---
title: "Corgi vs HUB International: Employment Practices Liability Insurance"
description: "Corgi sells startups EPLI online with its terms published: $1 million per claim, $2 million aggregate and a $25,000 retention. HUB brokers EPL through a specialist, publishes no terms, and gives you an attorney-staffed group for claims."
canonical: "https://spot.insure/compare/corgi-vs-hub-international/employment-practices"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-hub-international"
provider-a: "corgi"
provider-b: "hub-international"
coverage-line: "employment-practices"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-hub-international/employment-practices)

## Agent Guide

**What this page is:** Focused comparison of Corgi and HUB International for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about Corgi versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs HUB International for Employment Practices Liability Insurance: how do they differ?
- Which is better for Employment Practices Liability Insurance, Corgi or HUB International?
- What does Corgi or HUB International publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Employment Practices Liability Insurance. Providers: Corgi and HUB International.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international) — all coverage lines for this pair
- [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile

# Corgi vs HUB International: How Do They Compare for Employment Practices Liability Insurance?

Corgi sells standalone startup EPLI with a standard wage-and-hour exclusion. HUB International brokers EPL through its ProEx team, provides support from a legal-risk claims group, and flags 2026 pay-transparency laws as an emerging exposure.

Corgi lets startups quote EPLI online with published $1 million/$2 million limits, while HUB brokers EPL for larger organizations and backs claims with an attorney team.

## Corgi vs HUB International Employment Practices Liability Insurance Summary

Corgi sells startups EPLI online with its terms published: $1 million per claim, $2 million aggregate and a $25,000 retention. HUB brokers EPL through a specialist, publishes no terms, and gives you an attorney-staffed group for claims. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## What Are the Key Differences Between Corgi and HUB International Employment Practices Liability Insurance?

### Published Startup Policy vs a Broker for Larger Firms

Corgi publishes its startup EPLI terms: Agreement A covers employee and applicant claims, Agreement B covers third-party harassment or discrimination during business dealings, and endorsements add wage-and-hour and contractor cover. HUB brokers EPL inside ProEx, its executive-risk practice, and its page describes no coverage terms; its FAQ talks about large organizations. You quote Corgi online; HUB sends you to a ProEx specialist. Choose Corgi if you're a startup that wants to see terms and buy quickly; choose HUB if you're a larger company that wants a broker to shop EPL with your D&O. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

### Limits You Can See

Corgi shows $1 million per claim and $2 million aggregate with a $25,000 retention, for claims in the US or Canada. HUB publishes no limits. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups")

### Who Helps With a Claim

HUB's Claims & Legal Risks Group is attorneys who specialize in its executive-risk coverages, including EPL, from wording review before a claim through recovery. Corgi's EPLI page doesn't describe claims help, so ask who handles your claim. HUB also flags 2026 pay-transparency laws as a new EPL risk. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups")

## What Should You Confirm in Corgi and HUB International Employment Practices Liability Insurance Quotes?

- Ask HUB which insurer would issue EPL and how pay-transparency claims are treated. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")
- Ask Corgi which endorsements are on the quote and which insurer underwrites it. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [2](https://www.corgi.insure/disclaimers "Disclaimers")
- Get HUB's quoted limit and retention and compare them with Corgi's $1 million / $2 million and $25,000. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups")
- Ask HUB what its claims attorneys do before a claim is filed. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## Corgi vs HUB International Employment Practices Liability Compared

| Criteria | Corgi Employment Practices Liability (EPLI) | HUB International Employment Practices Liability Insurance Brokerage |
| --- | --- | --- |
| How to Apply | You can request an EPLI quote online through Corgi's self-serve application. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | HUB directs EPL prospects to contact a ProEx specialist rather than an online quote or bind flow. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) |
| Coverage Features | The standard policy has two insuring agreements: Agreement A covers claims by current employees, former employees and job applicants alleging discrimination, harassment, retaliation or wrongful termination; Agreement B covers claims by third parties, such as customers or vendors, alleging harassment or discrimination by an employee during a business interaction. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-EPL-0100; the issued policy and declarations control..)<br><br>The standard policy excludes wage-and-hour claims (including FLSA misclassification and overtime disputes); Corgi offers a Wage & Hour Defense Costs Endorsement that covers defense costs only, not settlements or judgments, for these claims. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; the endorsement requires separate issuance and does not add indemnity coverage..)<br><br>Independent contractors are excluded from the policy's definition of 'Employee' by default; Corgi offers an Independent Contractors and Leased Workers Endorsement to extend coverage to claims from contractors and leased workers. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; endorsement required and availability may vary by jurisdiction and underwriting..) | HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim..) |
| Role in This Line | Corgi sells EPLI as a standalone startup policy and bundles it into its Series A, Growth Stage and Custom packages, describing it as coverage for claims arising from the employment relationship: wrongful termination, discrimination, harassment, retaliation and failure to hire. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-EPL-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. [3](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL..) |

## About Corgi and HUB International and Employment Practices Liability

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices)

## Related Pages for Corgi vs HUB International

- [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection.
- [Corgi Employment Practices Liability Insurance](https://spot.insure/insurance-providers/corgi/employment-practices)
- [HUB International Employment Practices Liability Insurance](https://spot.insure/insurance-providers/hub-international/employment-practices)

## Sources for Corgi vs HUB International

### Sources About Corgi

1. [EPLI Insurance for Startups](https://www.corgi.insure/employment-practices-liability). Corgi Insurance; What's Actually Inside Your EPLI Policy (form CORG-EPL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.
2. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength: 'Coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. ... Certain coverages may also be underwritten by Technology Risk Retention Group, Inc.'. Accessed 2026-09-23.

### Sources About HUB International

3. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Employment Practices Liability (EPL) under Executive Liability; "Pay Transparency Laws in 2026: What It Means for EPL Coverage" article title; FAQ on D&O/EPL/fiduciary/E&O interplay; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

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