--- title: "Corgi vs Marsh McLennan Agency: General Liability Insurance" description: "Corgi offers commercial general liability standalone and in every listed startup package, with illustrative limits up to $1 million per occurrence and $2 million aggregate and a $2,000 retention; Marsh McLennan Agency describes an adviser-led GL placement but publishes no limit schedule in its overview." canonical: "https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/general-liability" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "corgi-vs-marsh-mclennan-agency" provider-a: "corgi" provider-b: "marsh-mclennan-agency" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/general-liability) ## Agent Guide **What this page is:** Focused comparison of Corgi and Marsh McLennan Agency for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for General Liability Insurance questions about Corgi versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs Marsh McLennan Agency for General Liability Insurance: how do they differ? - Which is better for General Liability Insurance, Corgi or Marsh McLennan Agency? - What does Corgi or Marsh McLennan Agency publish about General Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for General Liability Insurance from Corgi or Marsh McLennan Agency? **Key facts:** - Line: General Liability Insurance. Providers: Corgi and Marsh McLennan Agency. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [Corgi vs Marsh McLennan Agency](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair - [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — coverage explainer for this line - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile (evidence) - [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence) - [Corgi vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Corgi vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/commercial-auto) — sibling comparison (other line, or other pair for this line) - [Corgi vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line) - [Corgi vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line) - [Corgi vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line) - [AIG vs Corgi General Liability Insurance](https://spot.insure/compare/aig-vs-corgi/general-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Corgi General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Corgi General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line) # Corgi vs Marsh McLennan Agency: How Do They Compare for General Liability Insurance? Corgi offers commercial general liability standalone and in every listed startup package, with illustrative limits up to $1 million per occurrence and $2 million aggregate and a $2,000 retention; Marsh McLennan Agency describes an adviser-led GL placement but publishes no limit schedule in its overview. ## Research Scope and Use Use this comparison to evaluate Corgi and Marsh McLennan Agency for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Corgi offers commercial general liability standalone and in every listed startup package, with illustrative limits up to $1 million per occurrence and $2 million aggregate and a $2,000 retention; Marsh McLennan Agency describes an adviser-led GL placement but publishes no limit schedule in its overview. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ## What Is Corgi Insurance? Corgi suits technology startups wanting packages organized from pre-seed through growth, with dashboard changes as the business grows; firms seeking only a direct single-carrier policy should compare alternatives. Issuers vary by product and state. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [4](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [5](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [Corgi profile](https://spot.insure/insurance-providers/corgi) ## What Is Marsh McLennan Agency? Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [7](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [8](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) ## What Is General Liability Insurance? General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. [10](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [11](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [12](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form") ## Key Differences in General Liability Insurance ### Coverage Structure and Scope Corgi offers commercial general liability standalone and in every listed startup package, with illustrative limits up to $1 million per occurrence and $2 million aggregate and a $2,000 retention. Marsh McLennan Agency describes an adviser-led GL placement but publishes no limit schedule in its overview. A startup comparing the online route with broker placement should request matching occurrence and aggregate limits and check the actual declarations. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ### Placement and Practical Questions Corgi offers an online instant-quote flow and says eligible applicants can apply and bind the same day; its policy names Technology Risk Retention Group, Inc. as underwriter. Marsh McLennan Agency directs prospective buyers to an adviser and leaves the insurer to the placement. If timing matters for a certificate deadline, confirm both the effective date and the carrier before relying on a quote. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ## What to Confirm in General Liability Insurance Quotes - Ask Corgi to confirm the quoted occurrence and aggregate limits, retention, and insurer. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") - Ask Marsh McLennan Agency for a quote on the same basis and identify the issuing carrier. [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ## Offering Details | Criteria | Corgi Commercial General Liability (CGL) | Marsh McLennan Agency general liability (official overview) | | --- | --- | --- | | Role in This Line | Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: Homepage package contents and the CGL product page..) | Marsh McLennan Agency describes arranging general liability for the audience stated on the cited product page. [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Issuing Insurer | Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL scenario note 1 and policy boundaries section..) | Confirm in your quote. | | Who It’s For | Confirm in your quote. | Businesses seeking commercial insurance and risk-management advice; suggested coverage depends on operations and exposure. [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Coverage Features | The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL coverage table and scenario/policy notes; illustrative summary, not policy wording..) | The cited product page describes general liability as a business coverage option that advisers evaluate alongside the organization's operations, assets, liabilities, and loss exposure. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Limits and Retentions | Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL coverage table, described as illustrative and possibly differing from the issued policy..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | | Risk Services | The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Not found in reviewed sources; scope: CGL product page as read on 2026-09-23..) | Confirm in your quote. | | How to Apply | You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: CGL page call to action and homepage self-serve description..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [9](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: general liability marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Claims Support | Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page..) | Confirm in your quote. | ## Full Comparison - [Corgi vs Marsh McLennan Agency](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims. - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage. - [Corgi vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/cargo-transit) - [Corgi vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/commercial-auto) - [Corgi vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/crime) - [Corgi vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/cyber) - [Corgi vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/fiduciary) - [AIG vs Corgi General Liability Insurance](https://spot.insure/compare/aig-vs-corgi/general-liability) - [AIG vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/general-liability) - [Alliance Risk vs Corgi General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/general-liability) - [Alliance Risk vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/general-liability) - [Amelia Risk vs Corgi General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/general-liability) - [Amelia Risk vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/general-liability) ## Sources ### Corgi 1. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance; page last updated 04/05/26. Accessed 2026-09-15. 2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup's Journey: package contents listing CGL in every package tier. Accessed 2026-09-23. 3. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15. 4. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15. 5. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15. 6. [CGL Insurance for Startups](https://www.corgi.insure/general-liability). Corgi Insurance; What's Actually Inside Your CGL Policy (form CORG-CGL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. ### Marsh McLennan Agency 7. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29. 8. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29. 9. [Business Insurance | MMA](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; General liability is named among business insurance coverage options; advisers assess exposure and limits.. Accessed 2026-09-30. ### General Liability Insurance Guide 10. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16. 11. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16. 12. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Corgi Reviews Review Score: not enough ratings. The reviewed sources did not yield customer reviews; the inspected Trustpilot profiles showed none. Its Trustpilot page exists but shows no reviews or rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/corgi/reviews). ## Marsh McLennan Agency Reviews Review Score: 8.2 / 10 from 2 rated sources, equally weighted. There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years. - Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com) - Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com) - BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103) - BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)