--- title: "Corgi vs Lockton: Representations and Warranties Insurance" description: "Lockton puts former M&A lawyers on your deal around the clock and keeps dedicated claims experts on it after closing; Corgi lists R&W as a specialty quote taking 1 to 14 days, but describes no deal support, claims help or insurer." canonical: "https://spot.insure/compare/corgi-vs-lockton/representations-warranties" page-type: "line-comparison" updated-at: "2026-09-29" comparison-pair: "corgi-vs-lockton" provider-a: "corgi" provider-b: "lockton" coverage-line: "representations-warranties" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/corgi-vs-lockton/representations-warranties) ## Agent Guide **What this page is:** Focused comparison of Corgi and Lockton for Representations and Warranties Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Representations and Warranties Insurance questions about Corgi versus Lockton. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs Lockton for Representations and Warranties Insurance: how do they differ? - Which is better for Representations and Warranties Insurance, Corgi or Lockton? - What does Corgi or Lockton publish about Representations and Warranties Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Representations and Warranties Insurance. Providers: Corgi and Lockton. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29. **Related pages:** - [Corgi vs Lockton](https://spot.insure/compare/corgi-vs-lockton) — all coverage lines for this pair - [Representations and Warranties Insurance guide](https://spot.insure/coverage/representations-warranties) — how this coverage works - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile - [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile # Corgi vs Lockton: How Do They Compare for Representations and Warranties Insurance? Corgi quotes R&W in 1–14 days outside its instant online flow; Lockton places RWI through former M&A lawyers and transaction advisors, with dedicated claims experts after a policy is bound. Lockton places RWI with a team of former M&A lawyers available 24/7 and dedicated claims experts after closing, while Corgi only lists R&W as a specialty quote taking 1 to 14 days with no deal or claims services described. ## Corgi vs Lockton Representations and Warranties Insurance Summary Lockton puts former M&A lawyers on your deal around the clock and keeps dedicated claims experts on it after closing; Corgi lists R&W as a specialty quote taking 1 to 14 days, but describes no deal support, claims help or insurer. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") ## What Are the Key Differences Between Corgi and Lockton Representations and Warranties Insurance? ### Deal Team vs a Catalog Listing Lockton is a broker that staffs RWI placements with former M&A lawyers and transaction advisors, using a Partner/Associate model that it says covers every deal 24/7. Corgi lists R&W for buyers or sellers as a specialty coverage quoted in 1 to 14 days, outside its instant-quote products. On what the pages show, Lockton is the stronger choice for a live M&A deal; Corgi is an option only if you already buy other cover from it. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") ### What the Policy Does for Each Side Lockton explains that RWI can replace or reduce seller indemnity or escrow: sellers get proceeds faster and less exposure after closing, and buyers get broader protection, faster negotiation and no need to sue a seller who stays on. Corgi's page does not explain how its R&W fits the deal. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") ### Claims Help After Closing Lockton keeps dedicated transaction-liability claims experts on the deal after binding and says it has helped clients settle hundreds of millions of dollars of RWI claims. Corgi describes no claims handling for this line. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") ## What Should You Confirm in Corgi and Lockton Representations and Warranties Insurance Quotes? - Ask both which insurer would issue the policy; neither names one. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") [3](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") - Decide whether the policy replaces escrow or sits beside a smaller seller indemnity. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") - Ask Corgi who handles a claim notice after closing. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") - Check that Corgi's 1 to 14 day quote window fits your signing date, and get limit and retention from both. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") ## Corgi vs Lockton Representations and Warranties Insurance Compared | Criteria | Corgi Representations and Warranties Insurance | Lockton Representations & Warranties Insurance (RWI) | | --- | --- | --- | | Who It’s For | Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Catalog description; no deal-size, industry, or state restrictions are published for this line..) | Lockton frames RWI benefits separately for sellers (faster access to sale proceeds, reduced post-closing exposure, avoiding a guarantee) and buyers (broader protection, faster negotiation, avoiding conflicts in deals with meaningful seller participation), meaning both sides of an M&A transaction are the intended buyers of the product. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23..) | | Coverage Features | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line..) | Lockton describes RWI as a policy used to replace or bolster a seller indemnity or escrow in an M&A transaction, under which an insurer indemnifies the buyer for losses from an unknown breach of a representation or warranty in the deal agreement. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23. General description of how the product functions, not a specimen policy..) | | Role in This Line | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s..) | Lockton's RWI Practice is staffed with former M&A lawyers and transaction advisors who Lockton says use a Partner/Associate model on every deal to provide 24/7 coverage; Lockton places RWI policies rather than underwriting them. [4](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23..) | ## About Corgi and Lockton and Representations and Warranties Insurance - [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews) - [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews) - [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties) ## Related Pages for Corgi vs Lockton Representations and Warranties - [Corgi vs Lockton](https://spot.insure/compare/corgi-vs-lockton): all coverage lines, business roles, service and claims. - [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties): Representations and warranties insurance can cover loss from inaccurate statements in a business purchase agreement; known issues and purchase-price disputes require separate review. - [Corgi Representations and Warranties Insurance](https://spot.insure/insurance-providers/corgi/representations-warranties) - [Lockton Representations and Warranties Insurance](https://spot.insure/insurance-providers/lockton/representations-warranties) ## Sources for Corgi vs Lockton Representations and Warranties Insurance ### Sources About Corgi 1. [Startup Insurance | Corgi Insurance](https://www.corgi.insure/startup-insurance). Corgi Insurance; Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.". Accessed 2026-09-23. 2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page. Accessed 2026-09-23. 3. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23. ### Sources About Lockton 4. [Representations & Warranties Insurance | Lockton USA](https://global.lockton.com/us/en/products-services/representation-warranties-insurance). Lockton; The Certain Solution for Transactional Risk; Why clients consider RWI versus traditional indemnity; Seller/Buyer benefits; Claims. Accessed 2026-09-23. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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