signing its first large customer may discover that buying the requested limit is only half the job: the contract also specifies the insurer. Corgi offers stage-based startup programs using affiliated and partner insurers; StartupInsurance.ai offers placement and policy review through ContractorNerd Insurance Services, LLC. Compare the proposed insurer and contract wording before comparing package prices. [2](https://www.corgi.insure "Corgi Insurance homepage") [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance")

## Documented Provider Strengths

### Corgi

- Stage-based packages give technology startups a starting point from pre-seed through growth, with a custom option. [2](https://www.corgi.insure "Corgi Insurance homepage") [3](https://www.corgi.insure/about "About Corgi") [6](https://www.corgi.insure/customers "Customer Success Stories") [15](https://www.ycombinator.com/companies/corgi-insurance "Corgi Insurance company profile") (Evidence: Company-reported; scope: Company website positioning and package names; named customer stories on the customers page are testimonials, not a verified book of business.; verified: 2026-09-15.)
- Corgi says customers can add or upgrade policies through its dashboard as funding, hiring and contract requirements change. [2](https://www.corgi.insure "Corgi Insurance homepage") [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company description of post-bind servicing and cancellation. Actual endorsement terms remain in the policy. This does not establish a specific renewal guarantee or a finding that renewals are unavailable.; verified: 2026-09-15.)

### StartupInsurance.ai

- Free policy and contract review, with a company-stated 48-hour assessment. [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance") (Evidence: Company-reported; scope: Public company statements reviewed September 16, 2026; no customer transaction, policy or independent service verification.; verified: 2026-09-16.)
- Advertises physical-risk placements alongside startup liability coverage. [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Public company statements reviewed September 16, 2026; no customer transaction, policy or independent service verification.; verified: 2026-09-16.)

## Coverage Comparison

| Coverage Type | Corgi | StartupInsurance.ai |
| --- | --- | --- |
| Builders risk | Not listed | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Business owner’s policy | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Cargo and transit | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Commercial auto | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Commercial property | Not listed | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Crime | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Cyber liability | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Directors and officers | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Employment practices liability | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Fiduciary liability | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| General liability | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Generative AI liability | Not listed | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Hired and non-owned auto | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Kidnap and ransom | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Liquor liability | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Media liability | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Medical malpractice | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Product liability | Not listed | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Professional liability / E&O | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Representations and warranties | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Not listed |
| Surety bonds | Not listed | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Technology errors and omissions | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Tools, equipment and inland marine | Not listed | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Umbrella and excess liability | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |
| Workers’ compensation | Listed [2](https://www.corgi.insure "Corgi Insurance homepage") | Listed [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") |

Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider.

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees.

This is a service offered by the publisher, separate from the provider research.

## Key Differences Between Corgi and StartupInsurance.ai

### The Insurer Requirement Comes Before the Package

Corgi’s public D&O description identifies Technology Risk Retention Group, while its broader disclosures allow affiliated and partner insurers. Corgi says TRRG has no AM Best rating and describes a separate route to rated admitted paper for eligible accounts. Those statements cannot be collapsed into a rating for every Corgi policy. Ask which route the proposal uses and whether the customer accepts it. [5](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

StartupInsurance.ai displays carrier brands, but the reviewed catalogue does not map each product to a legal issuer. Its review service can be a starting point for checking a customer’s requirements; the review itself is not insurer approval or proof the resulting placement satisfies that clause. [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance")

### Funding Stage Versus the Actual Contract

Corgi organizes startup packages by funding stage. StartupInsurance.ai offers a review of existing policies alongside a customer contract, including AI exclusions. A funding round can help organize the initial discussion, but a software warranty or an unusual indemnity needs a wording-level answer. Give both teams the same agreement and request a list of requirements met, unmet and requiring negotiation. [2](https://www.corgi.insure "Corgi Insurance homepage") [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance")

Both describe technology or AI-related offerings. Corgi identifies a Tech & AI Liability module; StartupInsurance.ai’s AI-placement description leaves the issuer and form unresolved. Neither description is enough to assume a promised accuracy level or every AI-related allegation is insured. [8](https://www.corgi.insure/ai "Insurance for AI, Built for Model Risk") [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")

### Keep the Service Team Separate from the Risk Bearer

Corgi describes claims assistance and the possible use of affiliated or third-party administrators. StartupInsurance.ai’s reviewed sources do not establish a dedicated startup claims-reporting process. That is a difference in public documentation, not a finding about which team resolves claims better. Request the reporting contact and responsible insurer alongside the procurement documents. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [27](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions")

## What to Confirm in Quotes

- **Contract acceptance:** Which legal insurer, rating and regulatory status appear on each proposal, and has the customer accepted that combination? [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")
- **California placement:** Confirm the product’s California route separately from either agency’s license disclosure. [4](https://www.corgi.insure/broker-licenses "Insurance Producer Licenses") [26](https://www.contractornerd.com/insurance-licenses/ "Insurance Licenses")
- **AI and D&O wording:** Obtain the forms, defense-cost treatment and relevant exclusions rather than relying on a stage or technology label. [5](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [8](https://www.corgi.insure/ai "Insurance for AI, Built for Model Risk") [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance")



## Service Comparison

Corgi vs StartupInsurance.ai: documented services and availability.

| Criteria | Corgi | StartupInsurance.ai |
| --- | --- | --- |
| Business role | Corgi Insurance Services, Inc. is the licensed agency that sells and administers Corgi policies. The insurer named in your policy provides the coverage. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [2](https://www.corgi.insure "Corgi Insurance homepage") [4](https://www.corgi.insure/broker-licenses "Insurance Producer Licenses") (Evidence: Company-reported; scope: Distribution role and brand usage as of 15 September 2026. Producer licensing is not insurer authority, and group language does not make every group company the issuing insurer on a given policy.; verified: 2026-09-15.) | StartupInsurance.ai identifies itself as a marketing brand of ContractorNerd Insurance Services, LLC. ContractorNerd describes its role as an insurance agent or broker, not an insurer; it does not underwrite the policies. [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance") [27](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") (Evidence: Company-reported; scope: Public company statements reviewed September 16, 2026; no customer transaction, policy or independent service verification.; verified: 2026-09-16.)<br><br>ContractorNerd’s licensing page assigns quotes, binding and insurance transactions to ContractorNerd Insurance Services, LLC, with servicing supported by its licensed agents and partners. Its terms allow submissions through insurers and intermediaries. Confirm the producer-of-record arrangement for your StartupInsurance.ai placement. [26](https://www.contractornerd.com/insurance-licenses/ "Insurance Licenses") [27](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") (Evidence: Company-reported; scope: Public company statements reviewed September 16, 2026; no customer transaction, policy or independent service verification.; verified: 2026-09-16.) |
| Access to insurers | Corgi uses affiliated and partner insurers. Your policy names the insurer and claims administrator for your coverage. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company disclosure of variable issuing paper. Do not treat the Corgi brand, the producer, or any one carrier as the insurer on every policy.; verified: 2026-09-15.)<br><br>Technology Risk Retention Group, Inc. appears in the NAIC company listing as Arizona-domiciled property and casualty company code 17763 (listed as TECHNOLOGY RRG INC). Corgi’s disclaimers call TRRG the group’s primary underwriting entity and a risk retention group organized under the Liability Risk Retention Act. The same Carrier Financial Strength paragraph describes TRRG as federally chartered and operating under federal prudential oversight; that wording is company language and is not adopted here as a legal conclusion. [17](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [3](https://www.corgi.insure/about "About Corgi") [2](https://www.corgi.insure "Corgi Insurance homepage") [18](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [19](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim "15 U.S.C. § 3901 — Definitions") (Evidence: Company-reported; scope: Entity identity and Arizona domicile are supported by the NAIC listing. Which Corgi products currently issue on TRRG paper is company-described and can vary by account. NAIC and the Liability Risk Retention Act describe RRGs as state-chartered or state-licensed liability insurers with domiciliary-state regulation of formation and operation.; verified: 2026-09-15.)<br><br>A risk retention group is a member-owned liability insurer licensed in its home state. Federal law lets it operate in other states through registration. Members must have similar or related business risks. [18](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [19](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim "15 U.S.C. § 3901 — Definitions") [21](https://www.azleg.gov/ars/20/02402.htm "Arizona Revised Statutes § 20-2402") (Evidence: Verified; scope: General RRG charter, membership, and oversight from current NAIC topic material last updated 13 October 2025 and the cited statutes. This is not a statement of TRRG’s surplus, a federal charter, or of which Corgi products currently issue on TRRG paper. The reviewed sources do not describe voting, dividend, or assessment rights for a Corgi policyholder in practice.; verified: 2026-09-15.)<br><br>For customers who need an admitted insurer, Corgi says it can use affiliated or partner carriers rated A- or better by AM Best. Options depend on the state, coverage, and business. Eligible admitted policies may have state guaranty-association protection, subject to that state’s limits. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [3](https://www.corgi.insure/about "About Corgi") [2](https://www.corgi.insure "Corgi Insurance homepage") [9](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") (Evidence: Company-reported; scope: Company description of an alternative placement path. It is not a guarantee that a given account will receive A- admitted paper, not an AM Best rating of TRRG or of Corgi Insurance Company, Inc., and not a blanket guarantee of guaranty-association payment. Guaranty-association language does not apply to risk retention group policies.; verified: 2026-09-15.)<br><br>Corgi says Technology Risk Retention Group does not have an AM Best rating. A financial-strength rating and admitted status are separate things. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [5](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Company statement about TRRG. Admitted status, an AM Best rating, and financial condition are separate facts. This profile does not assign a financial-strength grade to TRRG.; verified: 2026-09-15.)<br><br>Corgi Insurance Company’s August 2026 launch announcement did not give a financial-strength rating or a complete list of licensed states. Confirm both if they are requirements for your business. [9](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [22](https://www.insurancebusinessmag.com/us/news/breaking-news/corgi-built-its-name-insuring-ai-startups--its-new-carrier-targets-dry-cleaners-salons-and-more-587646.aspx "Corgi built its name insuring AI startups. Its new carrier targets dry cleaners, salons and more") (Evidence: Not found in reviewed sources; scope: Reviewed public sources as of 15 September 2026. Not finding a published rating is not a finding that the company has no rating, no capital, or no authorization.; verified: 2026-09-15.)<br><br>Policies issued by a risk retention group are not covered by state insurance guaranty funds. Corgi includes this notice for policies issued by Technology Risk Retention Group. [20](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim "15 U.S.C. § 3902 — Risk retention groups") [2](https://www.corgi.insure "Corgi Insurance homepage") [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Verified; scope: RRG policies. This is a statutory qualification, not a prediction of insolvency, and it is not a statement about admitted policies.; verified: 2026-09-15.)<br><br>Corgi says its insurers may share risk with reinsurers, while the insurer on your policy remains responsible for claims. Its public disclosures do not name the current reinsurers or their contract terms. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [14](https://kindredventures.com/announcement/corgi-rebuilding-insurance-with-ai/ "Corgi: Rebuilding Insurance with AI") (Evidence: Not publicly disclosed; scope: Public disclosures as of 15 September 2026. Not identifying a named panel is not a finding that there is no reinsurance.; verified: 2026-09-15.) | The homepage names Hartford, Chubb, Coalition, Tokio Marine HCC, Travelers and CNA. These brand references do not establish your issuing legal insurer, product access or policy terms. [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Public company statements reviewed September 16, 2026; no customer transaction, policy or independent service verification.; verified: 2026-09-16.) |
| Availability | Corgi Insurance Services lists agency licenses in 49 states and Washington, D.C.; New Mexico is not listed. Product availability varies by state and is subject to underwriting approval. [4](https://www.corgi.insure/broker-licenses "Insurance Producer Licenses") [2](https://www.corgi.insure "Corgi Insurance homepage") [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Current published producer-license table and territorial qualifications, accessed 15 September 2026. A producer license is not an insurer certificate of authority and does not establish that every product can be bound in each listed jurisdiction.; verified: 2026-09-15.)<br><br>Rhode Island’s 23 June 2026 list of registered risk retention groups includes Technology Risk Retention Group, Inc., NAIC 17763, at 425 Bush Street, San Francisco. A complete list of states where TRRG is registered was not found in the reviewed sources. [16](https://dbr.ri.gov/sites/g/files/xkgbur696/files/2026-01/Registered_Federal_Risk_Retention_Groups.pdf "Registered Federal Risk Retention Groups") (Evidence: Verified; scope: One non-domicile RRG registration record. The Rhode Island document is titled “Registered Federal Risk Retention Groups”; that title is the state’s list label, not a finding that TRRG holds a federal charter. Registration is not admitted-insurer licensing, and one state list does not establish a nationwide registration footprint.; verified: 2026-09-15.) | ContractorNerd reports California property-and-casualty license 6015566 as active and says it is licensed in all 50 states. This is the agency’s own disclosure, not an independently verified regulator result. StartupInsurance.ai says availability varies by state, carrier and risk, with some surplus-lines placements; the reviewed sources do not establish a California route for every advertised product. [26](https://www.contractornerd.com/insurance-licenses/ "Insurance Licenses") [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance") (Evidence: Company-reported; scope: Company-disclosed producer route only. No California regulator lookup completed, appointments verified, surplus-lines authority established or product-specific eligibility confirmed.; verified: 2026-09-16.) |
| Servicing and renewals | Corgi says customers can add or upgrade policies through its dashboard as they raise funding, hire, or sign larger contracts. Renewal and cancellation terms depend on the policy and state rules. [2](https://www.corgi.insure "Corgi Insurance homepage") [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company description of post-bind servicing and cancellation. Actual endorsement terms remain in the policy. This does not establish a specific renewal guarantee or a finding that renewals are unavailable.; verified: 2026-09-15.) | The company offers a free review of existing policies and a customer contract, promising a written assessment of AI exclusions and contract gaps within 48 hours. That timing and the review’s completeness have not been independently tested. [24](https://www.startupinsurance.ai/company/ "Company | Startup Insurance") (Evidence: Company-reported; scope: Public company statements reviewed September 16, 2026; no customer transaction, policy or independent service verification.; verified: 2026-09-16.)<br><br>The company advertises self-service certificates, centralized policy documents and renewal tracking. These operating services were not tested in an authenticated account. [23](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Public company statements reviewed September 16, 2026; no customer transaction, policy or independent service verification.; verified: 2026-09-16.) |

## Related Reading

- [What Is Corgi Insurance?](https://spot.insure/insurance-providers/corgi)
- [What Is StartupInsurance.ai?](https://spot.insure/insurance-providers/startupinsurance)

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- [Corgi vs WithCoverage](https://spot.insure/compare/corgi-vs-withcoverage)
- [Coterie Insurance vs StartupInsurance.ai](https://spot.insure/compare/coterie-vs-startupinsurance)
- [Coverdash vs StartupInsurance.ai](https://spot.insure/compare/coverdash-vs-startupinsurance)
- [Cowbell vs StartupInsurance.ai](https://spot.insure/compare/cowbell-vs-startupinsurance)
- [Embroker vs StartupInsurance.ai](https://spot.insure/compare/embroker-vs-startupinsurance)
- [Founder Shield vs StartupInsurance.ai](https://spot.insure/compare/foundershield-vs-startupinsurance)
- [Gallagher vs StartupInsurance.ai](https://spot.insure/compare/gallagher-vs-startupinsurance)
- [Harper vs StartupInsurance.ai](https://spot.insure/compare/harper-vs-startupinsurance)
- [Heffernan Insurance Brokers vs StartupInsurance.ai](https://spot.insure/compare/heffernan-vs-startupinsurance)
- [Hiscox vs StartupInsurance.ai](https://spot.insure/compare/hiscox-vs-startupinsurance)
- [HUB International vs StartupInsurance.ai](https://spot.insure/compare/hub-international-vs-startupinsurance)
- [Kinro vs StartupInsurance.ai](https://spot.insure/compare/kinro-vs-startupinsurance)
- [Layr vs StartupInsurance.ai](https://spot.insure/compare/layr-vs-startupinsurance)
- [Lockton vs StartupInsurance.ai](https://spot.insure/compare/lockton-vs-startupinsurance)
- [Marsh vs StartupInsurance.ai](https://spot.insure/compare/marsh-vs-startupinsurance)
- [Mylo vs StartupInsurance.ai](https://spot.insure/compare/mylo-vs-startupinsurance)
- [Newfront vs StartupInsurance.ai](https://spot.insure/compare/newfront-vs-startupinsurance)
- [ERGO NEXT Insurance vs StartupInsurance.ai](https://spot.insure/compare/next-insurance-vs-startupinsurance)
- [Pie Insurance vs StartupInsurance.ai](https://spot.insure/compare/pie-insurance-vs-startupinsurance)
- [Relm Insurance vs StartupInsurance.ai](https://spot.insure/compare/relm-vs-startupinsurance)
- [Resilience vs StartupInsurance.ai](https://spot.insure/compare/resilience-vs-startupinsurance)
- [RiskCube vs StartupInsurance.ai](https://spot.insure/compare/riskcube-vs-startupinsurance)
- [Risklytics vs StartupInsurance.ai Insurance](https://spot.insure/compare/risklytics-vs-startupinsurance)
- [StartupInsurance.ai vs TechInsurance](https://spot.insure/compare/startupinsurance-vs-techinsurance)
- [StartupInsurance.ai vs The Hartford](https://spot.insure/compare/startupinsurance-vs-the-hartford)
- [StartupInsurance.ai vs Travelers Insurance](https://spot.insure/compare/startupinsurance-vs-travelers)
- [StartupInsurance.ai vs USI](https://spot.insure/compare/startupinsurance-vs-usi)
- [StartupInsurance.ai vs Vouch](https://spot.insure/compare/startupinsurance-vs-vouch)
- [StartupInsurance.ai vs WithCoverage](https://spot.insure/compare/startupinsurance-vs-withcoverage)

## Sources

### [Corgi Official Website](https://www.corgi.insure)

1. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance. Page last updated 04/05/26.. Accessed 2026-09-15.
2. [Corgi Insurance homepage](https://www.corgi.insure). Corgi Insurance Services, Inc.; Product packages; Self-Serve (apply, get quoted in minutes, bind same-day) and Book a Demo paths; FAQ on cost, claims, and binding; footer entity notices. Accessed 2026-09-15.
3. [About Corgi](https://www.corgi.insure/about). Corgi Insurance Services, Inc.; Company description; Federally Regulated, A-Rated Admitted Access, and Licensed Nationwide sections. Accessed 2026-09-15.
4. [Insurance Producer Licenses](https://www.corgi.insure/broker-licenses). Corgi Insurance Services, Inc.; State-by-state producer license table for Corgi Insurance Services, Inc.. Accessed 2026-09-15.
5. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance Services, Inc.; Form CORG-DO-0100 coverage summary; policy notes stating TRRG underwrites the D&O coverage part; footer identifying Corgi Insurance Company, Inc. NAIC 17989. Accessed 2026-09-15.
6. [Customer Success Stories](https://www.corgi.insure/customers). Corgi Insurance Services, Inc.; Page heading and named technology-company testimonials; cost FAQ. Accessed 2026-09-15.
7. [Partnerships](https://www.corgi.insure/partnerships). Corgi Insurance Services, Inc.; Direct Underwriting savings claim; partner-page process; onboarding-to-claims handling claim. Accessed 2026-09-15.
8. [Insurance for AI, Built for Model Risk](https://www.corgi.insure/ai). Corgi Insurance Services, Inc.; Tech & AI Liability product description and related AI-risk FAQ. Accessed 2026-09-15.
9. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
10. [Corgi Insurance Raises $108 Million, Receives Regulatory Approval to Launch the First Full-Stack Insurance Carrier for Startups](https://www.prnewswire.com/news-releases/corgi-insurance-raises-108-million-receives-regulatory-approval-to-launch-the-first-full-stack-insurance-carrier-for-startups-302657727.html). PR Newswire (Corgi press release); 9 January 2026 funding announcement; listed startup coverage lines; company-reported ARR figure. Accessed 2026-09-15.
11. [Corgi Reaches $2.6B Valuation With $106M Series B1 Three Weeks After $160M Unicorn Round](https://www.prnewswire.com/news-releases/corgi-reaches-2-6b-valuation-with-106m-series-b1-three-weeks-after-160m-unicorn-round-302784796.html). PR Newswire (Corgi press release); 28 May 2026 company statement of $378 million total funding and planned vertical expansion. Accessed 2026-09-15.
12. [Corgi Insurance Launches Corgi Claims, the AI-Native TPA](https://www.prnewswire.com/news-releases/corgi-insurance-launches-corgi-claims-the-ai-native-tpa-302813039.html). PR Newswire (Corgi press release); 29 June 2026 launch of Corgi Claims as a TPA; disclaimer that claims services are provided through licensed subsidiaries and affiliates. Accessed 2026-09-15.
13. [Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage Solutions](https://www.prnewswire.com/news-releases/corgi-insurance-and-silicon-valley-bank-partner-to-connect-clients-to-preferred-coverage-solutions-302803621.html). PR Newswire (Corgi and Silicon Valley Bank press release); 17 June 2026 partnership announcement for SVB client access to Corgi products. Accessed 2026-09-15.
14. [Corgi: Rebuilding Insurance with AI](https://kindredventures.com/announcement/corgi-rebuilding-insurance-with-ai/). Kindred Ventures; 8 January 2026 investor announcement describing Corgi as a full-stack carrier with a captive reinsurer; company-reported 40,000+ policyholders across 49 states. Accessed 2026-09-15.
15. [Corgi Insurance company profile](https://www.ycombinator.com/companies/corgi-insurance). Y Combinator; Summer 2024 batch; San Francisco location; 2024 founding; team size 250; description as a full-stack insurance carrier for startups. Accessed 2026-09-15.
16. [Registered Federal Risk Retention Groups](https://dbr.ri.gov/sites/g/files/xkgbur696/files/2026-01/Registered_Federal_Risk_Retention_Groups.pdf). Rhode Island Department of Business Regulation; Report date 23 June 2026; registration entry for Technology Risk Retention Group, Inc., NAIC 17763, 425 Bush St., San Francisco, CA 94108. Document title uses “Federal”; that is the state’s list label, not TRRG’s charter type.. Accessed 2026-09-15.
17. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
18. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
19. [15 U.S.C. § 3901 — Definitions](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim). U.S. House Office of the Law Revision Counsel; Liability Risk Retention Act definitions of liability and risk retention group, including state charter, member-ownership, and liability-only activity limits. Accessed 2026-09-15.
20. [15 U.S.C. § 3902 — Risk retention groups](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim). U.S. House Office of the Law Revision Counsel; Non-domicile state registration and policy notice requirements; exemption from state insurance insolvency guaranty associations. Accessed 2026-09-15.
21. [Arizona Revised Statutes § 20-2402](https://www.azleg.gov/ars/20/02402.htm). Arizona Legislature; Risk retention groups chartered and licensed in Arizona may write only liability insurance under that chapter. Accessed 2026-09-15.
22. [Corgi built its name insuring AI startups. Its new carrier targets dry cleaners, salons and more](https://www.insurancebusinessmag.com/us/news/breaking-news/corgi-built-its-name-insuring-ai-startups--its-new-carrier-targets-dry-cleaners-salons-and-more-587646.aspx). Insurance Business; 27 August 2026 report identifying Technology Risk Retention Group as an Arizona-chartered RRG and noting that the admitted-carrier announcement does not specify domicile, licensed states, or rating status. Accessed 2026-09-15.

### [StartupInsurance.ai Official Website](https://www.startupinsurance.ai/)

23. [Startup Insurance | Coverage that clears the review](https://www.startupinsurance.ai/). StartupInsurance.ai; Current live HTML: hero; What we place; The paperwork runs itself; carrier panel; Straight talk. Fresh direct fetch supersedes older browser-cached homepage.. Accessed 2026-09-16.
24. [Company | Startup Insurance](https://www.startupinsurance.ai/company/). StartupInsurance.ai; The story; founders; The free policy check; legal footer. Accessed 2026-09-16.
25. [Apply for Startup Insurance | StartupInsurance.ai](https://quotes.startupinsurance.ai/). StartupInsurance.ai; Initial coverage selection and seven-step navigation; no submission made. Accessed 2026-09-16.
26. [Insurance Licenses](https://www.contractornerd.com/insurance-licenses/). ContractorNerd; Company information; licensing status table, California row. Accessed 2026-09-16.
27. [Terms and Conditions](https://www.contractornerd.com/terms-and-conditions/). ContractorNerd; Sections 1, 2 and 2.A: agency role, submissions, servicing and compensation. Accessed 2026-09-16.
28. [Compensation Disclosure](https://www.contractornerd.com/compensation-disclosure/). ContractorNerd; Sections 2–9: transaction roles, commissions, buyer fees, contingent compensation and information requests. Accessed 2026-09-16.

Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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