---
title: "Corgi vs Relm Insurance: Crime Insurance"
description: "Corgi targets fintechs, payroll firms and marketplaces moving customer funds with an illustrative $1 million policy; Relm’s separate digital-asset and smart-contract crime products fit businesses with those risks."
canonical: "https://spot.insure/compare/corgi-vs-relm/crime"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-relm"
provider-a: "corgi"
provider-b: "relm"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-relm/crime)

## Agent Guide

**What this page is:** Focused comparison of Corgi and Relm Insurance for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Corgi versus Relm Insurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs Relm Insurance for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Corgi or Relm Insurance?
- What does Corgi or Relm Insurance publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Corgi and Relm Insurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs Relm Insurance](https://spot.insure/compare/corgi-vs-relm) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [Relm Insurance profile](https://spot.insure/insurance-providers/relm) — provider profile

# Corgi vs Relm Insurance: How Do They Compare for Crime Insurance?

Corgi offers online quotes on a standalone startup crime policy with an illustrative $1,000,000 limit; Relm Insurance sells commercial crime through insurance brokers, lists separate digital-asset and smart-contract crime products, and describes no direct online quote.

Corgi targets fintechs moving customer funds; Relm separately lists commercial, digital-asset and smart-contract crime and considers DeFi attack methods.

## Corgi vs Relm Insurance Crime Insurance Summary

Corgi targets fintechs, payroll firms and marketplaces moving customer funds with an illustrative $1 million policy; Relm’s separate digital-asset and smart-contract crime products fit businesses with those risks. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")

## What Are the Key Differences Between Corgi and Relm Insurance Crime Insurance?

Choose Corgi if you are a fintech, payroll company or marketplace that moves customer funds and wants an illustrated $1 million startup policy; choose Relm if your business holds digital assets or operates smart contracts. Relm names flash-loan and oracle-manipulation attacks; Corgi’s reviewed form instead focuses on first-party funds and a common $250,000 social-engineering sublimit. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups")

### One Startup Form Versus Three Relm Crime Products

Corgi sells Crime & Fidelity as a standalone startup policy. Relm lists Commercial Crime as one of three crime products on its line-of-business page, alongside Digital Asset Crime and Smart Contract Crime. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")

### Stolen Money Versus Digital-Infrastructure Crime

Corgi describes first-party coverage when money is stolen through employee theft, social engineering, computer fraud, forgery or funds-transfer fraud, with social-engineering fraud commonly sublimited to $250,000. Relm’s commercial crime addresses embezzlement, forgery and funds-transfer fraud plus crime risks tied to digital infrastructure, and Relm says underwriting considers flash-loan attacks and oracle manipulation. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")

### Who Each Product Is Aimed At

Corgi positions Crime & Fidelity for fintechs, payroll companies and marketplaces that move customer funds. Relm says crime coverage is relevant for any business that holds assets, whether fiat or digital. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")

### How You Buy

Corgi offers online quotes and same-day binders. Relm sells crime insurance through insurance brokers; its reviewed pages do not describe a direct online quote. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")

## What Should You Confirm in Corgi and Relm Insurance Crime Insurance Quotes?

- If you hold digital assets or run smart contracts, ask Relm which of its three crime products applies. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")
- Get Relm’s issuing insurer; Corgi’s disclaimers name Corgi Insurance Company or Technology Risk Retention Group. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [2](https://www.corgi.insure/disclaimers "Disclaimers")
- Confirm Corgi’s discovery trigger, social-engineering sublimit and $1 million illustration. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups")
- If a sponsor bank requires crime, ask which product the bank will accept. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")

## Corgi vs Relm Insurance Crime Insurance Compared

| Criteria | Corgi Crime & Fidelity | Relm Commercial Crime Insurance |
| --- | --- | --- |
| Who It’s For | Corgi positions Crime & Fidelity primarily for fintechs, payroll companies and marketplaces that move customer funds, noting it is frequently required by sponsor banks and Banking-as-a-Service (BaaS) partners before a fintech can go live. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Industry-applicability section of the product page; other startups can also buy the policy, and eligibility for any given business depends on underwriting..) | Relm says crime coverage is relevant for any business that holds assets, whether fiat or digital, arguing that even strong security controls leave a gap the insurance can close. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'Who Needs Crime Coverage?' section; not a guarantee of eligibility for a particular company..) |
| How to Apply | Corgi says it can issue Crime & Fidelity coverage and a binder the same day, and offers instant quotes in under 10 minutes through its online application. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: FAQ marketing claims on the product page; quote and bind speed are not independently verified..) | Relm sells crime insurance coverage through insurance brokers; its reviewed pages do not describe a direct online quote. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page framing; consistent with Relm's broader broker-distribution model..) |
| Coverage Features | The standard policy bundles four insuring agreements: employee dishonesty, social engineering fraud (business email compromise), computer fraud, and funds transfer fraud, plus forgery and alteration of checks or drafts. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-CRM-0100; the illustrated scenarios are examples, not a guarantee of coverage for a specific claim, and the issued policy controls..)<br><br>Social engineering fraud (business email compromise) is commonly sublimited to $250,000 against the $1 million policy aggregate, and Corgi conditions the sublimit on out-of-band verification controls for changes to vendor wire instructions. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product-page scenario notes and FAQ; the exact sublimit and required controls are underwriting-dependent and confirmed on the declarations page..)<br><br>Corgi's Crime & Fidelity policy is written on a discovery basis, meaning coverage attaches when a loss is discovered during the policy period regardless of when the underlying dishonest act occurred, and it offers an optional discovery period of up to one year after termination to report a loss. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product-page glossary and FAQ description of form CORG-CRM-0100..) | Relm's commercial crime coverage addresses traditional theft such as embezzlement, forgery and funds transfer fraud, alongside crime risks tied to digital infrastructure and alternative asset models. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'What is Commercial Crime Coverage?' section; the issued policy and declarations control..)<br><br>Relm says its crime underwriting considers emerging attack methods such as flash-loan attacks that drain DeFi protocol liquidity and oracle manipulation that tricks smart contracts into faulty decisions, in addition to legacy fraud vulnerabilities. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'What Crime Risks Do Innovative Companies Face?' section; describes underwriting focus, not specific policy wording..) |
| Role in This Line | Corgi sells Crime & Fidelity as a standalone startup policy, describing it as first-party coverage that pays the company back when money (not data) is stolen through employee theft, social engineering, computer fraud, forgery or funds-transfer fraud. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-CRM-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | Relm lists Commercial Crime as one of three crime products (alongside Digital Asset Crime and Smart Contract Crime, covered in Relm's separate digital-assets offering record) on its crime insurance line-of-business page. [3](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement..) |

## About Corgi and Relm Insurance and Crime Insurance

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [Relm Insurance company profile](https://spot.insure/insurance-providers/relm) · [Relm Insurance customer reviews](https://spot.insure/insurance-providers/relm/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Corgi vs Relm Insurance Crime Insurance

- [Corgi vs Relm Insurance](https://spot.insure/compare/corgi-vs-relm): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Corgi Crime Insurance](https://spot.insure/insurance-providers/corgi/crime)
- [Relm Insurance Crime Insurance](https://spot.insure/insurance-providers/relm/crime)

## Sources for Corgi vs Relm Insurance Crime Insurance

### Sources About Corgi

1. [Crime & Fidelity Insurance for Startups](https://www.corgi.insure/crime). Corgi Insurance; What's Actually Inside Your Crime & Fidelity Policy (form CORG-CRM-0100); Anatomy of a $1M/$1M/$10K policy; Scenario notes; Industry Applicability & Compliance; FAQ. Accessed 2026-09-23.
2. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength: 'Coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. ... Certain coverages may also be underwritten by Technology Risk Retention Group, Inc.'. Accessed 2026-09-23.

### Sources About Relm Insurance

3. [Crime Insurance](https://relminsurance.com/lines-of-business/crime-insurance/). Relm Insurance; What is Commercial Crime Coverage?; What Crime Risks Do Innovative Companies Face?; Who Needs Crime Coverage?. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/corgi-vs-relm/crime.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)