---
title: "Corgi vs HUB International: Crime Insurance"
description: "Corgi offers fintechs standalone, discovery-basis Crime & Fidelity with a $1 million illustration; HUB brokers crime for private, public and nonprofit organizations and names vendor theft and asset misappropriation."
canonical: "https://spot.insure/compare/corgi-vs-hub-international/crime"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-hub-international"
provider-a: "corgi"
provider-b: "hub-international"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-hub-international/crime)

## Agent Guide

**What this page is:** Focused comparison of Corgi and HUB International for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Corgi versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs HUB International for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Corgi or HUB International?
- What does Corgi or HUB International publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Corgi and HUB International.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile

# Corgi vs HUB International: How Do They Compare for Crime Insurance?

Corgi offers instant online crime quotes in under 10 minutes; HUB International brokers crime for private, public and not-for-profit organizations and sends prospects to a broker contact page, with no online quote flow described.

Corgi offers fintechs standalone Crime & Fidelity with an illustrative $1 million limit; HUB brokers crime for private, public and nonprofit organizations without publishing limits.

## Corgi vs HUB International Crime Insurance Summary

Corgi offers fintechs standalone, discovery-basis Crime & Fidelity with a $1 million illustration; HUB brokers crime for private, public and nonprofit organizations and names vendor theft and asset misappropriation. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

## What Are the Key Differences Between Corgi and HUB International Crime Insurance?

Corgi targets fintechs, payroll companies and marketplaces that move customer funds; HUB serves private, public and nonprofit organizations and names vendor theft and asset misappropriation among its crime events. Choose Corgi if you need a standalone discovery-basis form and a quick online quote; choose HUB if you are a public company or nonprofit seeking a broker and need its proposed limit and retention. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

### What Each Coverage List Includes

Corgi’s standard policy bundles employee dishonesty, social-engineering fraud, computer fraud, funds-transfer fraud, and forgery, and is written on a discovery basis. HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

### Fintech and BaaS Versus Organization Types

Corgi aims the product at fintechs, payroll companies and marketplaces that move customer funds. HUB says crime is available for private, public and not-for-profit organizations. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

### Illustrated Limit Versus Unpublished Placement

Corgi illustrates $1 million occurrence and aggregate, a $10,000 retention and a common $250,000 social-engineering sublimit. HUB’s crime page does not publish limits, deductibles or premiums and does not name an issuing insurer. Corgi’s disclaimers name Corgi Insurance Company or Technology Risk Retention Group. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [2](https://www.corgi.insure/disclaimers "Disclaimers") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

### Quote Path

Corgi offers instant online quotes and same-day binders. HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

## What Should You Confirm in Corgi and HUB International Crime Insurance Quotes?

- Ask HUB whether vendor theft and asset misappropriation appear on the bound form. [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")
- Get HUB’s carrier and limit; compare with Corgi’s $1 million illustration. [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups")
- Confirm Corgi’s discovery trigger and social-engineering sublimit on the quote. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups")
- If a sponsor bank requires crime, ask Corgi whether that requirement is in scope; HUB’s reviewed page does not discuss sponsor-bank conditions. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

## Corgi vs HUB International Crime Insurance Compared

| Criteria | Corgi Crime & Fidelity | HUB International Crime Insurance Brokerage |
| --- | --- | --- |
| Who It’s For | Corgi positions Crime & Fidelity primarily for fintechs, payroll companies and marketplaces that move customer funds, noting it is frequently required by sponsor banks and Banking-as-a-Service (BaaS) partners before a fintech can go live. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Industry-applicability section of the product page; other startups can also buy the policy, and eligibility for any given business depends on underwriting..) | HUB says crime coverage is available for private, public and not-for-profit organizations. [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page organization-type list; not a published underwriting appetite by size or industry..) |
| How to Apply | Corgi says it can issue Crime & Fidelity coverage and a binder the same day, and offers instant quotes in under 10 minutes through its online application. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: FAQ marketing claims on the product page; quote and bind speed are not independently verified..) | HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) |
| Coverage Features | The standard policy bundles four insuring agreements: employee dishonesty, social engineering fraud (business email compromise), computer fraud, and funds transfer fraud, plus forgery and alteration of checks or drafts. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-CRM-0100; the illustrated scenarios are examples, not a guarantee of coverage for a specific claim, and the issued policy controls..)<br><br>Social engineering fraud (business email compromise) is commonly sublimited to $250,000 against the $1 million policy aggregate, and Corgi conditions the sublimit on out-of-band verification controls for changes to vendor wire instructions. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product-page scenario notes and FAQ; the exact sublimit and required controls are underwriting-dependent and confirmed on the declarations page..)<br><br>Corgi's Crime & Fidelity policy is written on a discovery basis, meaning coverage attaches when a loss is discovered during the policy period regardless of when the underlying dishonest act occurred, and it offers an optional discovery period of up to one year after termination to report a loss. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product-page glossary and FAQ description of form CORG-CRM-0100..) | HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)<br><br>HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data..) |
| Role in This Line | Corgi sells Crime & Fidelity as a standalone startup policy, describing it as first-party coverage that pays the company back when money (not data) is stolen through employee theft, social engineering, computer fraud, forgery or funds-transfer fraud. [1](https://www.corgi.insure/crime "Crime & Fidelity Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-CRM-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | HUB brokers commercial crime insurance rather than underwriting the coverage itself. [3](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer..) |

## About Corgi and HUB International and Crime Insurance

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Corgi vs HUB International Crime Insurance

- [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Corgi Crime Insurance](https://spot.insure/insurance-providers/corgi/crime)
- [HUB International Crime Insurance](https://spot.insure/insurance-providers/hub-international/crime)

## Sources for Corgi vs HUB International Crime Insurance

### Sources About Corgi

1. [Crime & Fidelity Insurance for Startups](https://www.corgi.insure/crime). Corgi Insurance; What's Actually Inside Your Crime & Fidelity Policy (form CORG-CRM-0100); Anatomy of a $1M/$1M/$10K policy; Scenario notes; Industry Applicability & Compliance; FAQ. Accessed 2026-09-23.
2. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength: 'Coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. ... Certain coverages may also be underwritten by Technology Risk Retention Group, Inc.'. Accessed 2026-09-23.

### Sources About HUB International

3. [Crime Insurance Brokers](https://www.hubinternational.com/products/business-insurance/crime-insurance/). HUB International; Fraud-loss statistics; coverage types: employee theft, vendor theft, forgery, asset misappropriation, computer fraud, funds transfer fraud; organization types: private, public, not-for-profit; Connect With a Broker. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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