---
title: "Corgi vs Founder Shield: Employment Practices Liability Insurance"
description: "Corgi lets startups quote EPLI online and read the terms first, including a $1 million/$2 million sample limit and a wage-and-hour exclusion. Founder Shield is a broker that shops A- or better insurers for retail, hospitality, professional-services and nonprofit employers."
canonical: "https://spot.insure/compare/corgi-vs-foundershield/employment-practices"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-foundershield"
provider-a: "corgi"
provider-b: "foundershield"
coverage-line: "employment-practices"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-foundershield/employment-practices)

## Agent Guide

**What this page is:** Focused comparison of Corgi and Founder Shield for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about Corgi versus Founder Shield. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs Founder Shield for Employment Practices Liability Insurance: how do they differ?
- Which is better for Employment Practices Liability Insurance, Corgi or Founder Shield?
- What does Corgi or Founder Shield publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Employment Practices Liability Insurance. Providers: Corgi and Founder Shield.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs Founder Shield](https://spot.insure/compare/corgi-vs-foundershield) — all coverage lines for this pair
- [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile

# Corgi vs Founder Shield: How Do They Compare for Employment Practices Liability Insurance?

Corgi sells EPLI as a standalone startup policy and bundles it in some plans, with a standard wage-and-hour exclusion. Founder Shield markets EPLI to startups hiring their first employees and says it may be standalone or packaged with D&O.

Corgi sells its own startup EPLI with an online quote and published terms; Founder Shield brokers EPLI with A- or better insurers matched to your industry.

## Corgi vs Founder Shield Employment Practices Liability Insurance Summary

Corgi lets startups quote EPLI online and read the terms first, including a $1 million/$2 million sample limit and a wage-and-hour exclusion. Founder Shield is a broker that shops A- or better insurers for retail, hospitality, professional-services and nonprofit employers. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [4](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance")

## What Are the Key Differences Between Corgi and Founder Shield Employment Practices Liability Insurance?

### Buy Online With Published Terms vs a Broker Matched to Your Industry

You request a Corgi quote online, and it sells EPLI standalone or inside its Series A, Growth Stage and Custom startup packages. Founder Shield is a broker: you start on its website or with an advisor, and its team approaches insurers rated A- or better by AM Best, chosen for your industry. Choose Corgi if you're a venture-backed startup that wants a fast online quote; choose Founder Shield if you run high-turnover retail or hospitality, a professional-services firm or a nonprofit with volunteers. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [4](https://foundershield.com/about-us/ "About Us") [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance")

### Corgi's Terms Show Real Gaps; Founder Shield's Aren't Published

Corgi publishes its form: two insuring agreements, wage-and-hour excluded except for a defense-cost endorsement, contractors excluded by default, a $1 million / $2 million illustrative limit and claims limited to the U.S. and Canada. That lets you spot gaps before you buy. Founder Shield lists defense, settlements and judgments for termination, discrimination, harassment and retaliation, and notes EPLI is sometimes paired with D&O, but publishes no limits. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance")

## What Should You Confirm in Corgi and Founder Shield Employment Practices Liability Insurance Quotes?

- Ask Founder Shield which insurer would issue the policy and whether it's paired with D&O. [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance")
- Ask Corgi which company underwrites your quote (Corgi Insurance Company or Technology Risk Retention Group) and which endorsements are attached. [2](https://www.corgi.insure/disclaimers "Disclaimers") [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups")
- Compare Founder Shield's limits and retention with Corgi's $1 million / $2 million and $25,000 retention. [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups")
- If you have volunteers, contractors or high-turnover staff, ask how each form treats them. [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups")

## Corgi vs Founder Shield Employment Practices Liability Compared

| Criteria | Corgi Employment Practices Liability (EPLI) | Founder Shield Employment Practices Liability Insurance |
| --- | --- | --- |
| Who It’s For | Corgi says EPLI coverage applies to claims made and pursued in the United States, its territories, Puerto Rico or Canada, and that startups with international employees should discuss this limitation with their advisor. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-EPL-0100; claims brought in other jurisdictions are not covered under the standard policy..) | Founder Shield markets EPLI to startups hiring their first employees, retail and hospitality businesses with high turnover, professional-services firms, technology companies, and non-profits with volunteers. [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: EPLI product page..) |
| How to Apply | You can request an EPLI quote online through Corgi's self-serve application. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | You request Founder Shield Employment Practices Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [4](https://foundershield.com/about-us/ "About Us") [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) |
| Coverage Features | The standard policy has two insuring agreements: Agreement A covers claims by current employees, former employees and job applicants alleging discrimination, harassment, retaliation or wrongful termination; Agreement B covers claims by third parties, such as customers or vendors, alleging harassment or discrimination by an employee during a business interaction. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-EPL-0100; the issued policy and declarations control..)<br><br>The standard policy excludes wage-and-hour claims (including FLSA misclassification and overtime disputes); Corgi offers a Wage & Hour Defense Costs Endorsement that covers defense costs only, not settlements or judgments, for these claims. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; the endorsement requires separate issuance and does not add indemnity coverage..)<br><br>Independent contractors are excluded from the policy's definition of 'Employee' by default; Corgi offers an Independent Contractors and Leased Workers Endorsement to extend coverage to claims from contractors and leased workers. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; endorsement required and availability may vary by jurisdiction and underwriting..) | Founder Shield lists defense costs, settlements and judgments, and claims of wrongful termination, discrimination, harassment and retaliation as what EPLI responds to. [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) |
| Role in This Line | Corgi sells EPLI as a standalone startup policy and bundles it into its Series A, Growth Stage and Custom packages, describing it as coverage for claims arising from the employment relationship: wrongful termination, discrimination, harassment, retaliation and failure to hire. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-EPL-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Employment Practices Liability Insurance with third-party carriers rather than underwriting the policy itself. [4](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..)<br><br>Founder Shield says EPLI is often purchased standalone but is sometimes packaged with Directors & Officers coverage, since employee-related suits frequently name corporate officers personally. [3](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: EPLI product page..) |
| Issuing Insurer | Corgi's disclaimers say coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. (an admitted carrier) or Technology Risk Retention Group, Inc.; the EPLI product page itself does not name which entity underwrites a given EPLI policy. [2](https://www.corgi.insure/disclaimers "Disclaimers") (Evidence: Company-reported; scope: General carrier-financial-strength disclosure that applies across Corgi's product lines, not an EPLI-specific underwriter statement; your policy names the actual insurer..) | Founder Shield says it places policies, including Founder Shield Employment Practices Liability Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) |

## About Corgi and Founder Shield and Employment Practices Liability

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [Founder Shield company profile](https://spot.insure/insurance-providers/foundershield) · [Founder Shield customer reviews](https://spot.insure/insurance-providers/foundershield/reviews)
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices)

## Related Pages for Corgi vs Founder Shield

- [Corgi vs Founder Shield](https://spot.insure/compare/corgi-vs-foundershield): all coverage lines, business roles, service and claims.
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection.
- [Corgi Employment Practices Liability Insurance](https://spot.insure/insurance-providers/corgi/employment-practices)
- [Founder Shield Employment Practices Liability Insurance](https://spot.insure/insurance-providers/foundershield/employment-practices)

## Sources for Corgi vs Founder Shield

### Sources About Corgi

1. [EPLI Insurance for Startups](https://www.corgi.insure/employment-practices-liability). Corgi Insurance; What's Actually Inside Your EPLI Policy (form CORG-EPL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.
2. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength: 'Coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. ... Certain coverages may also be underwritten by Technology Risk Retention Group, Inc.'. Accessed 2026-09-23.

### Sources About Founder Shield

3. [Employment Practices Liability Insurance](https://foundershield.com/coverage/employment-practices-liability-insurance/). Founder Shield; What Is EPL Insurance?; Who Needs EPL Insurance Coverage?; What Does EPL Insurance Cover?. Accessed 2026-09-23.
4. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.
5. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/corgi-vs-foundershield/employment-practices.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)