---
title: "Corgi vs Relm Insurance: Tech E&O Insurance"
description: "Corgi lets startups buy Tech E&O instantly online at a $1 million/$2 million sample limit, but its base form excludes AI claims and pure contract or SLA failures unless you add endorsements. Relm sells through brokers and offers a separate Fintech E&O product for blockchain and regulatory risk."
canonical: "https://spot.insure/compare/corgi-vs-relm/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-relm"
provider-a: "corgi"
provider-b: "relm"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-relm/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Corgi and Relm Insurance for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Corgi versus Relm Insurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs Relm Insurance for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Corgi or Relm Insurance?
- What does Corgi or Relm Insurance publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Corgi and Relm Insurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs Relm Insurance](https://spot.insure/compare/corgi-vs-relm) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [Relm Insurance profile](https://spot.insure/insurance-providers/relm) — provider profile

# Corgi vs Relm Insurance: How Do They Compare for Tech E&O Insurance?

Relm Insurance writes tech E&O as professional liability for software and tech-service firms, with a separate Fintech E&O product. Corgi sells a stand-alone policy you quote and bind online, with AI and IP cover available as add-ons.

Corgi sells startups instant-quote Tech E&O at a $1 million/$2 million sample limit but excludes AI and pure contract claims unless you add endorsements; Relm brokers Tech E&O and a dedicated Fintech E&O product.

## Corgi vs Relm Insurance Tech E&O Insurance Summary

Corgi lets startups buy Tech E&O instantly online at a $1 million/$2 million sample limit, but its base form excludes AI claims and pure contract or SLA failures unless you add endorsements. Relm sells through brokers and offers a separate Fintech E&O product for blockchain and regulatory risk. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions")

## What Are the Key Differences Between Corgi and Relm Insurance Tech E&O Insurance?

### Instant Startup Quote vs Broker-Placed Tech and Fintech Forms

Corgi sells Tech E&O as a standalone instant-quote policy and inside its startup packages. Relm sells through brokers, keeps Tech E&O separate from its cyber product, and offers a distinct Fintech E&O product because standard Tech E&O isn't always enough for fintech companies. Choose Corgi if you're a startup that wants cover today online; choose Relm if you're a fintech or blockchain company, or want a broker-placed form. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions")

### Corgi's Base Form Has Gaps You Must Endorse Away

Corgi's standard policy excludes AI-related claims (an AI/algorithmic liability endorsement adds them back), claims based solely on breach of contract or SLA failure (unless you buy a carveback), and data-breach liability. If you sell AI features or promise uptime, the base quote may not respond. Relm lists missed contract obligations, poor service delivery and software glitches as covered, and names AI bias, model theft and data poisoning as exposures, though it publishes no form to check. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions")

## What Should You Confirm in Corgi and Relm Insurance Tech E&O Insurance Quotes?

- If you're a fintech, ask Relm whether the quote is Tech E&O or Fintech E&O. [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions")
- Ask Corgi whether the AI and contract/SLA endorsements are on your quote. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance")
- Ask Relm which insurer issues the policy. Corgi's primary insurer is its own risk retention group (a member-owned insurer outside the state guaranty-fund system) unless you ask for rated paper. [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance")
- Compare Corgi's $1 million / $2 million illustration with Relm's quoted limits. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions")

## Corgi vs Relm Insurance Tech E&O Insurance Compared

| Criteria | Corgi Tech E&O | Relm Technology Errors and Omissions Insurance |
| --- | --- | --- |
| Coverage Features | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger..)<br><br>The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting..) | Relm says Tech E&O covers claims relating to inadequate service delivery or failure to meet contractual obligations, system failures or software glitches affecting customers' operations, and negligent advice, misrepresentation or failure to disclose product limitations, typically including legal defense fees, settlements and judgments. [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions") (Evidence: Company-reported; scope: Cyber and Tech E&O page 'What is Tech E&O Insurance?' section; the issued policy and declarations control..)<br><br>Relm says standard Tech E&O is not always sufficient for fintech companies and offers a distinct Fintech Errors and Omissions product addressing blockchain-related vulnerabilities and heightened regulatory scrutiny. [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions") (Evidence: Company-reported; scope: Cyber and Tech E&O page 'What is Fintech Errors and Omissions Insurance?' section; a related but separate product..)<br><br>Relm explicitly says there is some overlap between Tech E&O and cyber coverage, but having one does not protect a client from the exposures the other addresses. [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions") (Evidence: Company-reported; scope: Cyber and Tech E&O page 'Who Needs Cyber and Tech E&O Insurance?' section..) |
| Role in This Line | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Tech E&O product page and homepage package contents; package composition may change..) | Relm markets Technology Errors and Omissions as professional liability for the technology sector, separate from the cyber liability product on the same page. [3](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/ "Cyber and Technology Errors and Omissions") (Evidence: Company-reported; scope: Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement..) |

## About Corgi and Relm Insurance and Tech E&O Insurance

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [Relm Insurance company profile](https://spot.insure/insurance-providers/relm) · [Relm Insurance customer reviews](https://spot.insure/insurance-providers/relm/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Corgi vs Relm Insurance Tech E&O Insurance

- [Corgi vs Relm Insurance](https://spot.insure/compare/corgi-vs-relm): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions)
- [Relm Insurance Tech E&O Insurance](https://spot.insure/insurance-providers/relm/technology-errors-omissions)

## Sources for Corgi vs Relm Insurance Tech E&O Insurance

### Sources About Corgi

1. [Tech E&O Insurance for Startups | Corgi Insurance](https://www.corgi.insure/tech-eo). Corgi Insurance; What's Actually Inside Your Tech E&O Policy (form CORG-EO-0100 / CORG-TECH-0500); Scenario notes; Policy notes; Available Add-ons; Tech E&O Glossary; FAQ including carrier rating question. Accessed 2026-09-23.
2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies: Tech & AI Liability card marked "Instant quote"; Coverage Designed Around Your Startup's Journey package contents listing Tech E&O. Accessed 2026-09-23.

### Sources About Relm Insurance

3. [Cyber and Technology Errors and Omissions](https://relminsurance.com/lines-of-business/cyber-and-technology-errors-and-omissions/). Relm Insurance; What is Tech E&O Insurance?; Who Needs Cyber and Tech E&O Insurance?; What is Fintech Errors and Omissions Insurance?. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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