--- title: "Corgi vs Liberty Mutual: D&O Insurance" description: "Corgi illustrates $1 million per claim and $2 million aggregate; Liberty Mutual names inquiry features without limits." canonical: "https://spot.insure/compare/corgi-vs-liberty-mutual/directors-officers" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "corgi-vs-liberty-mutual" provider-a: "corgi" provider-b: "liberty-mutual" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/corgi-vs-liberty-mutual/directors-officers) ## Agent Guide **What this page is:** Focused comparison of Corgi and Liberty Mutual for D&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for D&O Insurance questions about Corgi versus Liberty Mutual. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs Liberty Mutual for D&O Insurance: how do they differ? - Which is better for D&O Insurance, Corgi or Liberty Mutual? - What does Corgi or Liberty Mutual publish about D&O Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for D&O Insurance from Corgi or Liberty Mutual? **Key facts:** - Line: D&O Insurance. Providers: Corgi and Liberty Mutual. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [Corgi vs Liberty Mutual](https://spot.insure/compare/corgi-vs-liberty-mutual) — parent: all coverage lines for this pair - [D&O Insurance guide](https://spot.insure/coverage/directors-officers) — coverage explainer for this line - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile (evidence) - [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence) - [Corgi vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/corgi-vs-liberty-mutual/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Cargo and Transit Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Commercial Auto Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/commercial-auto) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Crime Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/crime) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Cyber Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/cyber) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Employment Practices Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/employment-practices) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Fiduciary Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/fiduciary) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual General Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/general-liability) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Tech E&O Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Umbrella and Excess Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Workers’ Compensation Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Corgi D&O Insurance](https://spot.insure/compare/aig-vs-corgi/directors-officers) — sibling comparison (other line, or other pair for this line) - [AIG vs Liberty Mutual D&O Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Corgi D&O Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Liberty Mutual D&O Insurance](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Corgi D&O Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Liberty Mutual D&O Insurance](https://spot.insure/compare/amelia-risk-vs-liberty-mutual/directors-officers) — sibling comparison (other line, or other pair for this line) # Corgi vs Liberty Mutual: How Do They Compare for D&O Insurance? Corgi illustrates $1 million per claim and $2 million aggregate; Liberty Mutual names inquiry features without limits. ## How to Use the Corgi vs Liberty Mutual D&O Insurance Comparison Use this comparison to evaluate Corgi and Liberty Mutual for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Corgi vs Liberty Mutual D&O Insurance Summary Corgi illustrates $1 million per claim and $2 million aggregate with defense costs inside the limit. Liberty Mutual’s ProShield overview names investigation and pre-claim inquiry coverage but no amounts. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") ## What Is Corgi Insurance? Corgi suits technology startups wanting packages organized from pre-seed through growth, with dashboard changes as the business grows; firms seeking only a direct single-carrier policy should compare alternatives. Issuers vary by product and state. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [2](https://www.corgi.insure "Corgi Insurance homepage") [3](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [4](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [5](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [Corgi profile](https://spot.insure/insurance-providers/corgi) ## What Is Liberty Mutual Business Insurance? Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [7](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [8](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions") [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) ## What Is Directors and Officers Insurance? D&O insurance can help pay covered defense costs and losses from claims against company leaders over management decisions. If your organization has a board or executives, check whether the company itself is insured and whether legal bills reduce the limit. [10](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms") [11](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf "The Chubb Primary Directors & Officers and Entity Securities Liability Insurance") [12](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage") ## What Are the Key Differences Between Corgi and Liberty Mutual D&O Insurance? ### Policy limits and terms shown to buyers Corgi illustrates up to $1 million per claim and $2 million aggregate, with a $25,000 retention per claim and no Side A retention; defense costs erode the limit. Liberty Mutual’s ProShield overview mentions investigation and pre-claim inquiry coverage without publishing limits or retention. Early-stage buyers should compare how much limit remains after defense spending and whether the quoted investigation features share that limit. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") ### How the coverage is packaged Corgi describes Side A, B and C coverage and expressly notes that entity-level regulatory investigations are excluded while individuals’ response to specified notices can be covered. Liberty Mutual’s overview says it includes investigation and pre-claim inquiry coverage but does not explain who is insured or which inquiry stages qualify. The policy wording matters especially when a regulator contacts the company and its officers separately. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") ## What Should You Confirm in Corgi and Liberty Mutual D&O Insurance Quotes? - Does ProShield cover the entity itself during an informal regulatory inquiry, and are defense costs inside its limit? Under Corgi, which regulator notices trigger individual coverage and what inquiry costs remain outside it? What limits and retentions apply to each quote? ## Corgi vs Liberty Mutual D&O Insurance Compared | Criteria | Corgi Directors & Officers (D&O) | Liberty Mutual ProShield Directors and Officers coverage | | --- | --- | --- | | Role in This Line | Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | Liberty Mutual includes D&O coverage in its ProShield management-liability package. [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Issuing Insurer | Corgi's D&O product page states directly that the policy is a claims-made policy underwritten by Technology Risk Retention Group, Inc., a risk retention group. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy Boundaries section of the D&O product page; this is a line-specific underwriter statement, distinct from Corgi's general multi-entity disclaimer..) | Confirm in your quote. | | Who It’s For | Confirm in your quote. | The source describes private-company and not-for-profit ProShield options; it does not establish availability for every organization. [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Coverage Features | The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-DO-0100; the issued policy and declarations control..)

The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt..)

Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered..) | The page lists selected D&O features such as investigation and pre-claim inquiry coverage and separate options for private and not-for-profit companies; policy wording controls. [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Limits and Retentions | Corgi's illustrative D&O structure shows limits up to $1 million per claim and $2 million in the aggregate, with a $25,000 self-insured retention per claim (no retention on Side A) and defense costs included within the limit. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations..) | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | | Risk Services | Corgi offers three optional D&O endorsements: Outside Directorship (extends coverage to directors and officers serving on outside boards at the company's request), Crisis Event Expense (covers PR and crisis-communications costs after negative publicity), and Investigative Costs (broader coverage for regulatory inquiries short of a formal claim). [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Available Add-ons section of the product page; endorsement availability varies by jurisdiction and underwriting, and each requires a separate endorsement to apply..) | Liberty Mutual describes ProShield as one package policy that combines multiple management-liability coverages and is designed to reduce the need for separate endorsements. [9](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/ "ProShield") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | How to Apply | You can request a D&O quote online through Corgi's self-serve application. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | Confirm in your quote. | ## Related Pages for Corgi vs Liberty Mutual D&O Insurance - [Corgi vs Liberty Mutual](https://spot.insure/compare/corgi-vs-liberty-mutual): all coverage lines, business roles, service and claims. - [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): D&O insurance can protect leaders and, in some policies, the company from covered management claims; company coverage, defense costs and limits differ by quote. - [Corgi vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/corgi-vs-liberty-mutual/business-owners-policy) - [Corgi vs Liberty Mutual Cargo and Transit Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/cargo-transit) - [Corgi vs Liberty Mutual Commercial Auto Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/commercial-auto) - [Corgi vs Liberty Mutual Crime Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/crime) - [Corgi vs Liberty Mutual Cyber Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/cyber) - [Corgi vs Liberty Mutual Employment Practices Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/employment-practices) - [Corgi vs Liberty Mutual Fiduciary Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/fiduciary) - [Corgi vs Liberty Mutual General Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/general-liability) - [Corgi vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/medical-malpractice) - [Corgi vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/professional-errors-omissions) - [Corgi vs Liberty Mutual Tech E&O Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/technology-errors-omissions) - [Corgi vs Liberty Mutual Umbrella and Excess Liability Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/umbrella-excess) - [Corgi vs Liberty Mutual Workers’ Compensation Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/workers-compensation) - [AIG vs Corgi D&O Insurance](https://spot.insure/compare/aig-vs-corgi/directors-officers) - [AIG vs Liberty Mutual D&O Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/directors-officers) - [Alliance Risk vs Corgi D&O Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/directors-officers) - [Alliance Risk vs Liberty Mutual D&O Insurance](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/directors-officers) - [Amelia Risk vs Corgi D&O Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/directors-officers) - [Amelia Risk vs Liberty Mutual D&O Insurance](https://spot.insure/compare/amelia-risk-vs-liberty-mutual/directors-officers) ## Sources for Corgi vs Liberty Mutual D&O Insurance ### Sources About Corgi 1. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance; page last updated 04/05/26. Accessed 2026-09-15. 2. [Corgi Insurance homepage](https://www.corgi.insure). Corgi Insurance Services, Inc.; Product packages: Cyber and Directors & Officers; Growth Stage and Custom Package; Self-Serve (apply, get quoted in minutes, bind same-day) and Book a Demo paths; Explore Our Main Policies: Commercial General Liability, Crime Insurance, Fiduciary Liability, Hired and Non-Owned Auto (HNOA), Worker’s Compensation; Specialized coverages: Employment Practices Liability (EPLI), K&R (Kidnap & Ransom), Representations and Warranties; Commercial Umbrella Liability; Business Owners Policy (BOP); Coverage sales cards: Media Liability, Medical Malpractice, Miscellaneous E&O; Core Operations: Tech E&O Insurance; Tech & AI Liability product module; Transportation menu: Auto Liability, Contractual Liability Insurance - Cargo; FAQ on cost, claims, and binding; footer entity, program-administrator and issuing-carrier notices. Accessed 2026-09-16. 3. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15. 4. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15. 5. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15. 6. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance; What's Actually Inside Your D&O Policy (form CORG-DO-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. ### Sources About Liberty Mutual 7. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29. 8. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29. 9. [ProShield](https://business.libertymutual.com/commercial-insurance-solutions/management-liability/proshield/). Liberty Mutual Business Insurance; Opening paragraphs identify package combining directors and officers, employment practices, fiduciary, and crime coverages; D&O and crime sections describe examples of exposures and selected coverage features. Examples are not policy terms.. Accessed 2026-09-29. ### Sources for the D&O Insurance Guide 10. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16. 11. [The Chubb Primary Directors & Officers and Entity Securities Liability Insurance](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf). Chubb Group of Insurance Companies; hosted by eperils; I.A–C p.1; I.C p.1; I and III.A–B pp.1–2; VI Reporting pp.3–4. Accessed 2026-09-16. 12. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I.A–C p.1; I.C p.1; Header p.1 and VI.A pp.6–7. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Corgi Review Scores for 2026 Review Score: not enough ratings. The reviewed sources did not yield customer reviews; the inspected Trustpilot profiles showed none. Its Trustpilot page exists but shows no reviews or rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/corgi/reviews). ## Liberty Mutual Review Scores for 2026 Review Score: 7.2 / 10 from 2 rated sources, equally weighted. Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected. - NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance) - Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/corgi-vs-liberty-mutual/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)